{ "count" : 143421, "data" : [ { "id" : "6a305774f292fd229cf39ece", "title" : "Credit Risk Manager", "company" : "Upstart", "industry" : "FinTech", "salary" : { "min" : 145000.0, "max" : 215000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Manager-level Credit Risk Manager in the US FinTech industry, adjusted for company size and remote work." }, "location" : "Remote", "locations" : [ "Remote" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "timestamp" : "2026-06-16T08:03:13.375", "fingerprint" : "8f52e56b3eeab76750a41211ab4eb53be13ccdae8bc4b01ae4c3407135de8ede", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://careers.upstart.com/jobs?gh_jid=8002976", "externalId" : "8002976", "industryFunction" : { }, "structuredLocations" : [ { "country" : "United States", "continent" : "na", "workMode" : "remote" } ], "locationText" : "United States", "experienceLevel" : "Manager", "domainKnowledge" : "Financial instruments; Regulatory frameworks; Risk methodologies; Quantitative skills", "domainList" : [ "financial-instruments", "regulatory-frameworks", "risk-methodologies", "quantitative-skills" ], "domainSpecificKnowledge" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills" ], "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: Upstart's Responsible AI Lending team is responsible for ensuring the safety and soundness of underwriting across Upstart Bank's lending portfolio. The team monitors portfolio performance, evaluates emerging risks, and establishes governance frameworks that support responsible growth while meeting regulatory expectations. As the Credit Risk Oversight Manager at Upstart, you will serve as the primary owner of 2LOD Credit Risk oversight monitoring and policies. You will be responsible for establishing the capability and leading credit portfolio monitoring and risk oversight across consumer lending products. You will build the frameworks, dashboards, and processes that enable leadership, committees, and the board to understand portfolio performance, identify emerging risks both internal and external, and make informed decisions while supporting continued innovation of AI-driven underwriting. How you’ll make an impact Develop and maintain credit risk monitoring frameworks that assess portfolio performance relative to business plans, policy limits, and stress scenarios. Establish key risk indicators, thresholds, and early warning signals that identify emerging credit risks across evolving underwriting models and changing economic conditions. Provide credible challenge to 1LOD model development, treasury, credit strategy, and product leaders by using portfolio insights to assess whether performance remains aligned with risk appetite, policy expectations, and business plans. Partner with Machine Learning, Product, Risk, and Bank leadership teams to evaluate portfolio performance and recommend actions when risk metrics deviate from expectations. Partner with peers in Model Risk Management and Fair Lending on second line teams. Prepare and present portfolio risk analyses, monitoring results, and recommendations to senior leadership, governance committees, and other stakeholders. Design and implement governance processes, reporting routines, and operating mechanisms that support regulatory expectations and effective risk oversight. Provide independent challenge and oversight of credit policies, underwriting performance, and risk management practices while balancing innovation and prudent risk management. Minimum Qualifications Bachelor's degree in Finance, Economics, Statistics, Mathematics, Business, or a related quantitative field (or equivalent practical experience). 7+ years of experience in consumer credit risk management, portfolio analytics, or credit risk oversight. Experience analyzing credit performance across the consumer lending lifecycle, including acquisition, underwriting, portfolio management, and repayment outcomes. Experience using data analysis tools such as SQL, Python, R, or similar analytical platforms to evaluate portfolio performance and risk trends. Experience communicating quantitative analyses and risk assessments to senior business leaders through written reports and presentations Preferred Qualifications 10+ years experience in consumer credit risk management across multiple asset categories. Knowledge of machine learning concepts and their application within consumer lending or credit underwriting environments. Experience developing credit risk monitoring frameworks, risk appetite metrics, or portfolio governance processes. Knowledge of banking regulatory requirements and supervisory expectations related to consumer credit risk management. Experience conducting portfolio stress testing, scenario analysis, or sensitivity analysis. Ability to influence cross-functional stakeholders and build alignment across risk, product, analytics, and executive leadership teams. Position location: Remote (United States) Time zone requirements The team operates on the East/West coast time zones. Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. #LI-REMOTE #LI-MidSenior At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range $145,300—$231,300 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. Health Savings Account contributions from Upstart for eligible plans (US only) Income protection benefits, including life insurance and disability coverage for added financial security Paid time off, sick leave, and company holidays, in line with local requirements Paid family and parental leave to support caregiving and major life moments (duration varies by country) Family-centered benefits to support fertility, parenthood, and caregiving needs Employee Assistance Program (EAP) offering mental health support and life-centered resources Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from Connection and community through team events, all-company updates, and employee resource groups (ERGs) Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!) For roles based in Canada, please note that we are not currently able to hire in Quebec. Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com https://www.upstart.com/candidate_privacy_policy", "summaryDescription" : "Credit Risk Manager at Upstart", "postedDate" : "2026-06-15T23:20:57.159", "createdAt" : "2026-06-15T23:20:57.159", "lastUpdated" : "2026-06-16T08:03:13.375", "ingestTimestamp" : "2026-06-15T23:20:57.159", "mongoId" : "6a305774f292fd229cf39ece", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 145000, "salaryAnnualMax" : 215000, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills", "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "skillCount" : 14, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Manager", "dataQualityScore" : 0.8888889, "_score" : 1268.6619, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2a660f74d8ee00a062bcdd", "title" : "Senior Credit Risk Analyst", "company" : "ADCI HYD 13 SEZ", "industry" : "Finance Accounting, Finance/Planning, finance", "salary" : { "min" : 1750000.0, "max" : 2750000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for Senior Credit Risk Analyst in Hyderabad, India, adjusted for the e-commerce industry and company size." }, "location" : "Hyderabad, Telangana, IND", "locations" : [ "Hyderabad, Telangana, IND" ], "certifications" : [ "Six Sigma Black Belt" ], "timestamp" : "2026-06-15T05:37:14.938", "fingerprint" : "ee46dae019f4f1af8b1c189068e86a0cbc99c67df7cafca2f5a26f34c2908837", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.jobs/jobs/10441710/apply", "externalId" : "9205c708-32b0-4c28-b277-c30526be9e53", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Hyderabad", "state" : "Telangana", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "17.3605890,78.4740613" } ], "locationText" : "Hyderabad, Telangana, India", "employmentType" : "FULL_TIME", "experienceMinYears" : 6, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit Risk Management", "Accounts Receivable", "Financial Analysis", "Process Improvement", "Risk Assessment", "Process Transformation", "Operational Excellence", "Controllership" ], "hardSkillsList" : [ "Financial statements analysis", "Credit bureau analysis", "Payment behavior analysis", "Risk indicator tracking", "Delinquency pattern analysis" ], "softSkillsList" : [ "Leadership", "Judgment" ], "hardSkills" : [ { "name" : "Financial statements analysis", "level" : "intermediate" }, { "name" : "Credit bureau analysis", "level" : "intermediate" }, { "name" : "Payment behavior analysis", "level" : "intermediate" }, { "name" : "Risk indicator tracking", "level" : "intermediate" }, { "name" : "Delinquency pattern analysis", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Judgment" } ], "majorSkills" : "Credit Risk Management, Accounts Receivable, Process Transformation, Financial Analysis", "majorSkillsList" : [ "Credit Risk Management", "Accounts Receivable", "Process Transformation", "Financial Analysis" ], "coreResponsibilities" : "Design credit management policies, Implement credit management policies, Improve credit management policies, Minimize Accounts Receivable exposure, Support business growth, Drive global credit risk programs, Drive process transformation initiatives, Drive operational excellence projects, Analyze customer credit applications, Evaluate financial statements, Evaluate credit bureau reports, Evaluate application data, Evaluate payment history, Make credit decisions, Monitor credit portfolio performance, Assess credit portfolio performance, Track key risk indicators, Track Accounts Receivable trends, Track delinquency patterns, Track customer payment behavior, Develop scalable controls, Develop governance mechanisms, Ensure compliance, Ensure controllership, Ensure effective risk management, Define business requirements, Support development efforts, Conduct user acceptance testing, Drive adoption of credit risk tools, Automate manual processes, Improve operational efficiency, Communicate credit risk trends, Communicate portfolio insights, Communicate strategic recommendations, Influence cross-functional stakeholders, Drive alignment on initiatives, Improve customer experience, Maintain risk controls", "teamCollaboration" : "Partner with Finance; Partner with Operations; Partner with Product; Partner with Technology; Collaborate with technology teams; Influence business decisions; Work with senior leadership", "projectManagementSkills" : [ "Program management" ], "domainKnowledge" : "Credit risk principles; Accounts Receivable operations; Financial analysis; Process improvement methodologies; Global credit risk framework; Credit risk management; Accounts Receivable; Financial analysis; Risk assessment; Order-to-Cash; DSO management; Credit controls; Delinquency monitoring", "domainList" : [ "credit-risk-principles", "accounts-receivable-operations", "financial-analysis", "process-improvement-methodologies", "global-credit-risk-framework", "credit-risk-management", "accounts-receivable", "risk-assessment", "order-to-cash", "dso-management", "credit-controls", "delinquency-monitoring" ], "domainSpecificKnowledge" : [ "Credit risk principles", "Accounts Receivable operations", "Financial analysis", "Process improvement methodologies", "Global credit risk framework", "Credit risk management", "Accounts Receivable", "Financial analysis", "Risk assessment", "Order-to-Cash", "DSO management", "Credit controls", "Delinquency monitoring" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Stakeholder management", "problemSolvingSkills" : "Analytical skills; Problem-solving skills", "outcomesObjectives" : "Protect Amazon's financial interests; Enable sustainable business growth; Improve operational efficiency; Improve controllership; Improve customer experience", "qualificationsBasic" : "6+ years Accounts Receivable experience, 5+ years applying financial KPIs, 5+ years creating process improvements, 4+ years identifying finance process improvements, Credit Risk Assessment experience, Accounts Receivable experience, Order-to-Cash experience, DSO management experience, Credit controls experience, Delinquency monitoring experience", "qualificationsPreferred" : "4+ years continuous improvement projects, MBA preferred, CPA preferred, Six Sigma Black Belt preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Senior Credit Risk Analyst – Global Credit (FinOps Accounts Receivable) Hyderabad (work from office) The Global Credit organization within Amazon's FinOps Accounts Receivable (AR) function is seeking a highly analytical, customer-focused, and results-oriented Senior Credit Risk Analyst to support and strengthen Amazon's global credit risk framework. This role offers a unique opportunity to combine finance, credit risk, technology, and program management expertise to drive scalable solutions that protect Amazon's financial interests while enabling sustainable business growth. As part of the Global Credit team, the successful candidate will play a critical role in designing and implementing robust credit risk management processes, developing scalable controls, and driving process transformation initiatives across the organization. The individual will leverage large and diverse data sets to proactively identify emerging credit risks, influence business decisions, and develop automated solutions that enhance efficiency, accuracy, and controllership. This role requires a strong understanding of credit risk principles, Accounts Receivable operations, financial analysis, and process improvement methodologies. The ideal candidate will possess the ability to translate complex business requirements into scalable operational and technology solutions while partnering effectively with Finance, Operations, Product, and Technology stakeholders globally. A key aspect of the position involves leading global credit risk programs and driving continuous improvement initiatives that simplify processes, strengthen risk management capabilities, and improve the overall customer experience. The individual will work closely with senior leadership to identify opportunities, implement corrective actions, and establish mechanisms that ensure compliance, governance, and operational excellence. Key Responsibilities Partner with Credit Risk leadership to design, implement, and continuously improve credit management policies, procedures, and risk mitigation strategies aimed at minimizing Accounts Receivable exposure while supporting business growth. Own and drive global credit risk programs, process transformation initiatives, and operational excellence projects across the Credit organization. Analyze customer credit applications by evaluating financial statements, credit bureau reports, application data, payment history, and other third-party information to make sound and timely credit decisions. Monitor and assess credit portfolio performance by tracking key risk indicators, Accounts Receivable trends, delinquency patterns, and customer payment behavior. Develop scalable controls and governance mechanisms to ensure compliance, controllership, and effective risk management practices. Partner closely with technology teams to define business requirements, support development efforts, conduct user acceptance testing (UAT), and drive adoption of proprietary credit risk management tools and automation solutions. Identify opportunities to automate manual processes and improve operational efficiency through technology, analytics, and process redesign. Communicate credit risk trends, portfolio insights, and strategic recommendations to stakeholders across Finance, Operations, and Business teams. Influence cross-functional stakeholders and drive alignment on initiatives that improve customer experience while maintaining appropriate risk controls. Critical Success Factors The successful candidate will demonstrate: Strong expertise in Credit Risk Management, Accounts Receivable, Financial Analysis, and Risk Assessment. Proven experience leading large-scale process improvement, automation, or transformation initiatives. Exceptional analytical and problem-solving skills with the ability to derive actionable insights from complex data sets. Strong program management capabilities and a track record of delivering results in a fast-paced environment. Experience collaborating with technology teams to develop scalable systems and business solutions. Excellent stakeholder management and communication skills, with the ability to influence decisions across multiple organizational levels. A customer-centric mindset balanced with sound risk management judgment. The ability to think strategically while maintaining a strong focus on operational execution and measurable business outcomes. Leadership Expectations The role requires an individual who consistently demonstrates excellent judgment, customer obsession, high standards, innovation, and a relentless focus on delivering results. The ideal candidate will be comfortable operating in ambiguous environments, driving change across global teams, and continuously raising the bar for risk management, process excellence, and customer experience. Basic Qualifications: - 6+ years of Accounts Receivable (AR) experience - 5+ years of applying key financial performance indicators (KPIs) to analyses experience - 5+ years of creating process improvements with automation and analysis experience - 4+ years of identifying, leading, and executing opportunities to improve, automate, standardize or simplify finance or business tools and processes experience - Experience working with stakeholders - Credit Risk Assessment Experience - Accounts Receivable & Order-to-Cash Experience - DSO management - Credit controls - Delinquency monitoring Preferred Qualifications: - 4+ years of participating in continuous improvement projects in your team to scale and improve controllership with measurable results experience - MBA, or CPA - Six Sigma Black Belt Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.", "summaryDescription" : "Senior Credit Risk Analyst at ADCI HYD 13 SEZ. Skills: Credit Risk Management, Accounts Receivable, Process Transformation, Financial Analysis. Design credit management policies. Implement credit management policies", "postedDate" : "2026-06-13T14:34:46.546", "createdAt" : "2026-06-13T14:34:46.546", "lastUpdated" : "2026-06-15T05:37:14.938", "ingestTimestamp" : "2026-06-13T14:34:46.546", "mongoId" : "6a2a660f74d8ee00a062bcdd", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.jobs/jobs/10441710/apply", "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Financial statements analysis", "Credit bureau analysis", "Payment behavior analysis", "Risk indicator tracking", "Delinquency pattern analysis", "Leadership", "Judgment", "Credit Risk Management", "Accounts Receivable", "Process Transformation", "Financial Analysis", "Process Improvement", "Risk Assessment", "Operational Excellence", "Controllership", "Program management", "Credit risk principles", "Accounts Receivable operations", "Financial analysis", "Process improvement methodologies", "Global credit risk framework", "Credit risk management", "Risk assessment", "Order-to-Cash", "DSO management", "Credit controls", "Delinquency monitoring", "Six Sigma Black Belt", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 31, "jobCategory" : "sales", "dataQualityScore" : 1.0, "_score" : 1058.7136, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinServ" }, { "id" : "6a307ed5f292fd229c052ca5", "title" : "Senior Credit Analyst, New Verticals", "company" : "Wayflyer", "industry" : "Commercial", "salary" : { "min" : 75000.0, "max" : 105000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Credit Analyst in Dublin, Ireland, adjusted for the FinTech industry and company size." }, "location" : "Dublin", "locations" : [ "Dublin", "Dublin", "London " ], "certifications" : [ "ACA", "ACCA", "CFA", "CIMA" ], "timestamp" : "2026-06-16T11:06:48.967", "fingerprint" : "f3e8255ff42ebcda0e1d51429fefbb7db1fd90fffc6c358c6980e3d61e0d48ac", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/wayflyer/5580000c-11fe-4570-a6ad-16d8638c1deb/application", "externalId" : "5580000c-11fe-4570-a6ad-16d8638c1deb", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Dublin", "country" : "Ireland", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "53.3493795,-6.2605593" } ], "locationText" : "Dublin, Ireland", "employmentType" : "FULL_TIME", "experienceMinYears" : 3, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit risk analysis", "Portfolio management", "Financial reporting analysis" ], "hardSkillsList" : [ "Quantitative analysis" ], "hardSkills" : [ { "name" : "Quantitative analysis", "level" : "intermediate" } ], "majorSkills" : "Credit analysis, Risk assessment", "majorSkillsList" : [ "Credit analysis", "Risk assessment" ], "coreResponsibilities" : "Analyze financial and non-financial data, Understand and quantify risks, Support and coordinate customer calls, Build and implement new processes, Support sales and operations teams, Learn about loan portfolio, Work with various departments", "teamCollaboration" : "Cross-functional teams; Internal and external meetings; Present findings to stakeholders", "domainKnowledge" : "eCommerce business", "domainList" : [ "ecommerce-business" ], "domainSpecificKnowledge" : [ "eCommerce business" ], "toolProficiency" : [ "MS Excel", "SQL" ], "communicationSkills" : "Presenting findings", "problemSolvingSkills" : "Risk mitigation", "qualificationsBasic" : "3+ years relevant work experience, Undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science, Analyze and understand financial reporting", "qualificationsPreferred" : "ACA/ACCA/CFA/CIMA qualification, Studying towards professional qualification", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "\uD83D\uDCDD Company Mission Our mission is to give the world access to the best products by empowering great businesses to reach their growth potential. \uD83D\uDCBC About Wayflyer Today's SMB's need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. Since launching in April 2020, we've deployed over $5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic https://wayflyer.com/our-customers/true-classic, Little Words Project https://wayflyer.com/our-customers/little-words-project and Kekoa Foods https://wayflyer.com/our-customers/kekoa-foods. Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video https://www.youtube.com/watch?v=J4jcVcdIZ5g&ab_channel=Wayflyer to hear directly from them. \uD83D\uDC9B Culture & Values at Wayflyer At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website https://wayflyer.com/careers. \uD83D\uDE80 Your Role at a Glance: The key ways you'll bring value to the team - Analyse financial & non-financial data of new and existing customers to gain an understanding of their business - Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business - Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements - Work closely with management to build and implement new processes and products - Support our sales and operations teams by understanding how they win and manage relationships with customers - Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc - Work with various departments and colleagues across the business \uD83D\uDD28 What Makes You a Great Fit - 3+ years of relevant work experience (ideally in a finance-related role, but not required) - You can demonstrate a consistent and strong academic record - You have an interest in credit risk analysis and portfolio management - You’ve completed an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science - You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies - Comfortable leading regular internal and external (client) meetings and presenting findings and recommendations to Senior Stakeholders - You are commercial in nature, quantitatively inclined and can juggle risk mitigation with growth How You’ll Stand Out - ACA/ACCA/CFA/CIMA qualification - Studying towards (or intending to study towards) a professional accounting/finance qualification - Experience in MS Excel and/or SQL \uD83E\uDD1D What to Expect After You Apply You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager and completing a case study or interview loop, typically takes approximately two to four weeks. \uD83C\uDFD6️The Perks of Being at Wayflyer \uD83C\uDF34 Time Off That Matters Recharge with 25 days of paid annual leave, plus public holidays. \uD83E\uDDD8 Your Wellbeing Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG. \uD83E\uDEC0 Comprehensive Health & Protection Stay covered with private healthcare, life insurance, and critical illness cover. \uD83C\uDF7C Family-First Policies We provide a generous parental and adoptive leave program for both Primary and Secondary caregivers, ensuring you have the dedicated, fully paid time you need to focus on your family. \uD83D\uDCB0 Share in Our Success With our equity scheme, you're not just an employee; you're a stakeholder in our journey. \uD83C\uDF34 Work From Abroad! Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year. \uD83D\uDCCDGlobal Offices and Working Policy \uD83C\uDDEE\uD83C\uDDEA Dublin, Our Buzzing HQ Our headquarters operates a hybrid model. The number of in-office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership. \uD83C\uDDEC\uD83C\uDDE7 London, One Big Family Home to around 30 employees, our brand-new London office also runs on a hybrid model. You’ll often find our CEO working alongside the team with regular visits. \uD83C\uDDE6\uD83C\uDDFA Sydney, Small but Mighty Our close-knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration. \uD83C\uDDFA\uD83C\uDDF8 Charlotte, our new US hub Charlotte is our US headquarters and the foundation of our North American growth. From our Uptown office, our teams collaborate closely, build relationships and drive impact across the region, with a setup designed for both focus and flexibility. \uD83C\uDF0D Remote, Across the US & Europe The majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off-sites, company kick off and technical kick off. We also have a growing number of remote team members across the US. \uD83D\uDCA1 How We Handle Your Personal Data By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at https://wayflyer.com/privacy-notice. #LI-CH1 #LI-Hybrid", "summaryDescription" : "Senior Credit Analyst, New Verticals at Wayflyer. Skills: Credit analysis, Risk assessment. Analyze financial and non-financial data. Understand and quantify risks", "createdAt" : "2026-06-16T01:59:54.108", "lastUpdated" : "2026-06-16T11:06:48.967", "ingestTimestamp" : "2026-06-16T01:59:54.108", "mongoId" : "6a307ed5f292fd229c052ca5", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Quantitative analysis", "Credit analysis", "Risk assessment", "Credit risk analysis", "Portfolio management", "Financial reporting analysis", "eCommerce business", "ACA", "ACCA", "CFA", "CIMA", "MS Excel", "SQL" ], "skillCount" : 13, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 1016.0311, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a30575af292fd229cf385ff", "title" : "Vendor Risk Management Analyst", "company" : "GoDaddy", "salary" : { "min" : 1500000.0, "max" : 2500000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Vendor Risk Management Analyst in the Technology industry in India, adjusted for remote work and company size." }, "location" : "India", "locations" : [ "India" ], "timestamp" : "2026-06-16T08:07:35.197", "fingerprint" : "57772d8e09572dcc78b6868a129a223cde731f16bb1416fb1792d3651e65db54", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://careers.godaddy/jobs?gh_jid=7753842003", "externalId" : "7753842003", "industryFunction" : { }, "structuredLocations" : [ { "country" : "India", "continent" : "as", "workMode" : "remote" } ], "locationText" : "India", "employmentType" : "FULL_TIME", "experienceMinYears" : 3, "experienceMaxYears" : 5, "experienceLevel" : "Mid", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "Location Details: India, Remote At GoDaddy the future of work looks different for each team. Some teams work in the office full-time, others have a hybrid arrangement (they work remotely some days and in the office some days) and some work entirely remotely. This is a remote position, so you’ll be working remotely from your home. You may occasionally visit a GoDaddy office to meet with your team for events or meetings. Join our Team The Vendor Risk Management (VRM) Analyst assists with the daily activities of GoDaddy’s third-party risk programme within the Data Governance bring up delays to the VRM Manager Your experience should include... 3+ years of experience in running vendor risk, handling third-party risk, compliance operations, or a similar administrative or operational position Familiarity with VRM or GRC concepts and common frameworks such as SIG, CAIQ, NIST, and SOC 2 is important. You don’t need to be a technical expert. However, you should understand the basics of how vendor assessments work. Strong organizational skills and attention to detail; comfortable managing a high volume of concurrent requests without dropping the ball Clear, professional communication and collaboration skills — you’ll regularly interact with company founders, outside vendors, and cross-functional collaborators Proficiency with Microsoft 365; experience with GRC or VRM platforms (e.g., OneTrust, ServiceNow) a plus Comfortable working in a distributed environment across time zones You might also have... Exposure to data privacy concepts and how they intersect with vendor due diligence (GDPR, CCPA, etc.) Experience with third-party incident notification workflows Familiarity with AI or emerging technology vendor considerations We encourage you to apply even if your experience or skillset doesn’t align perfectly with every requirement. We value a wide range of backgrounds and transferable skills, and we are excited to support learning and growth. We've got your back...  