{ "count" : 47894, "data" : [ { "id" : "6a305774f292fd229cf39ece", "title" : "Credit Risk Manager", "company" : "Upstart", "industry" : "FinTech", "salary" : { "min" : 145000.0, "max" : 215000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Manager-level Credit Risk Manager in the US FinTech industry, adjusted for company size and remote work." }, "location" : "Remote", "locations" : [ "Remote" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "timestamp" : "2026-06-16T08:03:13.375", "fingerprint" : "8f52e56b3eeab76750a41211ab4eb53be13ccdae8bc4b01ae4c3407135de8ede", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://careers.upstart.com/jobs?gh_jid=8002976", "externalId" : "8002976", "industryFunction" : { }, "structuredLocations" : [ { "country" : "United States", "continent" : "na", "workMode" : "remote" } ], "locationText" : "United States", "experienceLevel" : "Manager", "domainKnowledge" : "Financial instruments; Regulatory frameworks; Risk methodologies; Quantitative skills", "domainList" : [ "financial-instruments", "regulatory-frameworks", "risk-methodologies", "quantitative-skills" ], "domainSpecificKnowledge" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills" ], "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: Upstart's Responsible AI Lending team is responsible for ensuring the safety and soundness of underwriting across Upstart Bank's lending portfolio. The team monitors portfolio performance, evaluates emerging risks, and establishes governance frameworks that support responsible growth while meeting regulatory expectations. As the Credit Risk Oversight Manager at Upstart, you will serve as the primary owner of 2LOD Credit Risk oversight monitoring and policies. You will be responsible for establishing the capability and leading credit portfolio monitoring and risk oversight across consumer lending products. You will build the frameworks, dashboards, and processes that enable leadership, committees, and the board to understand portfolio performance, identify emerging risks both internal and external, and make informed decisions while supporting continued innovation of AI-driven underwriting. How you’ll make an impact Develop and maintain credit risk monitoring frameworks that assess portfolio performance relative to business plans, policy limits, and stress scenarios. Establish key risk indicators, thresholds, and early warning signals that identify emerging credit risks across evolving underwriting models and changing economic conditions. Provide credible challenge to 1LOD model development, treasury, credit strategy, and product leaders by using portfolio insights to assess whether performance remains aligned with risk appetite, policy expectations, and business plans. Partner with Machine Learning, Product, Risk, and Bank leadership teams to evaluate portfolio performance and recommend actions when risk metrics deviate from expectations. Partner with peers in Model Risk Management and Fair Lending on second line teams. Prepare and present portfolio risk analyses, monitoring results, and recommendations to senior leadership, governance committees, and other stakeholders. Design and implement governance processes, reporting routines, and operating mechanisms that support regulatory expectations and effective risk oversight. Provide independent challenge and oversight of credit policies, underwriting performance, and risk management practices while balancing innovation and prudent risk management. Minimum Qualifications Bachelor's degree in Finance, Economics, Statistics, Mathematics, Business, or a related quantitative field (or equivalent practical experience). 7+ years of experience in consumer credit risk management, portfolio analytics, or credit risk oversight. Experience analyzing credit performance across the consumer lending lifecycle, including acquisition, underwriting, portfolio management, and repayment outcomes. Experience using data analysis tools such as SQL, Python, R, or similar analytical platforms to evaluate portfolio performance and risk trends. Experience communicating quantitative analyses and risk assessments to senior business leaders through written reports and presentations Preferred Qualifications 10+ years experience in consumer credit risk management across multiple asset categories. Knowledge of machine learning concepts and their application within consumer lending or credit underwriting environments. Experience developing credit risk monitoring frameworks, risk appetite metrics, or portfolio governance processes. Knowledge of banking regulatory requirements and supervisory expectations related to consumer credit risk management. Experience conducting portfolio stress testing, scenario analysis, or sensitivity analysis. Ability to influence cross-functional stakeholders and build alignment across risk, product, analytics, and executive leadership teams. Position location: Remote (United States) Time zone requirements The team operates on the East/West coast time zones. Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. #LI-REMOTE #LI-MidSenior At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range $145,300—$231,300 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. Health Savings Account contributions from Upstart for eligible plans (US only) Income protection benefits, including life insurance and disability coverage for added financial security Paid time off, sick leave, and company holidays, in line with local requirements Paid family and parental leave to support caregiving and major life moments (duration varies by country) Family-centered benefits to support fertility, parenthood, and caregiving needs Employee Assistance Program (EAP) offering mental health support and life-centered resources Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from Connection and community through team events, all-company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!) For roles based in Canada, please note that we are not currently able to hire in Quebec. Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com https://www.upstart.com/candidate_privacy_policy", "summaryDescription" : "Credit Risk Manager at Upstart", "postedDate" : "2026-06-15T23:20:57.159", "createdAt" : "2026-06-15T23:20:57.159", "lastUpdated" : "2026-06-16T08:03:13.375", "ingestTimestamp" : "2026-06-15T23:20:57.159", "mongoId" : "6a305774f292fd229cf39ece", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 145000, "salaryAnnualMax" : 215000, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills", "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "skillCount" : 14, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Manager", "dataQualityScore" : 0.8888889, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "69fc49a74c40e2acd1a833ff", "title" : "Sr. Consumer Credit Analyst", "company" : "Hyundai Capital Canada", "industry" : "Banking", "salary" : { "min" : 95000.0, "max" : 135000.0, "currency" : "CAD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline data for a Senior Consumer Credit Analyst in Toronto, Canada, adjusted for the financial services industry and company size." }, "location" : "Canada-Ontario-Toronto", "locations" : [ "Canada-Ontario-Toronto" ], "timestamp" : "2026-06-15T08:31:35.417", "fingerprint" : "46522bbdbdb6dc534313ecace5d92ac3ec79577addd3a5aea19ab40547436655", "source" : "taleo", "language" : "en", "applyUrl" : "https://hyundaicapital.taleo.net/careersection/ex/jobdetail.ftl?job=115844", "externalId" : "115844", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Toronto", "state" : "Ontario", "country" : "Canada", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "43.6534817,-79.3839347" } ], "locationText" : "Toronto, Ontario, Canada", "employmentType" : "FULL_TIME", "minimumEducation" : "High school", "experienceMinYears" : 4, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Excel, Word, Outlook", "professionalSkills" : [ "Credit analysis", "Risk assessment", "Relationship building" ], "hardSkillsList" : [ "Credit decisioning", "Funding requests", "Fraud indicators", "Loan documentation" ], "softSkillsList" : [ "Mentoring", "Coaching", "Feedback" ], "hardSkills" : [ { "name" : "Credit decisioning", "level" : "intermediate" }, { "name" : "Funding requests", "level" : "intermediate" }, { "name" : "Fraud indicators", "level" : "intermediate" }, { "name" : "Loan documentation", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Mentoring" }, { "name" : "Coaching" }, { "name" : "Feedback" } ], "majorSkills" : "Consumer credit, Risk tolerance, Application review", "majorSkillsList" : [ "Consumer credit", "Risk tolerance", "Application review" ], "coreResponsibilities" : "Review and decision applications, Make exceptions where warranted, Communicate with Dealers, Communicate with Sales, Communicate with Funding Department, Answer outgoing phone calls, Review proof of income, Handle escalations, Review/decision applications, Review/decision escalations, Adjudicate credit applications, Review funding requests, Provide feedback on non-compliance, Monitor dealer performance, Monitor fraud indicators, Mentor credit analysts, Share knowledge, Offer guidance, Support onboarding, Support training, Provide backup support, Complete ad hoc tasks, Complete special projects", "teamCollaboration" : "Internal customers; External customers", "domainKnowledge" : "Retail consumer lending; Contracting; Funding", "domainList" : [ "retail-consumer-lending", "contracting", "funding" ], "domainSpecificKnowledge" : [ "Retail consumer lending", "Contracting", "Funding" ], "toolProficiency" : [ "LOS system" ], "communicationSkills" : "Oral; Written", "qualificationsBasic" : "4+ years’ experience as Credit Analyst, High school diploma, Thorough funding and loan documentation knowledge, Thorough knowledge of credit/review process, Thorough knowledge of compliance laws", "qualificationsPreferred" : "College degree a plus, Bilingual in French and English preferred, FiServ/Defi knowledge a plus, Knowledge of automated credit decision system(s) a plus", "remoteFriendly" : false, "workSiteFlexibility" : "Flexible", "rawDescription" : "Who We Are: Hyundai Capital Canada (HCCA) is the Canadian captive finance business for Hyundai Motor Group. We go to market under the service brands Hyundai Motor Finance, Kia Finance, and Genesis Finance. Through a network of over 450 Hyundai and Kia dealerships nationwide, we provide indirect vehicle financing and leasing solutions to consumers and commercial customers. Employee Value Prop and Culture: Our employees contribute every day to a culture that is fast-paced, dynamic, energized, agile, and collaborative. From our various employee programs to the unique design of our offices, we strive to foster a connected, fun, positive, and rewarding company culture where employees feel appreciated for their contributions, proud of their company, and passionately invested in HCCA's success. Global One Company: Many countries. One identity. Hyundai Capital has offices across the world, including South Korea, the United States, China, the United Kingdom, Germany, and Brazil. Our work environments are designed with specific themes in mind to achieve a consistent global identity that reflects our values: simplicity, collaboration, elements of nature, and symmetry. Position Summary : The objective of this position is to review and decision applications within acceptable Risk tolerances, making exceptions where warranted. The senior credit analyst will be communicating with Dealers, Sales, and the Funding Department through various mediums including phone, internal LOS system and email. This individual will be required to multitask throughout the day including answering and making outgoing phone calls, reviewing inbox items such as proof of income, handling escalations and reviewing/decisioning applications and escalations. This role supports the Western Canada region and follows a schedule of five (5) days per week, eight (8) hours per day, on a rotating Monday-to-Saturday schedule, between 11:00 AM and 11:00 PM EST. Duties & Responsibilities Adjudicate credit applications in alignment with established risk tolerances and service level agreements (SLAs) Review Funding requests requiring exceptions or overrides, as well as escalations from Credit Analysts, ensuring timely decisions within established turn times Provide feedback to managers on non-compliance trends or concerns to support calibration meetings and continuous improvement Monitor dealer performance and fraud indicators in order to provide feedback to the managers and Risk team to help ensure that the Caution and Watchlists are kept up to date Mentor credit analysts by sharing knowledge, offering guidance, and supporting onboarding and training efforts Provide backup support to Credit Managers as needed to ensure consistent operational coverage Complete ad hoc tasks and special projects, as assigned High school diploma, college degree a plus 4+ years’ experience as Credit Analyst Bilingual in French and English preferred, not required Thorough funding and loan documentation knowledge Thorough knowledge of the credit/review process and credit analysis FiServ/Defi knowledge a plus or knowledge of automated credit decision system(s) Thorough knowledge of compliance laws as related to retail consumer lending, contracting and funding Ability to manage multiple tasks effectively Relationship building skills with both internal and external customers Strong communications skills – oral and written Intermediate to advanced user experience with Excel, Word, and Outlook Self-starter with excellent time management skills Team building and collaborative skills Ability to assist in training new hire credit analysts Coaching and feedback skills    Hyundai Capital Canada Inc. is committed to acknowledging applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. Canada-Ontario-Toronto", "summaryDescription" : "Sr. Consumer Credit Analyst at Hyundai Capital Canada. Skills: Consumer credit, Risk tolerance, Application review. Review and decision applications. Make exceptions where warranted", "createdAt" : "2026-06-14T02:58:14.754", "lastUpdated" : "2026-06-15T08:31:35.417", "ingestTimestamp" : "2026-06-14T02:58:14.754", "mongoId" : "69fc49a74c40e2acd1a833ff", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Credit decisioning", "Funding requests", "Fraud indicators", "Loan documentation", "Mentoring", "Coaching", "Feedback", "Consumer credit", "Risk tolerance", "Application review", "Credit analysis", "Risk assessment", "Relationship building", "Retail consumer lending", "Contracting", "Funding", "LOS system" ], "skillCount" : 17, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "694ae6ce70f0b99d589b27c0", "title" : "Associate, Consumer Credit", "company" : "Hyundai Capital America", "industry" : "Banking", "salary" : { "min" : 58000.0, "max" : 78000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Junior Associate in Financial Services in Plano, United States, adjusted for company size and industry." }, "location" : "United States-Texas-Plano", "locations" : [ "United States-Texas-Plano", "
Dallas, TX (HCA_DallasTX)
6100 W. Plano Parkway, Suite 2000
Suite 2000
Plano, 75093

" ], "timestamp" : "2026-06-16T00:37:38.377", "fingerprint" : "e4c778dbf29cb23a0ca48a0a551412fd1d9c820708f32ef40672cd8055f71129", "source" : "taleo", "language" : "en", "applyUrl" : "https://hyundaicapital.taleo.net/careersection/ex/jobdetail.ftl?job=108663", "externalId" : "108663", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Plano", "state" : "Texas", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "33.0136764,-96.6925096" } ], "locationText" : "Plano, Texas, United States", "remoteFriendly" : false, "rawDescription" : "Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: ·          Medical, Dental and Vision plans that include no-cost and low-cost plan options ·          Immediate 401(k) matching and vesting ·          Vehicle purchase and lease discounts plus monthly vehicle allowances ·          Paid Volunteer Time Off with company donation to a charity of your choice ·          Tuition reimbursement What to Expect The Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA’s policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA’s KPI’s. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do 1.      Analyze information from credit applications utilizing the four C’s of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2.      Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA’s. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3.      Follow up for approvals and pending contracts to increase capture rate and monitor dealer’s portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4.      Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5.      Perform all other duties as assigned. What You Will Bring ·          Minimum 1-year automotive finance experience (Desirable) ·          Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable) ·          Auto finance or related background is preferred ·          2 years of experience in fast paced office environment ·          Experience with Dealer operations or Sales (Desirable) ·          High school graduate (GED), College Degree preferred ·          Strong verbal, written and interpersonal skills ·          Analytical with high attention to detail ·          Self- starter with excellent time management skills ·          Well versed on company product offerings, reporting and measurement systems ·          Ability to negotiate, influence and collaborate both with customers and associates Work Environment Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy Notice This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com . United States-Texas-Plano", "summaryDescription" : "Associate, Consumer Credit at Hyundai Capital America", "createdAt" : "2026-06-14T20:48:25.017", "lastUpdated" : "2026-06-16T00:37:38.377", "ingestTimestamp" : "2026-06-14T20:48:25.017", "mongoId" : "694ae6ce70f0b99d589b27c0", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 58000, "salaryAnnualMax" : 78000, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.5555556, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "69fc49a74c40e2acd1a8341f", "title" : "Associate, Consumer Credit", "company" : "Hyundai Capital America", "industry" : "Banking", "salary" : { "min" : 65000.0, "max" : 85000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Junior Associate in Financial Services in Irvine, CA, adjusted for company size and industry." }, "location" : "United States-California-Irvine", "locations" : [ "United States-California-Irvine", "
Headquarters 1 (HCA_HQ1)
3161 Michelson Dr. Ste 1900
Irvine, 92612

" ], "timestamp" : "2026-06-16T03:01:00.231", "fingerprint" : "af99ed945e8ef7b768d997b3a0aefa75cf99f688f30517922eec599029436030", "source" : "taleo", "language" : "en", "applyUrl" : "https://hyundaicapital.taleo.net/careersection/ex/jobdetail.ftl?job=114645", "externalId" : "114645", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Irvine", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "33.6856969,-117.8259810" } ], "locationText" : "Irvine, California, United States", "remoteFriendly" : false, "rawDescription" : "Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: ·          Medical, Dental and Vision plans that include no-cost and low-cost plan options ·          Immediate 401(k) matching and vesting ·          Vehicle purchase and lease discounts plus monthly vehicle allowances ·          Paid Volunteer Time Off with company donation to a charity of your choice ·          Tuition reimbursement What to Expect The Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA’s policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA’s KPI’s. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do 1.        Analyze information from credit applications utilizing the four C’s of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2.        Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA’s. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3.        Follow up for approvals and pending contracts to increase capture rate and monitor dealer’s portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4.        Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5.        Perform all other duties as assigned. What You Will Bring ·             Minimum 1-year automotive finance experience (Desirable) ·             Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable) ·             Auto finance or related background is preferred ·             2 years of experience in fast paced office environment ·             Experience with Dealer operations or Sales (Desirable) ·             High school graduate (GED), College Degree preferred ·             Strong verbal, written and interpersonal skills ·             Analytical with high attention to detail ·             Self- starter with excellent time management skills ·             Well versed on company product offerings, reporting and measurement systems ·             Ability to negotiate, influence and collaborate both with customers and associates WORK ENVIRONMENT Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy Notice This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com . United States-California-Irvine", "summaryDescription" : "Associate, Consumer Credit at Hyundai Capital America", "createdAt" : "2026-06-14T19:40:08.739", "lastUpdated" : "2026-06-16T03:01:00.231", "ingestTimestamp" : "2026-06-14T19:40:08.739", "mongoId" : "69fc49a74c40e2acd1a8341f", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 65000, "salaryAnnualMax" : 85000, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.5555556, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "69fc49a74c40e2acd1a8341e", "title" : "Associate, Consumer Credit", "company" : "Hyundai Capital America", "industry" : "Banking", "salary" : { "min" : 58000.0, "max" : 78000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline data for a Junior Associate, Consumer Credit in Plano, United States, adjusted for the financial services industry and company size." }, "location" : "United States-Texas-Plano", "locations" : [ "United States-Texas-Plano", "
Dallas, TX (HCA_DallasTX)
6100 W. Plano Parkway, Suite 2000
Suite 2000
Plano, 75093

" ], "timestamp" : "2026-06-15T22:42:06.224", "fingerprint" : "d0c04c4e1ad48d1d085d89de5a2b0975c4df55e4ff2ae081dddcb21f1fdeb60b", "source" : "taleo", "language" : "en", "applyUrl" : "https://hyundaicapital.taleo.net/careersection/ex/jobdetail.ftl?job=114664", "externalId" : "114664", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Plano", "state" : "Texas", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "33.0136764,-96.6925096" } ], "locationText" : "Plano, Texas, United States", "remoteFriendly" : false, "rawDescription" : "Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: ·          Medical, Dental and Vision plans that include no-cost and low-cost plan options ·          Immediate 401(k) matching and vesting ·          Vehicle purchase and lease discounts plus monthly vehicle allowances ·          Paid Volunteer Time Off with company donation to a charity of your choice ·          Tuition reimbursement What to Expect The Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA’s policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA’s KPI’s. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do 1.        Analyze information from credit applications utilizing the four C’s of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2.        Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA’s. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3.        Follow up for approvals and pending contracts to increase capture rate and monitor dealer’s portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4.        Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5.        Perform all other duties as assigned. What You Will Bring ·             Minimum 1-year automotive finance experience (Desirable) ·             Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable) ·             Auto finance or related background is preferred ·             2 years of experience in fast paced office environment ·             Experience with Dealer operations or Sales (Desirable) ·             High school graduate (GED), College Degree preferred ·             Strong verbal, written and interpersonal skills ·             Analytical with high attention to detail ·             Self- starter with excellent time management skills ·             Well versed on company product offerings, reporting and measurement systems ·             Ability to negotiate, influence and collaborate both with customers and associates WORK ENVIRONMENT Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy Notice This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com . United States-Texas-Plano", "summaryDescription" : "Associate, Consumer Credit at Hyundai Capital America", "createdAt" : "2026-06-14T18:48:31.087", "lastUpdated" : "2026-06-15T22:42:06.224", "ingestTimestamp" : "2026-06-14T18:48:31.087", "mongoId" : "69fc49a74c40e2acd1a8341e", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 58000, "salaryAnnualMax" : 78000, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.5555556, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c6abc74d8ee00a090d930", "title" : "Credit Analyst", "company" : "Upgrade", "industry" : "FinTech", "salary" : { "min" : 40.0, "max" : 45.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Orange County", "locations" : [ "Orange County" ], "timestamp" : "2026-06-15T06:56:29.602", "fingerprint" : "847567973fcab168fce3875bb993832c37dedd5ed829703079a80d3245b650a9", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/upgrade/jobs/4704721005", "externalId" : "4704721005", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Irvine", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "33.6856969,-117.8259810" } ], "locationText" : "Irvine, California, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Credit scoring", "professionalSkills" : [ "Risk mitigation", "Pricing", "Compliance" ], "hardSkillsList" : [ "Underwriting", "Loan analysis" ], "hardSkills" : [ { "name" : "Underwriting", "level" : "intermediate" }, { "name" : "Loan analysis", "level" : "intermediate" } ], "majorSkills" : "Credit analysis, Auto loans", "majorSkillsList" : [ "Credit analysis", "Auto loans" ], "coreResponsibilities" : "Underwrite auto loan applications, Price loan approvals, Create relationships with auto dealer partners, Negotiate with external clients, Build relationships with internal partners, Resolve dealership concerns, Resolve existing loan issues, Assess loan documents, Assess third party data, Make informed lending decisions, Resolve issues during funding process, Stay up to date with economic trends, Stay up to date with industry regulations", "teamCollaboration" : "Internal Dealer Development partners; Various stakeholders; Operations Team", "domainKnowledge" : "Lending policies; Auto industry", "domainList" : [ "lending-policies", "auto-industry" ], "domainSpecificKnowledge" : [ "Lending policies", "Auto industry" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Verbal communication; Written communication; Presentation skills", "continuousLearning" : "Professional growth; Development opportunities", "problemSolvingSkills" : "Provide alternative solutions", "specialRequirements" : "Rotating shifts, Weekend coverage", "qualificationsBasic" : "5+ years experience, Attention to detail", "qualificationsPreferred" : "Professionalism, Ownership, Ability to work under pressure, Ability to collaborate, Work in a team environment, Excellent verbal communication, Excellent written communication, Presentation skills, Highly motivated, Set and achieve challenging goals, Persistence through obstacles", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $7.3B. We’re consistently recognized for our collaborative and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, America’s Greatest Workplaces by Newsweek, Best Startup Employer by Forbes, and Healthiest Employers by Phoenix Business Journal. We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people. About the Role: As a Credit Analyst, you will underwrite and process new auto loan applications that are submitted by our auto dealership partners. You will analyze applicants and loan data with a focus on credit worthiness, risk mitigation, pricing, and compliance in accordance with Upgrade Auto's lending policies. This is a hybrid position in our Irvine Office with a standard 40-hour work week that includes rotating morning and evening shifts within an 8-hour workday, as well as occasional weekend coverage. What You’ll Do: Receive and underwrite new auto loan applications Price loan approvals according to market and risk Create relationships with auto dealer partners and negotiate with external clients Build strong relationships with our internal Dealer Development partners and teams, as well as various stakeholders Resolve dealership concerns and existing loan issues that may arise by providing alternative solutions while using reason when dealing with emotional topics Assess loan documents and third party data to make informed lending decisions Work with the Operations Team to resolve issues that may arise during the funding process Stay up to date with current economic trends and industry regulations What We Look For: 5+ years of experience in financial services, credit management, auto industry or a related field Attention to detail when dealing with individual customer loans and credit files Professionalism, ownership, and the ability to work under pressure in challenging situations Ability to collaborate with others and work in a team environment Excellent verbal and written communication, as well as strong presentation skills Highly motivated to set and achieve challenging goals while demonstrating persistence through obstacles What We Offer You: Competitive salary and stock option plan 100% paid coverage of medical, dental and vision insurance Flexible PTO Opportunities for professional growth and development Paid parental leave Health & wellness initiatives The compensation range of this position is $40-45 per hour plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement. English is required for all positions, as it involves interacting with staff at Upgrade's offices worldwide.", "summaryDescription" : "Credit Analyst at Upgrade. Skills: Credit analysis, Auto loans. Underwrite auto loan applications. Price loan approvals", "postedDate" : "2026-06-14T07:55:24.837", "createdAt" : "2026-06-14T07:55:24.837", "lastUpdated" : "2026-06-15T06:56:29.602", "ingestTimestamp" : "2026-06-14T07:55:24.837", "mongoId" : "6a2c6abc74d8ee00a090d930", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 83200, "salaryAnnualMax" : 93600, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Underwriting", "Loan analysis", "Credit analysis", "Auto loans", "Risk mitigation", "Pricing", "Compliance", "Lending policies", "Auto industry", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 12, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 1.0, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "69e104422beec4dd3def2842", "title" : "Credit Risk Analyst, Credit Strategy & Operations", "company" : "Amazon.com Services LLC", "industry" : "Corporate Operations, Risk Family, international stores", "salary" : { "min" : 82700.0, "max" : 129800.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Seattle, Washington, USA", "locations" : [ "Seattle, Washington, USA" ], "timestamp" : "2026-06-15T02:13:12.821", "fingerprint" : "63d247fa5e49d5cdc5a437933fdb81a8d99d8408340de7629e39e59a00aaf5bd", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.com/jobs/10386339/apply", "externalId" : "e847d132-b014-455f-a7b2-d8775412f612", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Seattle", "state" : "Washington", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "47.6038321,-122.3300620" } ], "locationText" : "Seattle, Washington, United States", "employmentType" : "FULL_TIME", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit risk management", "Underwriting", "Portfolio management", "Risk analytics", "Credit strategy" ], "hardSkillsList" : [ "Credit adjudication", "Performance monitoring", "Risk mitigation" ], "hardSkills" : [ { "name" : "Credit adjudication", "level" : "intermediate" }, { "name" : "Performance monitoring", "level" : "intermediate" }, { "name" : "Risk mitigation", "level" : "intermediate" } ], "majorSkills" : "Credit risk, Underwriting, Portfolio management", "majorSkillsList" : [ "Credit risk", "Underwriting", "Portfolio management" ], "coreResponsibilities" : "Underwrite credit applications, Evaluate portfolio risks, Create risk metrics, Support credit operations launch, Improve underwriting processes, Strengthen risk mitigation, Build underwriting strategies, Build credit strategies, Define policies, Define product features, Automated credit decisioning, Manual credit decisioning, Automated credit monitoring, Manual credit monitoring, Establish credit adjudication platform, Improve credit adjudication platform, Develop processes, Develop mechanisms, Develop Standard Operating Procedures, Review complex credit decisions, Participate in program operations, Contribute to team goals, Manage stakeholder relationships, Partner with cross-organizational teams", "teamCollaboration" : "Cross-organizational teams; Product managers", "domainKnowledge" : "Credit risk; Underwriting systems; Portfolio risk management", "domainList" : [ "credit-risk", "underwriting-systems", "portfolio-risk-management" ], "domainSpecificKnowledge" : [ "Credit risk", "Underwriting systems", "Portfolio risk management" ], "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "Bachelor's degree or equivalent, 4+ years underwriting experience, 4+ years credit risk management, Experience with SQL, Working with complex datasets", "qualificationsPreferred" : "Managing credit risk program, Unsecured lending portfolio experience", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way. B2B Payments and Lending’s Credit Strategy and Operations team is looking for a smart, motivated, and analytical Credit Risk Analyst to join our underwriting and portfolio management team. The successful candidate will have a deep understanding of underwriting and related systems, as well as portfolio risk management experience. This role involves high judgment decision making, use/creation of risk analytics, the ability to analyze customer financials, complex underwriting, and management of SLAs. The successful candidate will have a strong desire in innovating processes, strong attention to detail and exceed expectations in a dynamic, fast-paced and often ambiguous environment. The role will support underwriting operations for international expansions. This role will report into the NA Credit Operations Manager based in Seattle, WA. Key job responsibilities • Underwrite small, medium and large credit applications • Evaluate portfolio risks across WW portfolios, monitoring and creating risk metrics. • Support the launch and scaling of credit operations in new and emerging markets • Improve underwriting processes to increase efficiency and strengthen risk mitigation • Contribute to and build underwriting/credit strategies across the portfolio and individual customer sub-segments. • Assist in defining policies and product features to support automated and manual credit decisioning and monitoring. • Establish, constantly improve, and be a thought leader for a credit adjudication and performance monitoring platform. • Develop processes, mechanisms, and Standard Operating Procedures (SOPs) to grow efficiently and in a scalable way. • Review complex credit decisions that require manual reviews or exceptions. • Participate in program operations, partner with product managers and contribute to team-wide improvement goals. • Manage relationships with key stakeholders and partner with cross-organizational teams on high priority initiatives. About the team The team is responsible for making decisions on Amazon Business (AB) customers’ eligibility for the Pay By Invoice (PBI) payment product at initial assessment, proactively and by request, while balancing spend opportunities and mitigating credit/write off risk. Our mission is to drive the Amazon flywheel by enabling credit on PBI for all eligible customers registering on AB with best-in-class risk management. Amazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan. If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply! Basic Qualifications: - Bachelor's degree or equivalent - 4+ years of experience in underwriting and credit risk management - Experience with SQL and working with complex datasets Preferred Qualifications: - Experience in managing credit risk program for an unsecured lending portfolio Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner. The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits . USA, WA, Seattle - 82,700.00 - 129,800.00 USD annually", "summaryDescription" : "Credit Risk Analyst, Credit Strategy & Operations at Amazon.com Services LLC. Skills: Credit risk, Underwriting, Portfolio management. Underwrite credit applications. Evaluate portfolio risks", "postedDate" : "2026-06-13T10:26:45.265", "createdAt" : "2026-06-13T10:26:45.265", "lastUpdated" : "2026-06-15T02:13:12.821", "ingestTimestamp" : "2026-06-13T10:26:45.265", "mongoId" : "69e104422beec4dd3def2842", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.com/jobs/10386339/apply", "salaryAnnualMin" : 82700, "salaryAnnualMax" : 129800, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Credit adjudication", "Performance monitoring", "Risk mitigation", "Credit risk", "Underwriting", "Portfolio management", "Credit risk management", "Risk analytics", "Credit strategy", "Underwriting systems", "Portfolio risk management" ], "skillCount" : 11, "jobCategory" : "operations", "dataQualityScore" : 0.8888889, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services" }, { "id" : "694ae6ce70f0b99d589b27c4", "title" : "Associate, Consumer Credit", "company" : "Hyundai Capital America", "industry" : "Banking", "salary" : { "min" : 58000.0, "max" : 78000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline data for an Associate, Consumer Credit in Irvine, United States, adjusted for junior seniority and the financial services industry." }, "location" : "United States-California-Irvine", "locations" : [ "United States-California-Irvine", "
