Citi
Banking
CreditMaintenanceAnalyst
Neural analysis suggests this role is
optimal for Junior candidates.
“Credit Maintenance Analyst at Citi. Skills: credit maintenance, data quality, Microsoft Office, risk assessment. Capture and record data on credit exposures, obligors, and facilities in credit systems. Coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies.”
What You'll Achieve.
Coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies. Achieve acceptable audit ratings.
Industry & Context.
identify policy gaps; assess risk
Demonstrate particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
What They're Looking For.
Must Have
0-2 years of relevant experience. Experience in a similar position or area. Proficient computer skills.
Nice to Have
Working knowledge of industry practices and standards.
What You'll Do.
Capture and record data on credit exposures
and facilities in credit systems. Coordinate and maintain data quality in credit systems
monitor and report credit exposure
escalate deficiencies
and recommend delinquent strategies.
How You'll Work.
Team & Collaboration
Coordination with the Operations - Services team.
Communication Scope
interpret data; make recommendations; assist in formulating policies
Process & Methodology
track CA progress
Full Job Description
The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies. **_Responsibilities:_** * Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities * Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately * Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability * Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions * Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings * Interpret data, make recommendations, identify policy gaps, and assist in formulating policies * Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **_Qualifications:_** * 0-2 years of relevant experience * Experience in similar position or area * Working knowledge of industry practices and standards * Proficient computer skills with a focus on Microsoft Office, Microsoft Project,
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