We offer a range of total rewards that may include paid time off, retirement savings (e.g., 401k, pension schemes), bonus/incentive eligibility, equity grants, participation in our employee stock purchase plan, competitive health benefits, and other family-friendly benefits including parental leave. GoDaddy’s benefits vary based on individual role and location and can be reviewed in more detail during the interview process. About us... GoDaddy is empowering everyday entrepreneurs around the world by providing the help and tools to succeed online, making opportunity more inclusive for all. GoDaddy is the place people come to name their idea, build a professional website, attract customers, sell their products and services, and manage their work. Our mission is to give our customers the tools, insights, and people to transform their ideas and personal initiative into success. To learn more about the company, visit About Us. At GoDaddy, we know diverse teams build better products—period. Our people and culture reflect and celebrate that sense of diversity and inclusion in ideas, experiences and perspectives. But we also know that’s not enough to build true equity and belonging in our communities. That’s why we prioritize integrating diversity, equity, inclusion and belonging principles into the core of how we work every day—focusing not only on our employee experience, but also our customer experience and operations. It’s the best way to serve our mission of empowering entrepreneurs everywhere, and making opportunity more inclusive for all. To read more about these commitments, as well as our representation and pay equity data, check out our Diversity and Pay Parity annual report which can be found on our Diversity Careers page. We also embrace our diverse culture and offer a range of Employee Resource Groups (Culture). Have a side hustle? No problem. We love entrepreneurs! Most importantly, come as you are and make your own way. GoDaddy is proud to be an equal opportunity employer. GoDaddy will consider for employment qualified applicants with criminal histories in a manner consistent with local and federal requirements. Refer to our full EEO policy. Our recruiting team is available to assist you in completing your application. If they could be helpful, please reach out to myrecruiter@godaddy.com. GoDaddy doesn’t accept unsolicited resumes from recruiters or employment agencies.", "summaryDescription" : "Vendor Risk Management Analyst at GoDaddy", "postedDate" : "2026-06-15T23:24:22.434", "createdAt" : "2026-06-15T23:24:22.434", "lastUpdated" : "2026-06-16T08:07:35.197", "ingestTimestamp" : "2026-06-15T23:24:22.434", "mongoId" : "6a30575af292fd229cf385ff", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "operations", "jobSubcategory" : "general", "seniorityLevel" : "Mid", "dataQualityScore" : 0.8888889, "_score" : 999.46594, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "Technology", "llmIndustryConfidence" : 0.95 }, { "id" : "6a305df5f292fd229cf6b8a6", "title" : "Financial Analyst", "company" : "University Health Network", "industry" : "Financial Services", "salary" : { "min" : 58578.0, "max" : 87876.0, "currency" : "USD", "frequency" : "yearly" }, "location" : "Toronto, ON, Canada", "locations" : [ "Toronto", "ON", "Canada" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP" ], "timestamp" : "2026-06-16T10:11:48.927", "fingerprint" : "8f2e31287eeeefbb2e16d6fb379c59be03b9926f588af155b538991ae12c4fc3", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/UniversityHealthNetwork/744000132252491-financial-analyst-i", "externalId" : "744000132252491", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Toronto", "state" : "Ontario", "country" : "Canada", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "43.6534817,-79.3839347" } ], "locationText" : "Toronto, Ontario, Canada", "employmentType" : "CONTRACT", "minimumEducation" : "Bachelor's", "experienceMinYears" : 0, "experienceMaxYears" : 2, "experienceLevel" : "entry", "technicalSkills" : "Python, R, MATLAB, SQL, Bloomberg Terminal, Reuters Eikon, FactSet, Murex, Calypso", "professionalSkills" : [ "Financial modeling", "Quantitative analysis", "Risk management", "Investment analysis", "Portfolio management", "Financial reporting", "Data analysis" ], "hardSkillsList" : [ "Financial analysis", "Statistical modeling", "Data interpretation", "Valuation techniques" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Statistical modeling", "level" : "intermediate" }, { "name" : "Data interpretation", "level" : "intermediate" }, { "name" : "Valuation techniques", "level" : "intermediate" } ], "majorSkills" : "Financial analysis, Quantitative skills, Risk management", "majorSkillsList" : [ "Financial analysis", "Quantitative skills", "Risk management" ], "coreResponsibilities" : "Analyze financial data, Develop financial models, Prepare financial reports, Conduct market research, Monitor investment portfolios, Assess financial risks, Ensure regulatory compliance, Collaborate with stakeholders", "teamCollaboration" : "Cross-functional teams; Investment committees", "domainKnowledge" : "Financial instruments; Regulatory frameworks; Risk methodologies; Equities; Fixed income; Derivatives; FX; SOX; Basel III; MiFID II; Dodd-Frank; FINRA; SEC; FCA; AML/KYC; VaR; CVaR; Stress testing; Monte Carlo", "domainList" : [ "financial-instruments", "regulatory-frameworks", "risk-methodologies", "equities", "fixed-income", "derivatives", "fx", "sox", "basel-iii", "mifid-ii", "dodd-frank", "finra", "sec", "fca", "aml-kyc", "var", "cvar", "stress-testing", "monte-carlo" ], "domainSpecificKnowledge" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Equities", "Fixed income", "Derivatives", "FX", "SOX", "Basel III", "MiFID II", "Dodd-Frank", "FINRA", "SEC", "FCA", "AML/KYC", "VaR", "CVaR", "Stress testing", "Monte Carlo" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Report writing; Presentation skills", "documentationSkills" : "Financial documentation", "problemSolvingSkills" : "Analytical skills; Problem-solving", "qualificationsBasic" : "5+ years experience, Bachelor's degree", "qualificationsPreferred" : "CFA charterholder preferred, Master's degree preferred, CPA designation preferred, FRM designation preferred, MBA preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "UHN is Canada’s #1 hospital and the world’s #1 publicly funded hospital. With 10 sites and more than 44,000 TeamUHN members, UHN consists of Toronto General Hospital, Toronto Western Hospital, Princess Margaret Cancer Centre, Toronto Rehabilitation Institute, The Michener Institute of Education and West Park Healthcare Centre. As Canada's top research hospital, the scope of biomedical research and complexity of cases at UHN have made it a national and international source for discovery, education and patient care. UHN has the largest hospital-based research program in Canada, with major research in neurosciences, cardiology, transplantation, oncology, surgical innovation, infectious diseases, genomic medicine and rehabilitation medicine. UHN is a research hospital affiliated with the University of Toronto. UHN’s vision is to build A Healthier World and it’s only because of the talented and dedicated people who work here that we are continually bringing that vision closer to reality. [www.uhn.ca](https://www.uhn.ca/) Union: Non-Union Number of vacancies: 1 New or Replacement Position: Replacement Site: 700 University Avenue – Hydro Building Department: Finance Reports to: Manager, Governance, Controls and Compliance Salary Range: $58,578-$87,876 annually Hours: 37.5 hours per week Status: Temporary Full-time (15 month contract ending October 31, 2027) Closing Date: June 26, 2026 Position Summary As an integral member of the Governance, Controls and Compliance team within Research Financial Services, the Financial/Expense Analyst I performs a range of professional and detailed accounting tasks requiring basic knowledge and fundamental applications of accounting theory and principles under the monitoring and direction of the Manager. Duties * Ensuring expense transactions are appropriately processed, and procedures and controls are effectively applied and resolving any related issues * Ensuring UHN policies, internal controls and external funding agency funding terms are adhered to * Liaising with internal and external clients to exchange information * Ensuring that assigned work is completed in an accurate and timely manner * Keeping informed about current UHN policy, procedures and guidelines and changes thereon. * Performing cross-functional duties and other duties consistent with the job classification as required ## Qualifications * University Degree in Business Administration or equivalent, preferred; OR experience with minimum 2/3-year college diploma, in business, finance or related discipline * Two (2) years related experience in an accounting environment with exposure to research grants, grant financial reporting or a role as an expense analyst in a research organization/department - preferred * Demonstrated analytical and problem solving skills * Excellent organizational and time management skills with the ability to manage competing priorities in a fast paced time sensitive environment with minimal direction * Excellent interpersonal skills * Excellent attention to detail * Excellent verbal and written communications skills * Demonstrated commitment to customer service and satisfaction * Ability to work accurately under stressful conditions and to meet tight deadlines * Strong knowledge of computer application accounting systems & software applications, preferably in a Microsoft Office environment (i.e., Excel, Word, Access) ## Additional Information In addition to working alongside some of the most talented and inspiring healthcare professionals in the world, UHN offers a wide range of benefits, programs and perks. It is the comprehensiveness of these offerings that makes it a differentiating factor, allowing you to find value where it matters most to you, now and throughout your career at UHN. * Competitive offer packages * Government organization and a member of the Healthcare of Ontario Pension Plan (HOOPP ) * Close access to Transit and UHN shuttle service * A flexible work environment * Opportunities for development and promotions within a large organization * Additional perks (multiple corporate discounts including: travel, restaurants, parking, phone plans, auto insurance discounts, on-site gyms, etc.) Current UHN employees must have successfully completed their probationary period, have a good employee record along with satisfactory attendance in accordance with UHN's attendance management program, to be eligible for consideration. All applications must be submitted before the posting close date. UHN uses email to communicate with selected candidates. Please ensure you check your email regularly. Please be advised that a Criminal Record Check may be required of the successful candidate. Should it be determined that any information provided by a candidate be misleading, inaccurate or incorrect, UHN reserves the right to discontinue with the consideration of their application. UHN is an equal opportunity employer committed to an inclusive recruitment process and workplace. Requests for accommodation can be made at any stage of the recruitment process. Applicants need to make their requirements known. We thank all applicants for their interest, however, only those selected for further consideration will be contacted.", "summaryDescription" : "Financial Analyst at University Health Network. Skills: Financial analysis, Quantitative skills, Risk management. Analyze financial data. Develop financial models", "postedDate" : "2026-06-15T17:43:20.000", "createdAt" : "2026-06-16T00:18:40.447", "lastUpdated" : "2026-06-16T10:11:48.927", "ingestTimestamp" : "2026-06-16T00:18:40.447", "mongoId" : "6a305df5f292fd229cf6b8a6", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 58578, "salaryAnnualMax" : 87876, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ "Financial analysis", "Statistical modeling", "Data interpretation", "Valuation techniques", "Quantitative skills", "Risk management", "Financial modeling", "Quantitative analysis", "Investment analysis", "Portfolio management", "Financial reporting", "Data analysis", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Equities", "Fixed income", "Derivatives", "FX", "SOX", "Basel III", "MiFID II", "Dodd-Frank", "FINRA", "SEC", "FCA", "AML/KYC", "VaR", "CVaR", "Stress testing", "Monte Carlo", "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 44, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 1.0, "_score" : 983.12335, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Healthcare", "llmIndustryConfidence" : 0.95 }, { "id" : "6a30586af292fd229cf41dd7", "title" : "Financial Analyst", "company" : "University Health Network", "industry" : "Financial Services", "salary" : { "min" : 58578.0, "max" : 87876.0, "currency" : "USD", "frequency" : "yearly" }, "location" : "Toronto, ON, Canada", "locations" : [ "Toronto", "ON", "Canada" ], "certifications" : [ "CFA", "CPA", "FRM" ], "timestamp" : "2026-06-16T07:34:22.944", "fingerprint" : "c06f957e8bcee28bda601dfae004ecff1434687b5235247b8b34500e5472bfc6", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/UniversityHealthNetwork/744000132252491-financial-analyst-i", "externalId" : "744000132252491", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Toronto", "state" : "Ontario", "country" : "Canada", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "43.6534817,-79.3839347" } ], "locationText" : "Toronto, Ontario, Canada", "employmentType" : "CONTRACT", "minimumEducation" : "Bachelor's", "experienceMinYears" : 0, "experienceMaxYears" : 2, "experienceLevel" : "entry", "technicalSkills" : "Python, R, MATLAB, SQL, Bloomberg Terminal, Reuters Eikon, FactSet, Murex, Calypso", "professionalSkills" : [ "Financial modeling", "Quantitative analysis", "Risk management", "Investment analysis", "Portfolio management" ], "hardSkillsList" : [ "Financial analysis", "Data analysis", "Statistical modeling", "Valuation", "Forecasting" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Statistical modeling", "level" : "intermediate" }, { "name" : "Valuation", "level" : "intermediate" }, { "name" : "Forecasting", "level" : "intermediate" } ], "majorSkills" : "Financial analysis, Quantitative skills, Risk management, Financial modeling", "majorSkillsList" : [ "Financial analysis", "Quantitative skills", "Risk management", "Financial modeling" ], "coreResponsibilities" : "Develop financial models, Analyze financial data, Prepare financial reports, Conduct market research, Monitor investment portfolios, Assess financial risks, Support investment decisions, Ensure regulatory compliance", "teamCollaboration" : "Cross-functional teams; Investment committee", "domainKnowledge" : "Financial instruments; Regulatory frameworks; Risk methodologies; Equities; Fixed income; Derivatives; FX; VaR; Stress testing; Monte Carlo", "domainList" : [ "financial-instruments", "regulatory-frameworks", "risk-methodologies", "equities", "fixed-income", "derivatives", "fx", "var", "stress-testing", "monte-carlo" ], "domainSpecificKnowledge" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Equities", "Fixed income", "Derivatives", "FX", "VaR", "Stress testing", "Monte Carlo" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Present findings; Report writing", "documentationSkills" : "Financial reports", "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "5+ years experience, Bachelor's degree", "qualificationsPreferred" : "CFA charterholder preferred, Master's degree preferred, CPA designation preferred, FRM designation preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "UHN is Canada’s #1 hospital and the world’s #1 publicly funded hospital. With 10 sites and more than 44,000 TeamUHN members, UHN consists of Toronto General Hospital, Toronto Western Hospital, Princess Margaret Cancer Centre, Toronto Rehabilitation Institute, The Michener Institute of Education and West Park Healthcare Centre. As Canada's top research hospital, the scope of biomedical research and complexity of cases at UHN have made it a national and international source for discovery, education and patient care. UHN has the largest hospital-based research program in Canada, with major research in neurosciences, cardiology, transplantation, oncology, surgical innovation, infectious diseases, genomic medicine and rehabilitation medicine. UHN is a research hospital affiliated with the University of Toronto. UHN’s vision is to build A Healthier World and it’s only because of the talented and dedicated people who work here that we are continually bringing that vision closer to reality. [www.uhn.ca](https://www.uhn.ca/) Union: Non-Union Number of vacancies: 1 New or Replacement Position: Replacement Site: 700 University Avenue – Hydro Building Department: Finance Reports to: Manager, Governance, Controls and Compliance Salary Range: $58,578-$87,876 annually Hours: 37.5 hours per week Status: Temporary Full-time (15 month contract ending October 31, 2027) Closing Date: June 26, 2026 Position Summary As an integral member of the Governance, Controls and Compliance team within Research Financial Services, the Financial/Expense Analyst I performs a range of professional and detailed accounting tasks requiring basic knowledge and fundamental applications of accounting theory and principles under the monitoring and direction of the Manager. Duties * Ensuring expense transactions are appropriately processed, and procedures and controls are effectively applied and resolving any related issues * Ensuring UHN policies, internal controls and external funding agency funding terms are adhered to * Liaising with internal and external clients to exchange information * Ensuring that assigned work is completed in an accurate and timely manner * Keeping informed about current UHN policy, procedures and guidelines and changes thereon. * Performing cross-functional duties and other duties consistent with the job classification as required ## Qualifications * University Degree in Business Administration or equivalent, preferred; OR experience with minimum 2/3-year college diploma, in business, finance or related discipline * Two (2) years related experience in an accounting environment with exposure to research grants, grant financial reporting or a role as an expense analyst in a research organization/department - preferred * Demonstrated analytical and problem solving skills * Excellent organizational and time management skills with the ability to manage competing priorities in a fast paced time sensitive environment with minimal direction * Excellent interpersonal skills * Excellent attention to detail * Excellent verbal and written communications skills * Demonstrated commitment to customer service and satisfaction * Ability to work accurately under stressful conditions and to meet tight deadlines * Strong knowledge of computer application accounting systems & software applications, preferably in a Microsoft Office environment (i.e., Excel, Word, Access) ## Additional Information In addition to working alongside some of the most talented and inspiring healthcare professionals in the world, UHN offers a wide range of benefits, programs and perks. It is the comprehensiveness of these offerings that makes it a differentiating factor, allowing you to find value where it matters most to you, now and throughout your career at UHN. * Competitive offer packages * Government organization and a member of the Healthcare of Ontario Pension Plan (HOOPP ) * Close access to Transit and UHN shuttle service * A flexible work environment * Opportunities for development and promotions within a large organization * Additional perks (multiple corporate discounts including: travel, restaurants, parking, phone plans, auto insurance discounts, on-site gyms, etc.) Current UHN employees must have successfully completed their probationary period, have a good employee record along with satisfactory attendance in accordance with UHN's attendance management program, to be eligible for consideration. All applications must be submitted before the posting close date. UHN uses email to communicate with selected candidates. Please ensure you check your email regularly. Please be advised that a Criminal Record Check may be required of the successful candidate. Should it be determined that any information provided by a candidate be misleading, inaccurate or incorrect, UHN reserves the right to discontinue with the consideration of their application. UHN is an equal opportunity employer committed to an inclusive recruitment process and workplace. Requests for accommodation can be made at any stage of the recruitment process. Applicants need to make their requirements known. We thank all applicants for their interest, however, only those selected for further consideration will be contacted.", "summaryDescription" : "Financial Analyst at University Health Network. Skills: Financial analysis, Quantitative skills, Risk management, Financial modeling. Develop financial models. Analyze financial data", "postedDate" : "2026-06-15T17:43:20.000", "createdAt" : "2026-06-15T23:39:53.339", "lastUpdated" : "2026-06-16T07:34:22.944", "ingestTimestamp" : "2026-06-15T23:39:53.339", "mongoId" : "6a30586af292fd229cf41dd7", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 58578, "salaryAnnualMax" : 87876, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ "Financial analysis", "Data analysis", "Statistical modeling", "Valuation", "Forecasting", "Quantitative skills", "Risk management", "Financial modeling", "Quantitative analysis", "Investment analysis", "Portfolio management", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Equities", "Fixed income", "Derivatives", "FX", "VaR", "Stress testing", "Monte Carlo", "CFA", "CPA", "FRM", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 29, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 1.0, "_score" : 976.1946, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Healthcare", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2da0b574d8ee00a0c5e8b9", "title" : "Junior/Senior Credit Risk Analyst", "company" : "Pwc", "industry" : "Consulting", "salary" : { "min" : 950000.0, "max" : 1450000.0, "currency" : "CZK", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Mid-level Credit Risk Analyst in Prague, Czech Republic, adjusted for the consulting industry and company size." }, "location" : "Prague", "locations" : [ "Prague", "Czechia" ], "certifications" : [ "FRM", "CFA", "ACCA", "Microsoft Azure", "PowerApps", "Prince2", "PMI", "ITIL", "Scrum", "SAFe", "DAMA", "Salesforce" ], "timestamp" : "2026-06-16T02:37:45.309", "fingerprint" : "8fde6ecc2c2d52f1cef03f4102e9240be7e9ef4195dda655913ff123657348f8", "source" : "workday", "language" : "en", "applyUrl" : "https://pwc.wd3.myworkdayjobs.com/Global_Experienced_Careers/job/Prague/Junior-Senior-Credit-Risk-Analyst_736641WD", "externalId" : "736641WD", "industryFunction" : { }, "locationPoint" : "50.08804,14.42076", "structuredLocations" : [ { "city" : "Prague", "country" : "Czech Republic", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "50.0874654,14.4212535" } ], "locationText" : "Prague, Czech Republic", "employmentType" : "FULL_TIME", "technicalSkills" : "VBA, SQL, R, SAS, Python, Julia", "professionalSkills" : [ "Risk management", "Underwriting", "Data management", "Reporting", "Loan monitoring", "Capital management", "Asset quality reviews", "Operational risk", "Liquidity risk" ], "hardSkillsList" : [ "Statistical computations", "Risk regulation", "Credit risk" ], "hardSkills" : [ { "name" : "Statistical computations", "level" : "intermediate" }, { "name" : "Risk regulation", "level" : "intermediate" }, { "name" : "Credit risk", "level" : "intermediate" } ], "majorSkills" : "Credit risk, Risk management, Data analysis", "majorSkillsList" : [ "Credit risk", "Risk management", "Data analysis" ], "coreResponsibilities" : "Learn as you go, Prepare proposals, Design solutions, Design approaches, Work on engagements, Work with data, Work with risk regulation, Deliver on credit risk jobs, Help junior colleagues, Apply regulation, Come up with novel approaches, Engage in client discussions, Get oriented in new areas, See problems from client eyes, Support clients in Risk regulation, Support clients in Loan monitoring approvals, Support clients in ESG, Support clients in Risk Culture, Support clients in Risk appetite frameworks, Support clients in Capital management, Support clients in Risk based pricing, Support clients in Recovery & Resolution, Support clients in Data management, Support clients in Asset quality reviews, Support clients in Operational risk, Support clients in Liquidity risk, Work, senior staff, Learn from senior staff", "teamCollaboration" : "Work with senior staff; Work with junior colleagues", "domainKnowledge" : "Credit risk; Operational risk; Market risks; Risk methodologies; Risk processes; Underwriting; Regulatory practices; Risk tools; Risk models; Data management; Risk regulation; CRR; CRD; Basel IV; CRR III; CRD 6; Loan monitoring approvals; Corporate loan monitoring; SME loan monitoring; Retail loan monitoring; ESG; Risk Culture; Risk appetite frameworks; Capital management; Capital Optimization; Stress-testing; Internal capital adequacy; Capital allocation; Risk based pricing; Recovery & Resolution; BRRD; Data management quality; Data consistency reviews; Asset quality reviews; Operational risk; Liquidity risk", "domainList" : [ "credit-risk", "operational-risk", "market-risks", "risk-methodologies", "risk-processes", "underwriting", "regulatory-practices", "risk-tools", "risk-models", "data-management", "risk-regulation", "crr", "crd", "basel-iv", "crr-iii", "crd-6", "loan-monitoring-approvals", "corporate-loan-monitoring", "sme-loan-monitoring", "retail-loan-monitoring", "esg", "risk-culture", "risk-appetite-frameworks", "capital-management", "capital-optimization", "stress-testing", "internal-capital-adequacy", "capital-allocation", "risk-based-pricing", "recovery-resolution", "brrd", "data-management-quality", "data-consistency-reviews", "asset-quality-reviews", "liquidity-risk" ], "domainSpecificKnowledge" : [ "Credit risk", "Operational risk", "Market risks", "Risk methodologies", "Risk processes", "Underwriting", "Regulatory practices", "Risk tools", "Risk models", "Data management", "Risk regulation", "CRR", "CRD", "Basel IV", "CRR III", "CRD 6", "Loan monitoring approvals", "Corporate loan monitoring", "SME loan monitoring", "Retail loan monitoring", "ESG", "Risk Culture", "Risk appetite frameworks", "Capital management", "Capital Optimization", "Stress-testing", "Internal capital adequacy", "Capital allocation", "Risk based pricing", "Recovery & Resolution", "BRRD", "Data management quality", "Data consistency reviews", "Asset quality reviews", "Operational risk", "Liquidity risk" ], "toolProficiency" : [ "Alteryx", "Power BI", "Tableau" ], "communicationSkills" : "Client discussions", "continuousLearning" : "Business skills training; Digital skills training; Ongoing training; External certificates; Coaching; Presentation skills training; PwC conferences", "problemSolvingSkills" : "Propose solutions; Independent judgement", "specialRequirements" : "Travel opportunities", "qualificationsBasic" : "Educational background in banking, Educational background in mathematics, Educational background in econometrics, Educational background in statistics, 3 years of experience with financial risk management, 4 years of experience with credit risk financial risk management, Comfortable working with data, Ability to search for solutions, Ability to propose solutions, Ability to make independent judgement, Ability to formulate independent judgement, Comfortable standing in front of clients, High sense of accountability, High sense of ownership, High sense of responsibility, Comfortable using English", "qualificationsPreferred" : "German language knowledge, Czech language knowledge", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "**Job Description & Summary** ## **About the Risk Management Team** Our Financial Risk Management team helps our clients in the areas of credit, operational and market risks. We help our clients with the risk methodologies, risk processes, underwriting, understanding regulatory practices, ESG and development of risk tools, models and data management and reporting. The team is composed of skilled professionals with economics, banking and mathematical backgrounds and diverse experience. Our clients include mid-sized and large financial institutions and banks across the globe (ranging from the USA to Mongolia); you will thus be able to truly broaden your horizons. ## **Job description & summary** * In the role of junior consultant, you will learn as you go, helping us during the preparation of proposals to our prospective clients, designing solutions and approaches as well as working on actual engagements. Focus will be on work with data and risk regulation (CRR, CRD). * In the role of senior consultant, you will be, in tandem with a manager, responsible for job deliveries on credit risk related jobs. You will help our junior colleagues, design solutions, apply regulation and come up with novel approaches to risk management in wide area of credit risk related topics based on the client needs. Your responsibility will be to actively engage in client discussions and be able to get quickly oriented in new areas and be able to see the problems from eyes of our clients. * You will be able to travel and visit new places and cultures, but not be forced to * You will work on diverse projects where we support our clients mainly in the areas of Risk regulation (Basel IV, CRR III/CRD 6), Loan monitoring approvals (Corporate, SME and Retail), ESG, Risk Culture, Risk appetite frameworks, Capital management (Optimization, Stress-testing, Internal capital adequacy processes, capital allocation), Risk based pricing, Recovery & Resolution (BRRD), Data management (Quality and consistency reviews), Asset quality reviews (AQRs), and Operational risk and Liquidity risk. * You will work alongside and with our senior staff and be able to learn from the best on the market, but will have large space for individual work **Requirements of the role** * Educational background in banking, mathematics, econometrics or statistics * For Junior: From a fresh graduate to up to 3 years of experience with financial risk management (in one or more topics above) * For Senior: At least 4 years of experience with credit risk financial risk management (in two or more topics above). * Data forms the backbone of Risk management. You should be comfortable working with data and prepare them for your analyses to help you get insights into problems and to find supportive arguments for your views. We appreciate knowledge of at least one common language for statistical computations (VBA, SQL, R, SAS, Python, Julia...), but it is not a must (although you must be willing to learn basis of at least one of such languages fast on the go) * Ability to actively and independently search for and propose solutions to risk management problems and make and formulate independent judgement on problems * You feel comfortable standing along us in front of clients * High sense of accountability, ownership and responsibility for your outputs and your work * Comfortable using English as a main working language (German language knowledge would be a great benefit to our team; Czech language is an advantage but not required). **What are we offering?** * Concentrated experience and rapid career growth. It may sound like a platitude, but it really is. * Fair wages plus paid overtime. * Great work culture and appreciation for each member of the team. * Paid time off 25 days, 3 Wellbeing days and 2 extra days off from the company at the end of the year. * High-end Ultrabook and iPhone with unlimited data. * Benefit program with 30.000 points that you can use on holidays, education, food vouchers, sports (Multisport), health... Simply on what you enjoy. * Supporting your development and education: business and digital skills training (e.g. Alteryx, Power BI, Tableau), ongoing training and certifications, e.g. external certificates such as FRM, CFA, ACCA, Microsoft (Azure, PowerApps), project management (Prince2, PMI), service management (ITIL), agile development (Scrum, SAFe), DAMA, Salesforce, coaching and presentation skills, PwC conferences around Europe and more. * Opportunity to work in the future at a foreign PwC office, for example in the USA, Canada and there are others in the selection. * Extra-work activities and Away Days (team building, ski weekend, etc.). * Regular feedback on your work, also consultation with a coach with whom you can address your further development and career direction. PwC is the largest audit team in the Czech Republic, but also law, tax, consulting and technology, data or forensic teams. Find out how easy it is to combine this knowledge when you're in the right place. With us, you will get the opportunity to see how business is done in large companies. We are part of an international network of companies with more than 364,000 colleagues in 151 countries. At PwC, we create an inclusive work environment where everyone can be themselves and find their place and opportunity to develop. This year, we have successfully maintained the prestigious **Equal Pay** **Certification** , making us one of only four companies in the Czech Republic (and the only one from the Big 4) that demonstrably implements fair compensation practices regardless of gender. Are you interested in our offer? Let us know about yourself and we will discuss more details together! [Ochrana osobních údajů pro žadatele o zaměstnání ](https://www.pwc.com/cz/cs/kariera-dnes/ochrana-osobnich-udaju.html) / [Privacy Statement for Recruitment Applicants ](https://www.pwc.com/cz/en/kariera-dnes/ochrana-osobnich-udaju.html) #LI-VH1", "summaryDescription" : "Junior/Senior Credit Risk Analyst at Pwc. Skills: Credit risk, Risk management, Data analysis. Learn as you go. Prepare proposals", "postedDate" : "2026-06-13T20:49:31.548", "createdAt" : "2026-06-14T20:49:31.534", "lastUpdated" : "2026-06-16T02:37:45.309", "ingestTimestamp" : "2026-06-14T20:49:31.534", "mongoId" : "6a2da0b574d8ee00a0c5e8b9", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://pwc.wd3.myworkdayjobs.com/Global_Experienced_Careers/job/Prague/Junior-Senior-Credit-Risk-Analyst_736641WD", "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Statistical computations", "Risk regulation", "Credit risk", "Risk management", "Data analysis", "Underwriting", "Data management", "Reporting", "Loan monitoring", "Capital management", "Asset quality reviews", "Operational risk", "Liquidity risk", "Market risks", "Risk methodologies", "Risk processes", "Regulatory practices", "Risk tools", "Risk models", "CRR", "CRD", "Basel IV", "CRR III", "CRD 6", "Loan monitoring approvals", "Corporate loan monitoring", "SME loan monitoring", "Retail loan monitoring", "ESG", "Risk Culture", "Risk appetite frameworks", "Capital Optimization", "Stress-testing", "Internal capital adequacy", "Capital allocation", "Risk based pricing", "Recovery & Resolution", "BRRD", "Data management quality", "Data consistency reviews", "FRM", "CFA", "ACCA", "Microsoft Azure", "PowerApps", "Prince2", "PMI", "ITIL", "Scrum", "SAFe", "DAMA", "Salesforce", "Alteryx", "Power BI", "Tableau" ], "skillCount" : 55, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "senior", "dataQualityScore" : 0.8888889, "_score" : 975.4162, "daysOld" : 2, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Consulting", "llmIndustryConfidence" : 0.95 }, { "id" : "6a305a90f292fd229cf52a62", "title" : "Junior Analyst, Risk Management", "company" : "Razorpay Software Private Limited", "industry" : "FinTech", "salary" : { "min" : 750000.0, "max" : 1200000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Junior Analyst in the FinTech industry in India, adjusted for seniority and company size." }, "location" : "Payments", "locations" : [ "Payments" ], "timestamp" : "2026-06-16T09:03:04.936", "fingerprint" : "e1572a786f078277fa4be4c1b0f3c5718c73b20487602d4322db70115e382386", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/razorpaysoftwareprivatelimited/jobs/4703413005", "externalId" : "4703413005", "industryFunction" : { }, "structuredLocations" : [ { "country" : "India", "continent" : "as", "workMode" : "onsite" } ], "locationText" : "India", "experienceMinYears" : 0, "experienceMaxYears" : 2, "experienceLevel" : "Junior", "technicalSkills" : "MS Excel, Google Sheets", "professionalSkills" : [ "Chargeback operations", "Dispute management", "Data reconciliation", "MIS reporting" ], "hardSkillsList" : [ "Fraud dispute", "Transaction logs", "Settlement records", "Representment cases", "MIS reporting" ], "softSkillsList" : [ "Problem-solving" ], "hardSkills" : [ { "name" : "Fraud dispute", "level" : "intermediate" }, { "name" : "Transaction logs", "level" : "intermediate" }, { "name" : "Settlement records", "level" : "intermediate" }, { "name" : "Representment cases", "level" : "intermediate" }, { "name" : "MIS reporting", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Problem-solving" } ], "majorSkills" : "UPI chargeback operations, URGCS portal, Dispute resolution", "majorSkillsList" : [ "UPI chargeback operations", "URGCS portal", "Dispute resolution" ], "coreResponsibilities" : "Maintain a daily tracker for open, pending, and, Validate and compile fraud dispute evidence packets, Gather transaction logs and switch-level confirmations, Coordinate with merchant for proof of fulfilment, Verify refund status, settlement records, Communicate resolution to the issuer, Prepare case files, Coordinate with acquiring bank and NPCI, Collect, review, and compile evidence, Build representment cases, Ensure all supporting documents meet NPCI guidelines, Maintain a structured repository of case files, Reach out to merchants proactively to obtain dispute, Liaise with acquiring bank’s chargeback desk, Update merchants and internal stakeholders on case progress, Prepare daily, weekly, and monthly MIS reports, Identify trends in dispute reasons, Flag recurring issues to the team lead, Contribute data for monthly business reviews, Follow all NPCI chargeback operating procedures, Follow Razorpay internal SOPs, Flag process gaps or portal issues, Propose solutions to improve efficiency, Support UAT and onboarding activities", "teamCollaboration" : "Merchants; Acquiring bank; Internal stakeholders; Cross-functional internal teams", "domainKnowledge" : "UPI ecosystem; NPCI rules; Chargeback reason codes; Dispute TATs; Representment guidelines; Acquiring bank processes; NPCI circulars; PCI-DSS; RBI guidelines; Payment aggregators; NPCI operating guidelines", "domainList" : [ "upi-ecosystem", "npci-rules", "chargeback-reason-codes", "dispute-tats", "representment-guidelines", "acquiring-bank-processes", "npci-circulars", "pci-dss", "rbi-guidelines", "payment-aggregators", "npci-operating-guidelines" ], "domainSpecificKnowledge" : [ "UPI ecosystem", "NPCI rules", "Chargeback reason codes", "Dispute TATs", "Representment guidelines", "Acquiring bank processes", "NPCI circulars", "PCI-DSS", "RBI guidelines", "Payment aggregators", "NPCI operating guidelines" ], "toolProficiency" : [ "URGCS portal", "MS Excel", "Google Sheets", "Freshdesk", "Jira Service Desk" ], "communicationSkills" : "Written communication", "documentationSkills" : "Evidence documentation", "problemSolvingSkills" : "Problem-solving mindset", "outcomesObjectives" : "Meet strict portal deadlines", "qualificationsBasic" : "Bachelor's degree in Commerce, Finance, Business Administration, or related field, 1–3 years of hands-on experience in UPI chargeback operations, Working knowledge of the URGCS portal, Understanding of the UPI ecosystem, Proficiency in MS Excel / Google Sheets, Ability to read and interpret transaction logs, settlement files, and switch reports, Familiarity with acquiring bank processes and NPCI circulars", "qualificationsPreferred" : "Prior experience working on the URGCS - UPI portal, Exposure to other payment dispute platforms, Knowledge of PCI-DSS, RBI guidelines on payment aggregators, or NPCI operating guidelines, Experience with ticketing or case management tools", "rawDescription" : "Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India maintain a daily tracker for open, pending, and closed cases. 