Headquarters 1 (HCA_HQ1)
3161 Michelson Dr. Ste 1900
Irvine, 92612

" ], "timestamp" : "2026-06-15T07:51:11.882", "fingerprint" : "63028bf50fe83a12cb6b23a698adc2dda02edb5aee924c3fa3977eadc3719730", "source" : "taleo", "language" : "en", "applyUrl" : "https://hyundaicapital.taleo.net/careersection/ex/jobdetail.ftl?job=108643", "externalId" : "108643", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Irvine", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "33.6856969,-117.8259810" } ], "locationText" : "Irvine, California, United States", "professionalSkills" : [ "Credit analysis", "Negotiation", "Interpersonal skills", "Time management" ], "hardSkillsList" : [ "Underwriting", "Credit decisions" ], "softSkillsList" : [ "Analytical" ], "hardSkills" : [ { "name" : "Underwriting", "level" : "intermediate" }, { "name" : "Credit decisions", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Analytical" } ], "majorSkills" : "Consumer credit, Underwriting, Credit analysis", "majorSkillsList" : [ "Consumer credit", "Underwriting", "Credit analysis" ], "coreResponsibilities" : "Analyze credit applications, Make credit decisions, Negotiate loan terms, Follow up for approvals, Monitor dealer portfolios, Conduct customer interviews, Assist in funding process, Coach dealers, Reduce unclean contracts, Participate in coaching sessions", "teamCollaboration" : "Collaborate cross-divisionally; Support other departments; Participate in team meetings; Communicate trends; Review Policies & Procedures", "domainKnowledge" : "Automotive finance; Four C's of credit", "domainList" : [ "automotive-finance", "four-c-s-of-credit" ], "domainSpecificKnowledge" : [ "Automotive finance", "Four C's of credit" ], "toolProficiency" : [ "EContract", "ERehash" ], "communicationSkills" : "Verbal skills; Written skills; Interpersonal skills", "continuousLearning" : "Tuition reimbursement", "specialRequirements" : "Weekends, Evenings, Holidays", "outcomesObjectives" : "Meet acceptable underwriting standards; Adhere to policies and procedures; Meet HCA's KPI's; Increase capture rate; Reduce funding issues; Reduce unclean contracts; Enhance individual performance; Enhance department performance", "qualificationsBasic" : "2 years office environment, High school graduate", "qualificationsPreferred" : "1-year automotive finance experience, Experience with Collections, Experience with Funding, Experience with Dealer Services, Experience with Lease end, Experience with Customer Service, Auto finance background, Experience with Dealer operations, Experience with Sales, College Degree preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: ·          Medical, Dental and Vision plans that include no-cost and low-cost plan options ·          Immediate 401(k) matching and vesting ·          Vehicle purchase and lease discounts plus monthly vehicle allowances ·          Paid Volunteer Time Off with company donation to a charity of your choice ·          Tuition reimbursement What to Expect The Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA’s policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA’s KPI’s. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do 1.      Analyze information from credit applications utilizing the four C’s of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2.      Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA’s. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3.      Follow up for approvals and pending contracts to increase capture rate and monitor dealer’s portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4.      Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5.      Perform all other duties as assigned. What You Will Bring ·          Minimum 1-year automotive finance experience (Desirable) ·          Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable) ·          Auto finance or related background is preferred ·          2 years of experience in fast paced office environment ·          Experience with Dealer operations or Sales (Desirable) ·          High school graduate (GED), College Degree preferred ·          Strong verbal, written and interpersonal skills ·          Analytical with high attention to detail ·          Self- starter with excellent time management skills ·          Well versed on company product offerings, reporting and measurement systems ·          Ability to negotiate, influence and collaborate both with customers and associates Work Environment Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy Notice This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com . United States-California-Irvine", "summaryDescription" : "Associate, Consumer Credit at Hyundai Capital America. Skills: Consumer credit, Underwriting, Credit analysis. Analyze credit applications. Make credit decisions", "createdAt" : "2026-06-14T01:53:44.446", "lastUpdated" : "2026-06-15T07:51:11.882", "ingestTimestamp" : "2026-06-14T01:53:44.446", "mongoId" : "694ae6ce70f0b99d589b27c4", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 58000, "salaryAnnualMax" : 78000, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ "Underwriting", "Credit decisions", "Analytical", "Consumer credit", "Credit analysis", "Negotiation", "Interpersonal skills", "Time management", "Automotive finance", "Four C's of credit", "EContract", "ERehash" ], "skillCount" : 12, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.6666667, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2a660f74d8ee00a062bcdd", "title" : "Senior Credit Risk Analyst", "company" : "ADCI HYD 13 SEZ", "industry" : "Finance Accounting, Finance/Planning, finance", "salary" : { "min" : 1750000.0, "max" : 2750000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for Senior Credit Risk Analyst in Hyderabad, India, adjusted for the e-commerce industry and company size." }, "location" : "Hyderabad, Telangana, IND", "locations" : [ "Hyderabad, Telangana, IND" ], "certifications" : [ "Six Sigma Black Belt" ], "timestamp" : "2026-06-15T05:37:14.938", "fingerprint" : "ee46dae019f4f1af8b1c189068e86a0cbc99c67df7cafca2f5a26f34c2908837", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.jobs/jobs/10441710/apply", "externalId" : "9205c708-32b0-4c28-b277-c30526be9e53", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Hyderabad", "state" : "Telangana", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "17.3605890,78.4740613" } ], "locationText" : "Hyderabad, Telangana, India", "employmentType" : "FULL_TIME", "experienceMinYears" : 6, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit Risk Management", "Accounts Receivable", "Financial Analysis", "Process Improvement", "Risk Assessment", "Process Transformation", "Operational Excellence", "Controllership" ], "hardSkillsList" : [ "Financial statements analysis", "Credit bureau analysis", "Payment behavior analysis", "Risk indicator tracking", "Delinquency pattern analysis" ], "softSkillsList" : [ "Leadership", "Judgment" ], "hardSkills" : [ { "name" : "Financial statements analysis", "level" : "intermediate" }, { "name" : "Credit bureau analysis", "level" : "intermediate" }, { "name" : "Payment behavior analysis", "level" : "intermediate" }, { "name" : "Risk indicator tracking", "level" : "intermediate" }, { "name" : "Delinquency pattern analysis", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Judgment" } ], "majorSkills" : "Credit Risk Management, Accounts Receivable, Process Transformation, Financial Analysis", "majorSkillsList" : [ "Credit Risk Management", "Accounts Receivable", "Process Transformation", "Financial Analysis" ], "coreResponsibilities" : "Design credit management policies, Implement credit management policies, Improve credit management policies, Minimize Accounts Receivable exposure, Support business growth, Drive global credit risk programs, Drive process transformation initiatives, Drive operational excellence projects, Analyze customer credit applications, Evaluate financial statements, Evaluate credit bureau reports, Evaluate application data, Evaluate payment history, Make credit decisions, Monitor credit portfolio performance, Assess credit portfolio performance, Track key risk indicators, Track Accounts Receivable trends, Track delinquency patterns, Track customer payment behavior, Develop scalable controls, Develop governance mechanisms, Ensure compliance, Ensure controllership, Ensure effective risk management, Define business requirements, Support development efforts, Conduct user acceptance testing, Drive adoption of credit risk tools, Automate manual processes, Improve operational efficiency, Communicate credit risk trends, Communicate portfolio insights, Communicate strategic recommendations, Influence cross-functional stakeholders, Drive alignment on initiatives, Improve customer experience, Maintain risk controls", "teamCollaboration" : "Partner with Finance; Partner with Operations; Partner with Product; Partner with Technology; Collaborate with technology teams; Influence business decisions; Work with senior leadership", "projectManagementSkills" : [ "Program management" ], "domainKnowledge" : "Credit risk principles; Accounts Receivable operations; Financial analysis; Process improvement methodologies; Global credit risk framework; Credit risk management; Accounts Receivable; Financial analysis; Risk assessment; Order-to-Cash; DSO management; Credit controls; Delinquency monitoring", "domainList" : [ "credit-risk-principles", "accounts-receivable-operations", "financial-analysis", "process-improvement-methodologies", "global-credit-risk-framework", "credit-risk-management", "accounts-receivable", "risk-assessment", "order-to-cash", "dso-management", "credit-controls", "delinquency-monitoring" ], "domainSpecificKnowledge" : [ "Credit risk principles", "Accounts Receivable operations", "Financial analysis", "Process improvement methodologies", "Global credit risk framework", "Credit risk management", "Accounts Receivable", "Financial analysis", "Risk assessment", "Order-to-Cash", "DSO management", "Credit controls", "Delinquency monitoring" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Stakeholder management", "problemSolvingSkills" : "Analytical skills; Problem-solving skills", "outcomesObjectives" : "Protect Amazon's financial interests; Enable sustainable business growth; Improve operational efficiency; Improve controllership; Improve customer experience", "qualificationsBasic" : "6+ years Accounts Receivable experience, 5+ years applying financial KPIs, 5+ years creating process improvements, 4+ years identifying finance process improvements, Credit Risk Assessment experience, Accounts Receivable experience, Order-to-Cash experience, DSO management experience, Credit controls experience, Delinquency monitoring experience", "qualificationsPreferred" : "4+ years continuous improvement projects, MBA preferred, CPA preferred, Six Sigma Black Belt preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Senior Credit Risk Analyst – Global Credit (FinOps Accounts Receivable) Hyderabad (work from office) The Global Credit organization within Amazon's FinOps Accounts Receivable (AR) function is seeking a highly analytical, customer-focused, and results-oriented Senior Credit Risk Analyst to support and strengthen Amazon's global credit risk framework. This role offers a unique opportunity to combine finance, credit risk, technology, and program management expertise to drive scalable solutions that protect Amazon's financial interests while enabling sustainable business growth. As part of the Global Credit team, the successful candidate will play a critical role in designing and implementing robust credit risk management processes, developing scalable controls, and driving process transformation initiatives across the organization. The individual will leverage large and diverse data sets to proactively identify emerging credit risks, influence business decisions, and develop automated solutions that enhance efficiency, accuracy, and controllership. This role requires a strong understanding of credit risk principles, Accounts Receivable operations, financial analysis, and process improvement methodologies. The ideal candidate will possess the ability to translate complex business requirements into scalable operational and technology solutions while partnering effectively with Finance, Operations, Product, and Technology stakeholders globally. A key aspect of the position involves leading global credit risk programs and driving continuous improvement initiatives that simplify processes, strengthen risk management capabilities, and improve the overall customer experience. The individual will work closely with senior leadership to identify opportunities, implement corrective actions, and establish mechanisms that ensure compliance, governance, and operational excellence. Key Responsibilities Partner with Credit Risk leadership to design, implement, and continuously improve credit management policies, procedures, and risk mitigation strategies aimed at minimizing Accounts Receivable exposure while supporting business growth. Own and drive global credit risk programs, process transformation initiatives, and operational excellence projects across the Credit organization. Analyze customer credit applications by evaluating financial statements, credit bureau reports, application data, payment history, and other third-party information to make sound and timely credit decisions. Monitor and assess credit portfolio performance by tracking key risk indicators, Accounts Receivable trends, delinquency patterns, and customer payment behavior. Develop scalable controls and governance mechanisms to ensure compliance, controllership, and effective risk management practices. Partner closely with technology teams to define business requirements, support development efforts, conduct user acceptance testing (UAT), and drive adoption of proprietary credit risk management tools and automation solutions. Identify opportunities to automate manual processes and improve operational efficiency through technology, analytics, and process redesign. Communicate credit risk trends, portfolio insights, and strategic recommendations to stakeholders across Finance, Operations, and Business teams. Influence cross-functional stakeholders and drive alignment on initiatives that improve customer experience while maintaining appropriate risk controls. Critical Success Factors The successful candidate will demonstrate: Strong expertise in Credit Risk Management, Accounts Receivable, Financial Analysis, and Risk Assessment. Proven experience leading large-scale process improvement, automation, or transformation initiatives. Exceptional analytical and problem-solving skills with the ability to derive actionable insights from complex data sets. Strong program management capabilities and a track record of delivering results in a fast-paced environment. Experience collaborating with technology teams to develop scalable systems and business solutions. Excellent stakeholder management and communication skills, with the ability to influence decisions across multiple organizational levels. A customer-centric mindset balanced with sound risk management judgment. The ability to think strategically while maintaining a strong focus on operational execution and measurable business outcomes. Leadership Expectations The role requires an individual who consistently demonstrates excellent judgment, customer obsession, high standards, innovation, and a relentless focus on delivering results. The ideal candidate will be comfortable operating in ambiguous environments, driving change across global teams, and continuously raising the bar for risk management, process excellence, and customer experience. Basic Qualifications: - 6+ years of Accounts Receivable (AR) experience - 5+ years of applying key financial performance indicators (KPIs) to analyses experience - 5+ years of creating process improvements with automation and analysis experience - 4+ years of identifying, leading, and executing opportunities to improve, automate, standardize or simplify finance or business tools and processes experience - Experience working with stakeholders - Credit Risk Assessment Experience - Accounts Receivable & Order-to-Cash Experience - DSO management - Credit controls - Delinquency monitoring Preferred Qualifications: - 4+ years of participating in continuous improvement projects in your team to scale and improve controllership with measurable results experience - MBA, or CPA - Six Sigma Black Belt Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.", "summaryDescription" : "Senior Credit Risk Analyst at ADCI HYD 13 SEZ. Skills: Credit Risk Management, Accounts Receivable, Process Transformation, Financial Analysis. Design credit management policies. Implement credit management policies", "postedDate" : "2026-06-13T14:34:46.546", "createdAt" : "2026-06-13T14:34:46.546", "lastUpdated" : "2026-06-15T05:37:14.938", "ingestTimestamp" : "2026-06-13T14:34:46.546", "mongoId" : "6a2a660f74d8ee00a062bcdd", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.jobs/jobs/10441710/apply", "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Financial statements analysis", "Credit bureau analysis", "Payment behavior analysis", "Risk indicator tracking", "Delinquency pattern analysis", "Leadership", "Judgment", "Credit Risk Management", "Accounts Receivable", "Process Transformation", "Financial Analysis", "Process Improvement", "Risk Assessment", "Operational Excellence", "Controllership", "Program management", "Credit risk principles", "Accounts Receivable operations", "Financial analysis", "Process improvement methodologies", "Global credit risk framework", "Credit risk management", "Risk assessment", "Order-to-Cash", "DSO management", "Credit controls", "Delinquency monitoring", "Six Sigma Black Belt", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 31, "jobCategory" : "sales", "dataQualityScore" : 1.0, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinServ" }, { "id" : "6a30512bf292fd229cefb8a6", "title" : "Senior Analyst, Credit Strategy", "company" : "Bluevine", "industry" : "FinTech", "salary" : { "min" : 1850000.0, "max" : 3150000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Analyst, Credit Strategy in Bengaluru, India, adjusted for mid-seniority, FinTech industry, and company size." }, "location" : "Bengaluru", "locations" : [ "Bengaluru" ], "timestamp" : "2026-06-16T06:01:31.764", "fingerprint" : "b5235153bc71dc3361ddf486b7f6ebde233aab978e46d48fde6e15581061815f", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/bluevineindia/jobs/7773353003", "externalId" : "7773353003", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bengaluru", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "hybrid", "geo" : "12.9767936,77.5900820" } ], "locationText" : "Bengaluru, India", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 3, "experienceMaxYears" : 4, "experienceLevel" : "Senior", "technicalSkills" : "SQL, Python, BI", "professionalSkills" : [ "Analytics", "Strategy" ], "hardSkillsList" : [ "Excel proficiency" ], "softSkillsList" : [ "Clear results orientation", "Adaptability", "Continuous Learning" ], "hardSkills" : [ { "name" : "Excel proficiency", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Clear results orientation" }, { "name" : "Adaptability" }, { "name" : "Continuous Learning" } ], "majorSkills" : "Credit Strategy, Analytics, Financial Services", "majorSkillsList" : [ "Credit Strategy", "Analytics", "Financial Services" ], "coreResponsibilities" : "Convey complex concepts to diverse audience, Achieve short term goals, Achieve long term goals, Work in fast paced environment, Work in entrepreneurial environment, Work in dynamic environment, Engage in ongoing professional development, Stay informed of industry trends", "teamCollaboration" : "Executives; Team members; Other stakeholders", "domainKnowledge" : "Credit products", "domainList" : [ "credit-products" ], "domainSpecificKnowledge" : [ "Credit products" ], "toolProficiency" : [ "Excel" ], "communicationSkills" : "Convey complex concepts", "continuousLearning" : "Ongoing professional development; Staying informed of industry trends", "outcomesObjectives" : "Achieve short term goals; Achieve long term goals", "qualificationsBasic" : "Bachelor's Degree in quantitative field, 3-4 years relevant experience, SQL high proficiency, Python high proficiency, BI high proficiency, Excel high proficiency", "qualificationsPreferred" : "Financial services experience a plus, U.S. bank experience a plus, Fintech experience a plus, Line of credit experience a plus, Credit card experience a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "About Bluevine Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best. Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed. We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next? This is a hybrid role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline. ABOUT THE ROLE: As a Credit and is not afraid to get their hands dirty Strong communication skills: Ability to convey complex concepts to diverse audience, including executives, team members, and other stakeholders Clear results orientation: Display an intense focus on achieving both short and long term goals Adaptability: Someone who is excited to work in a fast paced, entrepreneurial and dynamic environment. Continuous Learning: Eagerness for ongoing professional development and staying informed of industry trends Required Experience and Education Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering) 3-4 years of relevant experience in analytics, strategy, etc. SQL, Python, BI and Excel high proficiency Not required, but a plus Experience in Financial services (U. S. bank/fintech/line of credit/credit card experience a plus) Experience in Credit products Benefits & Perks Excellent group health coverage and life insurance Stock options Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities", "summaryDescription" : "Senior Analyst, Credit Strategy at Bluevine. Skills: Credit Strategy, Analytics, Financial Services. Convey complex concepts to diverse audience. Achieve short term goals", "postedDate" : "2026-06-15T23:15:52.928", "createdAt" : "2026-06-15T23:15:52.928", "lastUpdated" : "2026-06-16T06:01:31.764", "ingestTimestamp" : "2026-06-15T23:15:52.928", "mongoId" : "6a30512bf292fd229cefb8a6", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Excel proficiency", "Clear results orientation", "Adaptability", "Continuous Learning", "Credit Strategy", "Analytics", "Financial Services", "Strategy", "Credit products", "Excel" ], "skillCount" : 10, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2ca59174d8ee00a09b7234", "title" : "Credit Analyst", "company" : "Octus", "industry" : "FinTech", "salary" : { "min" : 80000.0, "max" : 100000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "New York, New York, United States", "locations" : [ "New York", "New York", "United States" ], "timestamp" : "2026-06-15T05:41:28.049", "fingerprint" : "95b4cc4fe6a8f18a22918728d4b23ec2ea0c90ee196f990c323b53dbebe8883d", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/octus/jobs/5159873007", "externalId" : "5159873007", "industryFunction" : { }, "structuredLocations" : [ { "city" : "New York", "state" : "New York", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "40.7127281,-74.0060152" } ], "locationText" : "New York, New York, United States", "employmentType" : "FULL_TIME", "technicalSkills" : "Excel", "professionalSkills" : [ "Credit analysis", "Relative value analysis", "Valuation analysis", "Fundamental credit analysis" ], "hardSkillsList" : [ "Financial analysis", "Cash flow projections", "Capital structures" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Cash flow projections", "level" : "intermediate" }, { "name" : "Capital structures", "level" : "intermediate" } ], "majorSkills" : "Credit research, Fundamental analysis, Valuation", "majorSkillsList" : [ "Credit research", "Fundamental analysis", "Valuation" ], "coreResponsibilities" : "Conduct fundamental credit analysis, Conduct relative value analysis, Build forward looking credit models, Produce actionable investment ideas, Prepare deep dive analysis, Discuss key credit strengths, Discuss key credit risks, Analyze industry comparisons, Analyze historical transaction data, Maintain active dialogue, Follow sector trends, Ensure coverage of borrowers, Lead primary analysis work", "teamCollaboration" : "Team-wide collaborative approach; Cross-disciplinary research; Cross-disciplinary analysis", "domainKnowledge" : "Leverage loan situations; Credit lifecycle; Broadly syndicated loan market; Performing credits; Distressed credits; Distressed debt; Restructuring coverage; Corporate loan issuers; Corporate credit analysts; Leveraged loan borrowers", "domainList" : [ "leverage-loan-situations", "credit-lifecycle", "broadly-syndicated-loan-market", "performing-credits", "distressed-credits", "distressed-debt", "restructuring-coverage", "corporate-loan-issuers", "corporate-credit-analysts", "leveraged-loan-borrowers" ], "domainSpecificKnowledge" : [ "Leverage loan situations", "Credit lifecycle", "Broadly syndicated loan market", "Performing credits", "Distressed credits", "Distressed debt", "Restructuring coverage", "Corporate loan issuers", "Corporate credit analysts", "Leveraged loan borrowers" ], "toolProficiency" : [ "Excel" ], "communicationSkills" : "Written communication; Oral communication; Client interaction", "documentationSkills" : "Credit research reports; Detailed writing", "continuousLearning" : "Educational reimbursements", "problemSolvingSkills" : "Analytical skills", "outcomesObjectives" : "Publish credit research reports; Generate cross-disciplinary research; Generate cross-disciplinary analysis", "qualificationsBasic" : "1+ years credit research experience, Financial analysis experience, Build cash flow projections, Understand capital structures, Technical and analytical skills, Excellent written communication, Excellent oral communication, Fluency in Excel", "qualificationsPreferred" : "Experience in client-facing role, Experience in decision-making role, Familiarity with AI tools", "remoteFriendly" : false, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Octus Octus is a leading global provider of credit intelligence, data, and analytics. Since 2013, tens of thousands of professionals across hedge fund, investment banking, management consulting, and law firm verticals have come to rely on Octus to make better, faster, and more confident decisions in pace with the fast-moving credit markets. For more information, visit: https://octus.com/ Working at Octus Octus hires growth-minded innovators and trailblazers across the globe to drive our business and culture. Our core values – Action Oriented, Customer First Mindset, Effective Team Players, and Driven to Excel – define an organizational ethos that’s as high-performing as it is human. Among other perks, Octus employees enjoy competitive health benefits, matched 401k and pension plans, PTO, generous parental leave, gym subsidies, educational reimbursements for career development, recognition programs, pet-friendly offices (US only), and much more. Role We are looking for a credit analyst who is keen to work on the leverage loan situations across the credit lifecycle, mainly primary analysis of loans in the broadly syndicated loan market in the US. The analyst will be a part of a team of fourteen analysts covering both performing and distressed credits.  We are seeking analysts experienced with primary new loans and performing credit coverage, or distressed debt and restructuring coverage. The analysts will be responsible for publishing credit research reports with actionable investment ideas, focusing on fundamental credit analysis, relative value analysis, and valuation.  The role provides the opportunity to collaborate with our lawyers and other groups in generating cross-disciplinary research and analysis for our subscribers, which include top institutional asset managers, hedge funds, investment banks, trading desks, and financial and legal advisors. The role involves a high degree of client interaction.  This position is based in New York City, with an in-office requirement of 3 days/week. What we offer:  Working with a team of experienced, passionate analysts who will use a team-wide collaborative approach to developing as corporate credit analysts  Fast growth environment with progression opportunities Generous benefits packages  Responsibilities  Conduct fundamental credit analysis, relative value analysis and build forward looking credit models with an aim of producing actionable investment ideas for our subscribers  Prepare and write “deep dive” analysis on corporate loan issuers that include detailed discussions of key credit strengths, key credit risks, industry comparisons with publicly traded competitors, historical industry metrics, and historical transaction analysis of similar business for valuation analysis. As a member of the team, you will also be expected to maintain an active dialogue with team members and follow trends in various sectors that may be relevant for your next cases to analyze. Over time, ensure coverage of a portfolio of performing leveraged loan borrowers across different stages of lifecycle and lead primary analysis work Requirements  Minimum of 1+ years of credit research experience from buy side, sell side or rating agency, with significant time spent in either a client-facing or decision-making role  Experience should include financial analysis, building cash flow projections, and understanding capital structures Possess very strong technical and analytical skills as well as excellent written and oral communication abilities. Extensive writing is required, and excellence in written communication is a critical prerequisite. Reports are typically 20-30 pages of detailed writing and analysis. Familiarity with AI tools and an eagerness to learn Fluency in Excel At Octus, we consider a range of factors in connection with compensation decisions, including experience, skills, location, and our business needs and limitations. As a result, compensation may vary within and across similar roles and positions. Please note that the salary range information below is a good faith estimate for this position and actual compensation for any individual may fall outside this range if warranted by the circumstances applicable to that individual. If we identify a role that would be suitable for a broader range of skills and experience such that we would consider hiring at multiple levels then the range listed below may reflect that breadth. The base salary range estimate for this position is $80,000 - $100,000. This position is eligible for an annual discretionary bonus. The actual compensation will be at Octus’ sole discretion and will be determined by the aforementioned and other relevant factors. Equal Employment Opportunity Octus is committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, pregnancy, veteran status, or any other legally protected status. We strive to create an inclusive and diverse work environment where all individuals are valued, respected, and treated fairly. We believe that diversity enriches our workplace and enhances our ability to innovate and succeed.", "summaryDescription" : "Credit Analyst at Octus. Skills: Credit research, Fundamental analysis, Valuation. Conduct fundamental credit analysis. Conduct relative value analysis", "postedDate" : "2026-06-13T21:14:46.887", "createdAt" : "2026-06-13T21:14:46.887", "lastUpdated" : "2026-06-15T05:41:28.049", "ingestTimestamp" : "2026-06-13T21:14:46.887", "mongoId" : "6a2ca59174d8ee00a09b7234", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 80000, "salaryAnnualMax" : 100000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Financial analysis", "Cash flow projections", "Capital structures", "Credit research", "Fundamental analysis", "Valuation", "Credit analysis", "Relative value analysis", "Valuation analysis", "Fundamental credit analysis", "Leverage loan situations", "Credit lifecycle", "Broadly syndicated loan market", "Performing credits", "Distressed credits", "Distressed debt", "Restructuring coverage", "Corporate loan issuers", "Corporate credit analysts", "Leveraged loan borrowers", "Excel" ], "skillCount" : 21, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.8888889, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.98 }, { "id" : "6a306890f292fd229cfc46fc", "title" : "Credit Card Portfolio Analyst", "company" : "Blend360", "industry" : "Marketing And Advertising", "salary" : { "min" : 60.0, "max" : 65.