CreditRiskAnalyst,CreditStrategy&Operations

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way. B2B Payments and Lending’s Credit Strategy and Operations team is looking for a smart, motivated, and analytical Credit Risk Analyst to join our underwriting and portfolio management team. The successful candidate will have a deep understanding of underwriting and related systems, as well as portfolio risk management experience. This role involves high judgment decision making, use/creation of risk analytics, the ability to analyze customer financials, complex underwriting, and management of SLAs. The successful candidate will have a strong desire in innovating processes, strong attention to detail and exceed expectations in a dynamic, fast-paced and often ambiguous environment. The role will support underwriting operations for international expansions. This role will report into the NA Credit Operations Manager based in Seattle, WA. Key job responsibilities • Underwrite small, medium and large credit applications • Evaluate portfolio risks across WW portfolios, monitoring and creating risk metrics. • Support the launch and scaling of credit operations in new and emerging markets • Improve underwriting processes to increase efficiency and strengthen risk mitigation • Contribute to and build underwriting/credit strategies across the portfolio and individual customer sub-segments. • Assist in defining policies and product features to support automated and manual credit decisioning and monitoring. • Establish, co