2. Chargeback Types Handled Fraudulent / Unauthorised Transactions — validate and compile fraud dispute evidence packets. Technical Disputes (duplicate charges, incorrect amounts, processing errors) — gather transaction logs and switch-level confirmations. Merchant Disputes (non-delivery, service/quality issues) — coordinate with merchant for proof of fulfilment. Consumer Disputes — verify refund status, settlement records, and communicate resolution to the issuer. Pre-arbitration & Arbitration — prepare case files and coordinate with the acquiring bank and NPCI. 3. Evidence & Documentation Collect, review, and compile evidence (transaction receipts, screenshots, settlement data, merchant responses) to build strong representment cases. Ensure all supporting documents meet NPCI format and content guidelines before portal submission. Maintain a structured repository of case files for audit readiness. 4. Merchant & Stakeholder Coordination Reach out to merchants proactively to obtain dispute documentation within internal SLAs. Liaise with the acquiring bank’s chargeback desk for portal escalations or technical issues. Update merchants and internal stakeholders on case progress and outcomes. 5. MIS & Reporting Prepare daily, weekly, and monthly MIS reports on chargeback volumes, win rates, recovery amounts, and TAT adherence. Identify trends in dispute reasons and flag recurring issues to the team lead. Contribute data for monthly business reviews and NPCI compliance reporting. 6. Process Adherence & Improvement Follow all NPCI chargeback operating procedures and Razorpay internal SOPs. Flag process gaps or portal issues and propose solutions to improve efficiency or win rates. Support UAT and onboarding activities whenever URGCS portal features are updated. Required Qualifications & Skills Education Bachelor’s degree in Commerce, Finance, Business Administration, or a related field. Experience Analyst: 1–3 years of hands-on experience in UPI chargeback operations, preferably on the acquiring side. Technical & Domain Skills Working knowledge of the URGCS portal or willingness to learn it immediately upon joining. Understanding of the UPI ecosystem — NPCI rules, chargeback reason codes, dispute TATs, and representment guidelines. Proficiency in MS Excel / Google Sheets for MIS, data reconciliation, and tracker management. Ability to read and interpret transaction logs, settlement files, and switch reports. Familiarity with acquiring bank processes and NPCI circulars related to dispute management. Soft Skills High attention to detail — accuracy in case data and documentation is non-negotiable. Strong written communication for drafting representment narratives and merchant correspondence. Time management — ability to prioritise a high-volume queue and meet strict portal deadlines. Problem-solving mindset with a proactive approach to dispute resolution. Ability to collaborate effectively with merchants, banks, and cross-functional internal teams. Good to Have Prior experience working on the URGCS - UPI portal. Exposure to other payment dispute platforms (Visa VROL, Mastercard MATCH, RuPay dispute system). Knowledge of PCI-DSS, RBI guidelines on payment aggregators, or NPCI operating guidelines. Experience with ticketing or case management tools (Freshdesk, Jira Service Desk). Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn & Twitter", "summaryDescription" : "Junior Analyst, Risk Management at Razorpay Software Private Limited. Skills: UPI chargeback operations, URGCS portal, Dispute resolution. Maintain a daily tracker for open, pending, and. Validate and compile fraud dispute evidence packets", "postedDate" : "2026-06-15T23:24:28.413", "createdAt" : "2026-06-15T23:24:28.413", "lastUpdated" : "2026-06-16T09:03:04.936", "ingestTimestamp" : "2026-06-15T23:24:28.413", "mongoId" : "6a305a90f292fd229cf52a62", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Fraud dispute", "Transaction logs", "Settlement records", "Representment cases", "MIS reporting", "Problem-solving", "UPI chargeback operations", "URGCS portal", "Dispute resolution", "Chargeback operations", "Dispute management", "Data reconciliation", "UPI ecosystem", "NPCI rules", "Chargeback reason codes", "Dispute TATs", "Representment guidelines", "Acquiring bank processes", "NPCI circulars", "PCI-DSS", "RBI guidelines", "Payment aggregators", "NPCI operating guidelines", "MS Excel", "Google Sheets", "Freshdesk", "Jira Service Desk" ], "skillCount" : 27, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.8888889, "_score" : 971.925, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c909374d8ee00a0980b70", "title" : "Senior Credit Risk Manager", "industry" : "Banking", "salary" : { "min" : 165000.0, "max" : 235000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for Senior Credit Risk Manager in Washington, United States, adjusted for seniority and industry." }, "location" : "Washington, DC", "locations" : [ "Washington, DC" ], "timestamp" : "2026-06-15T23:34:55.991", "fingerprint" : "4d2101dc41ad4998e1e5b0907aae632b873c1a3294a8956410dd6be7e2e82d1c", "source" : "jazzhr", "language" : "en", "externalId" : "J4KlwxhZZ4", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Washington", "state" : "District of Columbia", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "38.8950982,-77.0363849" } ], "locationText" : "Washington, District of Columbia, United States", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "summaryDescription" : "Senior Credit Risk Manager", "createdAt" : "2026-06-14T21:56:10.118", "lastUpdated" : "2026-06-15T23:34:55.991", "ingestTimestamp" : "2026-06-14T21:56:10.118", "mongoId" : "6a2c909374d8ee00a0980b70", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 165000, "salaryAnnualMax" : 235000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.44444445, "_score" : 964.00195, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.95 }, { "id" : "69e104422beec4dd3def2842", "title" : "Credit Risk Analyst, Credit Strategy & Operations", "company" : "Amazon.com Services LLC", "industry" : "Corporate Operations, Risk Family, international stores", "salary" : { "min" : 82700.0, "max" : 129800.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Seattle, Washington, USA", "locations" : [ "Seattle, Washington, USA" ], "timestamp" : "2026-06-15T02:13:12.821", "fingerprint" : "63d247fa5e49d5cdc5a437933fdb81a8d99d8408340de7629e39e59a00aaf5bd", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.com/jobs/10386339/apply", "externalId" : "e847d132-b014-455f-a7b2-d8775412f612", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Seattle", "state" : "Washington", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "47.6038321,-122.3300620" } ], "locationText" : "Seattle, Washington, United States", "employmentType" : "FULL_TIME", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit risk management", "Underwriting", "Portfolio management", "Risk analytics", "Credit strategy" ], "hardSkillsList" : [ "Credit adjudication", "Performance monitoring", "Risk mitigation" ], "hardSkills" : [ { "name" : "Credit adjudication", "level" : "intermediate" }, { "name" : "Performance monitoring", "level" : "intermediate" }, { "name" : "Risk mitigation", "level" : "intermediate" } ], "majorSkills" : "Credit risk, Underwriting, Portfolio management", "majorSkillsList" : [ "Credit risk", "Underwriting", "Portfolio management" ], "coreResponsibilities" : "Underwrite credit applications, Evaluate portfolio risks, Create risk metrics, Support credit operations launch, Improve underwriting processes, Strengthen risk mitigation, Build underwriting strategies, Build credit strategies, Define policies, Define product features, Automated credit decisioning, Manual credit decisioning, Automated credit monitoring, Manual credit monitoring, Establish credit adjudication platform, Improve credit adjudication platform, Develop processes, Develop mechanisms, Develop Standard Operating Procedures, Review complex credit decisions, Participate in program operations, Contribute to team goals, Manage stakeholder relationships, Partner with cross-organizational teams", "teamCollaboration" : "Cross-organizational teams; Product managers", "domainKnowledge" : "Credit risk; Underwriting systems; Portfolio risk management", "domainList" : [ "credit-risk", "underwriting-systems", "portfolio-risk-management" ], "domainSpecificKnowledge" : [ "Credit risk", "Underwriting systems", "Portfolio risk management" ], "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "Bachelor's degree or equivalent, 4+ years underwriting experience, 4+ years credit risk management, Experience with SQL, Working with complex datasets", "qualificationsPreferred" : "Managing credit risk program, Unsecured lending portfolio experience", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as at Amazon B2B Payments & Lending! The Amazon B2B Payments & Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way. B2B Payments and Lending’s Credit Strategy and Operations team is looking for a smart, motivated, and analytical Credit Risk Analyst to join our underwriting and portfolio management team. The successful candidate will have a deep understanding of underwriting and related systems, as well as portfolio risk management experience. This role involves high judgment decision making, use/creation of risk analytics, the ability to analyze customer financials, complex underwriting, and management of SLAs. The successful candidate will have a strong desire in innovating processes, strong attention to detail and exceed expectations in a dynamic, fast-paced and often ambiguous environment. The role will support underwriting operations for international expansions. This role will report into the NA Credit Operations Manager based in Seattle, WA. Key job responsibilities • Underwrite small, medium and large credit applications • Evaluate portfolio risks across WW portfolios, monitoring and creating risk metrics. • Support the launch and scaling of credit operations in new and emerging markets • Improve underwriting processes to increase efficiency and strengthen risk mitigation • Contribute to and build underwriting/credit strategies across the portfolio and individual customer sub-segments. • Assist in defining policies and product features to support automated and manual credit decisioning and monitoring. • Establish, constantly improve, and be a thought leader for a credit adjudication and performance monitoring platform. • Develop processes, mechanisms, and Standard Operating Procedures (SOPs) to grow efficiently and in a scalable way. • Review complex credit decisions that require manual reviews or exceptions. • Participate in program operations, partner with product managers and contribute to team-wide improvement goals. • Manage relationships with key stakeholders and partner with cross-organizational teams on high priority initiatives. About the team The team is responsible for making decisions on Amazon Business (AB) customers’ eligibility for the Pay By Invoice (PBI) payment product at initial assessment, proactively and by request, while balancing spend opportunities and mitigating credit/write off risk. Our mission is to drive the Amazon flywheel by enabling credit on PBI for all eligible customers registering on AB with best-in-class risk management. Amazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan. If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply! Basic Qualifications: - Bachelor's degree or equivalent - 4+ years of experience in underwriting and credit risk management - Experience with SQL and working with complex datasets Preferred Qualifications: - Experience in managing credit risk program for an unsecured lending portfolio Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner. The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits . USA, WA, Seattle - 82,700.00 - 129,800.00 USD annually", "summaryDescription" : "Credit Risk Analyst, Credit Strategy & Operations at Amazon.com Services LLC. Skills: Credit risk, Underwriting, Portfolio management. Underwrite credit applications. Evaluate portfolio risks", "postedDate" : "2026-06-13T10:26:45.265", "createdAt" : "2026-06-13T10:26:45.265", "lastUpdated" : "2026-06-15T02:13:12.821", "ingestTimestamp" : "2026-06-13T10:26:45.265", "mongoId" : "69e104422beec4dd3def2842", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.com/jobs/10386339/apply", "salaryAnnualMin" : 82700, "salaryAnnualMax" : 129800, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Credit adjudication", "Performance monitoring", "Risk mitigation", "Credit risk", "Underwriting", "Portfolio management", "Credit risk management", "Risk analytics", "Credit strategy", "Underwriting systems", "Portfolio risk management" ], "skillCount" : 11, "jobCategory" : "operations", "dataQualityScore" : 0.8888889, "_score" : 945.4621, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services" }, { "id" : "69ce5e3b9bc74574cb6779aa", "title" : "IT Risk Management Analyst", "company" : "Mercedes-Benz Research and Development India", "industry" : "Technology", "salary" : { "min" : 1200000.0, "max" : 1800000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for IT Risk Management Analyst in Bangalore, India, adjusted for mid-seniority level and the automotive industry." }, "location" : "India-Karnataka-Bangalore", "locations" : [ "India-Karnataka-Bangalore", "Brigade Tech Gardens, Katha No. 119, Kundalahalli Village, K.R. Puram Hobli, Ward No. 85, Bangalore" ], "certifications" : [ "ISO 31000", "CRISC" ], "timestamp" : "2026-06-15T22:43:27.223", "fingerprint" : "a3862fec58c6b678af5751800a9453fd5ed997bfe50df26ba7ef63812634b900", "source" : "taleo", "language" : "en", "applyUrl" : "https://daimler.taleo.net/careersection/ex/jobdetail.ftl?job=888721", "externalId" : "888721", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bangalore", "state" : "Karnataka", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "12.9767936,77.5900820" } ], "locationText" : "Bangalore, Karnataka, India", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "technicalSkills" : "Python, R, MATLAB, SQL, Bloomberg Terminal, Reuters Eikon, FactSet, Murex, Calypso", "professionalSkills" : [ "Risk assessment", "Quantitative analysis", "Qualitative analysis", "Internal controls evaluation", "Operational risk management", "Audit" ], "hardSkillsList" : [ "Risk mitigation planning", "Risk monitoring", "Risk remediation", "Threat identification", "Vulnerability identification", "Control effectiveness assessment", "Risk indicator monitoring", "Risk treatment strategy" ], "hardSkills" : [ { "name" : "Risk mitigation planning", "level" : "intermediate" }, { "name" : "Risk monitoring", "level" : "intermediate" }, { "name" : "Risk remediation", "level" : "intermediate" }, { "name" : "Threat identification", "level" : "intermediate" }, { "name" : "Vulnerability identification", "level" : "intermediate" }, { "name" : "Control effectiveness assessment", "level" : "intermediate" }, { "name" : "Risk indicator monitoring", "level" : "intermediate" }, { "name" : "Risk treatment strategy", "level" : "intermediate" } ], "majorSkills" : "Risk management, IT risk, Compliance, Regulatory areas", "majorSkillsList" : [ "Risk management", "IT risk", "Compliance", "Regulatory areas" ], "coreResponsibilities" : "Perform qualitative risk assessments, Perform quantitative risk assessments, Maintain risk register, Monitor risks, Manage risks, Communicate risk mitigation plans, Visualize risks identified, Visualize progress made, Prioritize risks, Remediate risks, Conduct periodic assessments, Identify threats, Identify vulnerabilities, Assess control effectiveness, Tweak risk assessment process, Incorporate lessons learnt, Improve risk assessment process, Define key risk indicators, Monitor key risk indicators, Monitor high risk areas, Assist stakeholders with risk treatment, Implement risk reduction measures, Reduce risk exposure, Train team members, Mentor team members", "teamCollaboration" : "Communicate with stakeholders", "domainKnowledge" : "Banking; Financial industries; Information security; GDPR; NIST risk management Framework; Risk register; Risk exposure; Risk reporting; Risk events", "domainList" : [ "banking", "financial-industries", "information-security", "gdpr", "nist-risk-management-framework", "risk-register", "risk-exposure", "risk-reporting", "risk-events" ], "domainSpecificKnowledge" : [ "Banking", "Financial industries", "Information security", "GDPR", "NIST risk management Framework", "Risk register", "Risk exposure", "Risk reporting", "Risk events" ], "toolProficiency" : [ "GRC tools" ], "communicationSkills" : "Stakeholder communication", "continuousLearning" : "Continuous learning opportunities", "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "Evaluation of internal controls, Operational risk management, IT Processes and General Controls, Understanding of compliance and regulatory areas, GDPR knowledge, NIST risk management Framework knowledge, Risk register knowledge, Risk exposure knowledge, Risk reporting knowledge, Handling of risk events knowledge, Information security related training, Information security related certifications", "qualificationsPreferred" : "Master's degree in Information Security, Master's degree in Risk Management, Master's degree in Business Administration, Master's degree in Finance, Experience in banking industries, Experience in financial industries, Working experience on GRC tools", "remoteFriendly" : false, "rawDescription" : "About MBRDI Mercedes-Benz Research and Development India (MBRDI), headquartered in Bengaluru with a satellite office in Pune, is the largest R&D center for Mercedes-Benz Group AG outside of Germany. Our mission is to drive innovation and excellence in automotive engineering, digitalization, and sustainable mobility solutions, shaping the future of mobility. Knowledge of performing qualitative/quantitative risk assessments Maintain risk register and ensure risks are monitored and managed Effectively communicate with key stakeholders to risk mitigation plans Visual representation of the risks identified and progress made for the key stakeholders Ability to prioritize and remediate risks according to the business priorities Strong analytical skills Conduct periodic assessments to identify threats, vulnerabilities, control effectiveness Tweak the existing risk assessment process whenever necessary to incorporate the lessons learnt and constantly improve Define and monitor key risk indicators to monitor high risk areas Contribute effectively and assist the stakeholders with risk treatment strategy Experience in highly regulated environments such as banking, financial industries would be an added advantage Implement measures to reduce the risk exposure Train and mentor the team members on risk management Working experience on any of the GRC tools would be desirable Mandatory Requirements : · Experience with an emphasis on evaluation of internal controls or operational risk in one or more of the following areas IT Processes and General Controls, operational/enterprise risk management & audit · Ability to demonstrate a strong understanding of various compliance and regulatory areas (e. g. GDPR, NIST risk management Framework) or the risk register, risk exposure, risk reporting and handling of risk events. · Information security related training or certifications such as ISO 31000 or CRISC a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; } a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; } Educational Qualifications Bachelor’s degree in Information Technology, Computer Science, Engineering, Information Security, Risk Management, Finance, Business Administration, or a related discipline. Master’s degree in Information Security, Risk Management, Business Administration (MBA), or Finance will be an added advantage. Why Join Us? • Be part of a purpose-driven organization that is shaping the future of mobility • Work on cutting-edge technologies and global projects • Thrive in a collaborative, diverse, and inclusive environment • Access world-class infrastructure and continuous learning opportunities Equal Opportunity Statement At MBRDI, we are committed to diversity and inclusion. We welcome applications from all qualified individuals, regardless of gender, background, or ability. Mercedes-Benz Research and Development India Private Limited", "summaryDescription" : "IT Risk Management Analyst at Mercedes-Benz Research and Development India. Skills: Risk management, IT risk, Compliance, Regulatory areas. Perform qualitative risk assessments. Perform quantitative risk assessments", "createdAt" : "2026-06-14T21:56:37.113", "lastUpdated" : "2026-06-15T22:43:27.223", "ingestTimestamp" : "2026-06-14T21:56:37.113", "mongoId" : "69ce5e3b9bc74574cb6779aa", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Risk mitigation planning", "Risk monitoring", "Risk remediation", "Threat identification", "Vulnerability identification", "Control effectiveness assessment", "Risk indicator monitoring", "Risk treatment strategy", "Risk management", "IT risk", "Compliance", "Regulatory areas", "Risk assessment", "Quantitative analysis", "Qualitative analysis", "Internal controls evaluation", "Operational risk management", "Audit", "Banking", "Financial industries", "Information security", "GDPR", "NIST risk management Framework", "Risk register", "Risk exposure", "Risk reporting", "Risk events", "ISO 31000", "CRISC", "GRC tools" ], "skillCount" : 30, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "_score" : 931.8953, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Automotive", "llmIndustryConfidence" : 0.92 }, { "id" : "6a2ca5ba74d8ee00a09b7e62", "title" : "Associate Credit Analyst", "company" : "Ezra", "industry" : "FinTech", "salary" : { "min" : 150000.0, "max" : 225000.0, "currency" : "AED", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Junior Associate Credit Analyst in Dubai, UAE, adjusted for the FinTech industry and mid-level experience." }, "location" : "Dubai, United Arab Emirates", "locations" : [ "Dubai", "United Arab Emirates", "Nairobi", "Nairobi", "Kenya" ], "timestamp" : "2026-06-15T10:17:58.030", "fingerprint" : "5bf796cb489f72f388e0aa6de7c656a7ceb8517d1d7da41b896e4cc5054aa8c8", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://ezra.world/company/careers/7769081003?gh_jid=7769081003", "externalId" : "7769081003", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Dubai", "country" : "United Arab Emirates", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "25.0742823,55.1885387" } ], "locationText" : "Dubai, United Arab Emirates", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 2, "experienceMaxYears" : 4, "experienceLevel" : "Mid", "technicalSkills" : "SQL, Python, R, Excel", "professionalSkills" : [ "Credit risk management", "Data analysis", "Portfolio monitoring", "Data querying", "Data manipulation", "Data visualization" ], "hardSkillsList" : [ "Credit data analysis", "SQL query development", "Data analysis", "Data manipulation", "Portfolio performance reporting", "Risk indicator identification", "Credit policy monitoring", "Data integrity", "Data accuracy" ], "softSkillsList" : [ "Analytical", "Independence" ], "hardSkills" : [ { "name" : "Credit data analysis", "level" : "intermediate" }, { "name" : "SQL query development", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" }, { "name" : "Portfolio performance reporting", "level" : "intermediate" }, { "name" : "Risk indicator identification", "level" : "intermediate" }, { "name" : "Credit policy monitoring", "level" : "intermediate" }, { "name" : "Data integrity", "level" : "intermediate" }, { "name" : "Data accuracy", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Analytical" }, { "name" : "Independence" } ], "majorSkills" : "Credit risk, SQL, Data analysis", "majorSkillsList" : [ "Credit risk", "SQL", "Data analysis" ], "coreResponsibilities" : "Analyze consumer credit data, Develop SQL queries, Maintain SQL queries, Produce performance reports, Conduct exploratory data analysis, Identify trends, Identify anomalies, Identify risk indicators, Monitor credit policies, Monitor credit rules, Monitor scorecards, Flag issues, Flag opportunities, Collaborate with Risk teams, Collaborate with Product teams, Collaborate with Finance teams, Collaborate with IT teams, Ensure data accuracy, Ensure data integrity, Ensure regulatory compliance", "teamCollaboration" : "Risk teams; Product teams; Finance teams; IT teams", "domainKnowledge" : "Credit risk principles; Credit scoring; Underwriting; Delinquency metrics; Loss metrics; Financial services; Fintech; Lending", "domainList" : [ "credit-risk-principles", "credit-scoring", "underwriting", "delinquency-metrics", "loss-metrics", "financial-services", "fintech", "lending" ], "domainSpecificKnowledge" : [ "Credit risk principles", "Credit scoring", "Underwriting", "Delinquency metrics", "Loss metrics", "Financial services", "Fintech", "Lending" ], "toolProficiency" : [ "SQL", "Tableau", "Power BI" ], "problemSolvingSkills" : "Analytical thinking", "qualificationsBasic" : "Bachelor's degree, 2–4 years experience, Proficiency in SQL, Analytical thinking, Attention to detail, Professional English proficiency", "qualificationsPreferred" : "Experience in financial services, Experience in fintech, Experience in lending, Familiarity with data visualization tools, Working knowledge of Python, Working knowledge of R, Working knowledge of advanced Excel, French language skills", "remoteFriendly" : false, "rawDescription" : "About the role: We are seeking a highly analytical, detail-oriented, and proactive Credit Analyst to join our team. This pivotal role is essential for bolstering our credit risk management framework by providing robust support for credit analytics, ongoing portfolio monitoring, and data-driven strategic decision-making. The successful candidate will play a critical role in maintaining the integrity and accuracy of our credit data and analytics processes. This position is ideally suited for candidates who possess demonstrable, hands-on experience with advanced data querying languages, specifically SQL, and a strong foundation in data analysis and manipulation. A key expectation for this role is the ability to work with a high degree of independence, ensuring the timely delivery of accurate, actionable credit insights and maintaining reliable, high-quality regulatory and internal reporting packages. Key responsibilities: Analyze consumer credit data to support underwriting and portfolio monitoring Develop and maintain SQL queries for recurring and ad hoc analysis Produce regular reports and dashboards on portfolio performance (e.g., delinquency, roll rates, loss metrics) Conduct exploratory data analysis to identify trends, anomalies, and emerging risk indicators Monitor performance of existing credit policies, rules, and scorecards, and flag issues or opportunities Collaborate with Risk, Product, Finance, and IT teams to support data and reporting needs Ensure data accuracy, integrity, and compliance with internal standards and regulatory requirements Qualifications and Experience: Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related field 2–4 years of experience in credit risk, analytics, or a similar role Solid understanding of credit risk principles (credit scoring, underwriting, delinquency and loss metrics) Proficiency in SQL (joins, aggregations, and query structuring) Experience working with structured datasets and performing data analysis Strong analytical thinking and attention to detail Professional proficiency in English Preferred Qualifications: Experience in financial services, fintech, or lending environments Familiarity with data visualization tools (e.g., Tableau, Power BI) Working knowledge of Python, R, or advanced Excel French language skills (beneficial) The ideal candidate is someone who: Delivering accurate, timely, and reliable data outputs and insights Maintaining robust and efficient reporting processes Identifying meaningful trends and escalating risks appropriately Building strong working relationships across teams Company overview: Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers. Ezra supports 24 operations in 23 countries, across Africa, the Middle East and Asia. Our key office locations are in Nairobi, Kenya and Dubai, UAE. Our flagship products are Airtime Credit Services (ACS), Nano and BNPL. ACS is an airtime or data advance offered to prepaid mobile subscribers at the point of low credit. Nano is a micro cash advance offered to mobile wallet users on demand. BNPL facilitates payment installments for products and services As a FinTech company, our business is entirely technology and data driven, from determining subscriber eligibility, generating relevant offers, managing risk, loan issuance, recovery, optimizing performance and reporting, reconciliation and billing. Each day we process approximately 21M loan requests and 1.4 TB of data across our markets. This process needs to be robust, reliable and secure. But it doesn’t end there. We’re exploring new ways of using our platform and transactional data to improve our products and develop new product opportunities.", "summaryDescription" : "Associate Credit Analyst at Ezra. Skills: Credit risk, SQL, Data analysis. Analyze consumer credit data. Develop SQL queries", "postedDate" : "2026-06-14T09:24:15.163", "createdAt" : "2026-06-14T09:24:15.163", "lastUpdated" : "2026-06-15T10:17:58.030", "ingestTimestamp" : "2026-06-14T09:24:15.163", "mongoId" : "6a2ca5ba74d8ee00a09b7e62", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "150k-200k", "hasSalary" : false, "allSkills" : [ "Credit data analysis", "SQL query development", "Data analysis", "Data manipulation", "Portfolio performance reporting", "Risk indicator identification", "Credit policy monitoring", "Data integrity", "Data accuracy", "Analytical", "Independence", "Credit risk", "SQL", "Credit risk management", "Portfolio monitoring", "Data querying", "Data visualization", "Credit risk principles", "Credit scoring", "Underwriting", "Delinquency metrics", "Loss metrics", "Financial services", "Fintech", "Lending", "Tableau", "Power BI" ], "skillCount" : 27, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 1.0, "_score" : 921.3385, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a307b04f292fd229c042c4d", "title" : "Financial Analyst, OCSE", "company" : "OC Sports & Entertainment", "industry" : "FinTech", "salary" : { "min" : 90000.0, "max" : 90000.0, "currency" : "USD", "frequency" : "yearly" }, "location" : "Anaheim", "locations" : [ "Anaheim", "United States of America" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA" ], "timestamp" : "2026-06-16T13:19:11.383", "fingerprint" : "51719ef3fd9fd74d7e8154332cbedb3c664a5702354bbfd8f067b931e6a9109d", "source" : "workday", "language" : "en", "applyUrl" : "https://anaheimducks.wd5.myworkdayjobs.com/AllCo/job/Anaheim/Financial-Analyst--OCSE_R-2026-255-1", "externalId" : "R-2026-255", "industryFunction" : { }, "locationPoint" : "33.83529,-117.9145", "structuredLocations" : [ { "city" : "Anaheim", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "33.8347516,-117.9117320" } ], "locationText" : "Anaheim, California, United States", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's Degree", "experienceMinYears" : 3, "technicalSkills" : "Python, R, MATLAB, SQL, Bloomberg Terminal, Reuters Eikon, FactSet", "professionalSkills" : [ "Financial modeling", "Risk management", "Quantitative analysis", "Investment analysis", "Portfolio management", "Trading strategies", "Valuation", "Forecasting", "Budgeting", "Financial reporting", "Data analysis" ], "hardSkillsList" : [ "Financial analysis", "Statistical modeling", "Data visualization", "Market research", "Economic analysis" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Statistical modeling", "level" : "intermediate" }, { "name" : "Data visualization", "level" : "intermediate" }, { "name" : "Market research", "level" : "intermediate" }, { "name" : "Economic analysis", "level" : "intermediate" } ], "majorSkills" : "Financial analysis, Quantitative modeling, Risk management", "majorSkillsList" : [ "Financial analysis", "Quantitative modeling", "Risk management" ], "coreResponsibilities" : "Develop financial models, Analyze financial data, Prepare financial reports, Conduct market research, Monitor investment portfolios, Assess financial risks, Support investment decisions, Collaborate with investment teams, Present findings to management", "teamCollaboration" : "Investment teams; Management", "domainKnowledge" : "Financial instruments; Equities; Fixed income; Derivatives; FX; Structured products; Private credit; Risk methodologies; VaR; CVaR; Stress testing; Monte Carlo; Factor models; Credit scoring; Regulatory frameworks; SOX; Basel III; MiFID II; Dodd-Frank; FINRA; SEC; FCA; GDPR; AML/KYC", "domainList" : [ "financial-instruments", "equities", "fixed-income", "derivatives", "fx", "structured-products", "private-credit", "risk-methodologies", "var", "cvar", "stress-testing", "monte-carlo", "factor-models", "credit-scoring", "regulatory-frameworks", "sox", "basel-iii", "mifid-ii", "dodd-frank", "finra", "sec", "fca", "gdpr", "aml-kyc" ], "domainSpecificKnowledge" : [ "Financial instruments", "Equities", "Fixed income", "Derivatives", "FX", "Structured products", "Private credit", "Risk methodologies", "VaR", "CVaR", "Stress testing", "Monte Carlo", "Factor models", "Credit scoring", "Regulatory frameworks", "SOX", "Basel III", "MiFID II", "Dodd-Frank", "FINRA", "SEC", "FCA", "GDPR", "AML/KYC" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "SQL" ], "communicationSkills" : "Present findings", "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "3+ years experience, Bachelor's Degree", "qualificationsPreferred" : "CFA charterholder preferred, FRM certification preferred, Master's degree preferred, MBA preferred, Series 7 license preferred, Series 63 license preferred, Series 65 license preferred, Bloomberg Terminal proficiency preferred, Reuters Eikon proficiency preferred, FactSet proficiency preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Flexible", "rawDescription" : "# _A great experience starts with you!