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Colorado Springs, CO, United States", "locations" : [ "Colorado Springs", "CO", "United States" ], "timestamp" : "2026-06-16T08:35:46.169", "fingerprint" : "e64dcce1ab796f6fb952d854f7e62581635a305f38f4d20668968ea0282c7cec", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Blend360/744000132277639-credit-card-portfolio-analyst", "externalId" : "744000132277639", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Minneapolis", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "44.9772995,-93.2654692" }, { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Minneapolis, Minnesota, United States; Colorado Springs, Colorado, United States", "employmentType" : "CONTRACT", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "mid", "remoteFriendly" : false, "rawDescription" : "Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. 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With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. 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With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. 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With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. BLEND360 is an equal opportunity employer.", "summaryDescription" : "Credit Card Portfolio Analyst at Blend360", "postedDate" : "2026-06-15T20:00:55.000", "createdAt" : "2026-06-16T00:05:54.128", "lastUpdated" : "2026-06-16T09:41:14.591", "ingestTimestamp" : "2026-06-16T00:05:54.128", "mongoId" : "6a306890f292fd229cfc46fd", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 124800, "salaryAnnualMax" : 135200, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.98 }, { "id" : "69ce5e3b9bc74574cb67798e", "title" : "Retail Credit Analyst", "company" : "Mercedes-Benz Financial Services Australia", "industry" : "Banking", "salary" : { "min" : 95000.0, "max" : 135000.0, "currency" : "AUD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Retail Credit Analyst in Melbourne, Australia, adjusted for the Financial Services industry." }, "location" : "Australia-Victoria (Australia)-Mulgrave/Melbourne", "locations" : [ "Australia-Victoria (Australia)-Mulgrave/Melbourne", "44 Lexia Place, , Mulgrave/Melbourne" ], "timestamp" : "2026-06-16T01:36:17.710", "fingerprint" : "85b4d525dc425df72ae7ee64008477dbf78f9b9076e8902cb32e3c99eaab17ab", "source" : "taleo", "language" : "en", "applyUrl" : "https://daimler.taleo.net/careersection/ex/jobdetail.ftl?job=890889", "externalId" : "890889", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Melbourne", "state" : "Victoria", "country" : "Australia", "continent" : "oc", "source" : "llm", "workMode" : "hybrid", "geo" : "-37.8142454,144.9631732" } ], "locationText" : "Melbourne, Victoria, Australia", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "professionalSkills" : [ "Credit analysis", "Financial analysis" ], "hardSkillsList" : [ "Credit assessment" ], "hardSkills" : [ { "name" : "Credit assessment", "level" : "intermediate" } ], "majorSkills" : "Credit analysis, Loan application assessment", "majorSkillsList" : [ "Credit analysis", "Loan application assessment" ], "coreResponsibilities" : "Analyze loan applications, Make recommendations on applications, Decide on deals, Liaise with internal clients, Liaise with external clients, Perform Profit & Loss Balance Sheet extrapolation, Communicate with Retail partners, Provide excellent service, Assist broader business cross-functionally", "teamCollaboration" : "Cross-functional collaboration; High-performing team environment", "projectManagementSkills" : [ "Agile" ], "domainKnowledge" : "Retail credit applications; Automotive finance", "domainList" : [ "retail-credit-applications", "automotive-finance" ], "domainSpecificKnowledge" : [ "Retail credit applications", "Automotive finance" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Effective communication", "continuousLearning" : "Cross-functional development", "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "5+ years experience in a similar finance role, Demonstrated ability to workshop deals, Demonstrated ability to make recommendations, Demonstrated ability to negotiate successfully, Flexibility to work on Saturday with RDO", "qualificationsPreferred" : "Tertiary qualification in Business/Finance", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "At Mercedes-Benz Financial Services Australia, we offer financial and insurance solutions and convenience that our Retailer Network and customers need—all at a great place to work. As part of the global Mercedes-Benz AG organisation, we’re proud to be a driving force in the automotive sector. We’re firmly focused on the key global trends of our time: electrification, sustainability, digitalisation and artificial intelligence. We have a clear ambition: Best-in-class mobility services — customer-centric, seamless and flexible. What’s in it for you? We can’t achieve this ambition without dedicated, passionate employees. We’re seeking an experienced and proactive Retail Credit Analyst to play a key role in supporting the day-to-day operations and ongoing success of our Credit Operations business. We currently have an opportunity for a Retail Credit Analyst to join our Retail Credit team. Reporting directly to the Retail Credit Manager, the core focus of this role is to assess the credit worthiness of retail credit applications as submitted by our retail network. If this sounds like the role you’ve been looking for, we’d love to have you on board, we can make a difference together. What you’ll do: •    Analysis of loan applications within expected turn-around times •    Make recommendations on applications submitted and decisions on all deals that fall with allocated approval authority •    Liaise with both internal and external clients •    Profit & Loss Balance Sheet extrapolation •    Communicate effectively with our Retail partners and provide excellent service •    Assisting the broader business cross-functionally in an agile organisational structure The skills we’re looking for: Setting you up for success in this role is your demonstrated experience in constructing well-balanced and logical analysis. You work well under pressure in a fast-paced environment, both autonomously and within a high-performing team environment. You must also have a keen interest in expanding upon your existing skills to cross-functionally develop and grow your career! Ideally, you will have experience in a similar finance role and you will have a demonstrated ability to workshop deals, make recommendations and negotiate successfully. A tertiary qualification in Business/Finance (or a related field) will be highly regarded. Most importantly, a passion for team spirit, exceeding customer experiences and building strong relationships is vital to your success. The flexibility to work on regular basis on Saturday with a rostered day off (RDO) between Tuesday and Thursday is also required in this role to meet our business needs. Applications close Monday, 6th April 2026 COB. About us as an employer At Mercedes-Benz Financial Services Australia, we believe our people make the difference. We proudly offer generous employee benefits, including discounted car leasing and purchase options, on-site parking, gym, cafeteria and more. We support flexible ways of working, combining time in the office with remote work options. We are proud to be recognised as a Workplace Gender Equality Employer of Choice and foster a flexible, inclusive and progressive workplace culture. Our commitment to our people extends to employee recognition and reward programs, as well as ongoing learning and development opportunities. We aim to facilitate improved business outcomes and achievement of business goals by embracing diversity and inclusion and eliminating discrimination based on race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability and gender identity. Mercedes-Benz Financial Services Australia Pty. Ltd.", "summaryDescription" : "Retail Credit Analyst at Mercedes-Benz Financial Services Australia. Skills: Credit analysis, Loan application assessment. Analyze loan applications. Make recommendations on applications", "createdAt" : "2026-06-14T19:47:11.943", "lastUpdated" : "2026-06-16T01:36:17.710", "ingestTimestamp" : "2026-06-14T19:47:11.943", "mongoId" : "69ce5e3b9bc74574cb67798e", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Credit assessment", "Credit analysis", "Loan application assessment", "Financial analysis", "Agile", "Retail credit applications", "Automotive finance", "Bloomberg Terminal", "Reuters Eikon" ], "skillCount" : 9, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c7fce74d8ee00a0956640", "title" : "Credit Analyst", "company" : "Climate First Bank", "industry" : "Banking", "salary" : { "min" : 75000.0, "max" : 105000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Credit Analyst in the United States, adjusted for the banking industry and remote work." }, "location" : "United States - Remote", "locations" : [ "United States - Remote" ], "timestamp" : "2026-06-15T03:25:46.558", "fingerprint" : "c6c9cc538186980e4fea2d3ea4cd145b992b2fe281b1cc93c23f96e865d44638", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/climatefirstbank/jobs/4228138009", "externalId" : "4228138009", "industryFunction" : { }, "structuredLocations" : [ { "country" : "United States", "continent" : "na", "workMode" : "remote" } ], "locationText" : "United States", "technicalSkills" : "Power BI, Excel", "professionalSkills" : [ "Financial analysis", "Credit evaluation", "Loan approval", "Portfolio monitoring", "Data management", "Risk assessment" ], "hardSkillsList" : [ "Financial modeling", "Spread financial documents", "Spread financial reports" ], "softSkillsList" : [ "Perseverance", "Passion" ], "hardSkills" : [ { "name" : "Financial modeling", "level" : "intermediate" }, { "name" : "Spread financial documents", "level" : "intermediate" }, { "name" : "Spread financial reports", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Perseverance" }, { "name" : "Passion" } ], "majorSkills" : "Credit analysis, Loan underwriting, Financial reporting", "majorSkillsList" : [ "Credit analysis", "Loan underwriting", "Financial reporting" ], "coreResponsibilities" : "Analyze personal financials, Analyze business financials, Create loan approval packages, Identify policy exceptions, Present recommendations, Monitor loan portfolio performance, Assist in due diligence, Maintain loan databases, Create loan reports, Embody commitment to justice, Pursue education on sustainability, Demonstrate understanding of policies, Recognize importance of protection, Question suspicious activity, Stay in collaboration with Compliance, Ensure investigation of fraud, Stay informed on legal context, Stay informed on regulatory requirements, Complete compliance training, Complete IT training", "teamCollaboration" : "Senior management; Credit committees; Compliance department", "domainKnowledge" : "Climate finance; Solar lending; Credit underwriting; Financial products; Financial services; Regulatory requirements", "domainList" : [ "climate-finance", "solar-lending", "credit-underwriting", "financial-products", "financial-services", "regulatory-requirements" ], "domainSpecificKnowledge" : [ "Climate finance", "Solar lending", "Credit underwriting", "Financial products", "Financial services", "Regulatory requirements" ], "toolProficiency" : [ "Power BI", "Microsoft Excel" ], "communicationSkills" : "Defend recommendations; Build relationships", "continuousLearning" : "Pursue education", "problemSolvingSkills" : "Problem solvers", "qualificationsBasic" : "5+ years IB", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "We are changing FINANCE to finance CHANGE! At Climate First Bank, we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We’re proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking. With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them. Under our Holding Company, Climate First Bancorp, we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending. Join the Movement We’re seeking driven, mission-aligned individuals ready to make an impact. If you’re passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home. Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers. We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality. Thrive at Climate First Bank At Climate First Bank, we’re investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance. Compensation — In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors. Health Coverage — 100% employer-paid for employees; employer contribution for dependents by Us Medical, Dental & Vision Insurance Health Savings Account (HSA) Free Telemedicine access via Teladoc Financial Wellness & Wealth Building 401(k) with 6% Employer Match — No Vesting Period. Employee Stock Options Exclusive Employee Banking Perks 0% Financing for Employee Solar Loans Employee Only Mortgage Product with exclusive interest rates and terms. 0% Financing for Eligible Electric Vehicles (EVs) Referral Incentives Generous Paid Time Off 2–4 Weeks of Vacation based on officer level plus additional tenure-based time. 64 Hours of Paid Sick Time for all full-time employees. Protection & Peace of Mind Company-Paid Life Insurance Short- & Long-Term Disability Insurance Voluntary Life, Accident & Critical Illness Coverage Employee Assistance Program (EAP) with free counseling, legal, and financial services. What to Expect as a Credit Analyst: As a Credit Analyst, you’ll be responsible for analyzing personal and business financials, creating comprehensive loan approval packages and making recommendations to senior management and credit committees. This role also monitors the existing loan portfolio performance and creates loan reports. What You’ll Contribute in This Role: Financial Analysis, Credit Evaluation & Decision Support • Analyze personal and business financials for potential and existing loan customers. • Create comprehensive loan approval packages and identify any policy exceptions. • Present recommendations to senior management and credit committees. Portfolio Monitoring, Reporting & Data Management • Perform required monitoring of existing loan portfolio performance. • Assist in the due diligence process for audits and exams. • Maintain various loan related databases. • Utilize Power BI to create loan reports. Champion Our Mission, Protect What Matters • Embody a commitment to environmental, social, economic, and racial justice. • Apply curiosity and interest in our core values and pursue education related to sustainability practices. • Be willing to pursue and demonstrate an understanding of established Bank policies, procedures, and regulations. • Recognize the importance of protecting the organization and our customers. • Question suspicious activity and stay in close collaboration with our Compliance department to ensure proper investigation and processing of potentially fraudulent activity. • Stay informed on legal context and regulatory requirements and prioritize completing all web-based compliance and IT training. What You’ll Leverage in this Role: Education and Experience Bachelor’s degree required, preferably in Finance. Prior banking experience Entrepreneurial Self-Starter Mentality - You take charge of your work product and take pride in delivering consistently great and measurable results. You are an analytical thinker, possess the ability to complete assignments with little oversight and balance self-sufficiency with the understanding when to ask questions. A high-pace and high-expectation environment excites you and you can’t wait to push yourself to new professional heights in a company that rewards high performance. Organization & Efficiency- You manage your time like a pro and stay focused under pressure, You love a good system but also adapt to changing routines. You exhibit exceptional attention to detail while also maintaining the ability to see the big picture. You multitask with ease and continuously seek efficiencies to your process. Master Communicator - Whether it’s in-person, on camera, phone, or chat — you communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and are able to engage efficiently and tactfully with stakeholders at all levels of the organization. Additionally, you are able to tactfully and eloquently defend your recommendations and build strong internal and external relationships that help you excel in your role. Banking & Fintech Acumen- You are highly educated in financial products and services, applicable regulations and laws related to credit and underwriting. You possess an excellent ability to read, understand and spread financial documents and reports. Tech-Forward and Analytical Thinking - You learn new tools quickly, are excited by innovation and leverage technology to optimize your work product. You have strong mathematical skills, possess strong proven Microsoft Excel skills, and are familiar or are willing to become familiar with Power BI. Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know what it takes to operate as a part of a larger team and cherish opportunities to contribute to the big picture. You’re dependable, communicate clearly and always happy to lend a hand where needed. What to expect from your physical environment Remote role. Sustained standing and sitting. Frequent communication (speaking and listening) in person, via email, text, phone or video chat. Frequent use of PC, including typing or sustained attention to monitor. Occasional lifting of basic office files or equipment up to 20 lbs. Equal Opportunity Statement: At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans E-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U. S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9", "summaryDescription" : "Credit Analyst at Climate First Bank. Skills: Credit analysis, Loan underwriting, Financial reporting. Analyze personal financials. 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Work with junior colleagues", "domainKnowledge" : "Credit risk; Operational risk; Market risks; Risk methodologies; Risk processes; Underwriting; Regulatory practices; Risk tools; Risk models; Data management; Risk regulation; CRR; CRD; Basel IV; CRR III; CRD 6; Loan monitoring approvals; Corporate loan monitoring; SME loan monitoring; Retail loan monitoring; ESG; Risk Culture; Risk appetite frameworks; Capital management; Capital Optimization; Stress-testing; Internal capital adequacy; Capital allocation; Risk based pricing; Recovery & Resolution; BRRD; Data management quality; Data consistency reviews; Asset quality reviews; Operational risk; Liquidity risk", "domainList" : [ "credit-risk", "operational-risk", "market-risks", "risk-methodologies", "risk-processes", "underwriting", "regulatory-practices", "risk-tools", "risk-models", "data-management", "risk-regulation", "crr", "crd", "basel-iv", "crr-iii", "crd-6", "loan-monitoring-approvals", "corporate-loan-monitoring", "sme-loan-monitoring", "retail-loan-monitoring", "esg", "risk-culture", "risk-appetite-frameworks", "capital-management", "capital-optimization", "stress-testing", "internal-capital-adequacy", "capital-allocation", "risk-based-pricing", "recovery-resolution", "brrd", "data-management-quality", "data-consistency-reviews", "asset-quality-reviews", "liquidity-risk" ], "domainSpecificKnowledge" : [ "Credit risk", "Operational risk", "Market risks", "Risk methodologies", "Risk processes", "Underwriting", "Regulatory practices", "Risk tools", "Risk models", "Data management", "Risk regulation", "CRR", "CRD", "Basel IV", "CRR III", "CRD 6", "Loan monitoring approvals", "Corporate loan monitoring", "SME loan monitoring", "Retail loan monitoring", "ESG", "Risk Culture", "Risk appetite frameworks", "Capital management", "Capital Optimization", "Stress-testing", "Internal capital adequacy", "Capital allocation", "Risk based pricing", "Recovery & Resolution", "BRRD", "Data management quality", "Data consistency reviews", "Asset quality reviews", "Operational risk", "Liquidity risk" ], "toolProficiency" : [ "Alteryx", "Power BI", "Tableau" ], "communicationSkills" : "Client discussions", "continuousLearning" : "Business skills training; Digital skills training; Ongoing training; External certificates; Coaching; Presentation skills training; PwC conferences", "problemSolvingSkills" : "Propose solutions; Independent judgement", "specialRequirements" : "Travel opportunities", "qualificationsBasic" : "Educational background in banking, Educational background in mathematics, Educational background in econometrics, Educational background in statistics, 3 years of experience with financial risk management, 4 years of experience with credit risk financial risk management, Comfortable working with data, Ability to search for solutions, Ability to propose solutions, Ability to make independent judgement, Ability to formulate independent judgement, Comfortable standing in front of clients, High sense of accountability, High sense of ownership, High sense of responsibility, Comfortable using English", "qualificationsPreferred" : "German language knowledge, Czech language knowledge", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "**Job Description & Summary** ## **About the Risk Management Team** Our Financial Risk Management team helps our clients in the areas of credit, operational and market risks. We help our clients with the risk methodologies, risk processes, underwriting, understanding regulatory practices, ESG and development of risk tools, models and data management and reporting. The team is composed of skilled professionals with economics, banking and mathematical backgrounds and diverse experience. Our clients include mid-sized and large financial institutions and banks across the globe (ranging from the USA to Mongolia); you will thus be able to truly broaden your horizons. ## **Job description & summary** * In the role of junior consultant, you will learn as you go, helping us during the preparation of proposals to our prospective clients, designing solutions and approaches as well as working on actual engagements. Focus will be on work with data and risk regulation (CRR, CRD). * In the role of senior consultant, you will be, in tandem with a manager, responsible for job deliveries on credit risk related jobs. You will help our junior colleagues, design solutions, apply regulation and come up with novel approaches to risk management in wide area of credit risk related topics based on the client needs. Your responsibility will be to actively engage in client discussions and be able to get quickly oriented in new areas and be able to see the problems from eyes of our clients. * You will be able to travel and visit new places and cultures, but not be forced to * You will work on diverse projects where we support our clients mainly in the areas of Risk regulation (Basel IV, CRR III/CRD 6), Loan monitoring approvals (Corporate, SME and Retail), ESG, Risk Culture, Risk appetite frameworks, Capital management (Optimization, Stress-testing, Internal capital adequacy processes, capital allocation), Risk based pricing, Recovery & Resolution (BRRD), Data management (Quality and consistency reviews), Asset quality reviews (AQRs), and Operational risk and Liquidity risk. * You will work alongside and with our senior staff and be able to learn from the best on the market, but will have large space for individual work **Requirements of the role** * Educational background in banking, mathematics, econometrics or statistics * For Junior: From a fresh graduate to up to 3 years of experience with financial risk management (in one or more topics above) * For Senior: At least 4 years of experience with credit risk financial risk management (in two or more topics above). * Data forms the backbone of Risk management. You should be comfortable working with data and prepare them for your analyses to help you get insights into problems and to find supportive arguments for your views. We appreciate knowledge of at least one common language for statistical computations (VBA, SQL, R, SAS, Python, Julia...), but it is not a must (although you must be willing to learn basis of at least one of such languages fast on the go) * Ability to actively and independently search for and propose solutions to risk management problems and make and formulate independent judgement on problems * You feel comfortable standing along us in front of clients * High sense of accountability, ownership and responsibility for your outputs and your work * Comfortable using English as a main working language (German language knowledge would be a great benefit to our team; Czech language is an advantage but not required). **What are we offering?** * Concentrated experience and rapid career growth. It may sound like a platitude, but it really is. * Fair wages plus paid overtime. * Great work culture and appreciation for each member of the team. * Paid time off 25 days, 3 Wellbeing days and 2 extra days off from the company at the end of the year. * High-end Ultrabook and iPhone with unlimited data. * Benefit program with 30.000 points that you can use on holidays, education, food vouchers, sports (Multisport), health... Simply on what you enjoy. * Supporting your development and education: business and digital skills training (e.g. Alteryx, Power BI, Tableau), ongoing training and certifications, e.g. external certificates such as FRM, CFA, ACCA, Microsoft (Azure, PowerApps), project management (Prince2, PMI), service management (ITIL), agile development (Scrum, SAFe), DAMA, Salesforce, coaching and presentation skills, PwC conferences around Europe and more. * Opportunity to work in the future at a foreign PwC office, for example in the USA, Canada and there are others in the selection. * Extra-work activities and Away Days (team building, ski weekend, etc.). * Regular feedback on your work, also consultation with a coach with whom you can address your further development and career direction. PwC is the largest audit team in the Czech Republic, but also law, tax, consulting and technology, data or forensic teams. Find out how easy it is to combine this knowledge when you're in the right place. With us, you will get the opportunity to see how business is done in large companies. We are part of an international network of companies with more than 364,000 colleagues in 151 countries. At PwC, we create an inclusive work environment where everyone can be themselves and find their place and opportunity to develop. This year, we have successfully maintained the prestigious **Equal Pay** **Certification** , making us one of only four companies in the Czech Republic (and the only one from the Big 4) that demonstrably implements fair compensation practices regardless of gender. Are you interested in our offer? Let us know about yourself and we will discuss more details together! [Ochrana osobních údajů pro žadatele o zaměstnání ](https://www.pwc.com/cz/cs/kariera-dnes/ochrana-osobnich-udaju.html) / [Privacy Statement for Recruitment Applicants ](https://www.pwc.com/cz/en/kariera-dnes/ochrana-osobnich-udaju.html) #LI-VH1", "summaryDescription" : "Junior/Senior Credit Risk Analyst at Pwc. Skills: Credit risk, Risk management, Data analysis. Learn as you go. Prepare proposals", "postedDate" : "2026-06-13T20:49:31.548", "createdAt" : "2026-06-14T20:49:31.534", "lastUpdated" : "2026-06-16T02:37:45.309", "ingestTimestamp" : "2026-06-14T20:49:31.534", "mongoId" : "6a2da0b574d8ee00a0c5e8b9", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://pwc.wd3.myworkdayjobs.com/Global_Experienced_Careers/job/Prague/Junior-Senior-Credit-Risk-Analyst_736641WD", "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Statistical computations", "Risk regulation", "Credit risk", "Risk management", "Data analysis", "Underwriting", "Data management", "Reporting", "Loan monitoring", "Capital management", "Asset quality reviews", "Operational risk", "Liquidity risk", "Market risks", "Risk methodologies", "Risk processes", "Regulatory practices", "Risk tools", "Risk models", "CRR", "CRD", "Basel IV", "CRR III", "CRD 6", "Loan monitoring approvals", "Corporate loan monitoring", "SME loan monitoring", "Retail loan monitoring", "ESG", "Risk Culture", "Risk appetite frameworks", "Capital Optimization", "Stress-testing", "Internal capital adequacy", "Capital allocation", "Risk based pricing", "Recovery & Resolution", "BRRD", "Data management quality", "Data consistency reviews", "FRM", "CFA", "ACCA", "Microsoft Azure", "PowerApps", "Prince2", "PMI", "ITIL", "Scrum", "SAFe", "DAMA", "Salesforce", "Alteryx", "Power BI", "Tableau" ], "skillCount" : 55, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "senior", "dataQualityScore" : 0.8888889, "daysOld" : 2, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Consulting", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2ca5ba74d8ee00a09b7e62", "title" : "Associate Credit Analyst", "company" : "Ezra", "industry" : "FinTech", "salary" : { "min" : 150000.0, "max" : 225000.0, "currency" : "AED", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Junior Associate Credit Analyst in Dubai, UAE, adjusted for the FinTech industry and mid-level experience." }, "location" : "Dubai, United Arab Emirates", "locations" : [ "Dubai", "United Arab Emirates", "Nairobi", "Nairobi", "Kenya" ], "timestamp" : "2026-06-15T10:17:58.030", "fingerprint" : "5bf796cb489f72f388e0aa6de7c656a7ceb8517d1d7da41b896e4cc5054aa8c8", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://ezra.world/company/careers/7769081003?gh_jid=7769081003", "externalId" : "7769081003", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Dubai", "country" : "United Arab Emirates", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "25.0742823,55.1885387" } ], "locationText" : "Dubai, United Arab Emirates", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 2, "experienceMaxYears" : 4, "experienceLevel" : "Mid", "technicalSkills" : "SQL, Python, R, Excel", "professionalSkills" : [ "Credit risk management", "Data analysis", "Portfolio monitoring", "Data querying", "Data manipulation", "Data visualization" ], "hardSkillsList" : [ "Credit data analysis", "SQL query development", "Data analysis", "Data manipulation", "Portfolio performance reporting", "Risk indicator identification", "Credit policy monitoring", "Data integrity", "Data accuracy" ], "softSkillsList" : [ "Analytical", "Independence" ], "hardSkills" : [ { "name" : "Credit data analysis", "level" : "intermediate" }, { "name" : "SQL query development", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" }, { "name" : "Portfolio performance reporting", "level" : "intermediate" }, { "name" : "Risk indicator identification", "level" : "intermediate" }, { "name" : "Credit policy monitoring", "level" : "intermediate" }, { "name" : "Data integrity", "level" : "intermediate" }, { "name" : "Data accuracy", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Analytical" }, { "name" : "Independence" } ], "majorSkills" : "Credit risk, SQL, Data analysis", "majorSkillsList" : [ "Credit risk", "SQL", "Data analysis" ], "coreResponsibilities" : "Analyze consumer credit data, Develop SQL queries, Maintain SQL queries, Produce performance reports, Conduct exploratory data analysis, Identify trends, Identify anomalies, Identify risk indicators, Monitor credit policies, Monitor credit rules, Monitor scorecards, Flag issues, Flag opportunities, Collaborate with Risk teams, Collaborate with Product teams, Collaborate with Finance teams, Collaborate with IT teams, Ensure data accuracy, Ensure data integrity, Ensure regulatory compliance", "teamCollaboration" : "Risk teams; Product teams; Finance teams; IT teams", "domainKnowledge" : "Credit risk principles; Credit scoring; Underwriting; Delinquency metrics; Loss metrics; Financial services; Fintech; Lending", "domainList" : [ "credit-risk-principles", "credit-scoring", "underwriting", "delinquency-metrics", "loss-metrics", "financial-services", "fintech", "lending" ], "domainSpecificKnowledge" : [ "Credit risk principles", "Credit scoring", "Underwriting", "Delinquency metrics", "Loss metrics", "Financial services", "Fintech", "Lending" ], "toolProficiency" : [ "SQL", "Tableau", "Power BI" ], "problemSolvingSkills" : "Analytical thinking", "qualificationsBasic" : "Bachelor's degree, 2–4 years experience, Proficiency in SQL, Analytical thinking, Attention to detail, Professional English proficiency", "qualificationsPreferred" : "Experience in financial services, Experience in fintech, Experience in lending, Familiarity with data visualization tools, Working knowledge of Python, Working knowledge of R, Working knowledge of advanced Excel, French language skills", "remoteFriendly" : false, "rawDescription" : "About the role: We are seeking a highly analytical, detail-oriented, and proactive Credit Analyst to join our team. This pivotal role is essential for bolstering our credit risk management framework by providing robust support for credit analytics, ongoing portfolio monitoring, and data-driven strategic decision-making. The successful candidate will play a critical role in maintaining the integrity and accuracy of our credit data and analytics processes. This position is ideally suited for candidates who possess demonstrable, hands-on experience with advanced data querying languages, specifically SQL, and a strong foundation in data analysis and manipulation. A key expectation for this role is the ability to work with a high degree of independence, ensuring the timely delivery of accurate, actionable credit insights and maintaining reliable, high-quality regulatory and internal reporting packages. Key responsibilities: Analyze consumer credit data to support underwriting and portfolio monitoring Develop and maintain SQL queries for recurring and ad hoc analysis Produce regular reports and dashboards on portfolio performance (e.g., delinquency, roll rates, loss metrics) Conduct exploratory data analysis to identify trends, anomalies, and emerging risk indicators Monitor performance of existing credit policies, rules, and scorecards, and flag issues or opportunities Collaborate with Risk, Product, Finance, and IT teams to support data and reporting needs Ensure data accuracy, integrity, and compliance with internal standards and regulatory requirements Qualifications and Experience: Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related field 2–4 years of experience in credit risk, analytics, or a similar role Solid understanding of credit risk principles (credit scoring, underwriting, delinquency and loss metrics) Proficiency in SQL (joins, aggregations, and query structuring) Experience working with structured datasets and performing data analysis Strong analytical thinking and attention to detail Professional proficiency in English Preferred Qualifications: Experience in financial services, fintech, or lending environments Familiarity with data visualization tools (e.g., Tableau, Power BI) Working knowledge of Python, R, or advanced Excel French language skills (beneficial) The ideal candidate is someone who: Delivering accurate, timely, and reliable data outputs and insights Maintaining robust and efficient reporting processes Identifying meaningful trends and escalating risks appropriately Building strong working relationships across teams Company overview: Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers. Ezra supports 24 operations in 23 countries, across Africa, the Middle East and Asia. Our key office locations are in Nairobi, Kenya and Dubai, UAE. Our flagship products are Airtime Credit Services (ACS), Nano and BNPL. ACS is an airtime or data advance offered to prepaid mobile subscribers at the point of low credit. Nano is a micro cash advance offered to mobile wallet users on demand. BNPL facilitates payment installments for products and services As a FinTech company, our business is entirely technology and data driven, from determining subscriber eligibility, generating relevant offers, managing risk, loan issuance, recovery, optimizing performance and reporting, reconciliation and billing. Each day we process approximately 21M loan requests and 1.4 TB of data across our markets. This process needs to be robust, reliable and secure. But it doesn’t end there. We’re exploring new ways of using our platform and transactional data to improve our products and develop new product opportunities.", "summaryDescription" : "Associate Credit Analyst at Ezra. Skills: Credit risk, SQL, Data analysis. Analyze consumer credit data. 