_ Join our team to help create and develop the future of live entertainment and sports in Orange County! Once you've had a chance to explore our current open positions, apply to the ones you feel best suit you, as an applicant, you can always see your application status in your profile. **Mission:** To enrich the lives in our community through shared experiences, welcoming spaces, and responsible actions. **Vision:** We will be the social and entertainment center of Orange County – a place where the cultural kaleidoscope of the region converges and connects. Our vibrant, rich collection of experiences will celebrate the diversity of our community. **Values:** Be Safe | Do the Right Thing | Be Generous | Include Everyone | Make it Easy | Be Bold ## Job Title: Financial Analyst, OCSE **Pay Details:** The annual base salary range for this position in California is $90,000 to $125,000 per year. The starting pay for the successful candidate depends on various job-related factors, including but not limited to the candidate’s geographic location, job-related knowledge, skills, experience, education/training, internal value, peer equity, external market demands, and organizational considerations. The Financial Analyst is responsible for assisting in a wide range of FP&A activities and data-driven analytics that support OC Sports & Entertainment. This position will play a significant role in the timely delivery and presentation of the annual budget, rolling forecasts, and monthly reporting and variance analysis. The ideal candidate is analytical, detail-oriented, and comfortable working in a fast-paced environment. **_Responsibilities_** * Create, manage, and maintain complex financial planning models to support the annual budget, rolling forecasts, and long-term planning * Analyze actual results against budget and forecast, research variances, and communicate findings * Prepare monthly financial reporting packages for leadership and business operators * Collaborate with leadership and operators to align financial plans with operational goals * Work with large data sets to answer critical questions and provide insights through key performance indicators * Engage in ad hoc analysis to support business decision-making and strategic planning * Assist in storytelling by preparing presentations and dashboards in support of executive meetings, monthly and quarterly business reviews, and various strategic and analytics projects * Drive process improvements and automation of financial reporting * Perform other duties as assigned ** _Qualifications_** * Bachelor’s degree required * 3+ years of finance or accounting experience required * Excellent communication skills, both written and verbal * Proficient with Microsoft Office Suite, particularly Excel, including pivot tables and VLOOKUP functions; experience with Power BI strongly preferred * Proven record of discreetly handling sensitive and proprietary information * Excellent time management and organizational skills * Customer service mindset when supporting internal needs and communicating with external parties * Able to work effectively under pressure, balance multiple priorities and assignments, learn independently, and work toward deadlines * Able to manipulate large quantities of data to build financial models and reporting packages ** _Knowledge, Skills, and Experience_** **Education -** Bachelor's Degree **Experience Required –** 3+ Years This position is on-site. Company: OC Sports & Entertainment, LLC **Our Commitment:** _We are committed to providing an environment of mutual respect where equal employment opportunities are available to all applicants and team members without regard to race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, parental status, military service, medical condition or any protected category prohibited by local, state or federal laws. We are firm believers that diversity and inclusion among our team members are critical to our success, and we seek to recruit, develop, and retain the most talented people from a diverse candidate pool._ _Thanks for your interest in becoming part of OCVIBE!_", "summaryDescription" : "Financial Analyst, OCSE at OC Sports & Entertainment. Skills: Financial analysis, Quantitative modeling, Risk management. Develop financial models. Analyze financial data", "postedDate" : "2026-06-16T04:06:08.902", "createdAt" : "2026-06-16T04:06:08.857", "lastUpdated" : "2026-06-16T13:19:11.383", "ingestTimestamp" : "2026-06-16T04:06:08.857", "mongoId" : "6a307b04f292fd229c042c4d", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://anaheimducks.wd5.myworkdayjobs.com/AllCo/job/Anaheim/Financial-Analyst--OCSE_R-2026-255-1", "salaryAnnualMin" : 90000, "salaryAnnualMax" : 90000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Financial analysis", "Statistical modeling", "Data visualization", "Market research", "Economic analysis", "Quantitative modeling", "Risk management", "Financial modeling", "Quantitative analysis", "Investment analysis", "Portfolio management", "Trading strategies", "Valuation", "Forecasting", "Budgeting", "Financial reporting", "Data analysis", "Financial instruments", "Equities", "Fixed income", "Derivatives", "FX", "Structured products", "Private credit", "Risk methodologies", "VaR", "CVaR", "Stress testing", "Monte Carlo", "Factor models", "Credit scoring", "Regulatory frameworks", "SOX", "Basel III", "MiFID II", "Dodd-Frank", "FINRA", "SEC", "FCA", "GDPR", "AML/KYC", "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "SQL" ], "skillCount" : 52, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "mid", "dataQualityScore" : 0.8888889, "_score" : 920.19507, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Sports & Fitness", "llmIndustryConfidence" : 0.95 }, { "id" : "6a305aaef292fd229cf54584", "title" : "Data Scientist [Integrated Risk Management]", "company" : "Plata Card", "industry" : "FinTech", "salary" : { "min" : 2200000.0, "max" : 3500000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for Data Scientist in Bangalore, India, adjusted for mid-seniority, FinTech industry, and company size." }, "location" : "Worldwide", "locations" : [ "Worldwide" ], "timestamp" : "2026-06-16T08:15:54.579", "fingerprint" : "feb53cc839e5559a569b262988586adb0d0203f87e997399150007acf746ee63", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://careers.bancoplata.mx/vacancy/details?id=5261900008&gh_jid=5261900008", "externalId" : "5261900008", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bangalore", "state" : "Karnātaka", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "12.9767936,77.5900820" }, { "workMode" : "remote" } ], "locationText" : "Bangalore, Karnātaka, India", "employmentType" : "FULL_TIME", "minimumEducation" : "Master's", "experienceMinYears" : 4, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Python, R, Pandas, NumPy, SciPy, Statsmodels, Scikit-learn", "professionalSkills" : [ "Risk modeling", "Quantitative analysis", "Financial management" ], "hardSkillsList" : [ "Statistical modeling", "Predictive modeling", "Probability theory", "Uncertainty quantification", "Forecasting techniques", "Machine learning approaches", "Modeling distributions", "Confidence intervals", "Risk metrics" ], "softSkillsList" : [ "Excellent communication skills" ], "hardSkills" : [ { "name" : "Statistical modeling", "level" : "intermediate" }, { "name" : "Predictive modeling", "level" : "intermediate" }, { "name" : "Probability theory", "level" : "intermediate" }, { "name" : "Uncertainty quantification", "level" : "intermediate" }, { "name" : "Forecasting techniques", "level" : "intermediate" }, { "name" : "Machine learning approaches", "level" : "intermediate" }, { "name" : "Modeling distributions", "level" : "intermediate" }, { "name" : "Confidence intervals", "level" : "intermediate" }, { "name" : "Risk metrics", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Excellent communication skills" } ], "majorSkills" : "Risk modeling, Statistical modeling, Predictive modeling", "majorSkillsList" : [ "Risk modeling", "Statistical modeling", "Predictive modeling" ], "coreResponsibilities" : "Develop risk models, Develop analytical frameworks, Build predictive models, Build diagnostic models, Improve risk visibility, Improve portfolio performance, Improve decision-making, Develop statistical models for credit portfolio, Create Net Present Value (NPV) models, Model financial metrics, Analyze deviations, Analyze distributions, Analyze uncertainty, Design diagnostic models, Design forecasting models, Identify risks, Monitor risks, Mitigate risks, Investigate model performance, Understand deviations from expectations, Improve decision-making processes, Contribute to quantitative methodologies, Contribute to risk frameworks", "teamCollaboration" : "Partner with stakeholders; Partner with cross-functional stakeholders", "domainKnowledge" : "Credit risk; Financial risk; Operational risk; Stochastic datasets", "domainList" : [ "credit-risk", "financial-risk", "operational-risk", "stochastic-datasets" ], "domainSpecificKnowledge" : [ "Credit risk", "Financial risk", "Operational risk", "Stochastic datasets" ], "communicationSkills" : "Explain complex concepts", "continuousLearning" : "Professional training; Certifications", "innovationCreativity" : "Creativity", "problemSolvingSkills" : "Analytical initiatives", "qualificationsBasic" : "4+ years of hands-on experience in Data Science, Understanding of statistical modeling, Proficiency in Python or R, Experience with statistical and analytical libraries, Experience modeling distributions, Problem-solving skills", "qualificationsPreferred" : "Ph. D. in a quantitative field, Experience with financial datasets, Experience with risk datasets, Experience with stochastic datasets, Experience with forecasting techniques, Experience with modern machine learning approaches", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "We are looking for a Data Scientist for our Integrated Risk Management team to help develop risk models and analytical frameworks that support key business decisions across credit, financial, and operational risk domains. In this role, you will work on complex quantitative challenges, build predictive and diagnostic models, and partner with stakeholders across the organization to improve risk visibility, portfolio performance, and decision-making. Challenges that await you: Develop and implement advanced statistical models for our credit portfolio at both per-account and aggregate levels to predict behavior and optimize performance Create sophisticated Net Present Value (NPV) models and their core components on a per-account basis for our various credit products Model critical financial metrics, including FX position, liquidity, reserves, and other balance sheet items to support robust financial management Analyze and model not only expected outcomes but also their deviations, distributions, and uncertainty, recognizing the inherently probabilistic nature of financial and risk data Design diagnostic and forecasting models that help identify, monitor, and mitigate risks across the organization Partner with cross-functional stakeholders to investigate model performance, understand deviations from expectations, and improve decision-making processes Contribute to the development of quantitative methodologies and risk frameworks across credit, financial, and operational risk domains What makes you a great fit: M. S. or Ph. D. in a quantitative field such as Statistics, Computer Science, Mathematics, Physics, Economics, or a related discipline 4+ years of hands-on experience in Data Science, Quantitative Analytics, Risk Modeling, or a similar role Strong understanding of statistical modeling, probability theory, and uncertainty quantification Experience developing predictive models and working with financial, risk, or other highly stochastic datasets Strong proficiency in Python or R and experience with statistical and analytical libraries (e.g., Pandas, NumPy, SciPy, Statsmodels, Scikit-learn) Experience with classical statistical methods, forecasting techniques, and modern machine learning approaches when appropriate Experience modeling distributions, confidence intervals, and risk metrics rather than focusing solely on point estimates Strong problem-solving skills and ability to independently drive analytical initiatives from problem definition to implementation Excellent communication skills with the ability to explain complex concepts to both technical and non-technical stakeholders Our ways of working: Innovative Spirit: a commitment to creativity and groundbreaking solutions Honest Feedback: valuing open, transparent communication Supportive Team: a strong, collaborative community Celebrating Achievements: recognizing our wins together High-Tech Environment: a team of smart and ambitious people who challenge the status quo of traditional finance Our benefits: Relocation support to one of our hubs — Mexico, Cyprus, Spain, Serbia, or Georgia — with assistance for the employee and their family Work remotely from anywhere, provided you can maintain overlap with the first half of the business day in Mexico Healthcare Coverage Education Budget: language lessons, professional training, and certifications Wellness Budget: mental health and fitness activity reimbursements Vacation policy: 20 days of annual leave and paid sick leave", "summaryDescription" : "Data Scientist [Integrated Risk Management] at Plata Card. Skills: Risk modeling, Statistical modeling, Predictive modeling. Develop risk models. Develop analytical frameworks", "postedDate" : "2026-06-15T23:23:48.517", "createdAt" : "2026-06-15T23:23:48.517", "lastUpdated" : "2026-06-16T08:15:54.579", "ingestTimestamp" : "2026-06-15T23:23:48.517", "mongoId" : "6a305aaef292fd229cf54584", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Statistical modeling", "Predictive modeling", "Probability theory", "Uncertainty quantification", "Forecasting techniques", "Machine learning approaches", "Modeling distributions", "Confidence intervals", "Risk metrics", "Excellent communication skills", "Risk modeling", "Quantitative analysis", "Financial management", "Credit risk", "Financial risk", "Operational risk", "Stochastic datasets" ], "skillCount" : 17, "jobCategory" : "engineering", "jobSubcategory" : "data", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 915.19653, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a306030f292fd229cf87d7e", "title" : "Data Analyst - Financial Crime", "company" : "Ebury", "industry" : "FinTech", "salary" : { "min" : 35000.0, "max" : 50000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Mid-level Data Analyst in the FinTech industry in Málaga, Spain, adjusted for experience and company size." }, "location" : "Madrid", "locations" : [ "Madrid", "Málaga" ], "timestamp" : "2026-06-16T11:07:52.416", "fingerprint" : "c39f7760a33fd2c24dccfc5177b696ae16bfa79476ceb688d5b76a1fc0be5c4e", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://ebury.com/company/careers/job?gh_jid=4895029101", "externalId" : "4895029101", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Málaga", "country" : "Spain", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "36.7647913,-4.4422005" }, { "city" : "Madrid", "country" : "Spain", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "40.4167820,-3.7035070" } ], "locationText" : "Málaga, Spain; Madrid, Spain", "experienceMinYears" : 2, "experienceMaxYears" : 4, "technicalSkills" : "SQL, Dbt, Google Cloud BigQuery, Sigma, Python, Git", "professionalSkills" : [ "Data modeling", "Risk detection", "Operational efficiency", "Data-driven controls", "Detection mechanisms", "Investigative tools", "Transaction monitoring", "Customer risk assessment", "Behavioral analysis", "Investigation support", "Data quality checks", "Data controls", "Analytical tools", "Actionable insights", "Process automation", "Continuous improvement", "Screening", "Alert handling", "Data pipelines", "Analytical datasets", "Risk interpretation" ], "hardSkillsList" : [ "Data modeling", "Data quality", "Risk assessment", "Behavioral analysis", "Transaction monitoring", "Data pipelines", "Analytical datasets" ], "hardSkills" : [ { "name" : "Data modeling", "level" : "intermediate" }, { "name" : "Data quality", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Behavioral analysis", "level" : "intermediate" }, { "name" : "Transaction monitoring", "level" : "intermediate" }, { "name" : "Data pipelines", "level" : "intermediate" }, { "name" : "Analytical datasets", "level" : "intermediate" } ], "majorSkills" : "Data Analytics, Financial Crime, SQL, Data Modeling", "majorSkillsList" : [ "Data Analytics", "Financial Crime", "SQL", "Data Modeling" ], "coreResponsibilities" : "Design data models, Maintain data models, Design datasets, Maintain datasets, Gather requirements, Extract data, Transform data, Validate data, Deploy solutions, Develop detection logic, Optimise detection logic, Develop monitoring rules, Optimise monitoring rules, Perform data quality checks, Perform data controls, Build dashboards, Build analytical tools, Support investigations, Support alert triage, Support risk assessment, Identify data gaps, Deliver actionable insights, Contribute to automation, Contribute to continuous improvement", "teamCollaboration" : "AML business teams; Compliance teams; Product teams; Investigators; Compliance analysts", "domainKnowledge" : "Financial crime; Payment flows; FX; Banking products; Regulatory requirements; Compliance requirements; Transaction monitoring systems; Alerting frameworks", "domainList" : [ "financial-crime", "payment-flows", "fx", "banking-products", "regulatory-requirements", "compliance-requirements", "transaction-monitoring-systems", "alerting-frameworks" ], "domainSpecificKnowledge" : [ "Financial crime", "Payment flows", "FX", "Banking products", "Regulatory requirements", "Compliance requirements", "Transaction monitoring systems", "Alerting frameworks" ], "toolProficiency" : [ "Dbt", "Google Cloud BigQuery", "Sigma", "Git" ], "continuousLearning" : "Personal development; Language courses", "problemSolvingSkills" : "Analytical thinking", "qualificationsBasic" : "2-4 years experience in Data Business Analytics, Advanced SQL skills, Experience building data pipelines, Experience building transformations, Experience building analytical datasets, Solid understanding of financial crime frameworks, Fluency in English", "qualificationsPreferred" : "Experience in FinCrime, Experience in Compliance, Experience in Risk, Experience in Financial Services, Experience with dbt, Experience with Google Cloud BigQuery, Experience with Sigma, Experience with Git, Experience working with Python, Knowledge of payment flows, Knowledge of FX, Knowledge of banking products, Analytical thinking, Focus on data quality, Focus on controls, Focus on risk interpretation, Experience with transaction monitoring systems, Experience with alerting frameworks, Ability to translate regulatory requirements, Ability to translate compliance requirements, Spanish fluency", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed. If you’re a collaborator who wants to help transform how businesses operate globally, get in touch - we’d love to discuss how Ebury can accelerate your career so you can shape the future. Data Analyst - Financial Crime Location: Málaga or Madrid (Spain) - Hybrid: 4 days in the office, 1 day working from home per week Ebury’s strategic growth plan would not be possible without our Data Analytics & Anti-Money Laundering teams and we are seeking a Data Analyst to join our Financial Crime domain! Our data mission is to enable effective risk detection, monitoring and operational efficiency through robust data models, scalable analytics and high quality reporting. The team works closely with AML business teams, Compliance and Product to design and implement data-driven controls, detection mechanisms, and investigative tools across multiple jurisdictions.Projects range from building curated data models that power transaction monitoring and screening capabilities, to developing analytical frameworks for customer risk assessment, behavioural analysis, and investigation support across our global entities. As part of the team you will Design and maintain data models and datasets used for transaction monitoring, customer risk assessment, and financial crime investigations. Own end-to-end delivery of FinCrime analytics solutions: requirements gathering, data extraction, transformation, validation, and deployment. Develop and optimise detection logic and monitoring rules (e. g. transaction monitoring scenarios, anomaly detection, behavioural patterns). Perform data quality checks and controls to ensure completeness, accuracy, and auditability of FinCrime datasets. Build dashboards and analytical tools in Sigma to support investigations, alert triage, and risk assessment workflows. Collaborate with investigators and compliance analysts to identify data gaps and deliver actionable insights. Contribute to the automation and continuous improvement of FinCrime processes (screening, monitoring, alert handling). What we’re looking for 2-4 years Experience in Data/Business Analytics – preferably within FinCrime, Compliance, Risk, or Financial Services. Advanced SQL skills – able to read and write queries across complex datasets. Experience with our modern data stack tools is a plus: dbt, Google Cloud BigQuery, Sigma, Git. Experience building data pipelines, transformations, and analytical datasets. Solid understanding of financial crime frameworks. Experience working with Python is desirable. Knowledge of payment flows, FX, or banking products is desirable. Strong analytical thinking with focus on data quality, controls, and risk interpretation. Experience working with transaction monitoring systems or alerting frameworks is a plus. Ability to translate regulatory and compliance requirements into data logic. Fluency in English (Spanish, a plus). What Ebury offers you Competitive salary conditions. Private health insurance, gympass and access to Meditopia. Support to progress your career in the Data & Analytics world. Work in a collaborative environment and contribute to a new data infrastructure built on a modern data stack. Flexible workplace environment (hybrid model, 4 days office / 1 day remote). 23 days of annual leave plus your birthday off and all the Málaga/Madrid public holidays. Fun in-person off-sites and virtual get-togethers. Personal development including language courses. #LI-JC1 #LI-HYBRID About us Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Our success is built on a simple premise and singular purpose: To help businesses operate and scale globally. Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. Today, we bring together 1,800+ Eburians across nearly 70 cities and we’re always looking to add to our team. At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage. The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars. We believe in inclusion. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation. At Ebury, you can be whoever you want to be and still feel a sense of belonging no matter your story.", "summaryDescription" : "Data Analyst - Financial Crime at Ebury. Skills: Data Analytics, Financial Crime, SQL, Data Modeling. Design data models. Maintain data models", "postedDate" : "2026-06-15T23:26:34.018", "createdAt" : "2026-06-15T23:26:34.018", "lastUpdated" : "2026-06-16T11:07:52.416", "ingestTimestamp" : "2026-06-15T23:26:34.018", "mongoId" : "6a306030f292fd229cf87d7e", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "30k-50k", "hasSalary" : false, "allSkills" : [ "Data modeling", "Data quality", "Risk assessment", "Behavioral analysis", "Transaction monitoring", "Data pipelines", "Analytical datasets", "Data Analytics", "Financial Crime", "SQL", "Data Modeling", "Risk detection", "Operational efficiency", "Data-driven controls", "Detection mechanisms", "Investigative tools", "Customer risk assessment", "Investigation support", "Data quality checks", "Data controls", "Analytical tools", "Actionable insights", "Process automation", "Continuous improvement", "Screening", "Alert handling", "Risk interpretation", "Financial crime", "Payment flows", "FX", "Banking products", "Regulatory requirements", "Compliance requirements", "Transaction monitoring systems", "Alerting frameworks", "Dbt", "Google Cloud BigQuery", "Sigma", "Git" ], "skillCount" : 39, "jobCategory" : "engineering", "jobSubcategory" : "data", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "_score" : 905.72974, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a30512bf292fd229cefb8a6", "title" : "Senior Analyst, Credit Strategy", "company" : "Bluevine", "industry" : "FinTech", "salary" : { "min" : 1850000.0, "max" : 3150000.0, "currency" : "INR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Analyst, Credit Strategy in Bengaluru, India, adjusted for mid-seniority, FinTech industry, and company size." }, "location" : "Bengaluru", "locations" : [ "Bengaluru" ], "timestamp" : "2026-06-16T06:01:31.764", "fingerprint" : "b5235153bc71dc3361ddf486b7f6ebde233aab978e46d48fde6e15581061815f", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/bluevineindia/jobs/7773353003", "externalId" : "7773353003", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bengaluru", "country" : "India", "continent" : "as", "source" : "llm", "workMode" : "hybrid", "geo" : "12.9767936,77.5900820" } ], "locationText" : "Bengaluru, India", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 3, "experienceMaxYears" : 4, "experienceLevel" : "Senior", "technicalSkills" : "SQL, Python, BI", "professionalSkills" : [ "Analytics", "Strategy" ], "hardSkillsList" : [ "Excel proficiency" ], "softSkillsList" : [ "Clear results orientation", "Adaptability", "Continuous Learning" ], "hardSkills" : [ { "name" : "Excel proficiency", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Clear results orientation" }, { "name" : "Adaptability" }, { "name" : "Continuous Learning" } ], "majorSkills" : "Credit Strategy, Analytics, Financial Services", "majorSkillsList" : [ "Credit Strategy", "Analytics", "Financial Services" ], "coreResponsibilities" : "Convey complex concepts to diverse audience, Achieve short term goals, Achieve long term goals, Work in fast paced environment, Work in entrepreneurial environment, Work in dynamic environment, Engage in ongoing professional development, Stay informed of industry trends", "teamCollaboration" : "Executives; Team members; Other stakeholders", "domainKnowledge" : "Credit products", "domainList" : [ "credit-products" ], "domainSpecificKnowledge" : [ "Credit products" ], "toolProficiency" : [ "Excel" ], "communicationSkills" : "Convey complex concepts", "continuousLearning" : "Ongoing professional development; Staying informed of industry trends", "outcomesObjectives" : "Achieve short term goals; Achieve long term goals", "qualificationsBasic" : "Bachelor's Degree in quantitative field, 3-4 years relevant experience, SQL high proficiency, Python high proficiency, BI high proficiency, Excel high proficiency", "qualificationsPreferred" : "Financial services experience a plus, U.S. bank experience a plus, Fintech experience a plus, Line of credit experience a plus, Credit card experience a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "About Bluevine Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best. Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed. We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next? This is a hybrid role. At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline. ABOUT THE ROLE: As a Credit and is not afraid to get their hands dirty Strong communication skills: Ability to convey complex concepts to diverse audience, including executives, team members, and other stakeholders Clear results orientation: Display an intense focus on achieving both short and long term goals Adaptability: Someone who is excited to work in a fast paced, entrepreneurial and dynamic environment. Continuous Learning: Eagerness for ongoing professional development and staying informed of industry trends Required Experience and Education Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering) 3-4 years of relevant experience in analytics, strategy, etc. SQL, Python, BI and Excel high proficiency Not required, but a plus Experience in Financial services (U. S. bank/fintech/line of credit/credit card experience a plus) Experience in Credit products Benefits & Perks Excellent group health coverage and life insurance Stock options Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities", "summaryDescription" : "Senior Analyst, Credit Strategy at Bluevine. Skills: Credit Strategy, Analytics, Financial Services. Convey complex concepts to diverse audience. Achieve short term goals", "postedDate" : "2026-06-15T23:15:52.928", "createdAt" : "2026-06-15T23:15:52.928", "lastUpdated" : "2026-06-16T06:01:31.764", "ingestTimestamp" : "2026-06-15T23:15:52.928", "mongoId" : "6a30512bf292fd229cefb8a6", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Excel proficiency", "Clear results orientation", "Adaptability", "Continuous Learning", "Credit Strategy", "Analytics", "Financial Services", "Strategy", "Credit products", "Excel" ], "skillCount" : 10, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 886.44586, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c8bb174d8ee00a0973807", "title" : "Credit Risk Manager - LMM (m/f/d)", "company" : "Pliant", "industry" : "Credit", "salary" : { "min" : 75000.0, "max" : 105000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Manager-level Credit Risk Manager in the FinTech industry in Berlin, Germany, adjusted for seniority and company size." }, "location" : "Berlin, Berlin (Hybrid)", "locations" : [ "Berlin, Berlin (Hybrid)" ], "timestamp" : "2026-06-16T01:16:02.195", "fingerprint" : "415a98a0fdc21fbb98d6c2e230d22e961551318cf06bd501e9934d16e35a9538", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/pliant/bf758c3c-fb87-42d8-a7b8-3e9c29ca955f/application", "externalId" : "bf758c3c-fb87-42d8-a7b8-3e9c29ca955f", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Berlin", "state" : "Berlin", "country" : "Germany", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "52.5033790,13.3386522" } ], "locationText" : "Berlin, Berlin, Germany", "employmentType" : "FULL_TIME", "experienceLevel" : "Manager", "professionalSkills" : [ "Credit risk assessment", "Financial analysis", "Project management" ], "hardSkillsList" : [ "Accounting principles", "Financial analysis" ], "hardSkills" : [ { "name" : "Accounting principles", "level" : "intermediate" }, { "name" : "Financial analysis", "level" : "intermediate" } ], "majorSkills" : "Credit risk assessment, Underwriting, Risk ownership", "majorSkillsList" : [ "Credit risk assessment", "Underwriting", "Risk ownership" ], "coreResponsibilities" : "Perform due diligence on customers, Analyze business and financial information, Write up key risks and mitigants, Decide on limit requests, Build and maintain a performing loan book, Own high-limit customers, Monitor customer risk profiles, Present risk profiles to committee, Systematize business problems, Design smart solutions, Build scalable straight-through processes, Utilize AI capabilities, Ensure smooth information flow, Support development of open dialogue culture", "teamCollaboration" : "Work with Sales; Work with Legal; Work with Operations; Work with Product; Work with Data; Work with Risk teams; Work with Credit Risk Management", "projectManagementSkills" : [ "Project management", "Steer complex projects" ], "domainKnowledge" : "Credit risk; SME customers; Corporate customers; Open banking data; Loan processing; Credit decisioning; BI tools; AI capabilities; Embedded finance; White-label solutions", "domainList" : [ "credit-risk", "sme-customers", "corporate-customers", "open-banking-data", "loan-processing", "credit-decisioning", "bi-tools", "ai-capabilities", "embedded-finance", "white-label-solutions" ], "domainSpecificKnowledge" : [ "Credit risk", "SME customers", "Corporate customers", "Open banking data", "Loan processing", "Credit decisioning", "BI tools", "AI capabilities", "Embedded finance", "White-label solutions" ], "communicationSkills" : "Fact-based information flow; Open dialogue", "problemSolvingSkills" : "Analytical thinking; Understand new problems; Understand new systems; Work out solutions", "outcomesObjectives" : "Build and maintain a performing loan book", "qualificationsBasic" : "3-6 years operational experience in credit risk assessment, Knowledge of accounting principles, Knowledge of industry-specific financial analysis, Experience with tools for loan processing, Experience with tools for credit decisioning, Experience with tools for BI, Project management skills, Fluent English", "qualificationsPreferred" : "Previous exposure to open banking data is a plus, Other European languages are a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "ABOUT US Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/www.getpliant.com http://www.getpliant.com ABOUT THE ROLE As a Credit Risk Manager, you be responsible for credit risk assessment of our EEA and UK SME and corporate clients. You will own a book of large credit exposures. In addition to case processing, you will be involved in continuously improving our standards, documentation and tech stack. You will work closely with Alice, our Lead of Credit Risk Management for Large and Middle Markets (LMM), and colleagues from Sales, Legal, Operations, Product, Data and Risk teams. WHAT YOU’LL DO - Due diligence: Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are. - Underwriting: Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude. - Credit decision: Decide on limit requests of our customers within your delegated authority and help us build and maintain a performing loan book. - Risk ownership: You own multiple high-limit customers and groups of customers, know them inside out, follow their development over time, and monitor their risk profiles that you present to the credit risk committee. - Innovation: You get to the heart of complex operational workflows and systems. You understand how to systematize business problems and design smart solutions. You will help us building scalable yet compliant straight-through processes, including the utilization of AI capabilities. - Communication: You are a facilitator and ensure a smooth and fact-based information flow between your colleagues. In doing so, you support the development of a culture of open dialogue, which is focused on mutual respect and the joint achievement of excellent results. WHAT YOU’LL BRING - Minimum 3-6 years of operational experience in credit risk assessment for EEA or UK corporate or SME customers from a bank or fintech. - Strong knowledge of accounting principles and industry-specific financial analysis. Previous exposure to open banking data is a plus. - Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions. - Experience with tools used for loan processing, credit decisioning, and BI. - Project management skills and demonstrated ability to design and steer complex projects end to end. - Determination and desire to work in a team to achieve high-quality results for our customers, even under stress. - Fluent English with very good writing skills. Other European languages are a plus. WHAT WE OFFER - The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence - Attractive remuneration - Flat hierarchy and transparent communication in a relaxed, professional atmosphere - Opportunity to develop your talent in a dynamic team with ambitious goals - Flexibility and possibility to work remotely - Monthly mobility benefit - Wellhub Membership - Company card with a monthly allowance for lunches, coffee, etc. with co-workers At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.", "summaryDescription" : "Credit Risk Manager - LMM (m/f/d) at Pliant. Skills: Credit risk assessment, Underwriting, Risk ownership. Perform due diligence on customers. Analyze business and financial information", "createdAt" : "2026-06-14T20:11:50.926", "lastUpdated" : "2026-06-16T01:16:02.195", "ingestTimestamp" : "2026-06-14T20:11:50.926", "mongoId" : "6a2c8bb174d8ee00a0973807", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Accounting principles", "Financial analysis", "Credit risk assessment", "Underwriting", "Risk ownership", "Project management", "Steer complex projects", "Credit risk", "SME customers", "Corporate customers", "Open banking data", "Loan processing", "Credit decisioning", "BI tools", "AI capabilities", "Embedded finance", "White-label solutions" ], "skillCount" : 17, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Manager", "dataQualityScore" : 0.8888889, "_score" : 881.9153, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c6d5374d8ee00a091e267", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Colorado Springs, CO, United States", "locations" : [ "Colorado Springs", "CO", "United States" ], "timestamp" : "2026-06-15T08:26:58.095", "fingerprint" : "a0230c7e904f1a061e31965acfdddadd5c48f612ebebf4e7ccced37990182d5c", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/EntCreditUnion1/744000131966483-director-credit-risk-management", "externalId" : "744000131966483", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Colorado Springs, Colorado, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 10, "experienceMaxYears" : 15, "experienceLevel" : "director", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit administration", "Credit risk management", "Lending portfolios", "Credit analysis", "Credit ratings", "Risk policies", "Risk appetite", "Risk governance", "Enterprise risk management", "Internal controls", "Data analytics", "Quantitative concepts" ], "hardSkillsList" : [ "Credit risk analysis", "Portfolio review", "Risk assessment", "Data manipulation" ], "softSkillsList" : [ "Leadership", "Negotiation", "Mentoring" ], "hardSkills" : [ { "name" : "Credit risk analysis", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Oversight, Risk Governance", "majorSkillsList" : [ "Credit Risk Management", "Lending Oversight", "Risk Governance" ], "coreResponsibilities" : "Perform credit evaluations, Assess credit analysis quality, Verify credit ratings precision, Ensure policy compliance, Conduct independent reviews, Assess credit quality, Enforce risk policies, Facilitate issue identification, Identify risk factors, Contribute to strategy design, Improve review strategies, Remain up to date regulations, Manage stakeholder relationships, Present review findings, Lead opening meetings, Communicate identified matters, Present recommendations, Challenge internal ratings, Provide training, Provide coaching, Offer advice, Mentor direct reports, Guide staff activities, Support skills augmentation, Establish team goals, Pursue development opportunities, Perform performance assessments", "teamCollaboration" : "Senior management stakeholders; Business units under review; Teams across lines; Direct reports", "domainKnowledge" : "Credit risk; Lending function; Lending portfolios; Credit products; Bank Secrecy Act; Federal regulations; State regulations", "domainList" : [ "credit-risk", "lending-function", "lending-portfolios", "credit-products", "bank-secrecy-act", "federal-regulations", "state-regulations" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending function", "Lending portfolios", "Credit products", "Bank Secrecy Act", "Federal regulations", "State regulations" ], "toolProficiency" : [ "SQL", "Python", "R" ], "communicationSkills" : "Present findings; Explain concepts; Oral communication; Written communication", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Analytical skills; Problem-solving skills", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, 9+ years credit risk management, 3+ years team leadership, Proven credit risk expertise, In depth understanding lending products, Knowledge of risk governance, Knowledge of second-line ERM, Knowledge of internal controls, Bondable", "qualificationsPreferred" : "Master's degree preferred, Relevant certification preferred, Experience in data analytics, Programming with SQL, Data manipulation with Python, Data manipulation with R", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Oversight, Risk Governance. Perform credit evaluations. Assess credit analysis quality", "postedDate" : "2026-06-12T18:40:53.000", "createdAt" : "2026-06-14T03:02:37.042", "lastUpdated" : "2026-06-15T08:26:58.095", "ingestTimestamp" : "2026-06-14T03:02:37.042", "mongoId" : "6a2c6d5374d8ee00a091e267", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit risk analysis", "Portfolio review", "Risk assessment", "Data manipulation", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Oversight", "Risk Governance", "Credit administration", "Credit risk management", "Lending portfolios", "Credit analysis", "Credit ratings", "Risk policies", "Risk appetite", "Risk governance", "Enterprise risk management", "Internal controls", "Data analytics", "Quantitative concepts", "Credit risk", "Lending function", "Credit products", "Bank Secrecy Act", "Federal regulations", "State regulations", "SQL", "Python", "R" ], "skillCount" : 31, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "_score" : 880.6358, "daysOld" : 2, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2ca94c74d8ee00a09c5e76", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Colorado Springs, CO, United States", "locations" : [ "Colorado Springs", "CO", "United States" ], "timestamp" : "2026-06-15T21:50:37.389", "fingerprint" : "4c43ab25eb8f93e8f8bc14c951b1b00325e09e77bec2735b174f851945d70092", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/EntCreditUnion1/744000131966483-director-credit-risk-management", "externalId" : "744000131966483", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Colorado Springs, Colorado, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 10, "experienceMaxYears" : 15, "experienceLevel" : "director", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit administration", "Credit risk management", "Lending credit products", "Data analytics", "Risk governance", "Enterprise risk management", "Internal controls" ], "hardSkillsList" : [ "Credit analysis", "Credit ratings", "Portfolio review", "Data manipulation" ], "softSkillsList" : [ "Leadership", "Negotiation", "Mentoring" ], "hardSkills" : [ { "name" : "Credit analysis", "level" : "intermediate" }, { "name" : "Credit ratings", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Portfolios, Risk Governance", "majorSkillsList" : [ "Credit Risk Management", "Lending Portfolios", "Risk Governance" ], "coreResponsibilities" : "Perform comprehensive evaluations of credit exposures, Assess quality of credit analysis, Assess quality of approval processes, Verify precision of credit ratings, Ensure compliance with credit risk policies, Ensure compliance with credit risk standards, Ensure compliance with credit risk procedures, Ensure compliance with risk appetite, Conduct independent reviews across lending portfolios, Assess credit quality, Enforce adherence to risk policies, Enforce adherence to risk procedures, Facilitate early identification of credit issues, Facilitate early identification of credit exceptions, Facilitate early identification of industry risk factors, Facilitate early identification of geographic risk factors, Support timely detection of portfolio deterioration, Contribute to design of credit risk review strategies, Contribute to improvement of credit risk review strategies, Remain up to date regarding federal regulations, Remain up to date regarding state regulations, Manage relationships with senior management stakeholders, Coordinate relationships with senior management stakeholders, Present review findings clearly, Present review findings confidently, Lead opening meetings, Participate in opening meetings, Lead closing meetings, Participate in closing meetings, Communicate identified matters to leadership, Communicate identified matters to business units, Present well-supported recommendations concerning processes, Present well-supported recommendations concerning procedures, Present well-supported recommendations concerning credit risk, Effectively challenge internal risk ratings, Provide training to colleagues, Coach less experienced colleagues, Offer advice to teams, Mentor direct reports, Train direct reports, Guide daily activities of staff, Support skills augmentation, Establish team goals, Establish individual goals, Pursue opportunities for personal development, Perform quarterly performance assessments, Perform annual performance assessments, Adhere to Bank Secrecy Act policies, Adhere to Bank Secrecy Act procedures, Adhere to Bank Secrecy Act regulations", "teamCollaboration" : "Senior management stakeholders; Relevant business units; All lines of defense", "domainKnowledge" : "Credit risk; Lending portfolios; Consumer lending; Mortgage lending; Commercial lending; Lending credit products; Bank Secrecy Act; Credit risk policies; Risk appetite; Risk governance frameworks; Second-line enterprise risk management; Internal controls", "domainList" : [ "credit-risk", "lending-portfolios", "consumer-lending", "mortgage-lending", "commercial-lending", "lending-credit-products", "bank-secrecy-act", "credit-risk-policies", "risk-appetite", "risk-governance-frameworks", "second-line-enterprise-risk-management", "internal-controls" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending portfolios", "Consumer lending", "Mortgage lending", "Commercial lending", "Lending credit products", "Bank Secrecy Act", "Credit risk policies", "Risk appetite", "Risk governance frameworks", "Second-line enterprise risk management", "Internal controls" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Oral communication; Written communication; Presenting findings", "problemSolvingSkills" : "Analytical; Problem-solving; Identify issues; Ask insightful questions; Escalate appropriately", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, finance or related field, 9+ years' experience in credit administration and/or credit risk management analytics, 3+ years' of team leadership or management experience, Proven credit risk expertise in consumer, mortgage or commercial lending, In depth understanding of lending credit products, Experience in data analytics, Bondable", "qualificationsPreferred" : "Master's (MBA, Master of Finance) or relevant certification preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Portfolios, Risk Governance. Perform comprehensive evaluations of credit exposures. Assess quality of credit analysis", "postedDate" : "2026-06-12T18:40:53.000", "createdAt" : "2026-06-14T21:52:24.233", "lastUpdated" : "2026-06-15T21:50:37.389", "ingestTimestamp" : "2026-06-14T21:52:24.233", "mongoId" : "6a2ca94c74d8ee00a09c5e76", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit analysis", "Credit ratings", "Portfolio review", "Data manipulation", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Credit administration", "Credit risk management", "Lending credit products", "Data analytics", "Risk governance", "Enterprise risk management", "Internal controls", "Credit risk", "Lending portfolios", "Consumer lending", "Mortgage lending", "Commercial lending", "Bank Secrecy Act", "Credit risk policies", "Risk appetite", "Risk governance frameworks", "Second-line enterprise risk management", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 32, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "_score" : 878.5872, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2ca94c74d8ee00a09c5e75", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Apple Valley, MN, United States", "locations" : [ "Apple Valley", "MN", "United States" ], "timestamp" : "2026-06-16T01:35:34.558", "fingerprint" : "841f282afff4d2b74183a67498c14dcf758eb53bce9b30fe01e739cfee3e5202", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/EntCreditUnion1/744000131967579-director-credit-risk-management", "externalId" : "744000131967579", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Apple Valley", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "44.7319094,-93.2177200" } ], "locationText" : "Apple Valley, Minnesota, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 10, "experienceMaxYears" : 15, "experienceLevel" : "director", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit risk management", "Credit analysis", "Credit approval", "Credit ratings", "Risk policies", "Risk appetite", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Quantitative concepts", "Model concepts" ], "hardSkillsList" : [ "Credit risk analytics", "Data analytics", "Data manipulation", "Portfolio review", "Risk assessment", "Financial analysis" ], "softSkillsList" : [ "Leadership", "Negotiation", "Mentoring" ], "hardSkills" : [ { "name" : "Credit risk analytics", "level" : "intermediate" }, { "name" : "Data analytics", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Financial analysis", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement", "majorSkillsList" : [ "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Stakeholder Engagement" ], "coreResponsibilities" : "Perform comprehensive evaluations of credit exposures, Assess quality of credit analysis, Assess quality of credit approval processes, Verify precision of credit ratings, Ensure compliance with credit risk policies, Ensure compliance with credit risk standards, Ensure compliance with credit risk procedures, Ensure compliance with overall risk appetite, Conduct independent reviews across all lending portfolios, Assess credit quality, Enforce adherence to relevant risk policies, Enforce adherence to relevant risk procedures, Facilitate early identification of credit-related issues, Facilitate early identification of exceptions, Facilitate early identification of industry risk factors, Facilitate early identification of geographic risk factors, Support timely detection of portfolio deterioration, Contribute to design of credit risk review strategies, Contribute to improvement of credit risk review strategies, Remain up to date regarding federal regulations, Remain up to date regarding state regulations, Manage and coordinate relationships with senior management, Present review findings clearly, Present review findings confidently, Lead opening meetings, Participate in opening meetings, Lead closing meetings, Participate in closing meetings, Communicate identified matters to leadership, Communicate identified matters to business units, Present well-supported recommendations concerning processes, Present well-supported recommendations concerning procedures, Present well-supported recommendations concerning credit risk, Effectively challenge internal risk ratings, Provide training to colleagues, Coach less experienced colleagues, Offer advice to teams across all lines of, Mentor less experienced colleagues, Train less experienced colleagues, Guide teams where appropriate, Guide daily activities of staff, Support skills augmentation, Mentor direct reports, Coach direct reports, Establish team goals, Establish individual goals, Pursue opportunities for personal development, Perform quarterly performance assessments, Perform annual performance assessments, Adhere to Bank Secrecy Act policies, Adhere to Bank Secrecy Act procedures, Adhere to Bank Secrecy Act regulations", "teamCollaboration" : "Senior management stakeholders; Relevant business units; Teams across all lines; Direct reports", "domainKnowledge" : "Credit risk; Lending portfolios; Credit products; Risk governance frameworks; Second-line risk management; Internal controls; Bank Secrecy Act", "domainList" : [ "credit-risk", "lending-portfolios", "credit-products", "risk-governance-frameworks", "second-line-risk-management", "internal-controls", "bank-secrecy-act" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending portfolios", "Credit products", "Risk governance frameworks", "Second-line risk management", "Internal controls", "Bank Secrecy Act" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Oral communication; Written communication; Presenting findings; Explaining concepts", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Analytical; Problem-solving; Identify issues; Ask insightful questions; Escalate appropriately", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, finance or related field, 9+ years' experience in credit administration and/or credit risk management analytics, 3+ years' of team leadership or management experience, Proven credit risk expertise in consumer, mortgage or commercial lending, In depth understanding of lending credit products, Experience in data analytics, Confident negotiator, Excellent oral and written communication abilities, Proven ability to collaborate at a senior level, Knowledge of risk governance frameworks, Knowledge of second-line enterprise risk management, Knowledge of internal controls, Exceptional analytical and problem-solving, Able to clearly explain complex quantitative and model concepts, Excellent organizational skills, Capable of managing multiple deadlines, Bondable", "qualificationsPreferred" : "Master's (MBA, Master of Finance) or relevant certification preferred, Programming and data manipulation with SQL, Python, and R are a benefit", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement. Perform comprehensive evaluations of credit exposures. Assess quality of credit analysis", "postedDate" : "2026-06-12T18:41:43.000", "createdAt" : "2026-06-14T21:11:20.736", "lastUpdated" : "2026-06-16T01:35:34.558", "ingestTimestamp" : "2026-06-14T21:11:20.736", "mongoId" : "6a2ca94c74d8ee00a09c5e75", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit risk analytics", "Data analytics", "Data manipulation", "Portfolio review", "Risk assessment", "Financial analysis", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Stakeholder Engagement", "Credit risk management", "Credit analysis", "Credit approval", "Credit ratings", "Risk policies", "Risk appetite", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Quantitative concepts", "Model concepts", "Credit risk", "Credit products", "Risk governance frameworks", "Second-line risk management", "Bank Secrecy Act", "Bloomberg Terminal", "Reuters Eikon" ], "skillCount" : 32, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "_score" : 877.67645, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c6d5374d8ee00a091e264", "title" : "Director, Credit Risk Management", "company" : "Ent Credit Union", "industry" : "Financial Services", "salary" : { "min" : 180000.0, "max" : 200000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Apple Valley, MN, United States", "locations" : [ "Apple Valley", "MN", "United States" ], "timestamp" : "2026-06-15T04:41:10.686", "fingerprint" : "45f0277dca208b933e5706eafb2867b099fc48c8280dae0abeed282fbd0d50b3", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/EntCreditUnion1/744000131967579-director-credit-risk-management", "externalId" : "744000131967579", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Apple Valley", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "44.7319094,-93.2177200" } ], "locationText" : "Apple Valley, Minnesota, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 10, "experienceMaxYears" : 15, "experienceLevel" : "director", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit risk management", "Credit analysis", "Credit approval", "Credit ratings", "Risk policies", "Risk appetite", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Quantitative concepts", "Model concepts" ], "hardSkillsList" : [ "Credit risk analytics", "Data analytics", "Data manipulation", "Portfolio review", "Risk assessment", "Regulatory awareness" ], "softSkillsList" : [ "Leadership", "Negotiation", "Mentoring" ], "hardSkills" : [ { "name" : "Credit risk analytics", "level" : "intermediate" }, { "name" : "Data analytics", "level" : "intermediate" }, { "name" : "Data manipulation", "level" : "intermediate" }, { "name" : "Portfolio review", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Regulatory awareness", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" }, { "name" : "Negotiation" }, { "name" : "Mentoring" } ], "majorSkills" : "Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement", "majorSkillsList" : [ "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Stakeholder Engagement" ], "coreResponsibilities" : "Perform comprehensive evaluations of credit exposures, Assess quality of credit analysis, Assess quality of credit approval processes, Verify precision of credit ratings, Ensure compliance with credit risk policies, Ensure compliance with credit risk standards, Ensure compliance with credit risk procedures, Ensure compliance with overall risk appetite, Conduct independent reviews across all lending portfolios, Assess credit quality, Enforce adherence to relevant risk policies, Enforce adherence to relevant risk procedures, Facilitate early identification of credit-related issues, Facilitate early identification of exceptions, Facilitate early identification of industry risk factors, Facilitate early identification of geographic risk factors, Support timely detection of portfolio deterioration, Contribute to design of credit risk review strategies, Contribute to improvement of credit risk review strategies, Remain up to date regarding federal regulations, Remain up to date regarding state regulations, Manage relationships with senior management stakeholders, Coordinate relationships with senior management stakeholders, Present review findings clearly, Present review findings confidently, Lead opening meetings, Participate in opening meetings, Lead closing meetings, Participate in closing meetings, Communicate identified matters to leadership, Communicate identified matters to business units, Present well-supported recommendations concerning processes, Present well-supported recommendations concerning procedures, Present well-supported recommendations concerning credit risk, Effectively challenge internal risk ratings, Provide training to less experienced colleagues, Provide coaching to less experienced colleagues, Offer advice to teams across all lines of, Mentor less experienced colleagues, Train less experienced colleagues, Guide teams where appropriate, Guide daily activities of staff, Support skills augmentation, Mentor direct reports, Coach direct reports, Establish team goals, Establish individual goals, Pursue opportunities for personal development, Perform quarterly performance assessments, Perform annual performance assessments, Adhere to Bank Secrecy Act policies, Adhere to Bank Secrecy Act procedures, Adhere to Bank Secrecy Act regulations", "teamCollaboration" : "Senior management stakeholders; Business units under review; Teams across all lines; Direct reports", "domainKnowledge" : "Credit risk; Lending portfolios; Risk governance; Enterprise risk management; Internal controls; Bank Secrecy Act; Consumer lending; Mortgage lending; Commercial lending; Credit products", "domainList" : [ "credit-risk", "lending-portfolios", "risk-governance", "enterprise-risk-management", "internal-controls", "bank-secrecy-act", "consumer-lending", "mortgage-lending", "commercial-lending", "credit-products" ], "domainSpecificKnowledge" : [ "Credit risk", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Bank Secrecy Act", "Consumer lending", "Mortgage lending", "Commercial lending", "Credit products" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Oral communication; Written communication; Presenting findings; Explaining concepts", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Problem-solving; Analytical; Identify issues; Ask insightful questions; Escalate appropriately", "specialRequirements" : "Bondable", "qualificationsBasic" : "Bachelor's Degree in accounting, finance or related field, 9+ years' experience in credit administration and/or credit risk management analytics, 3+ years' of team leadership or management experience, Proven credit risk expertise in consumer, mortgage or commercial lending, In depth understanding of lending credit products, Experience in data analytics, Confident negotiator, Excellent oral and written communication abilities, Proven ability to collaborate at a senior level, Knowledge of risk governance frameworks, Knowledge of second-line enterprise risk management, Knowledge of internal controls, Exceptional analytical and problem-solving, Able to clearly explain complex quantitative and model concepts, Excellent organizational skills, Capable of managing multiple deadlines, Bondable", "qualificationsPreferred" : "Master's (MBA, Master of Finance) or relevant certification preferred, Programming and data manipulation with SQL, Python, and R are a benefit", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click [here](https://wings.cutogether.com/). As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy. Essential Functions * Credit Risk Oversight and Portfolio Review: * Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite. * Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures. * Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration. * Risk Governance, Strategy, and Regulatory Awareness: * Contribute to the design and improvement of credit risk review strategies. * Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio. * Stakeholder Engagement and Communication: * Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently. * Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review. * Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary. * Training, Coaching, and Advisory Support: * Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate. * Mentor and train less experienced colleagues, guiding teams where appropriate. * Staff Management and Development: * Guide the daily activities of staff. * Support skills augmentation as appropriate to support Ent initiatives. * Mentoring/coaching of direct reports. * Establish team and individual goals and pursue opportunities for personal development. * Perform quarterly and annual performance assessments. * Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act. ## Qualifications * Bachelor's Degree in accounting, finance or related field. * Master's (MBA, Master of Finance) or relevant certification preferred. * 9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency. * 3+ years' of team leadership or management experience. * Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products. * Experience in data analytics. Programming and data manipulation with SQL, Python, and R are a benefit. * Confident negotiator with excellent oral and written communication abilities. * Proven ability to collaborate at a senior level with internal and external stakeholders. * Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls. * Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately. * Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences. * Excellent organizational skills, capable of managing multiple deadlines. * Bondable. ## Additional Information The pay range for this position is: $180,000 to $200,000 per year plus 20% annual target bonus. Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity. BENEFITS: * Generous 401(k) match * 401k Discretionary Profit Sharing * Health Insurance * Dental Insurance * Vision Insurance * Life Insurance * Short Term and Long Term Disability * Health Savings Account with company contribution * Employee Assistance Program * Paid Vacation, Sick, Floating Holidays and Volunteer Time Off * Paid Holidays * Tuition Reimbursement * Paid Parental Leave", "summaryDescription" : "Director, Credit Risk Management at Ent Credit Union. Skills: Credit Risk Management, Lending Portfolios, Risk Governance, Stakeholder Engagement. Perform comprehensive evaluations of credit exposures. Assess quality of credit analysis", "postedDate" : "2026-06-12T18:41:43.000", "createdAt" : "2026-06-13T18:20:36.964", "lastUpdated" : "2026-06-15T04:41:10.686", "ingestTimestamp" : "2026-06-13T18:20:36.964", "mongoId" : "6a2c6d5374d8ee00a091e264", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 180000, "salaryAnnualMax" : 200000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ "Credit risk analytics", "Data analytics", "Data manipulation", "Portfolio review", "Risk assessment", "Regulatory awareness", "Leadership", "Negotiation", "Mentoring", "Credit Risk Management", "Lending Portfolios", "Risk Governance", "Stakeholder Engagement", "Credit risk management", "Credit analysis", "Credit approval", "Credit ratings", "Risk policies", "Risk appetite", "Lending portfolios", "Risk governance", "Enterprise risk management", "Internal controls", "Quantitative concepts", "Model concepts", "Credit risk", "Bank Secrecy Act", "Consumer lending", "Mortgage lending", "Commercial lending", "Credit products", "Bloomberg Terminal", "Reuters Eikon" ], "skillCount" : 33, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 1.0, "_score" : 877.67645, "daysOld" : 2, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a25145274d8ee00a00bb2de", "title" : "Financial Analyst", "company" : "Amazon.com LLC", "industry" : "Finance Accounting, Finance/Planning, finance", "salary" : { "min" : 70400.0, "max" : 99300.