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The group provides comprehensive breadth and depth of coverage across f", "summaryDescription" : "Credit Analyst (VN2545) at Marex", "createdAt" : "2026-06-14T19:40:42.741", "lastUpdated" : "2026-06-16T03:52:47.001", "ingestTimestamp" : "2026-06-14T19:40:42.741", "mongoId" : "69dde4742beec4dd3d9a472b", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.6666667, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "6a30551ef292fd229cf1de92", "title" : "Credit Controller", "company" : "REXEL", "industry" : "Wholesale", "salary" : { "min" : 35000.0, "max" : 45000.0, "currency" : "GBP", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-seniority Credit Controller in Birmingham, United Kingdom, with adjustments for the retail industry and company size." }, "location" : "Birmingham, England, United Kingdom", "locations" : [ "Birmingham", "England", "United Kingdom" ], "timestamp" : "2026-06-16T08:35:58.701", "fingerprint" : "8dceab72273e58d85fe917da7cda45a159357cacedd98e45a9137e7f97921fe6", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/REXEL1/744000132171990-credit-controller", "externalId" : "744000132171990", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Birmingham", "state" : "England", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "52.4948994,-1.8518439" } ], "locationText" : "Birmingham, England, United Kingdom", "employmentType" : "FULL_TIME", "experienceMinYears" : 15, "experienceMaxYears" : 99, "experienceLevel" : "executive", "hardSkillsList" : [ "Receivables management", "Cash collection", "Debt minimization" ], "hardSkills" : [ { "name" : "Receivables management", "level" : "intermediate" }, { "name" : "Cash collection", "level" : "intermediate" }, { "name" : "Debt minimization", "level" : "intermediate" } ], "majorSkills" : "Receivables management, Cash collection, Debt minimization", "majorSkillsList" : [ "Receivables management", "Cash collection", "Debt minimization" ], "coreResponsibilities" : "Manage aged debt, Qualify invoice status, Secure payments, Contact customers, Achieve cash collection targets, Complete cash forecasting, Pre-call customers, Escalate high-risk concerns, Resolve disputes, Schedule customer meetings, Resolve overdue debt issues, Place accounts on hold, Review accounts for legal action, Monitor overtrading, Respond to emails, Update customer account information, Review order release requests, Make payment requests", "teamCollaboration" : "Collaborate with stakeholders; Work with account owners", "continuousLearning" : "Extensive learning opportunities", "problemSolvingSkills" : "Dispute resolution", "specialRequirements" : "Travel to 3 sites weekly", "outcomesObjectives" : "Maximise cash collection; Minimise aged debt", "qualificationsBasic" : "5+ years experience", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Are you an experienced Credit Controller with a passion for building strong relationships and driving results? Do you thrive in a fast-paced environment where your skills in managing receivables and minimising aged debt make a real impact? If so, we want to hear from you! As a Credit Controller , you will play a pivotal role in ensuring the effective and efficient management, monitoring, and collection of receivables. Your focus will be on maximising cash collection, minimising aged debt, and fostering strong relationships with key stakeholders. This hybrid role offers the opportunity for home working 3 days per week and will require you to work from our office(s) 2 days a week. The 2 office days will be split between these locations - B26 3RZ, B60 3FQ and B7 4SN. You must be able to travel to all 3 sites on a weekly basis. Rexel UK is a global leader in the distribution of electrical and energy-efficient products and services. Our mission is to deliver smart electrical solutions that enhance the comfort, safety, and security of homes, businesses, and industries. The Benefits of a Career with Rexel: * Contributory pension scheme and life assurance * Bonuses: Gainshare Bonus scheme * Time Off : 33 days annual leave (including bank holidays, increasing throughout the years too!) You can also buy and sell holiday and enjoy enhanced parental leave * Support & Development: Extensive learning opportunities from day one * Health & Wellbeing: Free virtual GP service, Healthy Mind Champions, and more! * Perks: Staff discounts, exclusive holiday offers and free financial support and education Key Responsibilities will include: * Daily Action Plans : Proactively manage aged debt, qualify invoice status, and take appropriate steps to secure payments. * Customer Engagement : Contact customers to secure payments within agreed terms, achieving maximum cash collection in line with targets. * Cash Forecasting : Complete monthly cash forecasting, pre-call customers, and escalate high-risk concerns to relevant account owners. * Dispute Resolution : Collaborate with stakeholders to identify, flag, and resolve disputes promptly. * Customer Meetings : Schedule and attend meetings to resolve overdue debt issues with the support of account owners and stakeholders. * Account Management : Place accounts on hold when necessary, review for legal action, and monitor overtrading to mitigate risks * Communication : Respond to emails promptly, ensuring customer account information is accurate and regularly updated. * Order Release Requests : Review requests within guidelines and make payment requests to reduce exposure. ## Qualifications At Rexel, we prioritise hiring individuals based on behaviours and potential, rather than requiring specific formal qualifications for roles, the behaviours that will set you up for success include: COLLABORATION: Building partnerships and working collaboratively with others to meet shared objectives TAKES ACCOUNTABILTY: Takes action, addresses obstacles to get work done and meets commitments CUSTOMER FOCUS: Building strong customer relationships & delivering customer centric solutions ## Additional Information At Rexel UK, we actively seek talent with different experiences, background and perspectives because we know that diversity drives fresh ideas and great results. Working together as one team, we’re building a high-performance culture that not only drives success but also creates real value for our customers and communities. Creating an environment where individuality is celebrated and creativity flourishes, we're making sure everyone feels supported and confident to be their best. At Rexel UK, we’re all about welcoming people from different backgrounds, experiences, and perspectives because we know that diversity drives fresh ideas and great results. By coming together as one team, we’re building a high-performance culture that not only drives success but also creates real value for our customers and communities. Creating an environment where individuality is celebrated and creativity flourishes, we're making sure everyone feels supported and confident to be their best.", "summaryDescription" : "Credit Controller at REXEL. Skills: Receivables management, Cash collection, Debt minimization. Manage aged debt. 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Do you thrive in a fast-paced environment where your skills in managing receivables and minimising aged debt make a real impact? If so, we want to hear from you! As a Credit Controller , you will play a pivotal role in ensuring the effective and efficient management, monitoring, and collection of receivables. Your focus will be on maximising cash collection, minimising aged debt, and fostering strong relationships with key stakeholders. This hybrid role offers the opportunity for home working 3 days per week and will require you to work from our office(s) 2 days a week. The 2 office days will be split between these locations - B26 3RZ, B60 3FQ and B7 4SN. You must be able to travel to all 3 sites on a weekly basis. Rexel UK is a global leader in the distribution of electrical and energy-efficient products and services. Our mission is to deliver smart electrical solutions that enhance the comfort, safety, and security of homes, businesses, and industries. The Benefits of a Career with Rexel: * Contributory pension scheme and life assurance * Bonuses: Gainshare Bonus scheme * Time Off : 33 days annual leave (including bank holidays, increasing throughout the years too!) You can also buy and sell holiday and enjoy enhanced parental leave * Support & Development: Extensive learning opportunities from day one * Health & Wellbeing: Free virtual GP service, Healthy Mind Champions, and more! * Perks: Staff discounts, exclusive holiday offers and free financial support and education Key Responsibilities will include: * Daily Action Plans : Proactively manage aged debt, qualify invoice status, and take appropriate steps to secure payments. * Customer Engagement : Contact customers to secure payments within agreed terms, achieving maximum cash collection in line with targets. * Cash Forecasting : Complete monthly cash forecasting, pre-call customers, and escalate high-risk concerns to relevant account owners. * Dispute Resolution : Collaborate with stakeholders to identify, flag, and resolve disputes promptly. * Customer Meetings : Schedule and attend meetings to resolve overdue debt issues with the support of account owners and stakeholders. * Account Management : Place accounts on hold when necessary, review for legal action, and monitor overtrading to mitigate risks * Communication : Respond to emails promptly, ensuring customer account information is accurate and regularly updated. * Order Release Requests : Review requests within guidelines and make payment requests to reduce exposure. ## Qualifications At Rexel, we prioritise hiring individuals based on behaviours and potential, rather than requiring specific formal qualifications for roles, the behaviours that will set you up for success include: COLLABORATION: Building partnerships and working collaboratively with others to meet shared objectives TAKES ACCOUNTABILTY: Takes action, addresses obstacles to get work done and meets commitments CUSTOMER FOCUS: Building strong customer relationships & delivering customer centric solutions ## Additional Information At Rexel UK, we actively seek talent with different experiences, background and perspectives because we know that diversity drives fresh ideas and great results. Working together as one team, we’re building a high-performance culture that not only drives success but also creates real value for our customers and communities. Creating an environment where individuality is celebrated and creativity flourishes, we're making sure everyone feels supported and confident to be their best. At Rexel UK, we’re all about welcoming people from different backgrounds, experiences, and perspectives because we know that diversity drives fresh ideas and great results. By coming together as one team, we’re building a high-performance culture that not only drives success but also creates real value for our customers and communities. Creating an environment where individuality is celebrated and creativity flourishes, we're making sure everyone feels supported and confident to be their best.", "summaryDescription" : "Credit Controller at REXEL. Manage aged debt. 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Internal and external meetings; Present findings to stakeholders", "domainKnowledge" : "eCommerce business", "domainList" : [ "ecommerce-business" ], "domainSpecificKnowledge" : [ "eCommerce business" ], "toolProficiency" : [ "MS Excel", "SQL" ], "communicationSkills" : "Presenting findings", "problemSolvingSkills" : "Risk mitigation", "qualificationsBasic" : "3+ years relevant work experience, Undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science, Analyze and understand financial reporting", "qualificationsPreferred" : "ACA/ACCA/CFA/CIMA qualification, Studying towards professional qualification", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "\uD83D\uDCDD Company Mission Our mission is to give the world access to the best products by empowering great businesses to reach their growth potential. \uD83D\uDCBC About Wayflyer Today's SMB's need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. Since launching in April 2020, we've deployed over $5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic https://wayflyer.com/our-customers/true-classic, Little Words Project https://wayflyer.com/our-customers/little-words-project and Kekoa Foods https://wayflyer.com/our-customers/kekoa-foods. Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video https://www.youtube.com/watch?v=J4jcVcdIZ5g&ab_channel=Wayflyer to hear directly from them. \uD83D\uDC9B Culture & Values at Wayflyer At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website https://wayflyer.com/careers. \uD83D\uDE80 Your Role at a Glance: The key ways you'll bring value to the team - Analyse financial & non-financial data of new and existing customers to gain an understanding of their business - Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business - Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements - Work closely with management to build and implement new processes and products - Support our sales and operations teams by understanding how they win and manage relationships with customers - Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc - Work with various departments and colleagues across the business \uD83D\uDD28 What Makes You a Great Fit - 3+ years of relevant work experience (ideally in a finance-related role, but not required) - You can demonstrate a consistent and strong academic record - You have an interest in credit risk analysis and portfolio management - You’ve completed an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science - You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies - Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to Senior Stakeholders - You are commercial in nature, quantitatively inclined and can juggle risk mitigation with growth How You’ll Stand Out - ACA/ACCA/CFA/CIMA qualification - Studying towards (or intending to study towards) a professional accounting/finance qualification - Experience in MS Excel and/or SQL \uD83E\uDD1D What to Expect After You Apply You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager and completing a case study or interview loop, typically takes approximately two to four weeks. \uD83C\uDFD6️The Perks of Being at Wayflyer \uD83C\uDF34 Time Off That Matters Recharge with 25 days of paid annual leave, plus public holidays. \uD83E\uDDD8 Your Wellbeing Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG. \uD83E\uDEC0 Comprehensive Health & Protection Stay covered with private healthcare, life insurance, and critical illness cover. \uD83C\uDF7C Family-First Policies We provide a generous parental and adoptive leave program for both Primary and Secondary caregivers, ensuring you have the dedicated, fully paid time you need to focus on your family. \uD83D\uDCB0 Share in Our Success With our equity scheme, you're not just an employee; you're a stakeholder in our journey. \uD83C\uDF34 Work From Abroad! Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year. \uD83D\uDCCDGlobal Offices and Working Policy \uD83C\uDDEE\uD83C\uDDEA Dublin, Our Buzzing HQ Our headquarters operates a hybrid model. The number of in-office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership. \uD83C\uDDEC\uD83C\uDDE7 London, One Big Family Home to around 30 employees, our brand-new London office also runs on a hybrid model. You’ll often find our CEO working alongside the team with regular visits. \uD83C\uDDE6\uD83C\uDDFA Sydney, Small but Mighty Our close-knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration. \uD83C\uDDFA\uD83C\uDDF8 Charlotte, our new US hub Charlotte is our US headquarters and the foundation of our North American growth. From our Uptown office, our teams collaborate closely, build relationships and drive impact across the region, with a setup designed for both focus and flexibility. \uD83C\uDF0D Remote, Across the US & Europe The majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off-sites, company kick off and technical kick off. We also have a growing number of remote team members across the US. \uD83D\uDCA1 How We Handle Your Personal Data By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. 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Credit risk modeling; Portfolio analytics; Credit policy design; Digital lending; Regulatory frameworks", "domainList" : [ "consumer-lending", "credit-risk-modeling", "portfolio-analytics", "credit-policy-design", "digital-lending", "regulatory-frameworks" ], "domainSpecificKnowledge" : [ "Consumer lending", "Credit risk modeling", "Portfolio analytics", "Credit policy design", "Digital lending", "Regulatory frameworks" ], "toolProficiency" : [ "SQL", "Python", "R" ], "communicationSkills" : "Stakeholder management", "problemSolvingSkills" : "Data-driven insights", "outcomesObjectives" : "Driving measurable improvements; Influencing credit strategy; Delivering scalable analytical solutions; Elevating team capability", "qualificationsBasic" : "Bachelor's degree in Finance, 4–7+ years experience, Advanced SQL proficiency, Manage analytical projects", "qualificationsPreferred" : "Experience in fintech, Proficiency in Python, Proficiency in R, Experience with credit scorecards, Experience with risk model development, Familiarity with regulatory frameworks, French language skills", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "About the role: We are seeking a highly motivated, proactive, and commercially minded Senior Credit Analyst to take a leading role within our Credit team. This position is central to enhancing our credit risk management capabilities. The successful candidate will be responsible for leading sophisticated credit analytics, driving deep portfolio insights, and playing a pivotal role in the development and refinement of our overarching credit strategy and policy framework. The Senior Credit Analyst will be instrumental in safeguarding the quality of the credit portfolio while identifying opportunities for commercially sound growth. Key responsibilities: Lead analysis of consumer credit portfolios, identifying key risk drivers and performance trends Design, optimize, and oversee complex SQL queries and analytical workflows Translate data insights into actionable recommendations for underwriting strategy and credit policy Develop, refine, and validate credit rules, scorecards, and segmentation strategies Monitor portfolio health (delinquency, default, loss, and vintage performance) and recommend proactive actions Partner with senior stakeholders across stakeholders to influence decision-making Drive improvements in data processes, reporting automation, and analytical frameworks Qualifications and Experience: Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related field 4–7+ years of experience in credit risk, analytics, or lending environments Strong understanding of credit risk modeling, portfolio analytics, and policy design Advanced SQL proficiency and experience working with large datasets Proven ability to independently manage analytical projects and influence outcomes Strong communication and stakeholder management skills Professional proficiency in English Preferred Qualifications: Experience in fintech or digital lending environments Proficiency in Python or R for data analysis or modeling Experience with credit scorecards or risk model development Familiarity with regulatory frameworks in consumer lending French language skills (beneficial) The ideal candidate is someone who: Driving measurable improvements in portfolio performance and risk management Influencing credit strategy through data-driven insights Delivering high-quality, scalable analytical solutions Elevating team capability through mentorship and process improvements Acting as a trusted advisor to business stakeholders Company overview: Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers. Ezra supports 24 operations in 23 countries, across Africa, the Middle East and Asia. Our key office locations are in Nairobi, Kenya and Dubai, UAE. Our flagship products are Airtime Credit Services (ACS), Nano and BNPL. ACS is an airtime or data advance offered to prepaid mobile subscribers at the point of low credit. Nano is a micro cash advance offered to mobile wallet users on demand. BNPL facilitates payment installments for products and services As a FinTech company, our business is entirely technology and data driven, from determining subscriber eligibility, generating relevant offers, managing risk, loan issuance, recovery, optimizing performance and reporting, reconciliation and billing. Each day we process approximately 21M loan requests and 1.4 TB of data across our markets. This process needs to be robust, reliable and secure. But it doesn’t end there. 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Embedded product teams; Embedded engineering teams; Embedded data teams; Embedded design teams; Banking partners; Capital providers; Internal stakeholders", "projectManagementSkills" : [ "Roadmap definition", "Agile methodologies" ], "domainKnowledge" : "SMB underwriting; Credit infrastructure; Risk-sharing agreements; Alternative data sources; Commercial bureaus; Credit context; Digital banking; Financial instruments; Regulatory frameworks; Risk methodologies; Quantitative skills", "domainList" : [ "smb-underwriting", "credit-infrastructure", "risk-sharing-agreements", "alternative-data-sources", "commercial-bureaus", "credit-context", "digital-banking", "financial-instruments", "regulatory-frameworks", "risk-methodologies", "quantitative-skills" ], "domainSpecificKnowledge" : [ "SMB underwriting", "Credit infrastructure", "Risk-sharing agreements", "Alternative data sources", "Commercial bureaus", "Credit context", "Digital banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Plaid" ], "communicationSkills" : "P&L accountability", "problemSolvingSkills" : "Data-driven iteration", "outcomesObjectives" : "Make Relay first choice for SMB credit; Deepen monetization; Drive new growth; Reduce reliance on third-party underwriting", "qualificationsBasic" : "5 to 7 years credit strategy, 5 to 7 years analytics, Direct ownership underwriting policies, Direct ownership underwriting models, Experience building credit products, Experience scaling credit products, Experience working with bank partners, Experience working with regulators, Experience working with examiners", "qualificationsPreferred" : "Deep experience SMB underwriting, Experience with APIs, Experience with vendor models, Experience translating risk-sharing agreements, Familiarity with alternative data sources, Experience incorporating alternative data", "remoteFriendly" : true, "rawDescription" : "Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses. We're looking for a Director of Credit Risk to lead our Credit & Spend Management team. This team owns every credit and spend product Relay offers to small businesses—from charge cards and lending to the underlying credit infrastructure and the surrounding user experience. Today, credit represents the largest game changing opportunity for Relay. We own our users’ core banking and deposits through a powerful suite of checking, saving, and debit offers presented with a software layer that enables granular compartmentalization and provides precise financial clarity to the business owners. Your mandate is to build on that strength, and ‘make Relay the first choice for SMB credit’. This opportunity will not only help us serve our clients’ needs fully, but also deepen monetization and drive new growth for Relay. We are deeply committed to this mission, and have built a cross functional tribe with embedded core product resources to see it through. You’ll lead this tribe, reporting to our CEO with full P&L accountability. The team spans risk, product, engineering, data, and design across four squads: Charge Card, Lending, Spend Management, and Credit Infrastructure. This is not a strategy-only role. You’ll define the roadmap, build the credit engine, own underwriting direction, and drive outcomes across the full lifecycle—from acquisition through app flows and risk and portfolio management. What You'll Be Doing - Lead the Credit & Spend Management tribe as a cross-functional GM, managing 6 to 8 direct reports and guiding embedded product, engineering, data, and design teams - Build Relay’s in-house credit engine, including monitoring infrastructure and decisioning systems, reducing reliance on third-party underwriting over time - Own credit policy and underwriting strategy, including exception handling, manual reviews, and escalations - Expand the lending portfolio from a single product to a multi-product suite, owning performance from origination through charge-off - Evolve the charge card proposition through structured experimentation and data-driven iteration - Own the credit and debit P&L, driving sustainable growth while managing to risk and capital appetite - Partner closely with banking partners, capital providers, and internal stakeholders to align on strategy, performance, and compliance Who you are - Min 5 to 7 years of hands-on experience in credit strategy and analytics, with direct ownership of underwriting policies and models. Deep experience in SMB underwriting – you’ve made or approved real lending decisions based on business fundamentals – is a plus. - Experience building or scaling credit products in a fintech or similarly fast-paced environment, including 0→1 or early-stage systems - Strong grasp of credit infrastructure and data—comfortable working with APIs, vendor models, and translating risk-sharing agreements into financial outcomes - Familiarity with alternative data sources (e.g., Plaid, accounting integrations, commercial bureaus) and how to incorporate them into underwriting - Experience working with bank partners, regulators, or examiners in a credit context - Strong operator with a bias toward ownership—you’re comfortable being accountable for both strategy and execution The Interview Process - Stage 1: A 60-minute Google Meet video call with a member of our Talent team - Stage 2: A 60-minute Google Meet video call with the hiring manager - Stage 3: A 60-minute Google Meet panel interview based on a take-home case study - Stage 4: A 60-minute Google Meet video call with a member of our leadership team Why Relay Might Be the Perfect Fit For You - You push relentlessly for reinvention: You're always asking \"how can this be better?\" -- in your work, in your craft, in yourself. Comfort is a signal to push harder, not coast. You'd rather build something better than defend something familiar. - You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you’re someone who takes initiative, is comfortable taking risks, and seeks input when needed, you’ll find the freedom here empowering. - You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks. - You build with AI, not just use it: You're actively embedding AI into how you work, pushing what's possible, and bringing your team along with you. - You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition, and you let your work speak for itself. - You’re energized by complexity and ambiguity: You enjoy tackling problems that don’t come with a playbook. You’re comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward. - You seek out feedback: You see directness as respect, not criticism. You actively seek input, sit with hard truths, and use feedback as fuel for improvement. - Small businesses are why we're here: Relay exists to help them thrive -- and that mission has to resonate with you. Join Us We're looking for people who are relentless, curious, and care deeply about the work. You're encouraged to apply even if your experience doesn't perfectly match the job description -- your perspective and drive matter more. We welcome diverse backgrounds and people who think critically, challenge the status quo, and want to help small businesses thrive. If you require accommodations at any stage of the hiring process, please reach out to your Talent Partner. Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check and employment verification through Certn.", "summaryDescription" : "Director of Credit Risk at Relay. Skills: Credit risk, Underwriting, Portfolio management, Fintech. Lead Credit & Spend Management tribe. Manage direct reports", "createdAt" : "2026-06-13T21:50:47.696", "lastUpdated" : "2026-06-15T03:25:26.301", "ingestTimestamp" : "2026-06-13T21:50:47.696", "mongoId" : "6a2cd5dc74d8ee00a0a3c555", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "150k-200k", "hasSalary" : false, "allSkills" : [ "Credit risk", "Credit policy", "Underwriting", "Risk assessment", "Data analysis", "Financial analysis", "Portfolio analysis", "Credit scoring", "Leadership", "Portfolio management", "Fintech", "Credit strategy", "Credit analytics", "Underwriting policies", "Underwriting models", "Credit products", "Risk management", "Financial modeling", "Roadmap definition", "Agile methodologies", "SMB underwriting", "Credit infrastructure", "Risk-sharing agreements", "Alternative data sources", "Commercial bureaus", "Credit context", "Digital banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Plaid" ], "skillCount" : 35, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 0.8888889, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a3063d6f292fd229cf9ef64", "title" : "Credit Acquisition Officer", "company" : "Pivotage Consulting", "industry" : "Financial Services", "salary" : { "min" : 7500000.0, "max" : 1.2E7, "currency" : "NGN", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Credit Acquisition Officer in Lagos, Nigeria, adjusted for the FinTech industry." }, "location" : "VI, Lagos, NG", "locations" : [ "VI", "Lagos", "NG" ], "timestamp" : "2026-06-16T11:20:28.292", "fingerprint" : "44686bcfecdc98ab5bb03521e50b8ef4907e53bd8bd38ac5d889206db4335f47", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/PivotageConsulting/744000132155610-credit-acquisition-officer", "externalId" : "744000132155610", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Lagos", "country" : "Nigeria", "continent" : "af", "source" : "llm", "workMode" : "onsite", "geo" : "6.4550575,3.3941795" } ], "locationText" : "Lagos, Nigeria", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "mid", "professionalSkills" : [ "Loan sales", "Credit acquisition", "Retail banking" ], "hardSkillsList" : [ "Credit processes", "Documentation requirements" ], "hardSkills" : [ { "name" : "Credit processes", "level" : "intermediate" }, { "name" : "Documentation requirements", "level" : "intermediate" } ], "majorSkills" : "Loan sales, Credit acquisition", "majorSkillsList" : [ "Loan sales", "Credit acquisition" ], "coreResponsibilities" : "Source new loan customers, Identify new loan customers, Onboard new loan customers, Promote credit products, Achieve loan acquisition targets, Achieve disbursement targets, Conduct needs assessments, Match customers with loan products", "domainKnowledge" : "Credit processes", "domainList" : [ "credit-processes" ], "domainSpecificKnowledge" : [ "Credit processes" ], "communicationSkills" : "Negotiation", "outcomesObjectives" : "Achieve assigned loan acquisition targets; Achieve assigned disbursement targets", "qualificationsBasic" : "3+ years’ experience in loan sales, 3+ years’ experience in credit acquisition, 3+ years’ experience in retail banking, Bachelor’s degree in business, Bachelor’s degree in marketing, Bachelor’s degree in a related field, Solid understanding of credit processes, Solid understanding of documentation requirements", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Our client - a Fintech company, is looking to hire an experienced and a result-driven Credit Acquisition Officer to join it’s team. Location: Victoria Island, Lagos Nigeria * Source, identify, and onboard new loan customers across various market segments. * Promote the bank’s credit products and achieve assigned loan acquisition and disbursement targets. * Conduct needs assessments to match customers with suitable loan products. ## Qualifications * Bachelor’s degree in, business, marketing, or a related field. * 3+ years’ proven experience in loan sales, credit acquisition, or retail banking. * Strong communication, negotiation, and relationship-building skills. * Solid understanding of credit processes and documentation requirements.", "summaryDescription" : "Credit Acquisition Officer at Pivotage Consulting. Skills: Loan sales, Credit acquisition. Source new loan customers. Identify new loan customers", "postedDate" : "2026-06-15T09:39:06.000", "createdAt" : "2026-06-16T00:11:25.096", "lastUpdated" : "2026-06-16T11:20:28.292", "ingestTimestamp" : "2026-06-16T00:11:25.096", "mongoId" : "6a3063d6f292fd229cf9ef64", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Credit processes", "Documentation requirements", "Loan sales", "Credit acquisition", "Retail banking" ], "skillCount" : 5, "jobCategory" : "sales", "jobSubcategory" : "revenue", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c6ab774d8ee00a090d795", "title" : "Sr. Product Manager - Credit Risk", "company" : "NinjaHoldings", "industry" : "FinTech", "salary" : { "min" : 155000.0, "max" : 215000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Product Manager in FinTech in Chicago, adjusted for seniority and company size." }, "location" : "Chicago, IL", "locations" : [ "Chicago", "IL" ], "timestamp" : "2026-06-15T03:31:46.726", "fingerprint" : "388f0bf0c5ab2d541e5c90386b05391d65491903d10a91d1ebafa027d05b99f8", "source" : "breezyhr", "language" : "en", "applyUrl" : "https://ninjaholdings.breezy.hr/p/9cea8f42efbf-sr-product-manager-credit-risk", "externalId" : "9cea8f42efbf", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Chicago", "state" : "Illinois", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "41.8755616,-87.6244212" } ], "locationText" : "Chicago, Illinois, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "coreResponsibilities" : "Focus on product strategy, Focus on roadmap, Focus on user stories, Focus on cross-functional collaboration", "remoteFriendly" : false, "rawDescription" : "NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of di", "summaryDescription" : "Sr. Product Manager - Credit Risk at NinjaHoldings. Focus on product strategy. Focus on roadmap", "createdAt" : "2026-06-14T00:27:13.232", "lastUpdated" : "2026-06-15T03:31:46.726", "ingestTimestamp" : "2026-06-14T00:27:13.232", "mongoId" : "6a2c6ab774d8ee00a090d795", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 155000, "salaryAnnualMax" : 215000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "product", "jobSubcategory" : "product_management", "seniorityLevel" : "Senior", "dataQualityScore" : 0.7777778, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2caf7c74d8ee00a09d7202", "title" : "Credit Assessor", "company" : "Skip", "industry" : "Operations", "salary" : { "min" : 65000.0, "max" : 85000.0, "currency" : "AUD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Junior Credit Assessor in Sydney, Australia, with 1-2 years of experience in the FinTech industry." }, "location" : "Sydney", "locations" : [ "Sydney" ], "timestamp" : "2026-06-15T09:08:45.476", "fingerprint" : "ae70c96d189e03951938fda42b199bb20f9e79da6dc2d29a2e573458a65004e7", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/skip-loans/ebacfb5b-8027-467c-b7bb-17a60b7652d9/application", "externalId" : "ebacfb5b-8027-467c-b7bb-17a60b7652d9", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Sydney", "state" : "New South Wales", "country" : "Australia", "continent" : "oc", "source" : "llm", "workMode" : "onsite", "geo" : "-33.8698439,151.2082848" } ], "locationText" : "Sydney, New South Wales, Australia", "employmentType" : "FULL_TIME", "experienceMinYears" : 1, "experienceMaxYears" : 2, "professionalSkills" : [ "Credit assessment", "Risk-based decisions" ], "hardSkillsList" : [ "Mortgage loan assessment" ], "hardSkills" : [ { "name" : "Mortgage loan assessment", "level" : "intermediate" } ], "majorSkills" : "Credit assessment, Risk management", "majorSkillsList" : [ "Credit assessment", "Risk management" ], "coreResponsibilities" : "Action loan applications, Ensure lending decisions align with policy, Take ownership of applications, Undertake quality credit risk decisions, Assist in improving internal processes, Layer in automation and tech improvements, Deliver excellent customer experience", "teamCollaboration" : "Engineering teams; Customer Operations team", "domainKnowledge" : "Residential mortgage loans", "domainList" : [ "residential-mortgage-loans" ], "domainSpecificKnowledge" : [ "Residential mortgage loans" ], "problemSolvingSkills" : "Problem-solving ability; Analyse situations", "qualificationsBasic" : "1-2 years mortgage loan assessment, Individual approval delegations", "qualificationsPreferred" : "Problem-solving ability, Learn and execute multiple lending policies, Tech First Mindset", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "About Skip We are a mission-driven Australian home loan lender built to fast-track Aussies into home ownership. We help Australians ‘skip to the owning bit’ with 2% deposit home loans. Buying a home shouldn’t mean putting life on pause to save a massive deposit while property prices sprint ahead. We’re here to build a fairer, faster path to home ownership, so more people can stop paying their landlord’s mortgage and start paying their own. We’re backed by leading US venture funds, global credit partners, and prominent Australian investors including Daniel Petre AO and Ed Robinson. We originate low-deposit home loans and are scaling our loan book aggressively, with our loan book being multiples larger than last year. We have major distribution partnerships live, strong credit performance, and expanding product lines - we’re entering a true hyper-growth phase. We’re a team that moves quickly, obsesses over the customer experience, and backs each other to do the best work of our careers. If you like solving meaningful problems, shipping real change, and taking ownership, you’ll feel at home here. Mission of the Credit team To deliver high-quality, policy-aligned mortgage credit decisions efficiently and accurately, while actively contributing to the evolution of an AI-enabled, customer-centric credit process in a fast-growing start-up environment. This role exists to protect credit quality, enable responsible growth, and improve the customer experience through strong assessment skills, ownership, and continuous improvement. About the role As a Credit Assessor at Skip, you will be responsible for actioning end-to-end loan applications for new mortgages. You’ll ensure that lending decisions are executed in line with our credit policy. This is an excellent opportunity for someone with Credit Assessment experience who is keen to work in a fast paced, entrepreneurial environment with highly experienced credit professionals. You will have the ability to immediately contribute with your existing credit assessment skills while continuing to develop your knowledge and broader capabilities. We’re building a culture that rewards proactive doers, who want to contribute, be recognized, and rewarded for it. Key responsibilities: - Action end-to-end loan applications for new mortgages. - Ensure lending decisions are executed in line with the Skip Credit Policy. - Take ownership of applications from submission to settlement. - Undertake quality credit risk-based decisions to ensure consistent, accurate and timely outcomes. - Assist in improving internal processes for the Credit Assessment team - Work with our engineering teams to layer in automation and tech improvements for increasing your efficiency - Work alongside our Customer Operations team to deliver an excellent customer experience. What you will bring: - A minimum of 1-2 years’ recent experience in residential mortgage loan assessment is required, with individual approval delegations held. - You have a strong problem-solving ability to think outside the square and analyse situations in a solution based environment - Capacity to learn and execute multiple lending policies and processes and run these simultaneously as required. - You will have a “Curious, Tech First” Mindset – You are someone who enjoys solving problems and is very comfortable with learning and who can quickly pick up new tech platforms and systems. Why join us? - Competitive Rewards - We offer competitive salary packages plus an Employee Share Option Plan (ESOP), so you don’t just work here — you own a part of what we’re building. - Do Your Best Work - We create space for real impact. You’ll have the autonomy to innovate, contribute ideas, and see your work shape the future of the business. - Real Career Growth - We’re a fast-growing company, which means genuine opportunities to step up, take on more responsibility, and grow your career as we scale. - A Great Team Culture - Work alongside talented, supportive teammates who value collaboration, initiative, and shared wins. - Regular Team Events - From team celebrations to social catch-ups, we make time to connect and enjoy the journey together. #LI-HYBRID", "summaryDescription" : "Credit Assessor at Skip. Skills: Credit assessment, Risk management. Action loan applications. Ensure lending decisions align with policy", "createdAt" : "2026-06-14T05:04:43.512", "lastUpdated" : "2026-06-15T09:08:45.476", "ingestTimestamp" : "2026-06-14T05:04:43.512", "mongoId" : "6a2caf7c74d8ee00a09d7202", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ "Mortgage loan assessment", "Credit assessment", "Risk management", "Risk-based decisions", "Residential mortgage loans" ], "skillCount" : 5, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.7777778, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a305e91f292fd229cf71907", "title" : "Insurance Credit Resolution Specialist", "company" : "Privia Health", "industry" : "Hospital And Health Care", "salary" : { "min" : 25.0, "max" : 26.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Arlington, VA, United States", "locations" : [ "Arlington", "VA", "United States" ], "timestamp" : "2026-06-16T09:47:13.192", "fingerprint" : "1f668aa65e7ee3711f02dcf14457d74dbcbc60cd8a4784a16463ec1766bd2ccd", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/PriviaHealth/744000132275619-insurance-credit-resolution-specialist-", "externalId" : "744000132275619", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Arlington", "state" : "Virginia", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8769326,-77.0893094" } ], "locationText" : "Arlington, Virginia, United States", "employmentType" : "FULL_TIME", "minimumEducation" : "High School Graduate", "experienceMinYears" : 2, "experienceMaxYears" : 5, "experienceLevel" : "mid", "technicalSkills" : "AthenaNet", "professionalSkills" : [ "Revenue cycle management", "Claims management", "Posting charges", "Claim follow up", "Collections", "Payment posting" ], "hardSkillsList" : [ "Insurance credit resolution" ], "hardSkills" : [ { "name" : "Insurance credit resolution", "level" : "intermediate" } ], "majorSkills" : "Insurance credits, Revenue cycle", "majorSkillsList" : [ "Insurance credits", "Revenue cycle" ], "coreResponsibilities" : "Process all assigned insurance related credits, Review and respond to daily correspondence, Answer incoming inquiries, Prepare insurance refund checks for mailing, Process returned checks, Implement payer specific workflows, Research and resolve overpaid and denied claims, Use Salesforce to manage worklists, Process 35+ insurance refunds daily, Identify and print appropriate insurance refund letters, Enter insurance refund check #s into athenaNet, Make custom refund letters, Prepare checks to be mailed, Sort checks by payer, Retrieve and process returned checks", "teamCollaboration" : "Sr. Manager, Revenue Cycle Management", "domainKnowledge" : "HIPAA rules and regulations", "domainList" : [ "hipaa-rules-and-regulations" ], "domainSpecificKnowledge" : [ "HIPAA rules and regulations" ], "toolProficiency" : [ "AthenaNet", "Salesforce" ], "problemSolvingSkills" : "Research and resolve", "outcomesObjectives" : "Successfully process 35+ insurance refunds daily", "qualificationsBasic" : "High School Graduate, 3+ years experience, Experience working with athenahealth’s suite of tools, Comply with HIPAA rules and regulations", "qualificationsPreferred" : "Medical Office training certificate, Relevant experience", "remoteFriendly" : false, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Privia Health™ is a technology-driven, national physician enablement company that collaborates with medical groups, health plans, and health systems to optimize physician practices, improve patient experiences, and reward doctors for delivering high-value care in both in-person and virtual settings. The Privia Platform is led by top industry talent and exceptional physician leadership, and consists of scalable operations and end-to-end, cloud-based technology that reduces unnecessary healthcare costs, achieves better outcomes, and improves the health of patients and the well-being of providers This role requires hybrid in-office work at our HQ office in Arlington, VA Under the direction of the Sr. Manager, Revenue Cycle Management, the Insurance Credit Resolution Specialist is responsible for complete, accurate and timely processing of all assigned insurance related credits. Processing of these credits includes reviewing and responding to daily correspondence from physician practices in a timely manner, answering incoming inquiries, preparing insurance refund checks for mailing, and processing returned checks. * Implement payer specific workflows for void requests, take back requests and insurance refund initiations * Research and resolve overpaid and denied claims in athenaNet * Use Salesforce to manage worklists and requests/inquiries from Care Centers * Successfully process 35+ insurance refunds daily In office specific duties: * Utilize athenaNet software to identify and print appropriate insurance refund letters * Enter insurance refund check #s into athenaNet for tracking * In the absence of a payer refund letter, use letter template to make custom refund letters * Prepare checks to be mailed including matching checks with refund letter, folding, inserting, addressing and sealing envelopes * Sorting checks by payer * Retrieve and process returned checks accordingly * Other duties as needed ## Qualifications * Education: High School Graduate, Medical Office training certificate or relevant experience * 3+ years experience in physician revenue cycle / claims management * Background with posting charges, claim follow up, collections, and payment posting * Must have experience working with athenahealth’s suite of tools * Must comply with HIPAA rules and regulations The hourly range for this role is $25.00-$26.45 in base pay and exclusive of any bonuses or benefits (medical, dental, vision, life, and pet insurance, 401K, paid time off, and other wellness programs). This role is also eligible for an annual bonus targeted at 10%. The base pay offered will be determined based on relevant factors such as experience, education, and geographic location. ## Additional Information All your information will be kept confidential according to EEO guidelines. Technical Requirements (for remote workers only, not applicable for onsite/in office work): In order to successfully work remotely, supporting our patients and providers, we require a minimum of 5 MBPS for Download Speed and 3 MBPS for the Upload Speed. This should be acquired prior to the start of your employment. The best measure of your internet speed is to use online speed tests like. This gives you an update as to how fast data transfer is with your internet connection and if it meets the minimum speed requirements. Work with your internet provider if you have questions about your connection. Employees who regularly work from home offices are eligible for expense reimbursement to offset this cost. Privia Health is committed to creating and fostering a work environment that allows and encourages you to bring your whole self to work. We understand that healthcare is local and we are better when our people are a reflection of the communities that we serve. Our goal is to encourage people to pursue all opportunities regardless of their age, color, national origin, physical or mental (dis)ability, race, religion, gender, sex, gender identity and/or expression, marital status, veteran status, or any other characteristic protected by federal, state or local law.", "summaryDescription" : "Insurance Credit Resolution Specialist at Privia Health. Skills: Insurance credits, Revenue cycle. Process all assigned insurance related credits. Review and respond to daily correspondence", "postedDate" : "2026-06-15T19:51:20.000", "createdAt" : "2026-06-16T00:09:58.299", "lastUpdated" : "2026-06-16T09:47:13.192", "ingestTimestamp" : "2026-06-16T00:09:58.299", "mongoId" : "6a305e91f292fd229cf71907", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 52000, "salaryAnnualMax" : 54080, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ "Insurance credit resolution", "Insurance credits", "Revenue cycle", "Revenue cycle management", "Claims management", "Posting charges", "Claim follow up", "Collections", "Payment posting", "HIPAA rules and regulations", "AthenaNet", "Salesforce" ], "skillCount" : 12, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Healthcare", "llmIndustryConfidence" : 0.95 }, { "id" : "6a306189f292fd229cf96e1a", "title" : "Insurance Credit Resolution Specialist", "company" : "Privia Health", "industry" : "Hospital And Health Care", "salary" : { "min" : 25.0, "max" : 26.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Arlington, VA, United States", "locations" : [ "Arlington", "VA", "United States" ], "timestamp" : "2026-06-16T09:09:17.381", "fingerprint" : "fe6d585ea56cc1f8fd2c9af444f999a2bc0706e7360a7ebbc60d7d5f4b00d6be", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/PriviaHealth/744000132275619-insurance-credit-resolution-specialist-", "externalId" : "744000132275619", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Arlington", "state" : "Virginia", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8769326,-77.0893094" } ], "locationText" : "Arlington, Virginia, United States", "employmentType" : "FULL_TIME", "minimumEducation" : "High School Graduate", "experienceMinYears" : 2, "experienceMaxYears" : 5, "experienceLevel" : "mid", "technicalSkills" : "AthenaNet", "professionalSkills" : [ "Revenue cycle management", "Claims management", "Posting charges", "Claim follow up", "Collections", "Payment posting" ], "hardSkillsList" : [ "Insurance credit resolution" ], "hardSkills" : [ { "name" : "Insurance credit resolution", "level" : "intermediate" } ], "majorSkills" : "Insurance credits, Revenue cycle", "majorSkillsList" : [ "Insurance credits", "Revenue cycle" ], "coreResponsibilities" : "Process all assigned insurance related credits, Review and respond to daily correspondence, Answer incoming inquiries, Prepare insurance refund checks for mailing, Process returned checks, Implement payer specific workflows, Research and resolve overpaid and denied claims, Use Salesforce to manage worklists, Process 35+ insurance refunds daily, Identify and print appropriate insurance refund letters, Enter insurance refund check #s into athenaNet, Make custom refund letters, Prepare checks to be mailed, Sort checks by payer, Retrieve and process returned checks", "teamCollaboration" : "Sr. Manager, Revenue Cycle Management", "domainKnowledge" : "HIPAA rules and regulations", "domainList" : [ "hipaa-rules-and-regulations" ], "domainSpecificKnowledge" : [ "HIPAA rules and regulations" ], "toolProficiency" : [ "AthenaNet", "Salesforce" ], "documentationSkills" : "Insurance refund letters", "problemSolvingSkills" : "Research and resolve overpaid and denied claims", "outcomesObjectives" : "Successfully process 35+ insurance refunds daily", "qualificationsBasic" : "High School Graduate, 3+ years experience, Experience working with athenahealth’s suite of tools, Comply with HIPAA rules and regulations", "qualificationsPreferred" : "Medical Office training certificate, Relevant experience", "remoteFriendly" : false, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Privia Health™ is a technology-driven, national physician enablement company that collaborates with medical groups, health plans, and health systems to optimize physician practices, improve patient experiences, and reward doctors for delivering high-value care in both in-person and virtual settings. The Privia Platform is led by top industry talent and exceptional physician leadership, and consists of scalable operations and end-to-end, cloud-based technology that reduces unnecessary healthcare costs, achieves better outcomes, and improves the health of patients and the well-being of providers This role requires hybrid in-office work at our HQ office in Arlington, VA Under the direction of the Sr. Manager, Revenue Cycle Management, the Insurance Credit Resolution Specialist is responsible for complete, accurate and timely processing of all assigned insurance related credits. Processing of these credits includes reviewing and responding to daily correspondence from physician practices in a timely manner, answering incoming inquiries, preparing insurance refund checks for mailing, and processing returned checks. * Implement payer specific workflows for void requests, take back requests and insurance refund initiations * Research and resolve overpaid and denied claims in athenaNet * Use Salesforce to manage worklists and requests/inquiries from Care Centers * Successfully process 35+ insurance refunds daily In office specific duties: * Utilize athenaNet software to identify and print appropriate insurance refund letters * Enter insurance refund check #s into athenaNet for tracking * In the absence of a payer refund letter, use letter template to make custom refund letters * Prepare checks to be mailed including matching checks with refund letter, folding, inserting, addressing and sealing envelopes * Sorting checks by payer * Retrieve and process returned checks accordingly * Other duties as needed ## Qualifications * Education: High School Graduate, Medical Office training certificate or relevant experience * 3+ years experience in physician revenue cycle / claims management * Background with posting charges, claim follow up, collections, and payment posting * Must have experience working with athenahealth’s suite of tools * Must comply with HIPAA rules and regulations The hourly range for this role is $25.00-$26.45 in base pay and exclusive of any bonuses or benefits (medical, dental, vision, life, and pet insurance, 401K, paid time off, and other wellness programs). This role is also eligible for an annual bonus targeted at 10%. The base pay offered will be determined based on relevant factors such as experience, education, and geographic location. ## Additional Information All your information will be kept confidential according to EEO guidelines. Technical Requirements (for remote workers only, not applicable for onsite/in office work): In order to successfully work remotely, supporting our patients and providers, we require a minimum of 5 MBPS for Download Speed and 3 MBPS for the Upload Speed. This should be acquired prior to the start of your employment. The best measure of your internet speed is to use online speed tests like. This gives you an update as to how fast data transfer is with your internet connection and if it meets the minimum speed requirements. Work with your internet provider if you have questions about your connection. Employees who regularly work from home offices are eligible for expense reimbursement to offset this cost. Privia Health is committed to creating and fostering a work environment that allows and encourages you to bring your whole self to work. We understand that healthcare is local and we are better when our people are a reflection of the communities that we serve. Our goal is to encourage people to pursue all opportunities regardless of their age, color, national origin, physical or mental (dis)ability, race, religion, gender, sex, gender identity and/or expression, marital status, veteran status, or any other characteristic protected by federal, state or local law.", "summaryDescription" : "Insurance Credit Resolution Specialist at Privia Health. Skills: Insurance credits, Revenue cycle. Process all assigned insurance related credits. Review and respond to daily correspondence", "postedDate" : "2026-06-15T19:51:20.000", "createdAt" : "2026-06-15T23:54:17.740", "lastUpdated" : "2026-06-16T09:09:17.381", "ingestTimestamp" : "2026-06-15T23:54:17.740", "mongoId" : "6a306189f292fd229cf96e1a", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 52000, "salaryAnnualMax" : 54080, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ "Insurance credit resolution", "Insurance credits", "Revenue cycle", "Revenue cycle management", "Claims management", "Posting charges", "Claim follow up", "Collections", "Payment posting", "HIPAA rules and regulations", "AthenaNet", "Salesforce" ], "skillCount" : 12, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Healthcare", "llmIndustryConfidence" : 0.95 }, { "id" : "6a30838ff292fd229c07134c", "title" : "Supervisor, Credit Recovery & Research", "company" : "Inmar", "industry" : "FinTech", "salary" : { "min" : 75500.0, "max" : 113000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Manager, Credit Recovery & Research in Winston Salem, United States, adjusted for industry and company size." }, "location" : "Headquarters, Winston Salem, NC", "locations" : [ "Headquarters, Winston Salem, NC", "United States of America" ], "timestamp" : "2026-06-16T13:11:29.083", "fingerprint" : "ff228da759c1cdedb531a403acc424060a45ba2b5752d6d3768c4e9a301b6d1d", "source" : "workday", "language" : "en", "applyUrl" : "https://inmar.wd1.myworkdayjobs.com/inmarcareers/job/Headquarters-Winston-Salem-NC/Supervisor--Credit-Recovery---Research--Hospital_JY2627408", "externalId" : "JY2627408", "industryFunction" : { }, "locationPoint" : "36.09986,-80.24422", "structuredLocations" : [ { "city" : "Winston Salem", "state" : "North Carolina", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "36.0998131,-80.2440518" } ], "locationText" : "Winston Salem, North Carolina, United States", "employmentType" : "FULL_TIME", "remoteFriendly" : false, "rawDescription" : "****Position Summary:**** **The Credit Recovery and Research Supervisor is responsible for overseeing and managing credit recovery and research processes for Inmar’s hospital client base. This role involves developing best practices and implementing strategies to optimize the recovery of outstanding credits for our Credit Recovery and Research team. The supervisor will ensure the team meets established KPIs, maintains strong client satisfaction and adheres to company policies and procedures. This role requires strong leadership, problem-solving skills, and the ability to foster a collaborative team environment.** ****Primary Accountabilities:**** ****Operational:**** * **Lead and support the team by providing daily guidance, training, and performance feedback.** * **Develop and implement best practices for our Credit Recovery and Research team in regards to collections procedures and procedures to maximize credit recovery while maintaining positive customer relations.** * **Establish KPIs and monitor team performance to ensure compliance with the established KPIs, including client satisfaction ratings, recovery goals, and contribution to cost** * **Incorporate technology-driven solutions to automate and streamline operations** * **Demonstrate proven leadership skills by establishing, motivating and guiding a team to achieve targets and deadlines.** * **Identify opportunities to improve existing credit recovery and research processes, driving efficiency and accuracy.** * **Assist on hiring qualified candidates** * **Assist in the onboarding of new hires and continuous training of team members to ensure skill development and adherence to best practices** * **Collaborate with Product teams to develop new solutions based on client and market feedback.** * **Foster a collaborative and results-oriented work environment, encouraging continuous learning and professional growth within the team.** * **Utilize excellent verbal and written communication skills to effectively negotiate and persuade customers to resolve outstanding credits.** * **Maintain a strong knowledge of collections practices, laws, and regulations to ensure compliance.** * **Ensure all records are accurate and up-to-date, documenting efforts, progress and successes.** * **Identify and pursue opportunities to improve data quality and business processes** * **Exhibit exceptional organizational and time management skills, prioritizing tasks and handling multiple responsibilities simultaneously.** * **Provide training and development opportunities to enhance team skills and knowledge.** * **Collaborates with other departments as needed for research or to resolve issues or answer questions** * **Serve as an escalation point for complex credit recovery and research issues** * **Other projects as needed by Inmar.** **** ****Analytical:**** * **Apply an analytical mindset to analyze data, identify trends, and make data-driven decisions.** * **Collects, analyzes and reports data to support decisions on day-to-day operations, strategic planning and specific business performance issues** * **Demonstrate strong problem-solving skills by thinking creatively and finding innovative solutions to challenges.** * **Utilize Microsoft Excel and other analytical tools to provide high-quality data analysis in order to support clients and internal stakeholders** ****Required Qualifications:**** * **Bachelor 's Degree in Accounting, Finance or Business Administration** * **2-3 years of credit recovery, research or related role** * **1-3 years leading people** * **Strong understanding of financial statements** * **In-depth knowledge of credit management and financial reconciliation principles.** * **Excellent analytical and problem-solving skills,** * **Exceptional written and oral communication and interpersonal skills.** * **Proficiency in financial analysis and reporting.** * **Experience with ERP systems.** * **Ability to work effectively in a fast-paced, dynamic environment.** * **Advanced Excel skills (Macros)** * **Propensity for continuous learning** * **Lean Six Sigma Certification (preferred)** ****Individual Competencies:**** * ****Communication:** Giving and receiving messages and information in written, oral, and visual formats in a clear and concise way for a complete understanding of meaning and intent.** * ****Problem Solving:** Gathers and analyzes information to generate and evaluate potential solutions to problems, issues and challenges while weighing the accuracy and relevance of the facts, data and information.** * ****Analytical & Critical Thinking: **Ability to tackle a problem by using a logical, systematic, sequential approach.** * ****Curious:** A desire to inquire and learn, to seek new knowledge and wisdom, and to listen to the contributions of others with a genuine interest to better self, the team, and the organization.** * ****Vision & Strategy:** Takes a long-term view and builds a shared vision with others while positioning the organization for future success by identifying new opportunities, formulating objectives and priorities, and implementing plans consistent with the long-term interest of the organization in a global environment.** * ****Business Acumen:** Understands and is aware of how to think about and successfully make the right business decisions through the utilization of industry-specific knowledge and skills and strategic thinking tools and skills.** * ****Problem Solving:** Gathers and analyzes information to generate and evaluate potential solutions to problems, issues and challenges while weighing the accuracy and relevance of the facts, data and information.** * ****Collaboration:** Works collaboratively with others to achieve group goals and objectives.** * ****Effective Execution:** Translates broad conceptual understanding of the company’s strategy into a tactical plan of how it will happen including who will take on which tasks in what sequence, how long those tasks will take, how much the tasks cost, and how each task affects subsequent activities.** **The physical demands described here are representative of those that must be met by an associate to successfully perform the major job responsibilities (essential functions) of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the major job responsibilities. This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job.** **While performing the duties of this job, the associate is:** * **Regularly required to use hands to finger, handle or feel objects, tools or controls, and reach with hands or arms.** * **Regularly required to talk or hear and read instructions on a computer monitor and/or printed on paper.** * **Occasionally required to stand, kneel or stoop, and lift and/or move up to 25 pounds.** * **Regularly required to view items at an extremely close range and must be able to adjust and readjust focus.** ****Safety:**** * **Support a safe work environment by following safety rules and regulations and reporting all safety hazards.** ****As an Inmar Associate, you:**** * **Put clients first and consistently display a positive attitude and behaviors that demonstrate an awareness and willingness to listen and respond to clients in order to meet their short-term and long-term needs, requirements and exceed their expectations.** * **Treat clients and teammates with courtesy, consideration and tact; you also have the ability to perceive the needs of internal and external clients and communicate effectively with the objective of delighting and retaining the client.** * **Build collaborative relationships and work cooperatively with others, inside and outside the organization, to accomplish objectives, develop and maintain mutually beneficial partnerships, leverage information and achieve results.** * **Set and attain achievable, yet aggressive, goals with a sense of urgency and accountability.** * **Understand that results are important and focus on turning mission into action to achieve results following the principles of Flawless Execution while consistently complying with quality, service and productivity standards to meet deadlines and exceed expectations by giving our clients the best possible outcome.** **At Inmar, we put people first and that means empowering our associates to thrive at every stage of life and career. Our comprehensive and competitive benefits package is thoughtfully designed to support a wide range of lifestyles and life stages.** **Eligible associates have access to:** * **Medical, Dental, and Vision insurance** * **Basic and Supplemental Life Insurance options** * **401(k) retirement plans with company match** * **Health Spending Accounts (HSA/FSA)** **We also offer:** * **Flexible time off and 11 paid holidays** * **Family-building benefits, including Maternity, Adoption, and Parental Leave** * **Tuition Reimbursement and certification support, reflecting our commitment to lifelong learning** * **Wellness and Mental Health counseling services** * **Concierge and work/life support resources** * **Adoption Assistance Reimbursement** * **Perks and discount programs** **Please note that eligibility for some benefits may depend on your job classification and length of employment. Benefits are subject to change and may be governed by specific plan or program terms.** We are an Equal Opportunity Employer, including disability/vets. **Recruitment Fraud Notice:** Recruitment fraud is an increasingly common scam where individuals pose as employers to offer fictitious job opportunities. Scammers sometimes impersonate Inmar recruiters on LinkedIn and other channels. We will never ask for payment or sensitive personal information during the hiring process. Verify any role on our official Workday Careers site and learn how to spot scams in our [full notice](https://www.inmar.com/about/careers/recruitment-fraud). **This position is not eligible for student visa sponsorship, including F-1 OPT or CPT. Candidates must have authorization to work in the U.S. without the need for employer sponsorship now or in the future.