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Culver City, California, USA", "locations" : [ "Culver City, California, USA" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "timestamp" : "2026-06-16T02:40:53.203", "fingerprint" : "44075614ee4bee87f0bd0b0fe643457bad5da67950611a2a285c43115a94313e", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.jobs/jobs/10441221/apply", "externalId" : "71047413-94ea-4c88-b885-20327843d73d", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Culver City", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "34.0211224,-118.3964660" } ], "locationText" : "Culver City, California, United States", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 1, "technicalSkills" : "Python, R, SQL, MATLAB, Bloomberg Terminal, Reuters Eikon, FactSet, Murex, Calypso", "professionalSkills" : [ "Financial modeling", "Risk management", "Quantitative analysis" ], "hardSkillsList" : [ "Statistical analysis", "Data analysis", "Financial analysis" ], "hardSkills" : [ { "name" : "Statistical analysis", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Financial analysis", "level" : "intermediate" } ], "majorSkills" : "Risk methodologies, Financial instruments, Regulatory frameworks", "majorSkillsList" : [ "Risk methodologies", "Financial instruments", "Regulatory frameworks" ], "coreResponsibilities" : "Analyze financial data, Develop risk models, Monitor market trends, Prepare financial reports, Ensure regulatory compliance, Collaborate with stakeholders", "teamCollaboration" : "Cross-functional teams; Stakeholder engagement", "domainKnowledge" : "Financial instruments; Regulatory frameworks; Risk methodologies; SOX; Basel III/IV; MiFID II; Dodd-Frank; FINRA; SEC; FCA; GDPR; AML/KYC; Equities; Fixed income; Derivatives; Options; Futures; Swaps; FX; Structured products; Private credit; VaR; CVaR; Stress testing; Monte Carlo; Factor models; Credit scoring", "domainList" : [ "financial-instruments", "regulatory-frameworks", "risk-methodologies", "sox", "basel-iii-iv", "mifid-ii", "dodd-frank", "finra", "sec", "fca", "gdpr", "aml-kyc", "equities", "fixed-income", "derivatives", "options", "futures", "swaps", "fx", "structured-products", "private-credit", "var", "cvar", "stress-testing", "monte-carlo", "factor-models", "credit-scoring" ], "domainSpecificKnowledge" : [ "Financial instruments", "Regulatory frameworks", "Risk methodologies", "SOX", "Basel III/IV", "MiFID II", "Dodd-Frank", "FINRA", "SEC", "FCA", "GDPR", "AML/KYC", "Equities", "Fixed income", "Derivatives", "Options", "Futures", "Swaps", "FX", "Structured products", "Private credit", "VaR", "CVaR", "Stress testing", "Monte Carlo", "Factor models", "Credit scoring" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Report writing; Presentation skills", "documentationSkills" : "Financial reporting; Regulatory documentation", "problemSolvingSkills" : "Analytical skills; Problem-solving", "qualificationsBasic" : "1+ years experience, Bachelor's degree", "qualificationsPreferred" : "Master's degree, CFA charterholder, FRM certification", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Imagine being a part of a small, agile team where your ideas have the potential to reach millions within a matter of months. Picture partnering on cutting edge consumer-facing products, where every single team member is a critical voice in the decision-making process. Amazon Music is seeking a Financial Analyst to support our Music Merch and licensing business. This position will play a key role in driving business growth by supporting deal evaluations, performance reporting and insights, and process building and enhancements. Join us for the opportunity to influence how Amazon Music engages fans, artists, and creators on a global scale. This role will engage with executive leadership and cross functional teams to drive results. The successful candidate will have the ability to tackle multiple projects and efficiently execute deliverables. The right individual will have strong ownership and solid business acumen capable of driving results and improving processes. They will have operated successfully in a fast-paced, global, results-oriented environment. This position is located in Los Angeles. Key job responsibilities > Driving planning and budgeting and related deliverables, and ensuring financial discipline and compliance. > Prepare financial metrics, financial reporting, and financial analysis related to music licensing deals > Own, refine, and develop key areas of our deal valuation models and royalty reporting in Creator Services space > Engage in strategic initiatives with high degree of ambiguity > Manage and execute entire projects from start to finish including project management, data gathering and manipulation, synthesis and modeling, problem solving, and communication of insights and recommendations >Partner with multiple business stakeholders; develop action plans; measure and analyze results Basic Qualifications: - 1+ years of finance experience - 2+ years of applying key financial performance indicators (KPIs) to analyses experience - Bachelor's degree in Finance, Accounting, Business, Economics or a highly analytical field (e.g., Engineering, Math, and Computer Science) - Knowledge of standard software including Excel, Access, Oracle, Essbase, SQL and VBA skills - Experience using data to influence business decisions - Experience in corporate finance including budgeting/planning, forecasting and reporting Preferred Qualifications: - 2+ years of participating in continuous improvement projects in your team to scale and improve controllership with measurable results experience - Experience in TM1, Data Warehouse and SQL Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner. The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits . USA, CA, Culver City - 70,400.00 - 99,300.00 USD annually", "summaryDescription" : "Financial Analyst at Amazon.com LLC. Skills: Risk methodologies, Financial instruments, Regulatory frameworks. Analyze financial data. Develop risk models", "postedDate" : "2026-06-14T20:21:18.309", "createdAt" : "2026-06-14T20:21:18.309", "lastUpdated" : "2026-06-16T02:40:53.203", "ingestTimestamp" : "2026-06-14T20:21:18.309", "mongoId" : "6a25145274d8ee00a00bb2de", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.jobs/jobs/10441221/apply", "salaryAnnualMin" : 70400, "salaryAnnualMax" : 99300, "salaryBand" : "50k-75k", "hasSalary" : true, "allSkills" : [ "Statistical analysis", "Data analysis", "Financial analysis", "Risk methodologies", "Financial instruments", "Regulatory frameworks", "Financial modeling", "Risk management", "Quantitative analysis", "SOX", "Basel III/IV", "MiFID II", "Dodd-Frank", "FINRA", "SEC", "FCA", "GDPR", "AML/KYC", "Equities", "Fixed income", "Derivatives", "Options", "Futures", "Swaps", "FX", "Structured products", "Private credit", "VaR", "CVaR", "Stress testing", "Monte Carlo", "Factor models", "Credit scoring", "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 48, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.8888889, "_score" : 871.62274, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Media", "llmIndustryConfidence" : 0.95 }, { "id" : "6a306d74f292fd229cfd89bc", "title" : "Risk Analyst", "company" : "Xplor", "industry" : "Computer Software", "salary" : { "min" : 60000.0, "max" : 95000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for Bulgaria, adjusted for mid-seniority and FinTech industry for a remote role." }, "location" : "Atlanta, GA, United States", "locations" : [ "Atlanta", "GA", "United States" ], "timestamp" : "2026-06-16T09:00:03.761", "fingerprint" : "e4a8f9dea4be7e44d0dd3d3ab6cc22488297aa949998fed7f2bab1bd6a88821f", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Xplor/744000132215679-risk-analyst-remote", "externalId" : "744000132215679", "industryFunction" : { }, "structuredLocations" : [ { "country" : "Bulgaria", "continent" : "eu", "workMode" : "remote" } ], "locationText" : "Bulgaria", "employmentType" : "FULL_TIME", "experienceMinYears" : 2, "experienceMaxYears" : 5, "experienceLevel" : "mid", "technicalSkills" : "Python, R, SQL, Bloomberg Terminal, Reuters Eikon, FactSet, Murex, Calypso", "professionalSkills" : [ "Risk assessment", "Process improvement" ], "hardSkillsList" : [ "Financial analysis", "Data analysis", "Fraud detection" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Fraud detection", "level" : "intermediate" } ], "majorSkills" : "Risk management, Fraud detection", "majorSkillsList" : [ "Risk management", "Fraud detection" ], "coreResponsibilities" : "Monitor merchant processing activity, Investigate suspicious merchant activity, Evaluate processing activity patterns, Research internal and external sources, Identify suspicious merchant issues, Identify card holder issues, Review system generated reporting, Review department generated reporting, Mitigate potential company losses, Answer customer inquiries, Make customer calls, Log customer follow-up, Review faxed requests, Review emailed requests, Interpret business documents, Interpret financial documents, Analyze trends, Detect potential fraud, Assess risk, Conduct verbal communication with merchants, Conduct written communication with merchants, Conduct verbal communication with issuing banks, Conduct written communication with issuing banks, Handle escalated issues, Gather information, Manage actions to resolve risk, Develop Standard Operating Procedures, Maintain Standard Operating Procedures, Ensure effective risk management, Perform related duties", "teamCollaboration" : "Cross-functional teams", "domainKnowledge" : "Merchant processing; Payment industry trends; Financial documents", "domainList" : [ "merchant-processing", "payment-industry-trends", "financial-documents" ], "domainSpecificKnowledge" : [ "Merchant processing", "Payment industry trends", "Financial documents" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Verbal communication; Written communication", "documentationSkills" : "Standard Operating Procedures", "problemSolvingSkills" : "Root cause analysis", "outcomesObjectives" : "Mitigate potential company losses", "qualificationsBasic" : "Three years related experience", "qualificationsPreferred" : "Bachelor’s degree in relevant field, Previous risk experience", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "At Xplor, we believe that helping people make the most of each day is the most rewarding way to spend ours. We give small and medium-sized businesses cloud-based, intuitive technology solutions that enable them to manage all the hassles of running and growing a business, so business owners can get back to doing what they love. With Xplor Pay, we help businesses get paid quickly and securely – without hidden fees. We built the tech ourselves, and our platform delivers secure, transparent, fast, and accurate payments. We are unified by our purpose of helping people to succeed. So, when you become part of our team, you also become part of the personal connection that strengthens the relationship people have with Xplor products. Join our XplorPay vertical as a Risk Analyst to make a real impact every day. We say that because we know that every conversation we have, every code line we write and every interface we design is another opportunity for us to enrich our customers’ experiences. Reporting into the Director of Risk, you will help us with the daily monitoring of merchant processing activity, as well as, conducting investigations of suspicious merchant activity that may be related to merchant(s) processing outside of or not as approved parameters. Analyst is responsible for evaluating patterns in merchant processing activity and researching against internal and external information sources that help in evaluating and identifying potentially suspicious merchant or card holder issues. Review system and department generated reporting that support in identifying potential processing issues to help mitigate potential company losses. Analyst will be responsible for answering incoming and making outgoing calls to customer base in a professional courteous manner; log and notate customer interaction; follow-up on customer inquiries and research; review faxed and emailed request and inquiries; read and interpret business and financial documents; ability to multi-task, handle escalated calls and negotiate a resolution; recommend process improvements and work on special projects. Some of the other responsibilities include: * Analyze merchant account activity alerts generated by automated monitoring systems in order to identify suspicious transaction or processing issues * Review system and department generated reporting that support in identifying potential processing issues to help mitigate potential company losses * Collaborate with cross-functional teams to design, communicate, and implement risk mitigation strategies, ensuring compliance with industry standards and regulations * Monitor emerging trends and threats in the payments industry, adapting risk assessment methodologies accordingly * Read and interpret business and financial documents to analyze trends, detect potential fraud, and assess risk * Conduct verbal and written communication with merchants and issuing banks, including handling escalated issues, gathering information, and managing appropriate actions to resolve risk concerns * Develop and maintain Standard Operating Procedures (SOP) and efficient processes to ensure consistent and effective risk management practices * Perform other related duties as assigned by management * Location: You can work fully remote in this position, provided you have eligible working rights in the United States, and you are in a time zone with enough overlap to collaborate with your team. #LI-Remote ## Qualifications What would make me a good candidate? We are looking for curious and empathetic people. We also love to hear from people who are motivated by meaningful work, resonate with our four core values, have a positive outlook, are comfortable with ambiguity and thrive working in an ever-evolving and complex environment. We are inspired by meeting big picture thinkers and doers, people who can be both tactical and strategic, aim high and put people first in everything they do. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor’s degree in relevant field preferred, or at least three years related experience and/or training. Equivalent combination of education and experience will be considered. Previous risk experience is preferred * Ability to read and interpret documents such as credit reports, billing statements, contracts, sales agreements, memos, letters, and process and procedure documentation * Demonstrated history of identifying and implementing process improvements to enhance risk management efficiency and effectiveness * Strong curiosity and proactive approach to problem-solving, with a continuous desire to learn and adapt in a dynamic environment * Proficiency in using risk management tools and software, with a strong aptitude for learning new technologies * Familiarity with fraud detection and payment methodologies, including transaction monitoring, chargeback management, and risk scoring systems * Strong analytical skills, with the ability to interpret data sets and identify patterns or anomalies indicative of risk * Ability to understand and explain merchant contract terms and conditions, as well as Visa/Mastercard operating policies and regulations At Xplor, we believe that the best innovation and ideas happen at the intersections of our differences - people of diverse cultures, generations, disciplines, and lived experiences. So even if you think you do not tick all the boxes, we still encourage you to apply. ## Additional Information At Xplor, we believe that the best innovation and ideas happen at the intersections of our differences - people of diverse cultures, generations, disciplines, and lived experiences. So even if you think you do not tick all the boxes, we still encourage you to apply. Values and Life at Xplor Our four core values guide us from how we hire and recognize our team members to how we interact with our customers day to day: * Make life simple * Build for people * Move with purpose * Create lasting communities. If these values sound like you, and describe people you want to work with, you will thrive at Xplor. As an Xplorer, you will be part of a global network of talented colleagues who will support your success. We look for commonalities and shared passions and give people the tools they need to deliver great work and grow at speed. Some of our perks and benefits are: * Gender Neutral Paid Parental Leave * #GiveBackDays/Commitment to social impact – 3 extra days off to volunteer and give back to your local community * Ongoing dedication to Diversity & Inclusion initiatives such as D&I Council * Access to free mental health support * Flexible working arrangements More about us More than 130,000 businesses in 72+ countries rely on Xplor to run their day and get paid, processing over $47 billion in payments annually. Our connected ecosystem helps operators spend less time managing complexity and more time delivering the experiences that matter most. Xplor is backed by world-class investors Advent International, Battery Ventures, and Silver Lake. Good to know To be considered for employment, you must be legally authorized to work in the country you're applying for. Xplor does not sponsor visas, either at the time of hire or at any later time. We kindly ask you to apply through our careers portal or external job boards only. Please don't send your application via email. To learn more about us and our products, please visit [xplor.com/careers/](https://xplor.com/careers/). We also invite you to check out our Candidate FAQs for more information about our recruitment process [xplor.com/recruitment-faqs/](https://xplor.com/recruitment-faqs/). EEO and Artificial Intelligence We believe in transparent hiring. We use an applicant tracking system that includes artificial intelligence-enabled features to assist with the screening and assessment of job applications, such as candidate scoring or ranking. These tools support our recruitment process, but all hiring decisions are made by our recruitment team following human review. We do not rely on artificial intelligence to make final hiring decisions. Find our Candidate AI Usage guidelines [here](https://c.smartrecruiters.com/sr-company-attachments-prod-aws-dc5/5fa0335de18b196e197e4ed6/d33b5e4f-a1fa-449c-b070-12fd577319aa?r=s3-eu-central-1). Xplor is proud to be an Equal Employment Opportunity employer. We're dedicated to attracting, retaining and developing our people regardless of gender identity, ethnicity, sexual orientation, disability, veteran status and age. Applications are encouraged from all sectors of the community. All Information will be kept confidential according to EEO guidelines. Xplor is committed to the full inclusion of all qualified individuals. In keeping with our commitment, Xplor will take steps to ensure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact us via talent@xplortechnologies.com. We make it a priority to respond to every applicant.", "summaryDescription" : "Risk Analyst at Xplor. Skills: Risk management, Fraud detection. Monitor merchant processing activity. Investigate suspicious merchant activity", "postedDate" : "2026-06-15T14:19:29.000", "createdAt" : "2026-06-16T00:08:16.408", "lastUpdated" : "2026-06-16T09:00:03.761", "ingestTimestamp" : "2026-06-16T00:08:16.408", "mongoId" : "6a306d74f292fd229cfd89bc", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ "Financial analysis", "Data analysis", "Fraud detection", "Risk management", "Risk assessment", "Process improvement", "Merchant processing", "Payment industry trends", "Financial documents", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 14, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 869.8807, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2ca5bb74d8ee00a09b7e6a", "title" : "Senior Credit Analyst", "company" : "Ezra", "industry" : "FinTech", "salary" : { "min" : 240000.0, "max" : 360000.0, "currency" : "AED", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Credit Analyst in Dubai, UAE, adjusted for the FinTech industry and senior experience level." }, "location" : "Dubai, United Arab Emirates", "locations" : [ "Dubai", "United Arab Emirates", "Nairobi", "Nairobi", "Kenya" ], "timestamp" : "2026-06-15T07:27:05.284", "fingerprint" : "6e91695b852dc8ff299c013a8a2399087488253ab5748c266a110b9cd51ef823", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://ezra.world/company/careers/7769073003?gh_jid=7769073003", "externalId" : "7769073003", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Dubai", "country" : "United Arab Emirates", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "25.0742823,55.1885387" } ], "locationText" : "Dubai, United Arab Emirates", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 4, "experienceMaxYears" : 7, "experienceLevel" : "Senior", "technicalSkills" : "SQL, Python, R", "professionalSkills" : [ "Credit risk management", "Credit analytics", "Portfolio insights", "Credit strategy", "Credit policy", "Underwriting strategy", "Credit policy design", "Segmentation strategies", "Portfolio monitoring", "Risk modeling", "Portfolio analytics", "Policy design" ], "hardSkillsList" : [ "Credit risk modeling", "Portfolio analytics", "Policy design", "Data analysis", "Risk model development" ], "softSkillsList" : [ "Mentorship" ], "hardSkills" : [ { "name" : "Credit risk modeling", "level" : "intermediate" }, { "name" : "Portfolio analytics", "level" : "intermediate" }, { "name" : "Policy design", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Risk model development", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Mentorship" } ], "majorSkills" : "Credit risk, Analytics, SQL, Portfolio management", "majorSkillsList" : [ "Credit risk", "Analytics", "SQL", "Portfolio management" ], "coreResponsibilities" : "Lead analysis of consumer credit portfolios, Identify key risk drivers, Identify performance trends, Design SQL queries, Optimize SQL queries, Oversee SQL queries, Develop analytical workflows, Optimize analytical workflows, Oversee analytical workflows, Translate data insights, Develop credit rules, Refine credit rules, Validate credit rules, Develop credit scorecards, Refine credit scorecards, Validate credit scorecards, Develop segmentation strategies, Refine segmentation strategies, Validate segmentation strategies, Monitor portfolio health, Recommend proactive actions, Partner with stakeholders, Influence decision-making, Drive improvements in data processes, Drive reporting automation, Drive analytical frameworks", "teamCollaboration" : "Partner with senior stakeholders", "projectManagementSkills" : [ "Manage analytical projects" ], "domainKnowledge" : "Consumer lending; Credit risk modeling; Portfolio analytics; Credit policy design; Digital lending; Regulatory frameworks", "domainList" : [ "consumer-lending", "credit-risk-modeling", "portfolio-analytics", "credit-policy-design", "digital-lending", "regulatory-frameworks" ], "domainSpecificKnowledge" : [ "Consumer lending", "Credit risk modeling", "Portfolio analytics", "Credit policy design", "Digital lending", "Regulatory frameworks" ], "toolProficiency" : [ "SQL", "Python", "R" ], "communicationSkills" : "Stakeholder management", "problemSolvingSkills" : "Data-driven insights", "outcomesObjectives" : "Driving measurable improvements; Influencing credit strategy; Delivering scalable analytical solutions; Elevating team capability", "qualificationsBasic" : "Bachelor's degree in Finance, 4–7+ years experience, Advanced SQL proficiency, Manage analytical projects", "qualificationsPreferred" : "Experience in fintech, Proficiency in Python, Proficiency in R, Experience with credit scorecards, Experience with risk model development, Familiarity with regulatory frameworks, French language skills", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "About the role: We are seeking a highly motivated, proactive, and commercially minded Senior Credit Analyst to take a leading role within our Credit team. This position is central to enhancing our credit risk management capabilities. The successful candidate will be responsible for leading sophisticated credit analytics, driving deep portfolio insights, and playing a pivotal role in the development and refinement of our overarching credit strategy and policy framework. The Senior Credit Analyst will be instrumental in safeguarding the quality of the credit portfolio while identifying opportunities for commercially sound growth. Key responsibilities: Lead analysis of consumer credit portfolios, identifying key risk drivers and performance trends Design, optimize, and oversee complex SQL queries and analytical workflows Translate data insights into actionable recommendations for underwriting strategy and credit policy Develop, refine, and validate credit rules, scorecards, and segmentation strategies Monitor portfolio health (delinquency, default, loss, and vintage performance) and recommend proactive actions Partner with senior stakeholders across stakeholders to influence decision-making Drive improvements in data processes, reporting automation, and analytical frameworks Qualifications and Experience: Bachelor’s degree in Finance, Economics, Statistics, Data Science, or a related field 4–7+ years of experience in credit risk, analytics, or lending environments Strong understanding of credit risk modeling, portfolio analytics, and policy design Advanced SQL proficiency and experience working with large datasets Proven ability to independently manage analytical projects and influence outcomes Strong communication and stakeholder management skills Professional proficiency in English Preferred Qualifications: Experience in fintech or digital lending environments Proficiency in Python or R for data analysis or modeling Experience with credit scorecards or risk model development Familiarity with regulatory frameworks in consumer lending French language skills (beneficial) The ideal candidate is someone who: Driving measurable improvements in portfolio performance and risk management Influencing credit strategy through data-driven insights Delivering high-quality, scalable analytical solutions Elevating team capability through mentorship and process improvements Acting as a trusted advisor to business stakeholders Company overview: Ezra provides B2B digital lending solutions for emerging markets in partnership with mobile and digital wallet operators and financial service providers. Ezra supports 24 operations in 23 countries, across Africa, the Middle East and Asia. Our key office locations are in Nairobi, Kenya and Dubai, UAE. Our flagship products are Airtime Credit Services (ACS), Nano and BNPL. ACS is an airtime or data advance offered to prepaid mobile subscribers at the point of low credit. Nano is a micro cash advance offered to mobile wallet users on demand. BNPL facilitates payment installments for products and services As a FinTech company, our business is entirely technology and data driven, from determining subscriber eligibility, generating relevant offers, managing risk, loan issuance, recovery, optimizing performance and reporting, reconciliation and billing. Each day we process approximately 21M loan requests and 1.4 TB of data across our markets. This process needs to be robust, reliable and secure. But it doesn’t end there. We’re exploring new ways of using our platform and transactional data to improve our products and develop new product opportunities.", "summaryDescription" : "Senior Credit Analyst at Ezra. Skills: Credit risk, Analytics, SQL, Portfolio management. Lead analysis of consumer credit portfolios. Identify key risk drivers", "postedDate" : "2026-06-13T21:54:09.611", "createdAt" : "2026-06-13T21:54:09.611", "lastUpdated" : "2026-06-15T07:27:05.284", "ingestTimestamp" : "2026-06-13T21:54:09.611", "mongoId" : "6a2ca5bb74d8ee00a09b7e6a", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Credit risk modeling", "Portfolio analytics", "Policy design", "Data analysis", "Risk model development", "Mentorship", "Credit risk", "Analytics", "SQL", "Portfolio management", "Credit risk management", "Credit analytics", "Portfolio insights", "Credit strategy", "Credit policy", "Underwriting strategy", "Credit policy design", "Segmentation strategies", "Portfolio monitoring", "Risk modeling", "Manage analytical projects", "Consumer lending", "Digital lending", "Regulatory frameworks", "Python", "R" ], "skillCount" : 26, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 1.0, "_score" : 860.295, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a307b14f292fd229c04391f", "title" : "Senior Financial Analyst", "company" : "Banyan Canopy Group", "industry" : "Banking", "salary" : { "min" : 3000000.0, "max" : 5500000.0, "currency" : "PKR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Financial Analyst in Karachi, Pakistan, adjusted for the technology industry and senior experience level." }, "location" : "Karachi, Sindh, Pakistan", "locations" : [ "Karachi", "Sindh", "Pakistan" ], "certifications" : [ "CFA", "FRM", "Series 7", "Series 63", "Series 65" ], "timestamp" : "2026-06-16T14:13:32.089", "fingerprint" : "9442c9d3d06630f0290151acdf845a567d3a48ce8a552959f05d9a24afd1b920", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/banyancanopygroup/jobs/5164551007", "externalId" : "5164551007", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Karachi", "state" : "Sindh", "country" : "Pakistan", "continent" : "as", "source" : "llm", "workMode" : "onsite", "geo" : "24.8546842,67.0207055" } ], "locationText" : "Karachi, Sindh, Pakistan", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Python, R, SQL, MATLAB, Bloomberg Terminal, Reuters Eikon, FactSet", "professionalSkills" : [ "Financial modeling", "Risk management", "Quantitative analysis", "Investment analysis", "Portfolio management" ], "hardSkillsList" : [ "Financial analysis", "Data analysis", "Statistical modeling", "Valuation", "Forecasting" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Statistical modeling", "level" : "intermediate" }, { "name" : "Valuation", "level" : "intermediate" }, { "name" : "Forecasting", "level" : "intermediate" } ], "majorSkills" : "Financial analysis, Quantitative skills, Risk methodologies, Financial instruments", "majorSkillsList" : [ "Financial analysis", "Quantitative skills", "Risk methodologies", "Financial instruments" ], "coreResponsibilities" : "Analyze financial data, Develop financial models, Conduct market research, Assess investment opportunities, Monitor portfolio performance, Prepare financial reports, Collaborate with investment teams, Present findings to management", "teamCollaboration" : "Investment teams; Management", "domainKnowledge" : "Financial instruments; Risk methodologies; Regulatory frameworks; Banking; Investment management; Trading; Equities; Fixed income; Derivatives; FX; VaR; CVaR; Stress testing; Monte Carlo", "domainList" : [ "financial-instruments", "risk-methodologies", "regulatory-frameworks", "banking", "investment-management", "trading", "equities", "fixed-income", "derivatives", "fx", "var", "cvar", "stress-testing", "monte-carlo" ], "domainSpecificKnowledge" : [ "Financial instruments", "Risk methodologies", "Regulatory frameworks", "Banking", "Investment management", "Trading", "Equities", "Fixed income", "Derivatives", "FX", "VaR", "CVaR", "Stress testing", "Monte Carlo" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Present findings", "documentationSkills" : "Financial reports", "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "5+ years experience, Bachelor's degree", "qualificationsPreferred" : "CFA charterholder preferred, MBA preferred, Master's degree preferred", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Banyan Canopy Group is the Excellence Centre for Banyan Software, providing world-class operational support to drive the success of enterprise software businesses worldwide. Based in Karachi, Pakistan, Banyan Canopy Group plays a critical role in Banyan Software’s long-term buy-and-hold strategy, delivering exceptional services that enable sustainable growth and operational excellence. At Banyan Canopy Group, we are committed to fostering talent, streamlining operations, and upholding the highest standards of accuracy and integrity. About Banyan Software Banyan Software provides a permanent home for successful enterprise software companies, their employees, and their customers. Our mission is to acquire, build, and grow great enterprise software businesses that hold leading positions in niche vertical markets around the world. Banyan has been recognized as the #1 fastest-growing private software company in the U. S. on the Inc. 5000 and ranked among the top ten fastest-growing companies on the Deloitte Technology Fast 500. Founded in 2016, Banyan operates with a permanent capital base designed to preserve the legacy of founders. We follow a long-term, buy-and-hold-for-life strategy, focused on growing software companies that serve specialized vertical markets. \"As a global organization, flexibility to support teams across multiple time zones is important. This is an in-office role, five days per week, with working hours from 2:00 PM to 10:00 PM PKT to align with global teams.\" Job: Senior Financial Analyst Job Profile: We are seeking an experienced and highly motivated Senior Financial Analyst to join our growing global finance organization. This role offers a unique opportunity to combine accounting leadership, financial planning and analysis, process improvement, and M&A integration support within a dynamic acquisition-driven environment. As a Senior Financial Analyst, you will take ownership of financial operations across a portfolio of operating companies, leading month-end close activities, financial reporting, budgeting, forecasting, and business analysis. You will partner closely with business leaders and finance stakeholders, provide actionable financial insights, supervise junior team members, and contribute to finance transformation initiatives through automation and AI-driven solutions. This position is ideal for professionals looking to broaden their exposure across accounting, FP&A, M&A integration, and global finance operations while building a path toward future finance leadership opportunities. Job Responsibilities: Own and execute month-end close activities, ensuring timely and accurate financial reporting. Manage General Ledger (GL), Accounts Payable (AP), and Accounts Receivable (AR) processes. Maintain ownership of close timelines and reporting deadlines across assigned entities. Review and validate balance sheet reconciliations. Oversee day-to-day accounting operations and maintain strong financial controls. Support internal and external audit requirements. Independently manage budgeting, forecasting, and financial modeling activities. Perform detailed variance analysis and communicate actionable insights to stakeholders. Monitor cash flow and prepare forward-looking forecasts. Identify and implement process improvements through automation, AI tools, and workflow optimization. Drive adoption of technology-enabled finance solutions to improve reporting efficiency and scalability. Support and lead integration of newly acquired operating companies. Assist with acquisition accounting and related integration activities. Develop, maintain, and improve Standard Operating Procedures (SOPs). Build strong relationships with operating company leadership and global stakeholders. Supervise, mentor, and support junior finance team members. Qualifications for Success: Bachelor’s degree in accounting, Finance, or a related discipline. Minimum 7+ years of accounting and/or finance experience. Professional accounting designation (CA, ACCA, CPA) or progress toward certification is preferred. Strong understanding of accounting principles and financial reporting. Experience with IFRS, US GAAP, or other recognized accounting frameworks. Extensive experience managing month-end close activities. Strong experience with General Ledger, Accounts Payable, and Accounts Receivable functions. Proven experience in budgeting, forecasting, financial modeling, and financial analysis. Experience working in multi-entity, international, or global environments is preferred. Experience with ERP systems (NetSuite experience is an asset). Previous experience supervising, mentoring, or developing junior team members. Strong analytical, problem-solving, and organizational skills. Ability to manage multiple priorities in a fast-paced environment. Strong communication and stakeholder management capabilities. Interest in automation, process optimization, and AI-driven finance solutions. What We Offer Competitive compensation and benefits package. Exposure to global finance operations across a diverse portfolio of software businesses. Hands-on experience supporting acquisitions, integrations, and finance transformation initiatives. Opportunity to work closely with international stakeholders and leadership teams. Exposure to automation, AI, and process improvement projects. Long-term career progression opportunities within a growing global organization. Collaborative environment that encourages ownership, innovation, and continuous development. Our Commitment to Equal Opportunity Banyan Software International (Private) Limited d/b/a Banyan Canopy Group is an equal opportunity employer and encourages applications from all qualified individuals. We are committed to fostering a diverse and inclusive workplace where all employees are treated with respect and fairness. We thank all applicants for their interest. However, only those selected for an interview will be contacted. All employment decisions are made without regard to race, gender, disability, veteran status, or any other protected characteristic, in accordance with applicable laws. Beware of Recruitment Scams We have been made aware of individuals fraudulently posing as members of our Talent Acquisition team and extending fake job offers. These scams may involve requests for personal information or payment for equipment. Protect yourself by following these steps: Verify that all communications from our recruiting team come from an @banyansoftware.com email address. Remember, employers will never request payment or banking information during the hiring process. If you receive a suspicious message, do not respond — instead, forward it to careers@banyansoftware.com and/or report it to the platform where you received it. Your safety and security are important to us. Thank you for staying vigilant.", "summaryDescription" : "Senior Financial Analyst at Banyan Canopy Group. Skills: Financial analysis, Quantitative skills, Risk methodologies, Financial instruments. Analyze financial data. Develop financial models", "postedDate" : "2026-06-16T01:17:49.843", "createdAt" : "2026-06-16T01:17:49.843", "lastUpdated" : "2026-06-16T14:13:32.089", "ingestTimestamp" : "2026-06-16T01:17:49.843", "mongoId" : "6a307b14f292fd229c04391f", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Financial analysis", "Data analysis", "Statistical modeling", "Valuation", "Forecasting", "Quantitative skills", "Risk methodologies", "Financial instruments", "Financial modeling", "Risk management", "Quantitative analysis", "Investment analysis", "Portfolio management", "Regulatory frameworks", "Banking", "Investment management", "Trading", "Equities", "Fixed income", "Derivatives", "FX", "VaR", "CVaR", "Stress testing", "Monte Carlo", "CFA", "FRM", "Series 7", "Series 63", "Series 65", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 33, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 857.9752, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Technology", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c7fce74d8ee00a0956640", "title" : "Credit Analyst", "company" : "Climate First Bank", "industry" : "Banking", "salary" : { "min" : 75000.0, "max" : 105000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Credit Analyst in the United States, adjusted for the banking industry and remote work." }, "location" : "United States - Remote", "locations" : [ "United States - Remote" ], "timestamp" : "2026-06-15T03:25:46.558", "fingerprint" : "c6c9cc538186980e4fea2d3ea4cd145b992b2fe281b1cc93c23f96e865d44638", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/climatefirstbank/jobs/4228138009", "externalId" : "4228138009", "industryFunction" : { }, "structuredLocations" : [ { "country" : "United States", "continent" : "na", "workMode" : "remote" } ], "locationText" : "United States", "technicalSkills" : "Power BI, Excel", "professionalSkills" : [ "Financial analysis", "Credit evaluation", "Loan approval", "Portfolio monitoring", "Data management", "Risk assessment" ], "hardSkillsList" : [ "Financial modeling", "Spread financial documents", "Spread financial reports" ], "softSkillsList" : [ "Perseverance", "Passion" ], "hardSkills" : [ { "name" : "Financial modeling", "level" : "intermediate" }, { "name" : "Spread financial documents", "level" : "intermediate" }, { "name" : "Spread financial reports", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Perseverance" }, { "name" : "Passion" } ], "majorSkills" : "Credit analysis, Loan underwriting, Financial reporting", "majorSkillsList" : [ "Credit analysis", "Loan underwriting", "Financial reporting" ], "coreResponsibilities" : "Analyze personal financials, Analyze business financials, Create loan approval packages, Identify policy exceptions, Present recommendations, Monitor loan portfolio performance, Assist in due diligence, Maintain loan databases, Create loan reports, Embody commitment to justice, Pursue education on sustainability, Demonstrate understanding of policies, Recognize importance of protection, Question suspicious activity, Stay in collaboration with Compliance, Ensure investigation of fraud, Stay informed on legal context, Stay informed on regulatory requirements, Complete compliance training, Complete IT training", "teamCollaboration" : "Senior management; Credit committees; Compliance department", "domainKnowledge" : "Climate finance; Solar lending; Credit underwriting; Financial products; Financial services; Regulatory requirements", "domainList" : [ "climate-finance", "solar-lending", "credit-underwriting", "financial-products", "financial-services", "regulatory-requirements" ], "domainSpecificKnowledge" : [ "Climate finance", "Solar lending", "Credit underwriting", "Financial products", "Financial services", "Regulatory requirements" ], "toolProficiency" : [ "Power BI", "Microsoft Excel" ], "communicationSkills" : "Defend recommendations; Build relationships", "continuousLearning" : "Pursue education", "problemSolvingSkills" : "Problem solvers", "qualificationsBasic" : "5+ years IB", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "We are changing FINANCE to finance CHANGE! At Climate First Bank, we’re redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We’re proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking. With branches in St. Petersburg, Winter Park, Mount Dora, and a growing digital presence, we’re proving that banking can be a force for good. We don’t just support environmental and social causes—we’re built on them. Under our Holding Company, Climate First Bancorp, we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending. Join the Movement We’re seeking driven, mission-aligned individuals ready to make an impact. If you’re passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home. Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers. We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality. Thrive at Climate First Bank At Climate First Bank, we’re investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance. Compensation — In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors. Health Coverage — 100% employer-paid for employees; employer contribution for dependents by Us Medical, Dental & Vision Insurance Health Savings Account (HSA) Free Telemedicine access via Teladoc Financial Wellness & Wealth Building 401(k) with 6% Employer Match — No Vesting Period. Employee Stock Options Exclusive Employee Banking Perks 0% Financing for Employee Solar Loans Employee Only Mortgage Product with exclusive interest rates and terms. 0% Financing for Eligible Electric Vehicles (EVs) Referral Incentives Generous Paid Time Off 2–4 Weeks of Vacation based on officer level plus additional tenure-based time. 64 Hours of Paid Sick Time for all full-time employees. Protection & Peace of Mind Company-Paid Life Insurance Short- & Long-Term Disability Insurance Voluntary Life, Accident & Critical Illness Coverage Employee Assistance Program (EAP) with free counseling, legal, and financial services. What to Expect as a Credit Analyst: As a Credit Analyst, you’ll be responsible for analyzing personal and business financials, creating comprehensive loan approval packages and making recommendations to senior management and credit committees. This role also monitors the existing loan portfolio performance and creates loan reports. What You’ll Contribute in This Role: Financial Analysis, Credit Evaluation & Decision Support • Analyze personal and business financials for potential and existing loan customers. • Create comprehensive loan approval packages and identify any policy exceptions. • Present recommendations to senior management and credit committees. Portfolio Monitoring, Reporting & Data Management • Perform required monitoring of existing loan portfolio performance. • Assist in the due diligence process for audits and exams. • Maintain various loan related databases. • Utilize Power BI to create loan reports. Champion Our Mission, Protect What Matters • Embody a commitment to environmental, social, economic, and racial justice. • Apply curiosity and interest in our core values and pursue education related to sustainability practices. • Be willing to pursue and demonstrate an understanding of established Bank policies, procedures, and regulations. • Recognize the importance of protecting the organization and our customers. • Question suspicious activity and stay in close collaboration with our Compliance department to ensure proper investigation and processing of potentially fraudulent activity. • Stay informed on legal context and regulatory requirements and prioritize completing all web-based compliance and IT training. What You’ll Leverage in this Role: Education and Experience Bachelor’s degree required, preferably in Finance. Prior banking experience Entrepreneurial Self-Starter Mentality - You take charge of your work product and take pride in delivering consistently great and measurable results. You are an analytical thinker, possess the ability to complete assignments with little oversight and balance self-sufficiency with the understanding when to ask questions. A high-pace and high-expectation environment excites you and you can’t wait to push yourself to new professional heights in a company that rewards high performance. Organization & Efficiency- You manage your time like a pro and stay focused under pressure, You love a good system but also adapt to changing routines. You exhibit exceptional attention to detail while also maintaining the ability to see the big picture. You multitask with ease and continuously seek efficiencies to your process. Master Communicator - Whether it’s in-person, on camera, phone, or chat — you communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and are able to engage efficiently and tactfully with stakeholders at all levels of the organization. Additionally, you are able to tactfully and eloquently defend your recommendations and build strong internal and external relationships that help you excel in your role. Banking & Fintech Acumen- You are highly educated in financial products and services, applicable regulations and laws related to credit and underwriting. You possess an excellent ability to read, understand and spread financial documents and reports. Tech-Forward and Analytical Thinking - You learn new tools quickly, are excited by innovation and leverage technology to optimize your work product. You have strong mathematical skills, possess strong proven Microsoft Excel skills, and are familiar or are willing to become familiar with Power BI. Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know what it takes to operate as a part of a larger team and cherish opportunities to contribute to the big picture. You’re dependable, communicate clearly and always happy to lend a hand where needed. What to expect from your physical environment Remote role. Sustained standing and sitting. Frequent communication (speaking and listening) in person, via email, text, phone or video chat. Frequent use of PC, including typing or sustained attention to monitor. Occasional lifting of basic office files or equipment up to 20 lbs. Equal Opportunity Statement: At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. Equal Opportunity Employer/Disability/Veterans E-Verify Statement: This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U. S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9", "summaryDescription" : "Credit Analyst at Climate First Bank. Skills: Credit analysis, Loan underwriting, Financial reporting. Analyze personal financials. Analyze business financials", "postedDate" : "2026-06-13T21:18:59.762", "createdAt" : "2026-06-13T21:18:59.762", "lastUpdated" : "2026-06-15T03:25:46.558", "ingestTimestamp" : "2026-06-13T21:18:59.762", "mongoId" : "6a2c7fce74d8ee00a0956640", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 75000, "salaryAnnualMax" : 105000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Financial modeling", "Spread financial documents", "Spread financial reports", "Perseverance", "Passion", "Credit analysis", "Loan underwriting", "Financial reporting", "Financial analysis", "Credit evaluation", "Loan approval", "Portfolio monitoring", "Data management", "Risk assessment", "Climate finance", "Solar lending", "Credit underwriting", "Financial products", "Financial services", "Regulatory requirements", "Power BI", "Microsoft Excel" ], "skillCount" : 22, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "_score" : 854.15234, "daysOld" : 1, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "Banking", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c6abc74d8ee00a090d930", "title" : "Credit Analyst", "company" : "Upgrade", "industry" : "FinTech", "salary" : { "min" : 40.0, "max" : 45.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Orange County", "locations" : [ "Orange County" ], "timestamp" : "2026-06-15T06:56:29.602", "fingerprint" : "847567973fcab168fce3875bb993832c37dedd5ed829703079a80d3245b650a9", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/upgrade/jobs/4704721005", "externalId" : "4704721005", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Irvine", "state" : "California", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "33.6856969,-117.8259810" } ], "locationText" : "Irvine, California, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Credit scoring", "professionalSkills" : [ "Risk mitigation", "Pricing", "Compliance" ], "hardSkillsList" : [ "Underwriting", "Loan analysis" ], "hardSkills" : [ { "name" : "Underwriting", "level" : "intermediate" }, { "name" : "Loan analysis", "level" : "intermediate" } ], "majorSkills" : "Credit analysis, Auto loans", "majorSkillsList" : [ "Credit analysis", "Auto loans" ], "coreResponsibilities" : "Underwrite auto loan applications, Price loan approvals, Create relationships with auto dealer partners, Negotiate with external clients, Build relationships with internal partners, Resolve dealership concerns, Resolve existing loan issues, Assess loan documents, Assess third party data, Make informed lending decisions, Resolve issues during funding process, Stay up to date with economic trends, Stay up to date with industry regulations", "teamCollaboration" : "Internal Dealer Development partners; Various stakeholders; Operations Team", "domainKnowledge" : "Lending policies; Auto industry", "domainList" : [ "lending-policies", "auto-industry" ], "domainSpecificKnowledge" : [ "Lending policies", "Auto industry" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Verbal communication; Written communication; Presentation skills", "continuousLearning" : "Professional growth; Development opportunities", "problemSolvingSkills" : "Provide alternative solutions", "specialRequirements" : "Rotating shifts, Weekend coverage", "qualificationsBasic" : "5+ years experience, Attention to detail", "qualificationsPreferred" : "Professionalism, Ownership, Ability to work under pressure, Ability to collaborate, Work in a team environment, Excellent verbal communication, Excellent written communication, Presentation skills, Highly motivated, Set and achieve challenging goals, Persistence through obstacles", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017, we’ve helped over 7.5 million customers access over $42 billion in consumer credit. With a relentless focus on improving our customers' financial well-being, we build products that put more money in their pocket and support their journey toward a better financial future. We’re backed by some of the most prominent technology investors and were most recently valued at $7.3B. We’re consistently recognized for our collaborative and inclusive culture. Most recently, we were named one of the World’s Top Fintech Companies by CNBC, Best Places to Work by Built In, Best Places to Work by the San Francisco Business Times, America’s Greatest Workplaces by Newsweek, Best Startup Employer by Forbes, and Healthiest Employers by Phoenix Business Journal. We’re looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people. About the Role: As a Credit Analyst, you will underwrite and process new auto loan applications that are submitted by our auto dealership partners. You will analyze applicants and loan data with a focus on credit worthiness, risk mitigation, pricing, and compliance in accordance with Upgrade Auto's lending policies. This is a hybrid position in our Irvine Office with a standard 40-hour work week that includes rotating morning and evening shifts within an 8-hour workday, as well as occasional weekend coverage. What You’ll Do: Receive and underwrite new auto loan applications Price loan approvals according to market and risk Create relationships with auto dealer partners and negotiate with external clients Build strong relationships with our internal Dealer Development partners and teams, as well as various stakeholders Resolve dealership concerns and existing loan issues that may arise by providing alternative solutions while using reason when dealing with emotional topics Assess loan documents and third party data to make informed lending decisions Work with the Operations Team to resolve issues that may arise during the funding process Stay up to date with current economic trends and industry regulations What We Look For: 5+ years of experience in financial services, credit management, auto industry or a related field Attention to detail when dealing with individual customer loans and credit files Professionalism, ownership, and the ability to work under pressure in challenging situations Ability to collaborate with others and work in a team environment Excellent verbal and written communication, as well as strong presentation skills Highly motivated to set and achieve challenging goals while demonstrating persistence through obstacles What We Offer You: Competitive salary and stock option plan 100% paid coverage of medical, dental and vision insurance Flexible PTO Opportunities for professional growth and development Paid parental leave Health & wellness initiatives The compensation range of this position is $40-45 per hour plus equity and benefits. Within this range, an individual's base pay will be dependent on a variety of factors, including without limitation, job-related knowledge, skills, education, and experience. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Upgrade does not accept unsolicited resumes from staffing agencies, search firms, or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade, and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrade's Talent Acquisition department to submit resumes and only in conjunction with a valid, fully executed agreement. English is required for all positions, as it involves interacting with staff at Upgrade's offices worldwide.", "summaryDescription" : "Credit Analyst at Upgrade. Skills: Credit analysis, Auto loans. Underwrite auto loan applications. Price loan approvals", "postedDate" : "2026-06-14T07:55:24.837", "createdAt" : "2026-06-14T07:55:24.837", "lastUpdated" : "2026-06-15T06:56:29.602", "ingestTimestamp" : "2026-06-14T07:55:24.837", "mongoId" : "6a2c6abc74d8ee00a090d930", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 83200, "salaryAnnualMax" : 93600, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Underwriting", "Loan analysis", "Credit analysis", "Auto loans", "Risk mitigation", "Pricing", "Compliance", "Lending policies", "Auto industry", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 12, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 1.0, "_score" : 844.475, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a308362f292fd229c070af0", "title" : "Risk Analyst", "company" : "BHFT", "industry" : "Information Technology And Services", "salary" : { "min" : 52000.0, "max" : 78000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Mid-level Risk Analyst in the FinTech industry in Bulgaria, adjusted for remote work and company size." }, "location" : "London, England, United Kingdom", "locations" : [ "London", "England", "United Kingdom" ], "certifications" : [ "CFA", "FRM" ], "timestamp" : "2026-06-16T10:55:55.520", "fingerprint" : "4541af83e9a79452c691c1eb77a44b95846acdf0122dde7ff385d00cf0c1fe24", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/BHFT/744000132130654-risk-analyst", "externalId" : "744000132130654", "industryFunction" : { }, "structuredLocations" : [ { "country" : "Bulgaria", "continent" : "eu", "workMode" : "remote" } ], "locationText" : "Bulgaria", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 15, "experienceMaxYears" : 99, "experienceLevel" : "executive", "technicalSkills" : "Python, SQL", "professionalSkills" : [ "Risk management", "P&L attribution", "Liquidity reserve modeling", "Margin reconciliation", "Scenario analysis" ], "hardSkillsList" : [ "Futures margining", "Listed options Greeks", "Equity portfolio risk" ], "hardSkills" : [ { "name" : "Futures margining", "level" : "intermediate" }, { "name" : "Listed options Greeks", "level" : "intermediate" }, { "name" : "Equity portfolio risk", "level" : "intermediate" } ], "majorSkills" : "Risk management, VaR methodologies, Futures margining", "majorSkillsList" : [ "Risk management", "VaR methodologies", "Futures margining" ], "coreResponsibilities" : "Operate and maintain VaR systems daily, Capture positions and strategies, Price positions and strategies, Reflect positions in risk engine, Monitor trading exposures, Monitor against risk limits, Identify potential breaches, Escalate potential breaches, Reconcile daily margin requirements, Run what-if scenarios, Optimize margin usage, Reduce capital requirements, Identify margin efficiencies, Execute daily stress tests, Execute scenario analyses, Identify outliers, Investigate data issues, Investigate spikes in VaR, Own resolution of technical problems, Own resolution of pricing problems, Escalate persistent issues, Maintain understanding of daily P&L, Contextualize risk exposures, Identify unusual risk/return relationships, Review P&L attribution outputs, Validate P&L attribution, Flag P&L anomalies, Flag P&L discrepancies, Run daily liquidity reserve model, Assess bid/ask costs, Apply liquidity reserves to valuations, Produce realistic P&L figures, Prepare daily risk reports, Distribute daily risk reports, Conduct regular reviews with traders, Discuss stress test results, Discuss margin optimization opportunities", "teamCollaboration" : "Reviews with traders; Discuss with traders", "domainKnowledge" : "Algorithmic trading; High-Frequency Trading; Medium-Frequency Trading; Asset classes; Equities; Equity derivatives; Options; Commodity futures; Rates futures; Futures markets; Spreads trading; Basis trading; Listed options Greeks; Equity portfolio risk; P&L attribution concepts; Risk monitoring; Liquidity reserves; FCM statements; SPAN margining", "domainList" : [ "algorithmic-trading", "high-frequency-trading", "medium-frequency-trading", "asset-classes", "equities", "equity-derivatives", "options", "commodity-futures", "rates-futures", "futures-markets", "spreads-trading", "basis-trading", "listed-options-greeks", "equity-portfolio-risk", "p-l-attribution-concepts", "risk-monitoring", "liquidity-reserves", "fcm-statements", "span-margining" ], "domainSpecificKnowledge" : [ "Algorithmic trading", "High-Frequency Trading", "Medium-Frequency Trading", "Asset classes", "Equities", "Equity derivatives", "Options", "Commodity futures", "Rates futures", "Futures markets", "Spreads trading", "Basis trading", "Listed options Greeks", "Equity portfolio risk", "P&L attribution concepts", "Risk monitoring", "Liquidity reserves", "FCM statements", "SPAN margining" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "communicationSkills" : "Clear daily risk reports", "continuousLearning" : "Professional growth opportunities; Self-realization opportunities", "problemSolvingSkills" : "Anomaly detection; Outlier investigation; Data issue investigation; Technical problem resolution; Pricing problem resolution", "qualificationsBasic" : "2–5 years of relevant experience, Bachelor's degree or higher", "qualificationsPreferred" : "CFA or FRM preferred, Advanced Excel Python or SQL experience is a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "BHFT is a proprietary algorithmic trading firm. Our team manages the full trading cycle, from software development to creating and coding strategies and algorithms. Our trading operations cover key exchanges. The firm trades across a broad range of asset classes, including equities, equity derivatives, options, commodity futures, rates futures, etc. We employ a diverse and growing array of algorithmic trading strategies, utilizing both High-Frequency Trading (HFT) and Medium-Frequency Trading (MFT) approaches. Looking ahead, we are expanding into new markets and products. As a dynamic company, we continuously experiment with new markets, tools, and technologies. We’ve got a team of 200+ professionals, with a strong emphasis on technology—70% are technical specialists in development, infrastructure, testing, and analytics spheres. The remaining part of the team supports our business operations, such as Risks, Compliance, Legal, Operations and more. Our employees are located all around the world, from the United States to Hong Kong. Although we maintain office spaces, we currently operate as a 100% remote organization. At BHFT, clarity and transparency are at the core of our culture: we value open communication, ensuring that our processes are straightforward. Responsibilities: 1. Risk Management Tasks * Risk System Operation: Run and maintain the firm’s VaR and risk systems daily. Ensure all positions and strategies are accurately captured, priced, and reflected in the risk engine. * Intraday Limit Monitoring: Monitor trading exposures in real time against the firm’s risk limits (position size, margin, and concentration). Identify and escalate potential breaches promptly. * Margin Tool Operation: Reconcile daily margin requirements against FCM statements and calls. Run what-if scenarios across exchanges and FCMs to optimize margin usage, reduce capital requirements, and identify efficiencies. * Stress Testing: Execute daily stress tests and scenario analyses. * Anomaly Detection & Tool Ownership: Identify and investigate outliers, data issues, or unexpected spikes in VaR or risk metrics. Own the resolution of technical or pricing problems within the risk and margin systems and escalate persistent issues. 2. P&L Awareness * Maintain a working understanding of daily P&L by strategy to contextualize risk exposures and identify unusual risk/return relationships. * Review P&L attribution outputs produced by the P&L Analyst to validate consistency with observed position changes and market moves. * Flag P&L anomalies or discrepancies that may indicate data, pricing, or position capture issues in the risk system. 3. Liquidity & Valuation Tasks * Run the daily liquidity reserve model to assess bid/ask costs for exiting positions. * Apply liquidity reserves to valuations to produce realistic P&L figures. 4. Reporting & Communication * Prepare and distribute clear daily risk reports to the senior management, covering VaR, key exposures, margin utilization, and limit status. * Conduct regular reviews with traders on risk positioning, proactively flag elevated risks or limit concerns, and discuss stress test results and margin optimization opportunities. ## Qualifications * Strong proficiency in Value at Risk (VaR) methodologies and risk system management. * Hands-on experience with futures margining (especially SPAN), FCM reconciliation, and margin optimization tools. * Practical understanding of futures markets, including spreads and basis trading. * Solid knowledge of listed options Greeks and equity portfolio risk. * Familiarity with P&L attribution concepts and how they relate to risk monitoring. * 2–5 years of relevant experience in risk at a prop trading firm, hedge fund, or futures clearing organization. * Advanced Excel skills; Python or SQL experience is a plus. * Bachelor's degree or higher in Finance, Mathematics, Statistics, Engineering, or a related quantitative field. CFA or FRM is preferred but not required. ## Additional Information What we offer: * Experience a modern international technology company without the burden of bureaucracy. * Collaborate with industry-leading professionals, including former employees of Tower, DRW, Broadridge, Credit Suisse, and more. * Enjoy excellent opportunities for professional growth and self-realization. * Work remotely from anywhere in the world with a flexible schedule. * Receive compensation for health insurance, sports activities, and non-professional training.", "summaryDescription" : "Risk Analyst at BHFT. Skills: Risk management, VaR methodologies, Futures margining. Operate and maintain VaR systems daily. Capture positions and strategies", "postedDate" : "2026-06-15T07:38:31.000", "createdAt" : "2026-06-16T01:40:07.503", "lastUpdated" : "2026-06-16T10:55:55.520", "ingestTimestamp" : "2026-06-16T01:40:07.503", "mongoId" : "6a308362f292fd229c070af0", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ "Futures margining", "Listed options Greeks", "Equity portfolio risk", "Risk management", "VaR methodologies", "P&L attribution", "Liquidity reserve modeling", "Margin reconciliation", "Scenario analysis", "Algorithmic trading", "High-Frequency Trading", "Medium-Frequency Trading", "Asset classes", "Equities", "Equity derivatives", "Options", "Commodity futures", "Rates futures", "Futures markets", "Spreads trading", "Basis trading", "P&L attribution concepts", "Risk monitoring", "Liquidity reserves", "FCM statements", "SPAN margining", "CFA", "FRM", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Murex", "Calypso" ], "skillCount" : 33, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 842.6062, "daysOld" : 1, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a304f0df292fd229cee4ad6", "title" : "Risk Analyst", "company" : "BHFT", "industry" : "Information Technology And Services", "salary" : { "min" : 52000.0, "max" : 78000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Mid-level Risk Analyst in the FinTech industry in Bulgaria, adjusted for remote work and 2-5 years of experience." }, "location" : "London, England, United Kingdom", "locations" : [ "London", "England", "United Kingdom" ], "certifications" : [ "CFA", "FRM" ], "timestamp" : "2026-06-16T02:36:53.987", "fingerprint" : "f0eb8e4748d28aa19d186eb964ff44b623453ac90b64174d0913668e4026f7a4", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/BHFT/744000132130654-risk-analyst", "externalId" : "744000132130654", "industryFunction" : { }, "structuredLocations" : [ { "country" : "Bulgaria", "continent" : "eu", "workMode" : "remote" } ], "locationText" : "Bulgaria", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 15, "experienceMaxYears" : 99, "experienceLevel" : "executive", "technicalSkills" : "Python, SQL", "professionalSkills" : [ "Risk management", "P&L attribution", "Liquidity reserve modeling", "Margin reconciliation", "Scenario analysis" ], "hardSkillsList" : [ "Futures margining", "Listed options Greeks", "Equity portfolio risk" ], "hardSkills" : [ { "name" : "Futures margining", "level" : "intermediate" }, { "name" : "Listed options Greeks", "level" : "intermediate" }, { "name" : "Equity portfolio risk", "level" : "intermediate" } ], "majorSkills" : "Risk management, VaR methodologies, Futures margining", "majorSkillsList" : [ "Risk management", "VaR methodologies", "Futures margining" ], "coreResponsibilities" : "Operate and maintain VaR systems daily, Capture positions and strategies, Price positions and strategies, Reflect positions in risk engine, Monitor trading exposures in real time, Monitor against firm's risk limits, Identify potential breaches, Escalate potential breaches promptly, Reconcile daily margin requirements, Run what-if scenarios, Optimize margin usage, Reduce capital requirements, Identify margin efficiencies, Execute daily stress tests, Execute scenario analyses, Identify outliers, Investigate data issues, Investigate spikes in VaR, Own resolution of technical problems, Own resolution of pricing problems, Escalate persistent issues, Maintain understanding of daily P&L, Contextualize risk exposures, Identify unusual risk/return relationships, Review P&L attribution outputs, Validate P&L attribution consistency, Flag P&L anomalies, Flag P&L discrepancies, Run daily liquidity reserve model, Assess bid/ask costs, Apply liquidity reserves to valuations, Produce realistic P&L figures, Prepare daily risk reports, Distribute daily risk reports, Conduct regular reviews with traders, Discuss stress test results, Discuss margin optimization opportunities", "teamCollaboration" : "Reviews with traders", "domainKnowledge" : "Algorithmic trading; Proprietary trading; Futures markets; Listed options; Equity portfolio risk; FCM reconciliation", "domainList" : [ "algorithmic-trading", "proprietary-trading", "futures-markets", "listed-options", "equity-portfolio-risk", "fcm-reconciliation" ], "domainSpecificKnowledge" : [ "Algorithmic trading", "Proprietary trading", "Futures markets", "Listed options", "Equity portfolio risk", "FCM reconciliation" ], "toolProficiency" : [ "Risk systems", "Margin tools", "Excel", "Python", "SQL" ], "communicationSkills" : "Risk reporting", "problemSolvingSkills" : "Anomaly detection; Outlier investigation", "qualificationsBasic" : "2–5 years of relevant experience, Bachelor's degree or higher", "qualificationsPreferred" : "CFA or FRM preferred, Advanced Excel Python or SQL experience is a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "BHFT is a proprietary algorithmic trading firm. Our team manages the full trading cycle, from software development to creating and coding strategies and algorithms. Our trading operations cover key exchanges. The firm trades across a broad range of asset classes, including equities, equity derivatives, options, commodity futures, rates futures, etc. We employ a diverse and growing array of algorithmic trading strategies, utilizing both High-Frequency Trading (HFT) and Medium-Frequency Trading (MFT) approaches. Looking ahead, we are expanding into new markets and products. As a dynamic company, we continuously experiment with new markets, tools, and technologies. We’ve got a team of 200+ professionals, with a strong emphasis on technology—70% are technical specialists in development, infrastructure, testing, and analytics spheres. The remaining part of the team supports our business operations, such as Risks, Compliance, Legal, Operations and more. Our employees are located all around the world, from the United States to Hong Kong. Although we maintain office spaces, we currently operate as a 100% remote organization. At BHFT, clarity and transparency are at the core of our culture: we value open communication, ensuring that our processes are straightforward. Responsibilities: 1. Risk Management Tasks * Risk System Operation: Run and maintain the firm’s VaR and risk systems daily. Ensure all positions and strategies are accurately captured, priced, and reflected in the risk engine. * Intraday Limit Monitoring: Monitor trading exposures in real time against the firm’s risk limits (position size, margin, and concentration). Identify and escalate potential breaches promptly. * Margin Tool Operation: Reconcile daily margin requirements against FCM statements and calls. Run what-if scenarios across exchanges and FCMs to optimize margin usage, reduce capital requirements, and identify efficiencies. * Stress Testing: Execute daily stress tests and scenario analyses. * Anomaly Detection & Tool Ownership: Identify and investigate outliers, data issues, or unexpected spikes in VaR or risk metrics. Own the resolution of technical or pricing problems within the risk and margin systems and escalate persistent issues. 2. P&L Awareness * Maintain a working understanding of daily P&L by strategy to contextualize risk exposures and identify unusual risk/return relationships. * Review P&L attribution outputs produced by the P&L Analyst to validate consistency with observed position changes and market moves. * Flag P&L anomalies or discrepancies that may indicate data, pricing, or position capture issues in the risk system. 3. Liquidity & Valuation Tasks * Run the daily liquidity reserve model to assess bid/ask costs for exiting positions. * Apply liquidity reserves to valuations to produce realistic P&L figures. 