**", "summaryDescription" : "Supervisor, Credit Recovery & Research at Inmar", "postedDate" : "2026-06-16T03:54:57.109", "createdAt" : "2026-06-16T03:54:57.045", "lastUpdated" : "2026-06-16T13:11:29.083", "ingestTimestamp" : "2026-06-16T03:54:57.045", "mongoId" : "6a30838ff292fd229c07134c", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://inmar.wd1.myworkdayjobs.com/inmarcareers/job/Headquarters-Winston-Salem-NC/Supervisor--Credit-Recovery---Research--Hospital_JY2627408", "salaryAnnualMin" : 75500, "salaryAnnualMax" : 113000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "mid", "dataQualityScore" : 0.7777778, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Healthcare", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2ca94c74d8ee00a09c5e75", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Apple Valley, MN, United States", "locations" : [ "Apple Valley", "MN", "United States" ], "timestamp" : "2026-06-16T01:35:34.558", "fingerprint" : "841f282afff4d2b74183a67498c14dcf758eb53bce9b30fe01e739cfee3e5202", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/EntCreditUnion1/744000131967579-director-credit-risk-management", "externalId" : "744000131967579", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Apple Valley", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "44.7319094,-93.2177200" } ], "locationText" : "Apple Valley, Minnesota, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 10, "experienceMaxYears" : 15, "experienceLevel" : "director", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit risk management", "Credit analysis", "Credit approval", "Credit ratings", "Risk policies", "Risk appetite", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Quantitative concepts", "Model concepts" ], "hardSkillsList" : [ "Credit risk analytics", "Data analytics", "Data manipulation", "Portfolio review", "Risk assessment", "Financial analysis" ], "softSkillsList" : [ "Leadership", "Negotiation", "Mentoring" ], "hardSkills" : [ { "name" : "Credit risk analytics", "level" : "intermediate" }, { "name" : "Data analytics", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Financial analysis", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement", "majorSkillsList" : [ "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Stakeholder Engagement" ], "coreResponsibilities" : "Perform comprehensive evaluations of credit exposures, Assess quality of credit analysis, Assess quality of credit approval processes, Verify precision of credit ratings, Ensure compliance with credit risk policies, Ensure compliance with credit risk standards, Ensure compliance with credit risk procedures, Ensure compliance with overall risk appetite, Conduct independent reviews across all lending portfolios, Assess credit quality, Enforce adherence to relevant risk policies, Enforce adherence to relevant risk procedures, Facilitate early identification of credit-related issues, Facilitate early identification of exceptions, Facilitate early identification of industry risk factors, Facilitate early identification of geographic risk factors, Support timely detection of portfolio deterioration, Contribute to design of credit risk review strategies, Contribute to improvement of credit risk review strategies, Remain up to date regarding federal regulations, Remain up to date regarding state regulations, Manage and coordinate relationships with senior management, Present review findings clearly, Present review findings confidently, Lead opening meetings, Participate in opening meetings, Lead closing meetings, Participate in closing meetings, Communicate identified matters to leadership, Communicate identified matters to business units, Present well-supported recommendations concerning processes, Present well-supported recommendations concerning procedures, Present well-supported recommendations concerning credit risk, Effectively challenge internal risk ratings, Provide training to colleagues, Coach less experienced colleagues, Offer advice to teams across all lines of, Mentor less experienced colleagues, Train less experienced colleagues, Guide teams where appropriate, Guide daily activities of staff, Support skills augmentation, Mentor direct reports, Coach direct reports, Establish team goals, Establish individual goals, Pursue opportunities for personal development, Perform quarterly performance assessments, Perform annual performance assessments, Adhere to Bank Secrecy Act policies, Adhere to Bank Secrecy Act procedures, Adhere to Bank Secrecy Act regulations", "teamCollaboration" : "Senior management stakeholders; Relevant business units; Teams across all lines; Direct reports", "domainKnowledge" : "Credit risk; Lending portfolios; Credit products; Risk governance frameworks; Second-line risk management; Internal controls; Bank Secrecy Act", "domainList" : [ "credit-risk", "lending-portfolios", "credit-products", "risk-governance-frameworks", "second-line-risk-management", "internal-controls", "bank-secrecy-act" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending portfolios", "Credit products", "Risk governance frameworks", "Second-line risk management", "Internal controls", "Bank Secrecy Act" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Oral communication; Written communication; Presenting findings; Explaining concepts", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Analytical; Problem-solving; Identify issues; Ask insightful questions; Escalate appropriately", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, finance or related field, 9+ years' experience in credit administration and/or credit risk management analytics, 3+ years' of team leadership or management experience, Proven credit risk expertise in consumer, mortgage or commercial lending, In depth understanding of lending credit products, Experience in data analytics, Confident negotiator, Excellent oral and written communication abilities, Proven ability to collaborate at a senior level, Knowledge of risk governance frameworks, Knowledge of second-line enterprise risk management, Knowledge of internal controls, Exceptional analytical and problem-solving, Able to clearly explain complex quantitative and model concepts, Excellent organizational skills, Capable of managing multiple deadlines, Bondable", "qualificationsPreferred" : "Master's (MBA, Master of Finance) or relevant certification preferred, Programming and data manipulation with SQL, Python, and R are a benefit", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement. Perform comprehensive evaluations of credit exposures. Assess quality of credit analysis", "postedDate" : "2026-06-12T18:41:43.000", "createdAt" : "2026-06-14T21:11:20.736", "lastUpdated" : "2026-06-16T01:35:34.558", "ingestTimestamp" : "2026-06-14T21:11:20.736", "mongoId" : "6a2ca94c74d8ee00a09c5e75", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit risk analytics", "Data analytics", "Data manipulation", "Portfolio review", "Risk assessment", "Financial analysis", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Stakeholder Engagement", "Credit risk management", "Credit analysis", "Credit approval", "Credit ratings", "Risk policies", "Risk appetite", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Quantitative concepts", "Model concepts", "Credit risk", "Credit products", "Risk governance frameworks", "Second-line risk management", "Bank Secrecy Act", "Bloomberg Terminal", "Reuters Eikon" ], "skillCount" : 32, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c6d5374d8ee00a091e264", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Apple Valley, MN, United States", "locations" : [ "Apple Valley", "MN", "United States" ], "timestamp" : "2026-06-15T04:41:10.686", "fingerprint" : "45f0277dca208b933e5706eafb2867b099fc48c8280dae0abeed282fbd0d50b3", "source" : "smartrecruiters", "language" : "en", "applyUrl" : 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credit risk policies, Ensure compliance with credit risk standards, Ensure compliance with credit risk procedures, Ensure compliance with overall risk appetite, Conduct independent reviews across all lending portfolios, Assess credit quality, Enforce adherence to relevant risk policies, Enforce adherence to relevant risk procedures, Facilitate early identification of credit-related issues, Facilitate early identification of exceptions, Facilitate early identification of industry risk factors, Facilitate early identification of geographic risk factors, Support timely detection of portfolio deterioration, Contribute to design of credit risk review strategies, Contribute to improvement of credit risk review strategies, Remain up to date regarding federal regulations, Remain up to date regarding state regulations, Manage relationships with senior management stakeholders, Coordinate relationships with senior management stakeholders, Present review findings clearly, Present review findings confidently, Lead opening meetings, Participate in opening meetings, Lead closing meetings, Participate in closing meetings, Communicate identified matters to leadership, Communicate identified matters to business units, Present well-supported recommendations concerning processes, Present well-supported recommendations concerning procedures, Present well-supported recommendations concerning credit risk, Effectively challenge internal risk ratings, Provide training to less experienced colleagues, Provide coaching to less experienced colleagues, Offer advice to teams across all lines of, Mentor less experienced colleagues, Train less experienced colleagues, Guide teams where appropriate, Guide daily activities of staff, Support skills augmentation, Mentor direct reports, Coach direct reports, Establish team goals, Establish individual goals, Pursue opportunities for personal development, Perform quarterly performance assessments, Perform annual performance assessments, Adhere to Bank Secrecy Act policies, Adhere to Bank Secrecy Act procedures, Adhere to Bank Secrecy Act regulations", "teamCollaboration" : "Senior management stakeholders; Business units under review; Teams across all lines; Direct reports", "domainKnowledge" : "Credit risk; Lending portfolios; Risk governance; Enterprise risk management; Internal controls; Bank Secrecy Act; Consumer lending; Mortgage lending; Commercial lending; Credit products", "domainList" : [ "credit-risk", "lending-portfolios", "risk-governance", "enterprise-risk-management", "internal-controls", "bank-secrecy-act", "consumer-lending", "mortgage-lending", "commercial-lending", "credit-products" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Bank Secrecy Act", "Consumer lending", "Mortgage lending", "Commercial lending", "Credit products" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Oral communication; Written communication; Presenting findings; Explaining concepts", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Problem-solving; Analytical; Identify issues; Ask insightful questions; Escalate appropriately", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, finance or related field, 9+ years' experience in credit administration and/or credit risk management analytics, 3+ years' of team leadership or management experience, Proven credit risk expertise in consumer, mortgage or commercial lending, In depth understanding of lending credit products, Experience in data analytics, Confident negotiator, Excellent oral and written communication abilities, Proven ability to collaborate at a senior level, Knowledge of risk governance frameworks, Knowledge of second-line enterprise risk management, Knowledge of internal controls, Exceptional analytical and problem-solving, Able to clearly explain complex quantitative and model concepts, Excellent organizational skills, Capable of managing multiple deadlines, Bondable", "qualificationsPreferred" : "Master's (MBA, Master of Finance) or relevant certification preferred, Programming and data manipulation with SQL, Python, and R are a benefit", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement. Perform comprehensive evaluations of credit exposures. 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: "intermediate" }, { "name" : "Credit ratings", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Portfolios, Risk Governance", "majorSkillsList" : [ "Credit Risk Management", "Lending Portfolios", "Risk Governance" ], "coreResponsibilities" : "Perform comprehensive evaluations of credit exposures, Assess quality of credit analysis, Assess quality of approval processes, Verify precision of credit ratings, Ensure compliance with credit risk policies, Ensure compliance with credit risk standards, Ensure compliance with credit risk procedures, Ensure compliance with risk appetite, Conduct independent reviews across lending portfolios, Assess credit quality, Enforce adherence to risk policies, Enforce adherence to risk procedures, Facilitate early identification of credit issues, Facilitate early identification of credit exceptions, Facilitate early identification of industry risk factors, Facilitate early identification of geographic risk factors, Support timely detection of portfolio deterioration, Contribute to design of credit risk review strategies, Contribute to improvement of credit risk review strategies, Remain up to date regarding federal regulations, Remain up to date regarding state regulations, Manage relationships with senior management stakeholders, Coordinate relationships with senior management stakeholders, Present review findings clearly, Present review findings confidently, Lead opening meetings, Participate in opening meetings, Lead closing meetings, Participate in closing meetings, Communicate identified matters to leadership, Communicate identified matters to business units, Present well-supported recommendations concerning processes, Present well-supported recommendations concerning procedures, Present well-supported recommendations concerning credit risk, Effectively challenge internal risk ratings, Provide training to colleagues, Coach less experienced colleagues, Offer advice to teams, Mentor direct reports, Train direct reports, Guide daily activities of staff, Support skills augmentation, Establish team goals, Establish individual goals, Pursue opportunities for personal development, Perform quarterly performance assessments, Perform annual performance assessments, Adhere to Bank Secrecy Act policies, Adhere to Bank Secrecy Act procedures, Adhere to Bank Secrecy Act regulations", "teamCollaboration" : "Senior management stakeholders; Relevant business units; All lines of defense", "domainKnowledge" : "Credit risk; Lending portfolios; Consumer lending; Mortgage lending; Commercial lending; Lending credit products; Bank Secrecy Act; Credit risk policies; Risk appetite; Risk governance frameworks; Second-line enterprise risk management; Internal controls", "domainList" : [ "credit-risk", "lending-portfolios", "consumer-lending", "mortgage-lending", "commercial-lending", "lending-credit-products", "bank-secrecy-act", "credit-risk-policies", "risk-appetite", "risk-governance-frameworks", "second-line-enterprise-risk-management", "internal-controls" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending portfolios", "Consumer lending", "Mortgage lending", "Commercial lending", "Lending credit products", "Bank Secrecy Act", "Credit risk policies", "Risk appetite", "Risk governance frameworks", "Second-line enterprise risk management", "Internal controls" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Oral communication; Written communication; Presenting findings", "problemSolvingSkills" : "Analytical; Problem-solving; Identify issues; Ask insightful questions; Escalate appropriately", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, 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This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Portfolios, Risk Governance. Perform comprehensive evaluations of credit exposures. Assess quality of credit analysis", "postedDate" : "2026-06-12T18:40:53.000", "createdAt" : "2026-06-14T21:52:24.233", "lastUpdated" : "2026-06-15T21:50:37.389", "ingestTimestamp" : "2026-06-14T21:52:24.233", "mongoId" : "6a2ca94c74d8ee00a09c5e76", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit analysis", "Credit ratings", "Portfolio review", "Data manipulation", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Credit administration", "Credit risk management", "Lending credit products", "Data analytics", "Risk governance", "Enterprise risk management", "Internal controls", "Credit risk", "Lending portfolios", "Consumer lending", "Mortgage lending", "Commercial lending", "Bank Secrecy Act", "Credit risk policies", "Risk appetite", "Risk governance frameworks", "Second-line enterprise risk management", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 32, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c6d5374d8ee00a091e267", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Colorado Springs, CO, United States", "locations" : [ "Colorado Springs", "CO", "United States" ], "timestamp" : "2026-06-15T08:26:58.095", "fingerprint" : "a0230c7e904f1a061e31965acfdddadd5c48f612ebebf4e7ccced37990182d5c", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/EntCreditUnion1/744000131966483-director-credit-risk-management", "externalId" : "744000131966483", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Colorado Springs, Colorado, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 10, "experienceMaxYears" : 15, "experienceLevel" : "director", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit administration", "Credit risk management", "Lending portfolios", "Credit analysis", "Credit ratings", "Risk policies", "Risk appetite", "Risk governance", "Enterprise risk management", "Internal controls", "Data analytics", "Quantitative concepts" ], "hardSkillsList" : [ "Credit risk analysis", "Portfolio review", "Risk assessment", "Data manipulation" ], "softSkillsList" : [ "Leadership", "Negotiation", "Mentoring" ], "hardSkills" : [ { "name" : "Credit risk analysis", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Oversight, Risk Governance", "majorSkillsList" : [ "Credit Risk Management", "Lending Oversight", "Risk Governance" ], "coreResponsibilities" : "Perform credit evaluations, Assess credit analysis quality, Verify credit ratings precision, Ensure policy compliance, Conduct independent reviews, Assess credit quality, Enforce risk policies, Facilitate issue identification, Identify risk factors, Contribute to strategy design, Improve review strategies, Remain up to date regulations, Manage stakeholder relationships, Present review findings, Lead opening meetings, Communicate identified matters, Present recommendations, Challenge internal ratings, Provide training, Provide coaching, Offer advice, Mentor direct reports, Guide staff activities, Support skills augmentation, Establish team goals, Pursue development opportunities, Perform performance assessments", "teamCollaboration" : "Senior management stakeholders; Business units under review; Teams across lines; Direct reports", "domainKnowledge" : "Credit risk; Lending function; Lending portfolios; Credit products; Bank Secrecy Act; Federal regulations; State regulations", "domainList" : [ "credit-risk", "lending-function", "lending-portfolios", "credit-products", "bank-secrecy-act", "federal-regulations", "state-regulations" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending function", "Lending portfolios", "Credit products", "Bank Secrecy Act", "Federal regulations", "State regulations" ], "toolProficiency" : [ "SQL", "Python", "R" ], "communicationSkills" : "Present findings; Explain concepts; Oral communication; Written communication", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Analytical skills; Problem-solving skills", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, 9+ years credit risk management, 3+ years team leadership, Proven credit risk expertise, In depth understanding lending products, Knowledge of risk governance, Knowledge of second-line ERM, Knowledge of internal controls, Bondable", "qualificationsPreferred" : "Master's degree preferred, Relevant certification preferred, Experience in data analytics, Programming with SQL, Data manipulation with Python, Data manipulation with R", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Oversight, Risk Governance. Perform credit evaluations. Assess credit analysis quality", "postedDate" : "2026-06-12T18:40:53.000", "createdAt" : "2026-06-14T03:02:37.042", "lastUpdated" : "2026-06-15T08:26:58.095", "ingestTimestamp" : "2026-06-14T03:02:37.042", "mongoId" : "6a2c6d5374d8ee00a091e267", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit risk analysis", "Portfolio review", "Risk assessment", "Data manipulation", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Oversight", "Risk Governance", "Credit administration", "Credit risk management", "Lending portfolios", "Credit analysis", "Credit ratings", "Risk policies", "Risk appetite", "Risk governance", "Enterprise risk management", "Internal controls", "Data analytics", "Quantitative concepts", "Credit risk", "Lending function", "Credit products", "Bank Secrecy Act", "Federal regulations", "State regulations", "SQL", "Python", "R" ], "skillCount" : 31, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "daysOld" : 2, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c8bb174d8ee00a0973807", "title" : "Credit Risk Manager - LMM (m/f/d)", "company" : "Pliant", "industry" : "Credit", "salary" : { "min" : 75000.0, "max" : 105000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Manager-level Credit Risk Manager in the FinTech industry in Berlin, Germany, adjusted for seniority and company size." }, "location" : "Berlin, Berlin (Hybrid)", "locations" : [ "Berlin, Berlin (Hybrid)" ], "timestamp" : "2026-06-16T01:16:02.195", "fingerprint" : "415a98a0fdc21fbb98d6c2e230d22e961551318cf06bd501e9934d16e35a9538", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/pliant/bf758c3c-fb87-42d8-a7b8-3e9c29ca955f/application", "externalId" : "bf758c3c-fb87-42d8-a7b8-3e9c29ca955f", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Berlin", "state" : "Berlin", "country" : "Germany", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "52.5033790,13.3386522" } ], "locationText" : "Berlin, Berlin, Germany", "employmentType" : "FULL_TIME", "experienceLevel" : "Manager", "professionalSkills" : [ "Credit risk assessment", "Financial analysis", "Project management" ], "hardSkillsList" : [ "Accounting principles", "Financial analysis" ], "hardSkills" : [ { "name" : "Accounting principles", "level" : "intermediate" }, { "name" : "Financial analysis", "level" : "intermediate" } ], "majorSkills" : "Credit risk assessment, Underwriting, Risk ownership", "majorSkillsList" : [ "Credit risk assessment", "Underwriting", "Risk ownership" ], "coreResponsibilities" : "Perform due diligence on customers, Analyze business and financial information, Write up key risks and mitigants, Decide on limit requests, Build and maintain a performing loan book, Own high-limit customers, Monitor customer risk profiles, Present risk profiles to committee, Systematize business problems, Design smart solutions, Build scalable straight-through processes, Utilize AI capabilities, Ensure smooth information flow, Support development of open dialogue culture", "teamCollaboration" : "Work with Sales; Work with Legal; Work with Operations; Work with Product; Work with Data; Work with Risk teams; Work with Credit Risk Management", "projectManagementSkills" : [ "Project management", "Steer complex projects" ], "domainKnowledge" : "Credit risk; SME customers; Corporate customers; Open banking data; Loan processing; Credit decisioning; BI tools; AI capabilities; Embedded finance; White-label solutions", "domainList" : [ "credit-risk", "sme-customers", "corporate-customers", "open-banking-data", "loan-processing", "credit-decisioning", "bi-tools", "ai-capabilities", "embedded-finance", "white-label-solutions" ], "domainSpecificKnowledge" : [ "Credit risk", "SME customers", "Corporate customers", "Open banking data", "Loan processing", "Credit decisioning", "BI tools", "AI capabilities", "Embedded finance", "White-label solutions" ], "communicationSkills" : "Fact-based information flow; Open dialogue", "problemSolvingSkills" : "Analytical thinking; Understand new problems; Understand new systems; Work out solutions", "outcomesObjectives" : "Build and maintain a performing loan book", "qualificationsBasic" : "3-6 years operational experience in credit risk assessment, Knowledge of accounting principles, Knowledge of industry-specific financial analysis, Experience with tools for loan processing, Experience with tools for credit decisioning, Experience with tools for BI, Project management skills, Fluent English", "qualificationsPreferred" : "Previous exposure to open banking data is a plus, Other European languages are a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "ABOUT US Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/www.getpliant.com http://www.getpliant.com ABOUT THE ROLE As a Credit Risk Manager, you be responsible for credit risk assessment of our EEA and UK SME and corporate clients. You will own a book of large credit exposures. In addition to case processing, you will be involved in continuously improving our standards, documentation and tech stack. You will work closely with Alice, our Lead of Credit Risk Management for Large and Middle Markets (LMM), and colleagues from Sales, Legal, Operations, Product, Data and Risk teams. WHAT YOU’LL DO - Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are. - Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude. - Credit decision: Decide on limit requests of our customers within your delegated authority and help us build and maintain a performing loan book. - Risk ownership: You own multiple high-limit customers and groups of customers, know them inside out, follow their development over time, and monitor their risk profiles that you present to the credit risk committee. - Innovation: You get to the heart of complex operational workflows and systems. You understand how to systematize business problems and design smart solutions. You will help us building scalable yet compliant straight-through processes, including the utilization of AI capabilities. - Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results. WHAT YOU’LL BRING - Minimum 3-6 years of operational experience in credit risk assessment for EEA or UK corporate or SME customers from a bank or fintech. - Strong knowledge of accounting principles and industry-specific financial analysis. Previous exposure to open banking data is a plus. - Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions. - Experience with tools used for loan processing, credit decisioning, and BI. - Project management skills and demonstrated ability to design and steer complex projects end to end. - Determination and desire to work in a team to achieve high-quality results for our customers, even under stress. - Fluent English with very good writing skills. Other European languages are a plus. WHAT WE OFFER - The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence - Attractive remuneration - Flat hierarchy and transparent communication in a relaxed, professional atmosphere - Opportunity to develop your talent in a dynamic team with ambitious goals - Flexibility and possibility to work remotely - Monthly mobility benefit - Wellhub Membership - Company card with a monthly allowance for lunches, coffee, etc. with co-workers At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.", "summaryDescription" : "Credit Risk Manager - LMM (m/f/d) at Pliant. Skills: Credit risk assessment, Underwriting, Risk ownership. Perform due diligence on customers. Analyze business and financial information", "createdAt" : "2026-06-14T20:11:50.926", "lastUpdated" : "2026-06-16T01:16:02.195", "ingestTimestamp" : "2026-06-14T20:11:50.926", "mongoId" : "6a2c8bb174d8ee00a0973807", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Accounting principles", "Financial analysis", "Credit risk assessment", "Underwriting", "Risk ownership", "Project management", "Steer complex projects", "Credit risk", "SME customers", "Corporate customers", "Open banking data", "Loan processing", "Credit decisioning", "BI tools", "AI capabilities", "Embedded finance", "White-label solutions" ], "skillCount" : 17, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Manager", "dataQualityScore" : 0.8888889, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c5fc574d8ee00a08ee7eb", "title" : "Credit Operations Analyst", "company" : "Stripe", "industry" : "Financial Services", "salary" : { "min" : 95000.0, "max" : 135000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Credit Operations Analyst in the US FinTech industry, adjusted for company size and location." }, "location" : "US", "locations" : [ "US" ], "timestamp" : "2026-06-15T00:49:44.597", "fingerprint" : "49ac6bdff587d055274688a63a6d132bb04fd7dba8578a6820d47affbe60adce", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://stripe.com/jobs/search?gh_jid=7722943", "externalId" : "7722943", "industryFunction" : { }, "structuredLocations" : [ { "country" : "United States", "continent" : "na", "workMode" : "onsite" } ], "locationText" : "United States", "experienceMinYears" : 4, "experienceMaxYears" : 5, "experienceLevel" : "Mid", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit operations", "Risk management", "Credit modeling" ], "hardSkillsList" : [ "Commercial credit", "Credit reviews", "Risk assessment" ], "softSkillsList" : [ "Creativity", "Problem solving", "Empathy" ], "hardSkills" : [ { "name" : "Commercial credit", "level" : "intermediate" }, { "name" : "Credit reviews", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Creativity" }, { "name" : "Problem solving" }, { "name" : "Empathy" } ], "majorSkills" : "Credit operations, Risk management", "majorSkillsList" : [ "Credit operations", "Risk management" ], "coreResponsibilities" : "Complete credit reviews, Investigate escalations, Action escalations, Triage escalations, Own operational processes, Handle risk escalations, Identify risk factors, Report risk trends, Utilize analytics, Optimize strategies, Maintain communication, Identify system gaps, Recommend enhancements, Recommend process improvements, Lead work streams, Provide updates", "teamCollaboration" : "Cross-functional stakeholders; Global team; Engineering; Strategy; Sales; Vendor management", "domainKnowledge" : "Commercial credit principals; Credit risk; Payments ecosystem", "domainList" : [ "commercial-credit-principals", "credit-risk", "payments-ecosystem" ], "domainSpecificKnowledge" : [ "Commercial credit principals", "Credit risk", "Payments ecosystem" ], "documentationSkills" : "Clear documentation", "problemSolvingSkills" : "Problem solving; Solutions oriented", "remoteFriendly" : false, "rawDescription" : "Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career. About the team The Risk Operations team is looking for an experienced Credit Operations Analyst to join an industry leading global credit operations team. As a Credit Analyst, you will execute operational processes and scale programs while devising growth friendly solutions that reduce Stripe’s credit risk. Did you know that only around 4% of the world’s GDP comes from internet commerce? At Stripe, we believe that this represents a future with almost limitless potential for innovation, creativity and global prosperity. While the promise of a global online economy is palpable, it doesn’t come without significant risk. Billions of dollars are processed by Stripe each year and the Credit Operations team works to ensure that exposure is minimized while facilitating company growth. We are looking for someone passionate about commercial credit, the payments ecosystem, and has a strong desire to work collaboratively with peers and partners in the credit space while building and enhancing processes at scale. This person will work alongside a global team of analysts and build cross functional partnerships with engineering, strategy, sales, vendor management and more. The right candidate for this role should have an understanding of general credit principals, risk management, and credit modeling. Successful candidates for the role will have a minimum of four years experience in credit operations within the payments, fintech, or financial service spaces. What you’ll do Responsibilities Work with merchants from successful venture-backed startups to well established institutions Complete in-depth credit reviews on merchants throughout their life cycle to identify credit concerns. Investigate and action/triage escalations across multiple channels while providing accurate and timely responses Own various operational processes that the team performs such as credit reviews and handling urgent risk-related escalations whilst upholding a strong commitment to process excellence and clear documentation Identify risk factors & trends and further report said trends to the wider risk team Utilize analytics to optimize strategies which can be enforced across the portfolio Maintain regular communication with cross-functional stakeholders Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements Lead team work streams related to credit decisioning & accuracy, providing updates in team and org wide business reviews. Who you are We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements 4+ years relevant experience with a solid understanding of general commercial credit principals. 1+ years of experience leading risk related projects or initiatives working closely with cross-functional stakeholders. Experience using data to propose creative solutions to both tactical and strategic problems Creativity, a team-focused mentality, and effective problem solving skills The ability and desire to question the status quo The ability to approach challenges from a user perspective while being pragmatic and solutions oriented Deep empathy for entrepreneurs running a business and are motivated to solve problems to empower them Preferred qualifications Experience designing credit/risk workflows, analyst tooling, and processes/procedural workflows Strong proficiency using SQL to analyze data, drive insights, and create dashboards and visualizations", "summaryDescription" : "Credit Operations Analyst at Stripe. Skills: Credit operations, Risk management. Complete credit reviews. Investigate escalations", "postedDate" : "2026-06-12T22:17:09.193", "createdAt" : "2026-06-12T22:17:09.193", "lastUpdated" : "2026-06-15T00:49:44.597", "ingestTimestamp" : "2026-06-12T22:17:09.193", "mongoId" : "6a2c5fc574d8ee00a08ee7eb", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 95000, "salaryAnnualMax" : 135000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Commercial credit", "Credit reviews", "Risk assessment", "Creativity", "Problem solving", "Empathy", "Credit operations", "Risk management", "Credit modeling", "Commercial credit principals", "Credit risk", "Payments ecosystem" ], "skillCount" : 12, "jobCategory" : "operations", "jobSubcategory" : "4890-credit-operations", "dataQualityScore" : 0.8888889, "daysOld" : 2, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "Financial Services" }, { "id" : "6a2eb32874d8ee00a0e7dd1c", "title" : "Credit Maintenance Analyst", "company" : "Citi", "location" : "Romania", "locations" : [ "Romania" ], "timestamp" : "2026-06-15T10:26:13.950", "fingerprint" : "5193204647f79e523ef562bcfd6167b20e77300deb66a3bf5409d273e8bac773", "source" : "workday", "applyUrl" : "https://citi.wd5.myworkdayjobs.com/2/job/Bucharest--Romania/Credit-Maintenance-Analyst_26971321", "externalId" : "26971321", "industryFunction" : { }, "locationPoint" : "45.9432,24.9668", "structuredLocations" : [ { "country" : "Romania", "continent" : "eu", "workMode" : "onsite" } ], "locationText" : "Romania", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor", "experienceMinYears" : 0, "experienceMaxYears" : 2, "experienceLevel" : "Junior", "professionalSkills" : [ "Understanding of industry practices and standards related to credit and finance. Knowledge of applicable laws, rules, and regulations." ], "hardSkillsList" : [ "credit exposure monitoring", "data quality management", "credit policies", "insurance records maintenance" ], "softSkillsList" : [ "ethical judgment, sound judgment" ], "hardSkills" : [ { "name" : "credit exposure monitoring", "level" : "intermediate" }, { "name" : "data quality management", "level" : "intermediate" }, { "name" : "credit policies", "level" : "intermediate" }, { "name" : "insurance records maintenance", "level" : "intermediate" } ], "softSkills" : [ { "name" : "ethical judgment, sound judgment" } ], "majorSkills" : "credit maintenance, data quality, Microsoft Office, risk assessment", "majorSkillsList" : [ "credit maintenance, data quality, Microsoft Office, risk assessment" ], "coreResponsibilities" : "Capture and record data on credit exposures, obligors, and facilities in credit systems. Coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies.", "teamCollaboration" : "Coordination with the Operations - Services team.", "projectManagementSkills" : [ "track CA progress" ], "toolProficiency" : [ "Microsoft Office, Microsoft Project" ], "communicationSkills" : "interpret data; make recommendations; assist in formulating policies", "documentationSkills" : "accurately recorded credit facilities; Prepare Credit Approvals", "problemSolvingSkills" : "identify policy gaps; assess risk", "specialRequirements" : "Demonstrate particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.", "outcomesObjectives" : "Coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies. Achieve acceptable audit ratings.", "qualificationsBasic" : "0-2 years of relevant experience. Experience in a similar position or area. Proficient computer skills.", "qualificationsPreferred" : "Working knowledge of industry practices and standards.", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies. **_Responsibilities:_** * Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities * Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately * Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability * Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions * Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings * Interpret data, make recommendations, identify policy gaps, and assist in formulating policies * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **_Qualifications:_** * 0-2 years of relevant experience * Experience in similar position or area * Working knowledge of industry practices and standards * Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain ** _Education:_** * Bachelor’s degree/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. \\------------------------------------------------------ ## **Job Family Group:** Operations - Services \\------------------------------------------------------ ## **Job Family:** Credit Maintenance \\------------------------------------------------------ ## **Time Type:** Full time \\------------------------------------------------------ ## **Primary Location Full Time Salary Range:** 103 846,15 L - 166 153,85 L \\------------------------------------------------------ ## **Most Relevant Skills** Please see the requirements listed above. \\------------------------------------------------------ ## **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. \\------------------------------------------------------ ## **Automated Processing and AI** We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. \\------------------------------------------------------ _This job opening is for an existing job vacancy._ \\------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ __ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _[Accessibility at Citi](https://www.citigroup.com/citi/accessibility/application-accessibility.htm)._ _View Citi’s[EEO Policy Statement](https://www.citigroup.com/global/eeo-aa-policy) and the [Know Your Rights](https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) poster._", "summaryDescription" : "Credit Maintenance Analyst at Citi. Skills: credit maintenance, data quality, Microsoft Office, risk assessment. Capture and record data on credit exposures, obligors, and facilities in credit systems. Coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies.", "postedDate" : "2026-06-12T22:05:00.437", "createdAt" : "2026-06-14T22:05:00.432", "lastUpdated" : "2026-06-15T10:26:13.950", "ingestTimestamp" : "2026-06-14T22:05:00.432", "mongoId" : "6a2eb32874d8ee00a0e7dd1c", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://citi.wd5.myworkdayjobs.com/2/job/Bucharest--Romania/Credit-Maintenance-Analyst_26971321", "hasSalary" : false, "allSkills" : [ "credit exposure monitoring", "data quality management", "credit policies", "insurance records maintenance", "ethical judgment, sound judgment", "credit maintenance, data quality, Microsoft Office, risk assessment", "Understanding of industry practices and standards related to credit and finance. Knowledge of applicable laws, rules, and regulations.", "track CA progress", "Microsoft Office, Microsoft Project" ], "skillCount" : 9, "jobCategory" : "operations", "jobSubcategory" : "general", "seniorityLevel" : "mid", "dataQualityScore" : 0.8888889, "daysOld" : 2, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2a8caf74d8ee00a0685240", "title" : "MGR, Credit Risk Analytics, Emerging Enterprise", "company" : "United Overseas Bank (Malaysia) Bhd", "industry" : "Financial Services", "salary" : { "min" : 120000.0, "max" : 180000.0, "currency" : "MYR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Manager in Credit Risk Analytics in Malaysia, adjusted for the banking industry and company size." }, "location" : "Malaysia", "locations" : [ "Malaysia" ], "certifications" : [ "FRM" ], "timestamp" : "2026-06-13T18:27:45.352", "fingerprint" : "a9a8d3bca4b5ca64e77d10e05064a032a1ee15aa274c519e03e96ceeb821f928", "source" : "workday", "language" : "en", "applyUrl" : "https://uobgroup.wd3.myworkdayjobs.com/UOBExternal/job/Kuala-Lumpur-City-Area/MGR--Credit-Risk-Analytics--Emerging-Enterprise_JR86447", "externalId" : "JR86447", "industryFunction" : { }, "locationPoint" : "4.2105,101.9758", "structuredLocations" : [ { "country" : "Malaysia", "continent" : "as", "workMode" : "onsite" } ], "locationText" : "Malaysia", "employmentType" : "FULL_TIME", "experienceLevel" : "Manager", "technicalSkills" : "Python, R, SQL", "professionalSkills" : [ "Credit risk management", "Model development", "Model validation", "Portfolio management", "Risk reporting" ], "hardSkillsList" : [ "Statistical modeling", "Risk analytics", "Credit scoring", "Portfolio stress testing", "Regulatory reporting" ], "hardSkills" : [ { "name" : "Statistical modeling", "level" : "intermediate" }, { "name" : "Risk analytics", "level" : "intermediate" }, { "name" : "Credit scoring", "level" : "intermediate" }, { "name" : "Portfolio stress testing", "level" : "intermediate" }, { "name" : "Regulatory reporting", "level" : "intermediate" } ], "majorSkills" : "Credit Risk Analytics, MFRS9 Models, Basel II Models", "majorSkillsList" : [ "Credit Risk Analytics", "MFRS9 Models", "Basel II Models" ], "coreResponsibilities" : "Manage MFRS9 models, Review MFRS9 models, Develop MFRS9 models, Enhance MFRS9 models, Validate MFRS9 model performance, Develop Basel II models, Review Basel II models, Maintain Basel II models, Enhance Basel II models, Validate scorecard performance, Validate Basel II PD models, Validate Basel II LGD models, Validate Basel II EAD models, Conduct portfolio stress testing, Monitor acquisition risk, Manage portfolio risk, Manage backend risk, Advise on risk matters, Manage stakeholder engagement, Drive use of risk models, Optimize acquisition within risk appetite, Optimize portfolio within risk appetite, Liaise with business managers, Liaise with credit approval, Liaise with collections, Obtain feedback on model performance, Perform score cut-off reviews, Plan new model development, Plan model enhancements, Generate risk reports, Analyze risk reports, Generate capital reports, Analyze capital reports, Generate model reports, Analyze model reports", "teamCollaboration" : "Credit risk; Business managers; Regulators", "domainKnowledge" : "MFRS9; Basel II; Credit risk", "domainList" : [ "mfrs9", "basel-ii", "credit-risk" ], "domainSpecificKnowledge" : [ "MFRS9", "Basel II", "Credit risk" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Risk reporting; Stakeholder communication", "problemSolvingSkills" : "Model validation; Risk analysis", "outcomesObjectives" : "Optimize acquisition within risk appetite; Optimize portfolio within risk appetite", "qualificationsBasic" : "5+ years experience in credit risk analytics, Experience with MFRS9 models, Experience with Basel II models", "qualificationsPreferred" : "Experience with retail risk scorecards", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Company: 2201 United Overseas Bank (Malaysia) Bhd **About UOB** United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. **Job Description** **Job Responsibilities** * Manage MFRS9 models, including model review, development/enhancements and conduct regular and ad-hoc validation of MFRS model performance * Developing, review, maintain and enhance existing Basel II models and retail risk scorecards to support credit risk and performance management of the retail banking business * Conduct regular and ad-hoc validation of scorecard performance, Basel II PD, LGD and EAD models, as well as portfolio stress testing * Monitor and manage acquisition, portfolio and backend risk, within risk appetite. Advise business managers and senior management on risk matters. Manage engagement with other stakeholders (eg, credit, regulators, etc) * Drive the use of risk models (scorecard and Basel II) and analytics in customer acquisition, portfolio management, collections and other areas of the credit cycle. Optimize acquisition and portfolio within risk appetite * Liaison with business managers, credit approval, collections and other stakeholders to obtain feedback on model performance, perform score cut-off reviews, plan for new model development / enhancements, etc * Generate and analyze regular risk (acquisition, portfolio, backend, regulatory), capital and model (scorecard, MFRS9 and Basel II) reports ## **Additional Requirements** Be a Part of the UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a Difference", "summaryDescription" : "MGR, Credit Risk Analytics, Emerging Enterprise at United Overseas Bank (Malaysia) Bhd. Skills: Credit Risk Analytics, MFRS9 Models, Basel II Models. Manage MFRS9 models. Review MFRS9 models", "postedDate" : "2026-06-11T16:39:10.595", "createdAt" : "2026-06-11T16:39:10.584", "lastUpdated" : "2026-06-13T18:27:45.352", "ingestTimestamp" : "2026-06-11T16:39:10.584", "mongoId" : "6a2a8caf74d8ee00a0685240", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://uobgroup.wd3.myworkdayjobs.com/UOBExternal/job/Kuala-Lumpur-City-Area/MGR--Credit-Risk-Analytics--Emerging-Enterprise_JR86447", "salaryBand" : "100k-150k", "hasSalary" : false, "allSkills" : [ "Statistical modeling", "Risk analytics", "Credit scoring", "Portfolio stress testing", "Regulatory reporting", "Credit Risk Analytics", "MFRS9 Models", "Basel II Models", "Credit risk management", "Model development", "Model validation", "Portfolio management", "Risk reporting", "MFRS9", "Basel II", "Credit risk", "FRM", "Bloomberg Terminal", "Reuters Eikon" ], "skillCount" : 19, "jobCategory" : "engineering", "seniorityLevel" : "mid", "dataQualityScore" : 1.0, "daysOld" : 2, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "Financial Services" }, { "id" : "6a2aa6fe74d8ee00a06bbfad", "title" : "Práctica Credit Risk", "company" : "BTG Pactual Chile", "industry" : "Financial Services", "salary" : { "min" : 6000000.0, "max" : 9000000.0, "currency" : "CLP", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for an entry-level internship in Santiago, Chile within the banking industry, adjusted for company size and seniority." }, "location" : "Santiago, Santiago Metropolitan Region, Chile", "locations" : [ "Santiago", "Santiago Metropolitan Region", "Chile" ], "timestamp" : "2026-06-14T22:17:17.465", "fingerprint" : "b6532db57ed7d9bba3ef62b38655deaaba9159554667ebb544903c98844189e3", "source" : "greenhouse", "language" : "es", "applyUrl" : "https://job-boards.greenhouse.io/btgpactualchile/jobs/5711120004", "externalId" : "5711120004", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Santiago", "state" : "Santiago Metropolitan Region", "country" : "Chile", "continent" : "sa", "source" : "llm", "workMode" : "onsite", "geo" : "-33.4376995,-70.6510671" } ], "locationText" : "Santiago, Santiago Metropolitan Region, Chile", "employmentType" : "INTERNSHIP", "experienceMinYears" : 0, "experienceMaxYears" : 2, "experienceLevel" : "Entry", "technicalSkills" : "Excel, Power BI", "professionalSkills" : [ "Análisis financiero", "Estudios de comparables", "Seguimiento de garantías", "Seguimiento de cartera" ], "hardSkillsList" : [ "Análisis de derivados" ], "hardSkills" : [ { "name" : "Análisis de derivados", "level" : "intermediate" } ], "majorSkills" : "Credit Risk, Financial Analysis", "majorSkillsList" : [ "Credit Risk", "Financial Analysis" ], "coreResponsibilities" : "Apoyar en la preparación de reportes normativos, Analizar estados financieros de clientes, Realizar análisis financiero para operaciones, Apoyar en el curse de créditos, Apoyar en prórrogas de operaciones, Realizar estudios de comparables por industrias, Revisar sensibilizaciones de flujo de caja, Revisar proyecciones de flujo de caja, Seguir garantías por constituir, Apoyar en seguimiento de cartera, Preparar presentaciones del área, Preparar actas de comités, Entregar información a auditores", "domainKnowledge" : "Credit Risk; Financial Instruments; Derivatives", "domainList" : [ "credit-risk", "financial-instruments", "derivatives" ], "domainSpecificKnowledge" : [ "Credit Risk", "Financial Instruments", "Derivatives" ], "toolProficiency" : [ "Microsoft Office Suite", "Excel", "Word", "Power Point", "Power BI" ], "problemSolvingSkills" : "Alta capacidad analítica", "qualificationsBasic" : "Estudiante de Ingeniería Comercial, Estudiante de Control de Gestión, Estudiante de Ingeniería Civil Industrial, Estudiante de carrera afín, Especial interés por finanzas, Conocimientos en finanzas, Disponibilidad 6 meses full time, Disponibilidad inmediata", "qualificationsPreferred" : "Inglés nivel avanzado", "workSiteFlexibility" : "Onsite", "rawDescription" : "¿Te gustaría ser parte del mayor Banco de Inversión de América Latina, una compañía sólida, con más de 40 años de historia, innovadora, dinámica y que ofrece a sus colaboradores(as) un ambiente de aprendizaje, oportunidades y desarrollo permanente? BTG Pactual es un banco de inversiones con cultura global y presencia local, con oficinas en los principales países de Latinoamérica y centros financieros del mundo. Valoramos el espíritu emprendedor, la autonomía, la agilidad, el foco en el cliente, la excelencia y la visión de largo plazo. Trabajamos con integridad, responsabilidad, simplicidad y dedicació n. La meritocracia está en nuestro día a dí a. Contamos con oficinas abiertas y una estructura horizontal donde puedes compartir con los mejores profesionales del mercado y tener desafíos reales. Buscamos para el área de Riesgo de Crédito estudiante de Ingeniería Comercial, Control de Gestión, Civil Industrial o carrera afín, para realizar su práctica profesional. Indispensable especial interés por el área de finanzas e inversiones, así como conocimientos en la materia. Idealmente contar con disponibilidad de 6 meses full time con disponibilidad inmediata. ¿Qué hace el área de Riesgo de Crédito? Tiene por objetivo garantizar que toda la exposición de Crédito sea integralmente mapeada, formalmente aprobada, continuamente monitoreada y activamente gestionada. El área cumple con las tareas de Identificar/Medir: entender el racional de cada transacción, evaluar a la contraparte y sus garantías. Aprobación: Autoridades de Crédito y Poder de Veto. Monitoreo: monitoreo de los Covenants financieros, morosidad, actualización de información financiera y control de pendencias y Reporte: reportes periódicos al Management, revisión mensual del Portafolio, Comité de Riesgos de Crédito. ¿Qué harás? Prestarás apoyo en las siguientes funciones: Preparación y revisión de reportes normativos (Art.84 LGB y otros) Análisis de estados financieros de clientes actuales y futuros Análisis financiero para operaciones de crédito y derivados Apoyo en el curse de créditos y prórrogas de operaciones vigentes Realizar estudios de comparables por industrias Revisar sensibilizaciones y proyecciones de flujo de caja Seguimiento de garantías por constituir Apoyo en el seguimiento de la cartea de colocaciones Preparación de presentaciones del área para ser presentadas a instancias superiores de gobierno Preparación de actas de comités del área Relacionamiento y entrega de información a auditores Conocimientos y Experiencia: Conocimientos avanzados en Finanzas. Estudiante de Ingeniería Comercial o Civil Manejo de Microsoft Office Suite Avanzado (Excel, Word, Power Point y Power BI) Ingles nivel medio / avanzado Alta capacidad analítica Habilidades para trabajar en equipo Creemos que un ambiente diverso e inclusivo, con personas con diferentes backgrounds, orígenes, razas, orientaciones e identidad de género, puede ser más creativo, innovador y consecuentemente más beneficioso para la compañí a. Para nosotros, lo más importante es que el colaborador tenga alto potencial de contribución y desempeño y que sea un ejemplo de la cultura meritocrática de BTG Pactual.", "summaryDescription" : "Práctica Credit Risk at BTG Pactual Chile. Skills: Credit Risk, Financial Analysis. Apoyar en la preparación de reportes normativos. Analizar estados financieros de clientes", "postedDate" : "2026-06-11T21:42:17.178", "createdAt" : "2026-06-11T21:42:17.178", "lastUpdated" : "2026-06-14T22:17:17.465", "ingestTimestamp" : "2026-06-11T21:42:17.178", "mongoId" : "6a2aa6fe74d8ee00a06bbfad", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Análisis de derivados", "Credit Risk", "Financial Analysis", "Análisis financiero", "Estudios de comparables", "Seguimiento de garantías", "Seguimiento de cartera", "Financial Instruments", "Derivatives", "Microsoft Office Suite", "Excel", "Word", "Power Point", "Power BI" ], "skillCount" : 14, "jobCategory" : "other", "jobSubcategory" : "credit-risk-chile---17910", "dataQualityScore" : 1.0, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services" }, { "id" : "6a2c6ab774d8ee00a090d78f", "title" : "Lead Risk Systems Developer", "company" : "NinjaHoldings", "industry" : "FinTech", "salary" : { "min" : 175000.0, "max" : 250000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for Lead Risk Systems Developer in Chicago, USA, adjusted for FinTech industry and company size." }, "location" : "Chicago, IL", "locations" : [ "Chicago", "IL" ], "timestamp" : "2026-06-16T00:48:11.991", "fingerprint" : "bf7e142870074dddbdb851535924db901a8af61c5e53f31bcc3c1223ea787af7", "source" : "breezyhr", "language" : "en", "applyUrl" : "https://ninjaholdings.breezy.hr/p/d19ba3548c3e-lead-risk-systems-developer", "externalId" : "d19ba3548c3e", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Chicago", "state" : "Illinois", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "41.8755616,-87.6244212" } ], "locationText" : "Chicago, Illinois, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 8, "experienceMaxYears" : 15, "experienceLevel" : "Lead", "remoteFriendly" : true, "rawDescription" : "NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of di", "summaryDescription" : "Lead Risk Systems Developer at NinjaHoldings", "createdAt" : "2026-06-14T19:27:10.514", "lastUpdated" : "2026-06-16T00:48:11.991", "ingestTimestamp" : "2026-06-14T19:27:10.514", "mongoId" : "6a2c6ab774d8ee00a090d78f", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 175000, "salaryAnnualMax" : 250000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "engineering", "jobSubcategory" : "software", "seniorityLevel" : "Lead", "dataQualityScore" : 0.7777778, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a0ac3171663d49372e0c798", "title" : "Systems Analyst", "company" : "DataMap", "location" : "Overland Park, KS", "locations" : [ "Overland Park", "KS" ], "timestamp" : "2026-06-16T02:21:26.471", "fingerprint" : "ac998fc2dbcc1a284b57e8ef72e811634673f8fbc2ce041aa4da52e53a1c72e1", "source" : "breezyhr", "language" : "en", "applyUrl" : "https://datamap.breezy.hr/p/f969c3d7d0dd-systems-analyst-i", "externalId" : "f969c3d7d0dd", "industryFunction" : { }, "structuredLocations" : [ { "city" : "overland park", "state" : "kansas", "country" : "United States", "continent" : "north america", "source" : "locations-index", "geo" : "38.98223,-94.67079" } ], "locationText" : "Overland Park, KS", "employmentType" : "FULL_TIME", "summaryDescription" : "Systems Analyst at DataMap", "createdAt" : "2026-06-14T19:40:13.297", "lastUpdated" : "2026-06-16T02:21:26.471", "ingestTimestamp" : "2026-06-14T19:40:13.297", "mongoId" : "6a0ac3171663d49372e0c798", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "hasSalary" : false, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "operations", "jobSubcategory" : "general", "seniorityLevel" : "Mid", "dataQualityScore" : 0.44444445, "hasLocation" : true, "hasGeo" : true, "llmIndustryConfidence" : 0.0 }, { "id" : "69ce5e3b9bc74574cb6779f9", "title" : "Systems Analyst", "company" : "Mercedes-Benz South Africa", "industry" : "Manufacturing", "salary" : { "min" : 2250000.0, "max" : 3500000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Systems Analyst in Bengaluru, India, adjusted for the automotive industry and a large company size." }, "location" : "Multiple Locations", "locations" : [ "Multiple Locations", "South Africa-Gauteng-Centurion", "123 Wierda Road, Zwartkop, P.O Box 10829, Centurion" ], "timestamp" : "2026-06-15T12:41:20.938", "fingerprint" : "4413def9505e6208d273f8e01f65c4fc60d172383ccf7da3f5a4e5263bfb47e9", "source" : "taleo", "language" : "en", "applyUrl" : "https://daimler.taleo.net/careersection/ex/jobdetail.ftl?job=889794", "externalId" : "889794", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bengaluru", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "12.9767936,77.5900820" }, { "city" : "Pune", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "18.5213738,73.8545071" } ], "locationText" : "Bengaluru, India; Pune, India", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Cloud, Datacenters", "professionalSkills" : [ "Technical analysis", "Architecture support", "System health monitoring", "Interface management", "Integration management", "Cloud migration", "System lifecycle management", "Product support" ], "hardSkillsList" : [ "Functional specifications", "Technical specifications", "Root-cause analysis", "Certificate management", "Firewall rules", "Routing", "Interface authentication", "Data queries", "Configuration changes" ], "hardSkills" : [ { "name" : "Functional specifications", "level" : "intermediate" }, { "name" : "Technical specifications", "level" : "intermediate" }, { "name" : "Root-cause analysis", "level" : "intermediate" }, { "name" : "Certificate management", "level" : "intermediate" }, { "name" : "Firewall rules", "level" : "intermediate" }, { "name" : "Routing", "level" : "intermediate" }, { "name" : "Interface authentication", "level" : "intermediate" }, { "name" : "Data queries", "level" : "intermediate" }, { "name" : "Configuration changes", "level" : "intermediate" } ], "majorSkills" : "Systems analysis, Technical architecture, System integration, Cloud migration", "majorSkillsList" : [ "Systems analysis", "Technical architecture", "System integration", "Cloud migration" ], "coreResponsibilities" : "Manage technical aspects, Manage functional aspects, Bridge business requirements, Translate business needs, Provide architectural insights, Document processes, Document interfaces, Document system changes, Monitor system performance, Monitor availability, Monitor stability, Perform root-cause analyses, Support certificate management, Support firewall rules, Support routing, Support interface authentication, Manage integrations, Optimize integrations, Investigate interface failures, Drive resolution, Monitor interfaces, Conduct data testing, Manage firewall requests, Manage infrastructure tickets, Support migrations, Execute migrations, Assist decommissioning, Assist rebuilding system functionality, Manage user access, Manage data queries, Manage configuration changes, Act as technical bridge, Support TPO, Provide technical support, Provide technical guidance", "teamCollaboration" : "Collaborate with infrastructure teams; Collaborate with development teams; Collaborate with external suppliers; Collaborate with business stakeholders; Collaborate with IT teams; Work with Network teams; Work with Infrastructure teams; Work with Security teams", "domainKnowledge" : "Enterprise IT environments; Automotive industry; Supply chain industry", "domainList" : [ "enterprise-it-environments", "automotive-industry", "supply-chain-industry" ], "domainSpecificKnowledge" : [ "Enterprise IT environments", "Automotive industry", "Supply chain industry" ], "documentationSkills" : "Document processes; Document interfaces; Document system changes", "problemSolvingSkills" : "Root-cause analysis", "outcomesObjectives" : "Ensure systems are stable; Ensure systems are integrated; Ensure systems are continuously improved; Maintain high accountability; Maintain high ownership; Meet agreed standards; Comply with IT security; Comply with data protection; Comply with audit requirements; Achieve seamless integrations; Achieve zero data loss; Develop internal capability", "qualificationsBasic" : "5+ years experience, System integrations experience, Migrations experience, Supplier collaboration experience, Vendor collaboration experience", "qualificationsPreferred" : "Exposure to enterprise IT environments, Automotive IT experience, Supply chain IT experience", "remoteFriendly" : false, "rawDescription" : "Job Description The System Analyst is responsible for managing the technical and functional aspects of assigned systems across product domains. This role bridges business requirements with technical solutions by collaborating with infrastructure teams, development teams, and external suppliers. The incumbent ensures systems are stable, integrated, and continuously improved while maintaining high levels of accountability and ownership over system health, cloud migrations, and interface performance. The Job Requirements: 1. Technical Analysis & Architecture Support Analyze complex system behaviors, logs, interface flows, and performance trends. Translate business needs into detailed functional and technical specifications. Provide architectural insights to support product decision-making and identify optimization opportunities. Document processes, interfaces, and system changes to ensure clarity and traceability. 2. System Health, Security & Compliance Monitor system performance, availability, and stability to meet agreed standards. Ensure all activities and integrations comply with IT security, data protection, and audit requirements. Perform root-cause analyses on incidents and failures, documenting findings for preventative improvement. Support certificate management, firewall rules, routing, and interface authentication. 3. Interface & Integration Ownership Manage and optimize integrations across multiple interface partners. Investigate interface failures proactively and drive resolution independently. Monitor interfaces following weekly runs and conduct thorough data testing. Work directly with Network, Infrastructure, and Security teams to manage firewall requests and infrastructure tickets. 4. Cloud Migration & System Lifecycle Support and execute migrations across datacenters or to Cloud environments following recommended architecture. Assist with the decommissioning and rebuilding of system functionality as required. Manage user access management, data queries, and configuration changes. 5. Collaboration & Product Support Act as the technical bridge between business stakeholders, IT teams, and external suppliers. Support the Technical Product Owner (TPO) with technical insights, risks, and dependencies to inform backlog prioritization. Provide hands-on technical support and guidance to junior graduate analysts to build internal capability. Outputs: Functional & Technical Blueprints: Actionable specifications that translate business needs into system architecture. System Stability & Uptime: A high-performing environment that consistently meets performance and availability standards. RCA & Mitigation Reports: Documented root-cause analyses and implemented preventative measures for system failures. Seamless Integrations: Optimized, error-free data flows between internal systems and external partners. Compliance & Security Audit Trails: Validated system security, including managed certificates, firewall rules, and data protection alignment. Successful Cloud/DC Migrations: Seamless transitions of system functionality to new environments with zero data loss. Technical Risk Assessments: Critical insights and dependency maps used to inform the product backlog and TPO decisions. Technical Knowledge Base: Up-to-date documentation of processes, interfaces, and system changes for team traceability. Internal Capability Growth: A technically proficient team of junior analysts developed through hands-on guidance. Minimum NQF 7 – BSC/BCom/BTech in Information Technology or B. Eng. (Industrial Engineering) or relevant equivalent Knowledge and Experience 5+ years’ experience in a System Analyst or Technical BA role At least 6 months participation in our Graduate Development Programme Demonstrated experience with system integrations, migrations, and supplier/vendor collaboration. Exposure to enterprise IT environments (preferably automotive or sup ply chain). CLOSING DATE: 07 APRIL 2026 Email Address: mbsaelvacancies@mercedes-benz.com EMAIL ADDRESS PROVIDED IS FOR QUERY PURPOSES ONLY. Applications sent by email will not be considered. Late and incomplete applications will not be considered. IMPORTANT: For an optimal selection process, please attach all relevant documents. Mercedes-Benz South Africa Ltd", "summaryDescription" : "Systems Analyst at Mercedes-Benz South Africa. Skills: Systems analysis, Technical architecture, System integration, Cloud migration. Manage technical aspects. Manage functional aspects", "createdAt" : "2026-06-14T01:37:05.433", "lastUpdated" : "2026-06-15T12:41:20.938", "ingestTimestamp" : "2026-06-14T01:37:05.433", "mongoId" : "69ce5e3b9bc74574cb6779f9", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Functional specifications", "Technical specifications", "Root-cause analysis", "Certificate management", "Firewall rules", "Routing", "Interface authentication", "Data queries", "Configuration changes", "Systems analysis", "Technical architecture", "System integration", "Cloud migration", "Technical analysis", "Architecture support", "System health monitoring", "Interface management", "Integration management", "System lifecycle management", "Product support", "Enterprise IT environments", "Automotive industry", "Supply chain industry" ], "skillCount" : 23, "jobCategory" : "engineering", "jobSubcategory" : "software", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Automotive", "llmIndustryConfidence" : 0.95 }, { "id" : "6a21770e74d8ee00a0c1ba75", "title" : "Associate Vice President, Credit Risk", "company" : "CapFloat Financial Service Pvt Limited", "industry" : "Project/Program/Product Management--Non-Tech, Product Management, consumerpayments", "salary" : { "min" : 3500000.0, "max" : 6000000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for FinTech in Bengaluru, India, adjusted for VP seniority and executive experience." }, "location" : "Bengaluru, Karnataka, IND", "locations" : [ "Bengaluru, Karnataka, IND" ], "timestamp" : "2026-06-15T03:36:33.484", "fingerprint" : "b08f3764701775d350f81bf1e01597103c6d6c982b914e35790582841055a9d8", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.jobs/jobs/10435330/apply", "externalId" : "cb4a7e5c-67fe-4654-ad74-9a16373dda5c", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bengaluru", "state" : "Karnataka", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "12.9767936,77.5900820" } ], "locationText" : "Bengaluru, Karnataka, India", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 5, "experienceMaxYears" : 99, "experienceLevel" : "Executive", "technicalSkills" : "SQL, Python, Excel", "professionalSkills" : [ "Risk management", "Data management", "Lending operations", "Portfolio governance" ], "hardSkillsList" : [ "Data analysis", "Policy implementation", "Risk mitigation" ], "hardSkills" : [ { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Policy implementation", "level" : "intermediate" }, { "name" : "Risk mitigation", "level" : "intermediate" } ], "majorSkills" : "Credit risk, Risk governance, Data analysis", "majorSkillsList" : [ "Credit risk", "Risk governance", "Data analysis" ], "coreResponsibilities" : "Own delivery of Risk Initiatives, Design risk mitigation policies, Maintain risk mitigation policies, Update risk mitigation policies, Create lending portfolio governance framework, Own lending portfolio governance framework, Collaborate to identify potential risks, Propose risk solutions, Communicate operational findings, Communicate strategic recommendations", "teamCollaboration" : "Cross-functional teams; Senior leadership", "domainKnowledge" : "Credit risk; Consumer lending; Lending portfolio management", "domainList" : [ "credit-risk", "consumer-lending", "lending-portfolio-management" ], "domainSpecificKnowledge" : [ "Credit risk", "Consumer lending", "Lending portfolio management" ], "toolProficiency" : [ "SQL", "Python", "Excel" ], "communicationSkills" : "Communicate complex findings; Communicate strategic recommendations", "problemSolvingSkills" : "Solve complex risk challenges", "qualificationsBasic" : "5+ years data analysis, 2+ years cross-functional experience, Bachelor's degree, Experience advanced data analysis, 2+ years process and policy improvement", "qualificationsPreferred" : "Bachelor's in Finance, Economics, Statistics, Business, 2+ years risk management experience, 1+ year consumer lending portfolio management", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Are you passionate about empowering millions of customers to access credit responsibly and with confidence? Do you thrive on solving complex risk challenges that directly shape lending decisions at scale? Come join us at Amazon 1P Lending - Risk! Our team is at the heart of Amazon's mission to make credit accessible, responsible, and seamless for customers across the globe. We design and manage the credit risk frameworks that power lending products loved by millions — from Pay Later to EMI solutions and beyond. We are looking for a strategic and analytical Associate Vice President to join our Risk Management Team, with a strong understanding of risk management principles and proficiency in data management and manipulation tools such as SQL, Python, and Excel. You will design and implement scalable risk governance frameworks that engage with customers throughout their loan lifecycle — from acquisition to customer management — enabling lending operations to run efficiently at scale within a defined risk appetite. This is a high-visibility role that requires strong operational rigor, cross-functional collaboration with Product, Collections, Finance, Tech, Compliance, and Legal teams, and the ability to communicate clearly to a variety of internal and external audiences. Key job responsibilities • Own end-to-end delivery of Risk Initiatives aligned to broader Team objectives. • Design, maintain, and update risk mitigation policies and controls across all customer interactions — onboarding journey, credit and fraud underwriting, and customer lifecycle management • Create and own a lending portfolio governance framework, including data models and reports, leveraging SQL, Python, Excel, and dashboarding tools • Collaborate with cross-functional teams to identify potential risks and propose solutions, maintaining risk appetite and ensuring adherence to regulatory requirements • Communicate complex operational findings and strategic recommendations clearly to a variety of internal and external audiences, including senior leadership About the team The Credit Risk team develops and maintains all policies pertaining to credit underwriting of customers seeking a loan. They also manage a customer's end to end credit experience from loan disbursal strategy to collections strategy. They also work with the data science teams of risk management Machine Learning models that are incorporated in the policies as well as the product management teams to customize the product from a lending point of view. Basic Qualifications: - 5+ years of data analysis experience - 2+ years of working cross functionally with tech and non-tech teams experience - Bachelor's degree - Experience in advanced data analysis using Excel, Python, or SQL - 2+ years of experience defining and implementing process and policy improvement initiatives that impact credit & fraud risk, using data and metrics Preferred Qualifications: - Bachelor's degree in Finance, Economics, Statistics, Business, or a related field - 2+ years of risk management experience, specifically in unsecured lending such as Personal Loans, credit cards, consumer durable financing, etc. within the consumer lending category - • 1+ year of experience driving end-to-end consumer lending portfolio management and stakeholder management Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.", "summaryDescription" : "Associate Vice President, Credit Risk at CapFloat Financial Service Pvt Limited. Skills: Credit risk, Risk governance, Data analysis. Own delivery of Risk Initiatives. Design risk mitigation policies", "postedDate" : "2026-06-13T04:25:40.746", "createdAt" : "2026-06-13T04:25:40.746", "lastUpdated" : "2026-06-15T03:36:33.484", "ingestTimestamp" : "2026-06-13T04:25:40.746", "mongoId" : "6a21770e74d8ee00a0c1ba75", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.jobs/jobs/10435330/apply", "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Data analysis", "Policy implementation", "Risk mitigation", "Credit risk", "Risk governance", "Risk management", "Data management", "Lending operations", "Portfolio governance", "Consumer lending", "Lending portfolio management", "SQL", "Python", "Excel" ], "skillCount" : 14, "jobCategory" : "project-management", "dataQualityScore" : 1.0, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services" }, { "id" : "6a306073f292fd229cf8dd98", "title" : "Senior Business Systems Analyst", "company" : "Iterable", "industry" : "SaaS", "salary" : { "min" : 135000.0, "max" : 185000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline data for a Senior Business Systems Analyst in the US SaaS industry, adjusted for seniority and remote work." }, "location" : "Remote - United States", "locations" : [ "Remote - United States" ], "timestamp" : "2026-06-16T06:10:37.801", "fingerprint" : "3d574a8fc109303cc60c6d756afdce96bb9daca16dcf63b7cbe9122914843223", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/iterable/jobs/7991604", "externalId" : "7991604", "industryFunction" : { }, "structuredLocations" : [ { "country" : "United States", "continent" : "na", "workMode" : "remote" } ], "locationText" : "United States", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "professionalSkills" : [ "Application portfolio management", "Vendor lifecycle governance", "Software rationalization", "Capability mapping" ], "majorSkills" : "Application portfolio management, Vendor governance, Capability mapping", "majorSkillsList" : [ "Application portfolio management", "Vendor governance", "Capability mapping" ], "coreResponsibilities" : "Manage application portfolio, Rationalize application portfolio, Understand portfolio at large, Oversee technical vetting process, Ensure application additions are purposeful, Ensure application additions are strategically sound, Work with business unit leaders, Develop capability mapping, Support vendor renewal processes, Support new vendor processes, Represent IT in vendor selection, Represent IT in contract approval", "teamCollaboration" : "Business unit technology leaders; Expert IT developers; Expert IT administrators", "domainKnowledge" : "Customer engagement platform; AI-powered platform", "domainList" : [ "customer-engagement-platform", "ai-powered-platform" ], "domainSpecificKnowledge" : [ "Customer engagement platform", "AI-powered platform" ], "problemSolvingSkills" : "Data-driven lens", "outcomesObjectives" : "Ensure application portfolio operations are lean; Ensure application portfolio operations are scalable", "qualificationsBasic" : "3–5 years enterprise application portfolio management, SaaS-heavy environment experience, Expertise in vendor lifecycle governance, Proven ability to drive software rationalization, Proven ability to drive capability mapping", "qualificationsPreferred" : "AI and automation expert management, Human-centric design understanding", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "Iterable is the leading AI-powered customer engagement platform that helps leading brands like Redfin, SeatGeek, Priceline, Calm, and Box create dynamic, individualized experiences at scale. Our platform empowers organizations to activate customer data, design seamless cross-channel interactions, and optimize engagement—all with enterprise-grade security and compliance. Today, nearly 1,200 brands across 50+ countries rely on Iterable to drive growth, deepen customer relationships, and deliver joyful customer experiences. Our success is powered by extraordinary people who bring our core values—Be an Owner, Growth Mindset, Run as One, Transparency —to life. We foster a culture of innovation, collaboration, and inclusion, where ideas are valued and individuals are empowered to do their best work. That’s why we’ve been recognized as one of Inc’s Best Workplaces and Fastest Growing Companies, and were recognized on Forbes’ list of America’s Best Startup Employers in 2022. Notably, Iterable has also been listed on Wealthfront’s Career Launching Companies List and has held a top 10 ranking on the Top 25 Companies Where Women Want to Work. With a global presence—including offices in San Francisco, New York, Denver, London, and Lisbon, plus remote employees worldwide—we are committed to building a diverse and inclusive workplace. We welcome candidates from all backgrounds and encourage you to apply. Learn more about our story and mission on our Culture and About Us pages. Let’s shape the future of customer engagement together! How you will make an impact: We are seeking a versatile Business Systems Analyst to bridge the gap between business needs and technological solutions. You’ll be the first hire under the Enterprise Application Management department within the IT organization. You won't just be documenting requirements; you will be evaluating business processes through a data-driven lens andworking with expert IT developers and administrators to drive to ensure our application portfolio operations are lean and scalable. The ideal candidate understands that while AI and automation are powerful, they require expert management and human-centric design to deliver true value. One of our core values is a growth mindset and Iterable is a company where everyone can grow. If this is a role that excites you, please do apply as we value applicants for the skills they bring beyond a job description. How you will make a difference: You will help manage and rationalize our company application portfolio, ensuring IT has a better understanding of the portfolio at large. You'll have visibility into the technical vetting process for all incoming applications, helping us ensure that every addition to the Iterable portfolio is both purposeful and strategically sound. You will work with business unit technology leaders to develop capability mapping that helps us understand how our technology portfolio can better support business operations You will support Iterable’s vendor renewal and new vendor processes by representing IT from initial vendor selection to contract approval. We are looking for people who have: 3–5 years of progressive experience in enterprise application portfolio management in a SaaS-heavy environment. Expertise in vendor lifecycle governance, ensuring seamless onboarding and secure, decommissioning of applications. Proven ability to drive software rationalization and capability mapping efforts. Demonstrated ability to work cross-functionally in a fast-moving, growing environment Recruitment Disclaimer: Please be aware that Iterable, Inc. (“Iterable”) and our official professional recruiting agencies and platforms do not: Send job offers from free email services like Gmail, Yahoo mail, Hotmail, etc. Request money, fees, or payment of any kind from prospective candidates to apply to Iterable, for employment, or for the recruitment process (e. g. for home office supplies, or training, etc.). Request or require personal documents like bank account details, tax forms, or credit card information as part of the recruitment process prior to the candidate signing an engagement letter or an employment contract with Iterable. You may see all job vacancies on our official Iterable channels: Official Iterable website, Careers page: https://iterable.com/careers/ Official LinkedIn Jobs page: https://www.linkedin.com/company/iterable/jobs/ Iterable is not affiliated in any way to these impostors and we hereby confirm that such individuals/entities are not authorized, encouraged, or sponsored to act on behalf of Iterable. Such job opportunities are entirely fake and not valid. Therefore, please disregard any written or oral request for a job offer or an interview that you believe is or might be fraudulent or suspicious and immediately reach out to us via email at talent-ops@iterable.com upon receiving a suspicious job offer. Criminal and/or civil liabilities may arise from such actions, and Iterable expressly reserves the right to take legal action, including criminal action, against such individuals/entities whenever such phenomena occur. In any case, please note that under no circumstances shall Iterable and any of its affiliates be held liable or responsible for any claims, losses, damages, expenses or other inconvenience resulting from or in any way connected to the actions of these impostors. Iterable is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. Iterable does not make hiring or employment decisions on the basis of race, color, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender-identity, sexual orientation, disability, age, military or veteran status, or any other basis protected by applicable local, state, or federal laws or prohibited by Company policy. Iterable also strives for a healthy and safe workplace and strictly prohibits harassment of any kind. Pursuant to the San Francisco Fair Chance Ordinance and other similar state laws and local ordinances, and its internal policy, Iterable will also consider for employment qualified applicants with arrest and conviction records.", "summaryDescription" : "Senior Business Systems Analyst at Iterable. Skills: Application portfolio management, Vendor governance, Capability mapping. Manage application portfolio. Rationalize application portfolio", "postedDate" : "2026-06-15T23:23:02.640", "createdAt" : "2026-06-15T23:23:02.640", "lastUpdated" : "2026-06-16T06:10:37.801", "ingestTimestamp" : "2026-06-15T23:23:02.640", "mongoId" : "6a306073f292fd229cf8dd98", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 135000, "salaryAnnualMax" : 185000, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ "Application portfolio management", "Vendor governance", "Capability mapping", "Vendor lifecycle governance", "Software rationalization", "Customer engagement platform", "AI-powered platform" ], "skillCount" : 7, "jobCategory" : "engineering", "jobSubcategory" : "software", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "SaaS", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2a535774d8ee00a05fdc3e", "title" : "Credit Risk Manager", "company" : "Monzo", "industry" : "Financial Services", "salary" : { "min" : 100000.0, "max" : 130000.0, "currency" : "GBP", "frequency" : "yearly", "is_estimated" : false }, "location" : "Cardiff, London or Remote (UK)", "locations" : [ "Cardiff", "London or Remote (UK)" ], "timestamp" : "2026-06-14T22:15:48.798", "fingerprint" : "2fc5f78a83140f82b06eec9dd2f1256eb363fdf976bd4011c90deff064a30f7e", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/monzo/jobs/7991227", "externalId" : "7991227", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Cardiff", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "51.4816546,-3.1791934" }, { "city" : "London", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "51.5074456,-0.1277653" }, { "country" : "United Kingdom", "continent" : "eu", "workMode" : "remote" } ], "locationText" : "Cardiff, United Kingdom; London, United Kingdom; United Kingdom", "experienceLevel" : "Manager", "technicalSkills" : "Python, Looker, SQL", "professionalSkills" : [ "Portfolio management", "Credit risk", "Lifecycle strategies", "First principles thinking" ], "hardSkillsList" : [ "Credit analysis", "Risk modeling" ], "softSkillsList" : [ "Analytical", "Creative", "Strategic" ], "hardSkills" : [ { "name" : "Credit analysis", "level" : "intermediate" }, { "name" : "Risk modeling", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Analytical" }, { "name" : "Creative" }, { "name" : "Strategic" } ], "majorSkills" : "Credit Risk Management, Portfolio Management, Credit Analysis", "majorSkillsList" : [ "Credit Risk Management", "Portfolio Management", "Credit Analysis" ], "coreResponsibilities" : "Lead credit analysts, Develop portfolio strategies, Challenge legacy assumptions, Put customer at heart of strategies, Manage credit risk, Develop new initiatives", "teamCollaboration" : "Cross-functional teams; Credit analysts", "domainKnowledge" : "Credit risk; Banking; Financial instruments; Regulatory frameworks; Risk methodologies", "domainList" : [ "credit-risk", "banking", "financial-instruments", "regulatory-frameworks", "risk-methodologies" ], "domainSpecificKnowledge" : [ "Credit risk", "Banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies" ], "toolProficiency" : [ "Bloomberg Terminal", "Looker" ], "continuousLearning" : "Learning budget", "problemSolvingSkills" : "Analytical thinking", "qualificationsBasic" : "5+ years credit risk experience, Experience leading teams", "qualificationsPreferred" : "Python experience a plus, Looker experience a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Flexible", "rawDescription" : "\uD83D\uDE80 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ \uD83D\uDCCDLondon or Remote (UK) | \uD83D\uDCB0£100,000 - £130,000 + Incentive Awards tied to your performance + Benefits | Data Team, Borrowing About the team: Our Borrowing (lending) business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we’re reinventing credit cards to give customers more visibility and control over their spending. With our Flex product, we’re reinventing credit cards to give customers more visibility and control over their spending. Flex portfolio management is currently in its infancy—meaning this role is a true \"zero-to-one\" blank canvas. Flex behaves differently from a standard credit card, so we are looking for a highly strategic Credit Risk Manager who can challenge legacy banking assumptions, think from first principles, and put the customer at the heart of our lifecycle strategies. You will lead an initial team of 3 credit analysts (with scope to grow the team over time) to unlock massive P Python and Looker experience is a plus). The Interview Process: Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions! Recruiter call Initial call with the hiring manager Final loop of interviews meeting the team Our average process takes around 3-4 weeks but we will always work around your availability. What’s in it for you: ✈️ We can help you relocate to the UK ✅ We can sponsor visas \uD83D\uDCCDThis role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. \uD83D\uDCDALearning budget of £1,000 a year for books, training courses and conferences ➕And much more, see our full list of benefits here #LI-COD #LI-REMOTE Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage \uD83D\uDE0A", "summaryDescription" : "Credit Risk Manager at Monzo. Skills: Credit Risk Management, Portfolio Management, Credit Analysis. Lead credit analysts. Develop portfolio strategies", "postedDate" : "2026-06-11T21:29:48.818", "createdAt" : "2026-06-11T21:29:48.818", "lastUpdated" : "2026-06-14T22:15:48.798", "ingestTimestamp" : "2026-06-11T21:29:48.818", "mongoId" : "6a2a535774d8ee00a05fdc3e", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "100k-150k", "hasSalary" : false, "allSkills" : [ "Credit analysis", "Risk modeling", "Analytical", "Creative", "Strategic", "Credit Risk Management", "Portfolio Management", "Credit Analysis", "Portfolio management", "Credit risk", "Lifecycle strategies", "First principles thinking", "Banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Bloomberg Terminal", "Looker" ], "skillCount" : 18, "jobCategory" : "other", "jobSubcategory" : "borrowing", "dataQualityScore" : 0.8888889, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services" }, { "id" : "6a307f4ff292fd229c057d3e", "title" : "Senior Business Systems Analyst, Supply Chain Systems", "salary" : { "min" : 135000.0, "max" : 185000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Business Systems Analyst in Sunnyvale, United States, adjusted for the logistics industry and senior experience level." }, "location" : "[Sunnyvale, CA, USA, [111 W Java Dr, Sunnyvale, CA 94089, USA], Sunnyvale, 94089, CA, US]", "locations" : [ "[Sunnyvale, CA, USA, [111 W Java Dr, Sunnyvale, CA 94089, USA], Sunnyvale, 94089, CA, US]" ], "timestamp" : "2026-06-16T10:30:53.795", "fingerprint" : "059acd790e3e4e8667ccabdcbd6bc3e49b27d40ccf74b12b502552b73defbc31", "source" : "google", "language" : "en", "externalId" : "72572101109654214", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Sunnyvale", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "37.3688301,-122.0363490" } ], "locationText" : 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"company" : "Imprint", "industry" : "Credit & Risk", "salary" : { "min" : 120000.0, "max" : 150000.0, "currency" : "USD", "frequency" : "Yearly" }, "location" : "Remote", "locations" : [ "Remote", "Remote", "San Francisco" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "timestamp" : "2026-06-15T10:19:10.989", "fingerprint" : "f0219e0399729279b1aa8266bf3f73599475b5ee20794caa571c307cf8b3b69f", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/imprint/3277b37e-4972-4152-a379-9c58c000b08e/application", "externalId" : "3277b37e-4972-4152-a379-9c58c000b08e", "industryFunction" : { }, "structuredLocations" : [ { "workMode" : "remote" } ], "locationText" : "", "employmentType" : "FULL_TIME", "experienceLevel" : "Manager", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit strategy", "Acquisition strategy", "Credit risk", "Marketing strategy", "Channel economics", "Portfolio quality", "Financial modeling", "Risk appetite", "Targeting criteria", "Business cases", "ROI analysis", "Credit performance" ], "hardSkillsList" : [ "Credit card economics", "Vintage loss forecasts", "Approval rates", "LTV", "CAC", "LTV-to-CAC ratios", "Contribution profit modeling", "Targeting models" ], "softSkillsList" : [ "Bias for action", "Stakeholder management" ], "hardSkills" : [ { "name" : "Credit card economics", "level" : "intermediate" }, { "name" : "Vintage loss forecasts", "level" : "intermediate" }, { "name" : "Approval rates", "level" : "intermediate" }, { "name" : "LTV", "level" : "intermediate" }, { "name" : "CAC", "level" : "intermediate" }, { "name" : "LTV-to-CAC ratios", "level" : "intermediate" }, { "name" : "Contribution profit modeling", "level" : "intermediate" }, { "name" : "Targeting models", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Bias for action" }, { "name" : "Stakeholder management" } ], "majorSkills" : "Credit strategy, Acquisition channels, Risk management, Marketing analytics", "majorSkillsList" : [ "Credit strategy", "Acquisition channels", "Risk management", "Marketing analytics" ], "coreResponsibilities" : "Own credit risk strategy, Own underwriting parameters, Optimize new acquisition channels, Define targeting strategies, Define risk criteria, Influence targeting models, Evaluate credit performance, Refine acquisition criteria, Build business cases, Analyze ROI, Connect application volume to credit outcomes, Monitor channel-level credit performance, Adjust targeting parameters, Adjust risk parameters, Ensure acquisition strategies align with thresholds, Align with operating plan, Align with loss budgets, Design channel strategies, Balance partner growth goals, Balance credit quality expectations, Pull and analyze data, Build data cohorts, Diagnose performance, Evaluate credit quality", "teamCollaboration" : "Partner with credit policy; Partner with data science; Partner with finance; Partner with marketing; Work with GMs; Work with brand partners; Cross-functional stakeholders", "projectManagementSkills" : [ "Agile", "Scrum", "Roadmap planning" ], "domainKnowledge" : "Credit card economics; Fintech; Financial services; Co-branded cards; Affiliate programs; Invitation-to-apply emails; Direct mail targeting; Instant prescreens; Regulatory frameworks", "domainList" : [ "credit-card-economics", "fintech", "financial-services", "co-branded-cards", "affiliate-programs", "invitation-to-apply-emails", "direct-mail-targeting", "instant-prescreens", "regulatory-frameworks" ], "domainSpecificKnowledge" : [ "Credit card economics", "Fintech", "Financial services", "Co-branded cards", "Affiliate programs", "Invitation-to-apply emails", "Direct mail targeting", "Instant prescreens", "Regulatory frameworks" ], "toolProficiency" : [ "SQL", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Translate credit details; Translate financial details; Clear narratives", "problemSolvingSkills" : "Root cause analysis; Debugging; Data-driven decision making; Troubleshooting", "outcomesObjectives" : "Launch new acquisition channel; Build proof of concepts; Establish pilot program; Define and refine targeting models; Translate channel performance into business cases; Gain alignment on channel viability; Earn trust as partner; Balance speed with rigor; Deliver clarity to stakeholders", "qualificationsBasic" : "5+ years credit strategy experience, 5+ years acquisition strategy experience, 5+ years risk-adjacent marketing experience, Understanding of credit card economics, Proven cross-functional experience, Advanced SQL proficiency, Build business cases, Familiarity with targeting models, High ownership, Bias for action, Stakeholder management skills, Communication skills", "qualificationsPreferred" : "Experience setting risk appetite, Experience setting targeting criteria, Familiarity with regulatory frameworks, Familiarity with affiliate platforms, Familiarity with invitation-to-apply programs, Familiarity with instant prescreens, Familiarity with direct mail targeting, Experience working with brand partners, Experience with co-branded products, Exposure to underwriting criteria, Exposure to credit policy frameworks, Exposure to portfolio monitoring", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "WHO WE ARE Imprint is building a platform that helps the world’s best brands grow the lifetime value of their customers. We started with co-branded credit cards and rebuilt them to be smarter, more rewarding, and brand-first. We partner with companies like Crate & Barrel, Rakuten, Booking.com http://Booking.com, H-E-B, Fetch, and Shell to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. But the card is just the beginning. We combine advanced payments infrastructure, intelligent underwriting, and deep customer data to predict what each customer will do next and act on it, so brands can offer powerful financial products without becoming a bank. Co-branded cards alone account for over $300 billion in U.S. annual spend, and most still run on legacy bank rails. Imprint is the modern alternative: flexible, embeddable, and built for how people actually pay today. Backed by Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, we’re building a world-class team to redefine how people pay and how brands grow. If you want to move fast, solve hard problems, and own real outcomes, we want to meet you. As Credit Strategy Manager, you will own the strategy and execution of new acquisition channels at Imprint, operating at the intersection of credit risk and marketing. This is a high-impact individual contributor role where you will define how Imprint acquires cardholders profitably across new and emerging channels, balancing growth targets with credit performance and risk appetite. You will partner directly with credit policy, data science, finance, and marketing to set targeting criteria, evaluate channel economics, and ensure every acquisition path aligns with Imprint's credit strategy and operating plan. You will work closely with GMs, marketing and brand partners to tailor channel strategies to partner economics while maintaining portfolio quality. This role requires equal fluency in credit fundamentals and acquisition mechanics. You should be as comfortable analyzing approval rates and vintage loss forecasts as you are standing up the risk framework for a new affiliate program or building an invitation-to-apply strategy. What Success Looks Like in the First 90 Days - Successfully launched at least one new acquisition channel (e.g., affiliate, invitation-to-apply email, paid social, or direct mail) with clear targeting criteria informed by credit risk parameters and measurable performance data - Built proof of concepts for affiliate partnerships tailored to specific brand partners, with acquisition economics modeled against credit performance expectations - Established a pilot program for invitation-to-apply emails and direct mail with targeting criteria developed in partnership with data science and credit policy, including early reads on approval rates and portfolio quality signals - Partnered with data science and risk to define and refine targeting models that improve acquisition quality and align with risk appetite at the channel level - Translated channel performance into business cases that connect application volume to contribution profit, expected loss rates, LTV, CAC, and LTV-to-CAC ratios, gaining alignment from finance and leadership on channel viability - Earned trust as a decisive, action-oriented partner who balances speed with credit rigor and delivers clarity to cross-functional stakeholders Responsibilities - Own the credit risk strategy, underwriting parameters, and ongoing optimization of new acquisition channels, including affiliates (Credit Karma, NerdWallet, Doctor Of Credit), invitation-to-apply emails, paid social, display, direct mail, and instant prescreens - Define targeting strategies and risk criteria for each channel in partnership with credit policy, risk, data science, and marketing teams, ensuring acquisition quality meets portfolio standards - Partner with data science and credit risk to influence targeting models, evaluate credit performance by channel, and refine acquisition criteria based on early portfolio signals - Build business cases and ROI analyses that connect application volume to credit outcomes, including approval rates, expected losses, contribution profit, LTV, CAC, and LTV-to-CAC ratios - Monitor channel-level credit performance post-launch, identifying early warning signals and adjusting targeting or risk parameters as needed - Partner with finance to ensure acquisition strategies remain within LTV-to-CAC thresholds and align with Imprint's operating plan and loss budgets - Collaborate with GMs and brand partners to design channel strategies that balance partner growth goals with credit quality expectations - Pull and analyze data independently using SQL to build data cohorts, diagnose performance, evaluate credit quality by channel, and inform strategy - Manage stakeholder alignment across risk, credit policy, marketing, finance, and data science to ensure clarity, speed, and accountability - Establish a test-and-learn cadence for channel experimentation, with structured readouts on both acquisition metrics and credit performance Qualifications Required - 5+ years of experience in credit strategy, acquisition strategy, or risk-adjacent marketing roles, preferably in card issuers, fintech or financial services - Strong understanding of credit card economics, including approval rates, vintage loss rates, LTV, CAC, LTV-to-CAC ratios, and contribution profit modeling - Proven experience working cross-functionally across risk,marketing, finance, and data science to drive acquisition outcomes - Advanced proficiency in SQL to pull and analyze data independently - Demonstrated ability to build business cases that connect acquisition performance to credit outcomes and portfolio economics - Familiarity with targeting models and the ability to partner with data science on model design, segmentation, and performance evaluation - High ownership and bias for action, with a track record of launching new initiatives from concept to execution - Strong stakeholder management and communication skills, with the ability to translate credit and financial details into clear narratives for leadership - Test-and-learn mindset with comfort in ambiguity and iteration Nice to Have - Experience setting risk appetite or targeting criteria for acquisition channels at a card issuer or fintech. - Familiarity with regulatory frameworks governing credit marketing - Familiarity with affiliate platforms, invitation-to-apply programs, instant prescreens, or direct mail targeting - Experience working with brand partners or co-branded products - Exposure to underwriting criteria, credit policy frameworks, or portfolio monitoring PERKS & BENEFITS - Competitive compensation and equity packages - Leading configured work computers of your choice - Flexible paid time off - Fully covered, high-quality healthcare, including fully covered dependent coverage - Additional health coverage includes access to One Medical and the option to enroll in an FSA - 20 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents - Access to industry-leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity Imprint is committed to a diverse and inclusive workplace. Imprint is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together.", "summaryDescription" : "Credit Strategy Manager at Imprint. Skills: Credit strategy, Acquisition channels, Risk management, Marketing analytics. Own credit risk strategy. 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Our mission is to provide innovative advanced technology solutions to customers facing issues of national and global significance. We strive to be admired for excellent people, fair and honest partnership, innovative problem solving, and exceptional performance. Come join our team! Mobius is seeking a Principal Systems Analyst. In this role you will be part of the Command, Control, Communications, and Battle Management (C3BM) systems engineering efforts, engaging in Command, Control, Battle Management, and Communications (C2BMC) technical engineering and integration, future concepts, new functionality, and multi-national exchange designs. You will participate in reviews and assessments of C2BMC engineering products and documentation. This position is located in Huntsville, AL. Duties of a Principal Systems Analyst may include: Directly support the DCC Test Requirements and Analysis Lead (DCCET) in the review and updating of all C2BMC (and X-Lab) and BOA (and ESL) planned Flight Test (FT) participation, software configurations, and test objectives/test requirements as appropriate to meet DCC Program Office data needs and OCL decisions to CCMDs Routinely interface and maintain a strong relationship with MDA/DCC/DCCD 4-Letters to define and document current and future C2BMC and BOA operational and developmental capabilities for testing in MDS flight tests Provide continuous Integrated Master Test Plan (IMTP) development support, assessing event Best Estimated Test Dates (BETDs) and Test Designs (TD) for ability to support current Technical Description Document (TDD), Missile Defense System-level Specifications (SS) and associated Specification Changes Notices (SCNs), and C2BMC and BOA Element-level Specifications (CES and BES) and associated SCNs. Recommend changes to TD as appropriate, and ensuring changes/updates submitted are successfully incorporated into FT event Test Configuration Sheets (TCS) within the Test Management System (TMS) Interface with DCCE-Design & Specification (DCCED) team and other DCC or MDA organizations as required to understand latest SCN and Interface Control Documents (ICDs) and potential impacts to current and future FTs Routinely interface and maintain a strong relationship with MDA/DE/Planning, Reporting, and Verification (SEQ) and Mission Engineering (CEM) in developing and coordinating system test requirements and test objectives development Support all phases of the FT Test Objectives (TO) Memorandum development/revision process, participate in all informal reviews, to include Technical Interchange Meetings (TIMs) and CEM led Writer’s Conferences, review, discuss, and update DCC Element test participation and objectives as needed Draft and provide post-meeting notes as required to keep DCCET and DCC Element Lead informed Champion formal DCC review of all FT TO Memos by drafting/consolidating comments and presenting test information through the DCC Board Review Process as appropriate to coordinate full DCC stakeholder review/approvals, and support all FT Test Requirements Reviews, DCC Internal Event Test Team (IETT) meetings, and DCC Program Test Readiness Reviews by drafting DCC Requirements inputs, capturing System Under Test participation and software configurations, Primary/Secondary/Associated System Test Objectives, and relevant milestones and issues/concerns & mitigations Attend Kick-off Planning Meetings (KPM), Mission Planning Meetings (MPM), and Test Phase Reviews (i. e. Mission Planning Review [MPR], Mission Analysis Review [MAR], Mission Readiness Review [MRR], and Mission Execution Review [MER]) as required by the DCC Test Requirements and Analysis Lead, Support the DCC Near-Term Test Requirements Review to engage DCC stakeholders, communicate current FT event status and any pending changes Stabilize requirements to prevent late-stage changes after handoff to the Integrated Event Test Team Draft/update Flight Test inputs in support of weekly Staff Meetings and End-of-Week reports. Qualifications Ability to work independently within a dynamic environment Proficiency in system engineering and execution processes Apply network engineering and solutions to support real-world test, integration, and operations Proficiency in Microsoft Word, Excel, Access, and PowerPoint Self-starter with enthusiasm and capacity to learn in a fast-paced environment Work within a collaborative environment composed of Government, prime contractor, sub-contractor and supporting contractor personnel in a badge-less contractor environment Familiarity with Missile Defense Agency, Ballistic Missile Defense System, and/or C3BM Program Office work efforts Education Master's degree and 12+ years Bachelor's degree and 20+ years of relevant experience Clearance Active Secret clearance Mobius Benefits: Mobius offers a stable work environment, a competitive salary, and a comprehensive benefits package, which includes medical, dental and vision plans, 401k Plan, Flexible Work Schedules, Tuition Reimbursement, Paid Leave and much more. Mobius is committed to hiring and retaining a diverse workforce. We are proud to be an Equal Opportunity Employer/Affirmative Action Employer, making decisions without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, veteran status, disability, or any other protected class.", "summaryDescription" : "C3BM Principal Systems Analyst at Mobius", "postedDate" : "2026-06-15T23:18:28.996", "createdAt" : "2026-06-15T23:18:28.996", "lastUpdated" : "2026-06-16T05:46:00.446", "ingestTimestamp" : "2026-06-15T23:18:28.996", "mongoId" : "6a3051c4f292fd229cf06726", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 225000, "salaryAnnualMax" : 325000, "salaryBand" : "200k+", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "engineering", "jobSubcategory" : "software", "seniorityLevel" : "Executive", "dataQualityScore" : 0.7777778, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Government", "llmIndustryConfidence" : 0.95 } ], "status" : 200, "message" : "mgr credit systems analyst consumer credit risk systems projects jobs", "metadata" : { "title" : "mgr credit systems analyst consumer credit risk systems projects" }, "pagination" : { "page" : 0, "limit" : 50, "totalCount" : 47894, "totalPages" : 958, "hasNext" : true, "hasPrevious" : false } }

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