4. Reporting & Communication * Prepare and distribute clear daily risk reports to the senior management, covering VaR, key exposures, margin utilization, and limit status. * Conduct regular reviews with traders on risk positioning, proactively flag elevated risks or limit concerns, and discuss stress test results and margin optimization opportunities. ## Qualifications * Strong proficiency in Value at Risk (VaR) methodologies and risk system management. * Hands-on experience with futures margining (especially SPAN), FCM reconciliation, and margin optimization tools. * Practical understanding of futures markets, including spreads and basis trading. * Solid knowledge of listed options Greeks and equity portfolio risk. * Familiarity with P&L attribution concepts and how they relate to risk monitoring. * 2–5 years of relevant experience in risk at a prop trading firm, hedge fund, or futures clearing organization. * Advanced Excel skills; Python or SQL experience is a plus. * Bachelor's degree or higher in Finance, Mathematics, Statistics, Engineering, or a related quantitative field. CFA or FRM is preferred but not required. ## Additional Information What we offer: * Experience a modern international technology company without the burden of bureaucracy. * Collaborate with industry-leading professionals, including former employees of Tower, DRW, Broadridge, Credit Suisse, and more. * Enjoy excellent opportunities for professional growth and self-realization. * Work remotely from anywhere in the world with a flexible schedule. * Receive compensation for health insurance, sports activities, and non-professional training.", "summaryDescription" : "Risk Analyst at BHFT. Skills: Risk management, VaR methodologies, Futures margining. Operate and maintain VaR systems daily. Capture positions and strategies", "postedDate" : "2026-06-15T07:38:31.000", "createdAt" : "2026-06-15T21:32:17.448", "lastUpdated" : "2026-06-16T02:36:53.987", "ingestTimestamp" : "2026-06-15T21:32:17.448", "mongoId" : "6a304f0df292fd229cee4ad6", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ "Futures margining", "Listed options Greeks", "Equity portfolio risk", "Risk management", "VaR methodologies", "P&L attribution", "Liquidity reserve modeling", "Margin reconciliation", "Scenario analysis", "Algorithmic trading", "Proprietary trading", "Futures markets", "Listed options", "FCM reconciliation", "CFA", "FRM", "Risk systems", "Margin tools", "Excel", "Python", "SQL" ], "skillCount" : 21, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 842.6062, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2cd5dc74d8ee00a0a3c555", "title" : "Director of Credit Risk", "company" : "Relay", "industry" : "Risk", "salary" : { "min" : 187000.0, "max" : 231000.0, "currency" : "CAD", "frequency" : "Yearly" }, "location" : "Toronto, ON", "locations" : [ "Toronto, ON", "San Francisco, CA", "New York, NY", "Vancouver, BC", "Boston, MA" ], "timestamp" : "2026-06-15T03:25:26.301", "fingerprint" : "56f30142dc918cbb4c69525f29fd6c371b3ac2904a191087a13a7325c98c2053", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/relayfi/116855a2-7149-4f1b-9200-3dfec33c2452/application", "externalId" : "116855a2-7149-4f1b-9200-3dfec33c2452", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Toronto", "state" : "Ontario", "country" : "Canada", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "43.6534817,-79.3839347" } ], "locationText" : "Toronto, Ontario, Canada", "employmentType" : "FULL_TIME", "experienceLevel" : "Director", "technicalSkills" : "Python, R, SQL", "professionalSkills" : [ "Credit strategy", "Credit analytics", "Underwriting policies", "Underwriting models", "Credit products", "Risk management", "Portfolio management", "Financial modeling" ], "hardSkillsList" : [ "Credit risk", "Credit policy", "Underwriting", "Risk assessment", "Data analysis", "Financial analysis", "Portfolio analysis", "Credit scoring" ], "softSkillsList" : [ "Leadership" ], "hardSkills" : [ { "name" : "Credit risk", "level" : "intermediate" }, { "name" : "Credit policy", "level" : "intermediate" }, { "name" : "Underwriting", "level" : "intermediate" }, { "name" : "Risk assessment", "level" : "intermediate" }, { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Portfolio analysis", "level" : "intermediate" }, { "name" : "Credit scoring", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Leadership" } ], "majorSkills" : "Credit risk, Underwriting, Portfolio management, Fintech", "majorSkillsList" : [ "Credit risk", "Underwriting", "Portfolio management", "Fintech" ], "coreResponsibilities" : "Lead Credit & Spend Management tribe, Manage direct reports, Guide embedded teams, Build in-house credit engine, Build monitoring infrastructure, Build decisioning systems, Own credit policy, Own underwriting strategy, Handle exception handling, Handle manual reviews, Handle escalations, Expand lending portfolio, Own origination performance, Own charge-off performance, Evolve charge card proposition, Own credit P&L, Own debit P&L, Drive sustainable growth, Manage risk appetite, Manage capital appetite, Partner with banking partners, Partner with capital providers, Partner with internal stakeholders, Align on strategy, Align on performance, Align on compliance", "teamCollaboration" : "Cross-functional teams; Embedded product teams; Embedded engineering teams; Embedded data teams; Embedded design teams; Banking partners; Capital providers; Internal stakeholders", "projectManagementSkills" : [ "Roadmap definition", "Agile methodologies" ], "domainKnowledge" : "SMB underwriting; Credit infrastructure; Risk-sharing agreements; Alternative data sources; Commercial bureaus; Credit context; Digital banking; Financial instruments; Regulatory frameworks; Risk methodologies; Quantitative skills", "domainList" : [ "smb-underwriting", "credit-infrastructure", "risk-sharing-agreements", "alternative-data-sources", "commercial-bureaus", "credit-context", "digital-banking", "financial-instruments", "regulatory-frameworks", "risk-methodologies", "quantitative-skills" ], "domainSpecificKnowledge" : [ "SMB underwriting", "Credit infrastructure", "Risk-sharing agreements", "Alternative data sources", "Commercial bureaus", "Credit context", "Digital banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Plaid" ], "communicationSkills" : "P&L accountability", "problemSolvingSkills" : "Data-driven iteration", "outcomesObjectives" : "Make Relay first choice for SMB credit; Deepen monetization; Drive new growth; Reduce reliance on third-party underwriting", "qualificationsBasic" : "5 to 7 years credit strategy, 5 to 7 years analytics, Direct ownership underwriting policies, Direct ownership underwriting models, Experience building credit products, Experience scaling credit products, Experience working with bank partners, Experience working with regulators, Experience working with examiners", "qualificationsPreferred" : "Deep experience SMB underwriting, Experience with APIs, Experience with vendor models, Experience translating risk-sharing agreements, Familiarity with alternative data sources, Experience incorporating alternative data", "remoteFriendly" : true, "rawDescription" : "Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses. We're looking for a Director of Credit Risk to lead our Credit & Spend Management team. This team owns every credit and spend product Relay offers to small businesses—from charge cards and lending to the underlying credit infrastructure and the surrounding user experience. Today, credit represents the largest game changing opportunity for Relay. We own our users’ core banking and deposits through a powerful suite of checking, saving, and debit offers presented with a software layer that enables granular compartmentalization and provides precise financial clarity to the business owners. Your mandate is to build on that strength, and ‘make Relay the first choice for SMB credit’. This opportunity will not only help us serve our clients’ needs fully, but also deepen monetization and drive new growth for Relay. We are deeply committed to this mission, and have built a cross functional tribe with embedded core product resources to see it through. You’ll lead this tribe, reporting to our CEO with full P&L accountability. The team spans risk, product, engineering, data, and design across four squads: Charge Card, Lending, Spend Management, and Credit Infrastructure. This is not a strategy-only role. You’ll define the roadmap, build the credit engine, own underwriting direction, and drive outcomes across the full lifecycle—from acquisition through app flows and risk and portfolio management. What You'll Be Doing - Lead the Credit & Spend Management tribe as a cross-functional GM, managing 6 to 8 direct reports and guiding embedded product, engineering, data, and design teams - Build Relay’s in-house credit engine, including monitoring infrastructure and decisioning systems, reducing reliance on third-party underwriting over time - Own credit policy and underwriting strategy, including exception handling, manual reviews, and escalations - Expand the lending portfolio from a single product to a multi-product suite, owning performance from origination through charge-off - Evolve the charge card proposition through structured experimentation and data-driven iteration - Own the credit and debit P&L, driving sustainable growth while managing to risk and capital appetite - Partner closely with banking partners, capital providers, and internal stakeholders to align on strategy, performance, and compliance Who you are - Min 5 to 7 years of hands-on experience in credit strategy and analytics, with direct ownership of underwriting policies and models. Deep experience in SMB underwriting – you’ve made or approved real lending decisions based on business fundamentals – is a plus. - Experience building or scaling credit products in a fintech or similarly fast-paced environment, including 0→1 or early-stage systems - Strong grasp of credit infrastructure and data—comfortable working with APIs, vendor models, and translating risk-sharing agreements into financial outcomes - Familiarity with alternative data sources (e.g., Plaid, accounting integrations, commercial bureaus) and how to incorporate them into underwriting - Experience working with bank partners, regulators, or examiners in a credit context - Strong operator with a bias toward ownership—you’re comfortable being accountable for both strategy and execution The Interview Process - Stage 1: A 60-minute Google Meet video call with a member of our Talent team - Stage 2: A 60-minute Google Meet video call with the hiring manager - Stage 3: A 60-minute Google Meet panel interview based on a take-home case study - Stage 4: A 60-minute Google Meet video call with a member of our leadership team Why Relay Might Be the Perfect Fit For You - You push relentlessly for reinvention: You're always asking \"how can this be better?\" -- in your work, in your craft, in yourself. Comfort is a signal to push harder, not coast. You'd rather build something better than defend something familiar. - You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you’re someone who takes initiative, is comfortable taking risks, and seeks input when needed, you’ll find the freedom here empowering. - You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks. - You build with AI, not just use it: You're actively embedding AI into how you work, pushing what's possible, and bringing your team along with you. - You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition, and you let your work speak for itself. - You’re energized by complexity and ambiguity: You enjoy tackling problems that don’t come with a playbook. You’re comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward. - You seek out feedback: You see directness as respect, not criticism. You actively seek input, sit with hard truths, and use feedback as fuel for improvement. - Small businesses are why we're here: Relay exists to help them thrive -- and that mission has to resonate with you. Join Us We're looking for people who are relentless, curious, and care deeply about the work. You're encouraged to apply even if your experience doesn't perfectly match the job description -- your perspective and drive matter more. We welcome diverse backgrounds and people who think critically, challenge the status quo, and want to help small businesses thrive. If you require accommodations at any stage of the hiring process, please reach out to your Talent Partner. Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check and employment verification through Certn.", "summaryDescription" : "Director of Credit Risk at Relay. Skills: Credit risk, Underwriting, Portfolio management, Fintech. Lead Credit & Spend Management tribe. Manage direct reports", "createdAt" : "2026-06-13T21:50:47.696", "lastUpdated" : "2026-06-15T03:25:26.301", "ingestTimestamp" : "2026-06-13T21:50:47.696", "mongoId" : "6a2cd5dc74d8ee00a0a3c555", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "150k-200k", "hasSalary" : false, "allSkills" : [ "Credit risk", "Credit policy", "Underwriting", "Risk assessment", "Data analysis", "Financial analysis", "Portfolio analysis", "Credit scoring", "Leadership", "Portfolio management", "Fintech", "Credit strategy", "Credit analytics", "Underwriting policies", "Underwriting models", "Credit products", "Risk management", "Financial modeling", "Roadmap definition", "Agile methodologies", "SMB underwriting", "Credit infrastructure", "Risk-sharing agreements", "Alternative data sources", "Commercial bureaus", "Credit context", "Digital banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Quantitative skills", "Bloomberg Terminal", "Reuters Eikon", "FactSet", "Plaid" ], "skillCount" : 35, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Director", "dataQualityScore" : 0.8888889, "_score" : 839.9664, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a30851cf292fd229c0770f1", "title" : "Financial Analyst", "company" : "SKELAR", "industry" : "Finance", "salary" : { "min" : 600000.0, "max" : 900000.0, "currency" : "UAH", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Financial Analyst in Kyiv, Ukraine, adjusted for the Technology industry and 2+ years of experience." }, "location" : "Kyiv", "locations" : [ "Kyiv" ], "certifications" : [ "ACCA" ], "timestamp" : "2026-06-16T12:49:51.626", "fingerprint" : "fc2709262e704e7b0085047507e055fca8280e728ea7dae5791b7d6f472b8454", "source" : "ashby", "language" : "uk", "applyUrl" : "https://jobs.ashbyhq.com/SKELAR/9cf4317d-7bec-4356-bc43-b3714aa5f11b/application", "externalId" : "9cf4317d-7bec-4356-bc43-b3714aa5f11b", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Kyiv", "country" : "Ukraine", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "50.4500336,30.5241361" } ], "locationText" : "Kyiv, Ukraine", "employmentType" : "FULL_TIME", "experienceMinYears" : 2, "technicalSkills" : "AI", "professionalSkills" : [ "Financial analysis", "Data analysis", "Financial reporting", "Process improvement" ], "hardSkillsList" : [ "Revenue analysis", "Data reconciliation", "Financial statement analysis" ], "hardSkills" : [ { "name" : "Revenue analysis", "level" : "intermediate" }, { "name" : "Data reconciliation", "level" : "intermediate" }, { "name" : "Financial statement analysis", "level" : "intermediate" } ], "majorSkills" : "Revenue analysis, Financial reporting, Data reconciliation", "majorSkillsList" : [ "Revenue analysis", "Financial reporting", "Data reconciliation" ], "coreResponsibilities" : "Prepare revenue analytics, Prepare refund analytics, Prepare chargeback analytics, Prepare discount analytics, Analyze revenue dynamics, Analyze revenue deductions dynamics, Identify key drivers of change, Identify anomalies, Formulate recommendations for financial metrics, Participate in implementing changes, Control revenue reflection accuracy, Control deductions reflection accuracy, Work with raw data, Reconcile data, Align data, Participate in improving revenue accounting processes, Participate in improving revenue analysis processes, Automate processes, Use AI tools", "teamCollaboration" : "Stakeholders from different teams; Various teams", "domainKnowledge" : "Financial statements; P&L; Cash Flow; Payment processing", "domainList" : [ "financial-statements", "p-l", "cash-flow", "payment-processing" ], "domainSpecificKnowledge" : [ "Financial statements", "P&L", "Cash Flow", "Payment processing" ], "toolProficiency" : [ "Excel", "Google Sheets" ], "communicationSkills" : "Communication skills", "continuousLearning" : "Educational programs; AI intensives; Professional clubs", "problemSolvingSkills" : "Analytical skills", "outcomesObjectives" : "Improve financial metric quality; Improve financial metric transparency; Improve understanding of financial results; Improve understanding of change drivers; Improve analytics preparation speed; Improve analytics preparation accuracy; Improve financial data process efficiency; Control payment perimeter status", "qualificationsBasic" : "2+ years experience in finance, 2+ years experience in analytics, 2+ years experience in audit, 2+ years experience in consulting, Understanding of financial statements, Proficient Excel / Google Sheets", "qualificationsPreferred" : "Experience in Big4, Experience in international companies, Experience in product environment, Experience in IT environment, Experience with multiple business units, Experience automating reporting, Experience optimizing processes, Experience with budgeting, Experience with plan/fact analysis, ACCA certification started, Participation in case competitions, Participation in intensives", "rawDescription" : "[https://app.ashbyhq.com/api/images/user-content/586ac3cb-f234-40cf-96fd-3daae8c41309/3a2721ac-0cf6-4bb5-a785-483b8d1018c3/Ashby_header.png] Що варто знати про SKELAR? Це венчур-білдер — іншими словами, компанія, яка будує компанії. З нами фаундери створюють consumer-бізнеси, які стають лідерами на глобальних ринках EdTech, Mental health, Petcare, FashionTech та інших. Скеларівці будують tech-продукти, які здобувають відзнаки від Product Hunt, The Webby Awards та отримують тисячі позитивних відгуків на TrustPilot. Загалом tech-продуктами наших бізнесів користуються 10+ млн людей у світі. Усе завдяки сильним командам, бо наші спеціалісти — це ключова цінність SKELAR. Для професійної реалізації ми створили середовище з експертизою та необмеженими можливостями — і шукаємо тих, хто прагне викликів. Зараз ми в пошуку Financial Analyst. Виклики, які чекають на цій ролі: - Підготовка аналітики по доходу (Revenue) та коригуванням (refunds, chargebacks, discounts тощо) з фокусом на якість і достовірність даних - Аналіз динаміки revenue та revenue deductions, виявлення ключових драйверів змін і аномалій - Формування практичних рекомендацій для покращення фінансових метрик та участь у впровадженні змін разом зі стейкхолдерами із різних команд - Контроль коректності відображення revenue та deductions у фінансовій звітності (P&L, Cash Flow) - Робота з raw data з різних джерел (платіжні системи, договори, білінг, внутрішні системи), їх звірка та узгодження - Участь у вдосконаленні процесів обліку та аналізу revenue, включаючи автоматизацію та використання AI-інструментів На що ти будеш впливати: - Якість і прозорість управлінської фінансової звітності - Розуміння бізнесом своїх фінансових результатів і драйверів змін - Швидкість та точність підготовки аналітики для внутрішніх стейкхолдерів - Ефективність процесів роботи з фінансовими даними - Стан контролінгу платіжного периметру Що для нас важливо: - 2+ роки досвіду у фінансах, аналітиці, аудиті або консалтингу - Впевнене розуміння фінансової звітності (P&L, Cash Flow) - Впевнений рівень Excel / Google Sheets (робота з великими обсягами даних) - Сильні аналітичні навички та увага до деталей - Гарні комунікаційні навички та готовність взаємодіяти з різними командами Буде перевагою: - Досвід роботи у Big4 або міжнародних компаніях - Досвід у продуктовому або IT-середовищі - Робота з кількома бізнес-напрямками або юнітами - Досвід автоматизації звітності або оптимізації процесів - Досвід роботи з бюджетуванням і план/факт аналізом - Почата сертифікація (ACCA) або участь у кейсових змаганнях, інтенсивах У SKELAR ми побудували середовище для професійної самореалізації: - SKELAR Platform. Це операційне ядро венчур-білдера, що допомагає фаундерам швидше проходити шлях від нуля до одиниці. Так команди бізнесів фокусуються на продукті — а 10+ команд в складі Platform закривають функції Legal, Finance, HR, Admin, Talent Acquisition, Employer Branding, IT та інші. - Нетворк та обмін досвідом як частина культури. Серед наших колег — кофаундери, які запустили не один бізнес, а також найсильніші спеціалісти на ринку. Тож ми маємо доступ до необхідної експертизи на відстані витягнутої руки. - Ексклюзивна доменна освіта. Ми створили власні навчальні програми для тіммейтів на вибір — від 2-місячної школи для менеджерів-початківців до інтенсивів про AI та професійних клубів з розробки, продакт-менеджменту тощо. - Вплив на системну допомогу Україні. Маємо благодійний фонд SKELAR foundation, який створили самі скеларівці — і завдяки кожному співробітнику втілюємо важливі соціальні проєкти. Наприклад, заснували перший у Європі акселератор для ветеранів https://veteranventure.skelar.tech/ і формуємо майданчик для підтримки ветеранів на рівні держави. - Екосистема для продуктивної роботи. Для скеларівців створені простори, які надихають на результат — з власним спортзалом, скеледромом, зеленими зонами Bali та бібліотеками. У спейсах, де сервіс, безпека та комфорт синхронізовані з темпом зростання команд, отримуємо вау-досвід та працюємо ефективніше. - Турбота про щоденний комфорт. Сніданки, обіди, доступ до спортивних тренувань в Києві або часткова компенсація занять у Варшаві, медичне страхування, оплачувані відрядження, якщо специфіка ролі передбачає такі поїздки, корпоративні знижки від партнерів. Більше розповімо на нашій зустрічі-знайомстві. Запрошуємо будувати the next big everything у SKELAR разом! [https://app.ashbyhq.com/api/images/user-content/586ac3cb-f234-40cf-96fd-3daae8c41309/bf8afb62-59f5-436b-b500-74f06bd0bb6e/Ashby_footer_eng.png]", "summaryDescription" : "Financial Analyst at SKELAR. Skills: Revenue analysis, Financial reporting, Data reconciliation. Prepare revenue analytics. Prepare refund analytics", "createdAt" : "2026-06-16T01:59:58.701", "lastUpdated" : "2026-06-16T12:49:51.626", "ingestTimestamp" : "2026-06-16T01:59:58.701", "mongoId" : "6a30851cf292fd229c0770f1", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Revenue analysis", "Data reconciliation", "Financial statement analysis", "Financial reporting", "Financial analysis", "Data analysis", "Process improvement", "Financial statements", "P&L", "Cash Flow", "Payment processing", "ACCA", "Excel", "Google Sheets" ], "skillCount" : 14, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "_score" : 839.62537, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Technology", "llmIndustryConfidence" : 0.95 }, { "id" : "6a30795cf292fd229c031ab3", "title" : "Financial Analyst", "company" : "SKELAR", "industry" : "Finance", "salary" : { "min" : 600000.0, "max" : 900000.0, "currency" : "UAH", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Financial Analyst in Kyiv, Ukraine, adjusted for the technology industry and 2+ years of experience." }, "location" : "Kyiv", "locations" : [ "Kyiv" ], "certifications" : [ "ACCA" ], "timestamp" : "2026-06-16T11:30:35.823", "fingerprint" : "b7045aad5793415f4f5fe1dbccac061588423877881e71f90b8f108b0e4bf2b7", "source" : "ashby", "language" : "uk", "applyUrl" : "https://jobs.ashbyhq.com/skelar/9cf4317d-7bec-4356-bc43-b3714aa5f11b/application", "externalId" : "9cf4317d-7bec-4356-bc43-b3714aa5f11b", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Kyiv", "country" : "Ukraine", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "50.4500336,30.5241361" } ], "locationText" : "Kyiv, Ukraine", "employmentType" : "FULL_TIME", "experienceMinYears" : 2, "technicalSkills" : "AI", "professionalSkills" : [ "Financial analysis", "Data analysis", "Financial reporting", "Process improvement", "Process automation" ], "hardSkillsList" : [ "Revenue analysis", "Data reconciliation", "Financial statement analysis" ], "hardSkills" : [ { "name" : "Revenue analysis", "level" : "intermediate" }, { "name" : "Data reconciliation", "level" : "intermediate" }, { "name" : "Financial statement analysis", "level" : "intermediate" } ], "majorSkills" : "Revenue analysis, Financial reporting, Data reconciliation", "majorSkillsList" : [ "Revenue analysis", "Financial reporting", "Data reconciliation" ], "coreResponsibilities" : "Prepare revenue analytics, Prepare refund analytics, Prepare chargeback analytics, Prepare discount analytics, Analyze revenue dynamics, Analyze revenue deductions dynamics, Identify key drivers of change, Identify anomalies, Formulate recommendations for financial metrics, Participate in implementing changes, Control correctness of revenue reflection, Control correctness of deductions reflection, Work with raw data, Reconcile data, Align data, Participate in improving revenue accounting processes, Participate in improving revenue analysis processes, Automate processes, Use AI tools", "teamCollaboration" : "Stakeholders from different teams; Various teams; Internal stakeholders", "domainKnowledge" : "Financial statements; P&L; Cash Flow; Payment processing", "domainList" : [ "financial-statements", "p-l", "cash-flow", "payment-processing" ], "domainSpecificKnowledge" : [ "Financial statements", "P&L", "Cash Flow", "Payment processing" ], "toolProficiency" : [ "Excel", "Google Sheets" ], "communicationSkills" : "Communication skills", "continuousLearning" : "Training programs; Managerial training; AI intensives; Professional clubs", "problemSolvingSkills" : "Analytical skills", "outcomesObjectives" : "Improve financial metrics; Ensure quality of management reporting; Ensure transparency of management reporting; Improve understanding of financial results; Improve understanding of change drivers; Increase speed of analytics preparation; Increase accuracy of analytics preparation; Improve efficiency of financial data processes; Control payment perimeter", "qualificationsBasic" : "2+ years experience in finance, 2+ years experience in analytics, 2+ years experience in audit, 2+ years experience in consulting, Understanding of financial statements, Proficient in Excel, Proficient in Google Sheets", "qualificationsPreferred" : "Experience in Big4, Experience in international companies, Experience in product environment, Experience in IT environment, Experience with multiple business lines, Experience with budgeting, Experience with plan/fact analysis, ACCA certification started, Participation in case competitions, Participation in intensives", "workSiteFlexibility" : "Flexible", "rawDescription" : "[https://app.ashbyhq.com/api/images/user-content/586ac3cb-f234-40cf-96fd-3daae8c41309/3a2721ac-0cf6-4bb5-a785-483b8d1018c3/Ashby_header.png] Що варто знати про SKELAR? Це венчур-білдер — іншими словами, компанія, яка будує компанії. З нами фаундери створюють consumer-бізнеси, які стають лідерами на глобальних ринках EdTech, Mental health, Petcare, FashionTech та інших. Скеларівці будують tech-продукти, які здобувають відзнаки від Product Hunt, The Webby Awards та отримують тисячі позитивних відгуків на TrustPilot. Загалом tech-продуктами наших бізнесів користуються 10+ млн людей у світі. Усе завдяки сильним командам, бо наші спеціалісти — це ключова цінність SKELAR. Для професійної реалізації ми створили середовище з експертизою та необмеженими можливостями — і шукаємо тих, хто прагне викликів. Зараз ми в пошуку Financial Analyst. Виклики, які чекають на цій ролі: - Підготовка аналітики по доходу (Revenue) та коригуванням (refunds, chargebacks, discounts тощо) з фокусом на якість і достовірність даних - Аналіз динаміки revenue та revenue deductions, виявлення ключових драйверів змін і аномалій - Формування практичних рекомендацій для покращення фінансових метрик та участь у впровадженні змін разом зі стейкхолдерами із різних команд - Контроль коректності відображення revenue та deductions у фінансовій звітності (P&L, Cash Flow) - Робота з raw data з різних джерел (платіжні системи, договори, білінг, внутрішні системи), їх звірка та узгодження - Участь у вдосконаленні процесів обліку та аналізу revenue, включаючи автоматизацію та використання AI-інструментів На що ти будеш впливати: - Якість і прозорість управлінської фінансової звітності - Розуміння бізнесом своїх фінансових результатів і драйверів змін - Швидкість та точність підготовки аналітики для внутрішніх стейкхолдерів - Ефективність процесів роботи з фінансовими даними - Стан контролінгу платіжного периметру Що для нас важливо: - 2+ роки досвіду у фінансах, аналітиці, аудиті або консалтингу - Впевнене розуміння фінансової звітності (P&L, Cash Flow) - Впевнений рівень Excel / Google Sheets (робота з великими обсягами даних) - Сильні аналітичні навички та увага до деталей - Гарні комунікаційні навички та готовність взаємодіяти з різними командами Буде перевагою: - Досвід роботи у Big4 або міжнародних компаніях - Досвід у продуктовому або IT-середовищі - Робота з кількома бізнес-напрямками або юнітами - Досвід автоматизації звітності або оптимізації процесів - Досвід роботи з бюджетуванням і план/факт аналізом - Почата сертифікація (ACCA) або участь у кейсових змаганнях, інтенсивах У SKELAR ми побудували середовище для професійної самореалізації: - SKELAR Platform. Це операційне ядро венчур-білдера, що допомагає фаундерам швидше проходити шлях від нуля до одиниці. Так команди бізнесів фокусуються на продукті — а 10+ команд в складі Platform закривають функції Legal, Finance, HR, Admin, Talent Acquisition, Employer Branding, IT та інші. - Нетворк та обмін досвідом як частина культури. Серед наших колег — кофаундери, які запустили не один бізнес, а також найсильніші спеціалісти на ринку. Тож ми маємо доступ до необхідної експертизи на відстані витягнутої руки. - Ексклюзивна доменна освіта. Ми створили власні навчальні програми для тіммейтів на вибір — від 2-місячної школи для менеджерів-початківців до інтенсивів про AI та професійних клубів з розробки, продакт-менеджменту тощо. - Вплив на системну допомогу Україні. Маємо благодійний фонд SKELAR foundation, який створили самі скеларівці — і завдяки кожному співробітнику втілюємо важливі соціальні проєкти. Наприклад, заснували перший у Європі акселератор для ветеранів https://veteranventure.skelar.tech/ і формуємо майданчик для підтримки ветеранів на рівні держави. - Екосистема для продуктивної роботи. Для скеларівців створені простори, які надихають на результат — з власним спортзалом, скеледромом, зеленими зонами Bali та бібліотеками. У спейсах, де сервіс, безпека та комфорт синхронізовані з темпом зростання команд, отримуємо вау-досвід та працюємо ефективніше. - Турбота про щоденний комфорт. Сніданки, обіди, доступ до спортивних тренувань в Києві або часткова компенсація занять у Варшаві, медичне страхування, оплачувані відрядження, якщо специфіка ролі передбачає такі поїздки, корпоративні знижки від партнерів. Більше розповімо на нашій зустрічі-знайомстві. Запрошуємо будувати the next big everything у SKELAR разом! [https://app.ashbyhq.com/api/images/user-content/586ac3cb-f234-40cf-96fd-3daae8c41309/bf8afb62-59f5-436b-b500-74f06bd0bb6e/Ashby_footer_eng.png]", "summaryDescription" : "Financial Analyst at SKELAR. Skills: Revenue analysis, Financial reporting, Data reconciliation. Prepare revenue analytics. Prepare refund analytics", "createdAt" : "2026-06-16T01:59:35.600", "lastUpdated" : "2026-06-16T11:30:35.823", "ingestTimestamp" : "2026-06-16T01:59:35.600", "mongoId" : "6a30795cf292fd229c031ab3", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "200k+", "hasSalary" : false, "allSkills" : [ "Revenue analysis", "Data reconciliation", "Financial statement analysis", "Financial reporting", "Financial analysis", "Data analysis", "Process improvement", "Process automation", "Financial statements", "P&L", "Cash Flow", "Payment processing", "ACCA", "Excel", "Google Sheets" ], "skillCount" : 15, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "_score" : 839.60693, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Technology", "llmIndustryConfidence" : 0.95 }, { "id" : "69ce5e3b9bc74574cb67798e", "title" : "Retail Credit Analyst", "company" : "Mercedes-Benz Financial Services Australia", "industry" : "Banking", "salary" : { "min" : 95000.0, "max" : 135000.0, "currency" : "AUD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Retail Credit Analyst in Melbourne, Australia, adjusted for the Financial Services industry." }, "location" : "Australia-Victoria (Australia)-Mulgrave/Melbourne", "locations" : [ "Australia-Victoria (Australia)-Mulgrave/Melbourne", "44 Lexia Place, , Mulgrave/Melbourne" ], "timestamp" : "2026-06-16T01:36:17.710", "fingerprint" : "85b4d525dc425df72ae7ee64008477dbf78f9b9076e8902cb32e3c99eaab17ab", "source" : "taleo", "language" : "en", "applyUrl" : "https://daimler.taleo.net/careersection/ex/jobdetail.ftl?job=890889", "externalId" : "890889", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Melbourne", "state" : "Victoria", "country" : "Australia", "continent" : "oc", "source" : "llm", "workMode" : "hybrid", "geo" : "-37.8142454,144.9631732" } ], "locationText" : "Melbourne, Victoria, Australia", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "professionalSkills" : [ "Credit analysis", "Financial analysis" ], "hardSkillsList" : [ "Credit assessment" ], "hardSkills" : [ { "name" : "Credit assessment", "level" : "intermediate" } ], "majorSkills" : "Credit analysis, Loan application assessment", "majorSkillsList" : [ "Credit analysis", "Loan application assessment" ], "coreResponsibilities" : "Analyze loan applications, Make recommendations on applications, Decide on deals, Liaise with internal clients, Liaise with external clients, Perform Profit & Loss Balance Sheet extrapolation, Communicate with Retail partners, Provide excellent service, Assist broader business cross-functionally", "teamCollaboration" : "Cross-functional collaboration; High-performing team environment", "projectManagementSkills" : [ "Agile" ], "domainKnowledge" : "Retail credit applications; Automotive finance", "domainList" : [ "retail-credit-applications", "automotive-finance" ], "domainSpecificKnowledge" : [ "Retail credit applications", "Automotive finance" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon" ], "communicationSkills" : "Effective communication", "continuousLearning" : "Cross-functional development", "problemSolvingSkills" : "Analytical skills", "qualificationsBasic" : "5+ years experience in a similar finance role, Demonstrated ability to workshop deals, Demonstrated ability to make recommendations, Demonstrated ability to negotiate successfully, Flexibility to work on Saturday with RDO", "qualificationsPreferred" : "Tertiary qualification in Business/Finance", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "At Mercedes-Benz Financial Services Australia, we offer financial and insurance solutions and convenience that our Retailer Network and customers need—all at a great place to work. As part of the global Mercedes-Benz AG organisation, we’re proud to be a driving force in the automotive sector. We’re firmly focused on the key global trends of our time: electrification, sustainability, digitalisation and artificial intelligence. We have a clear ambition: Best-in-class mobility services — customer-centric, seamless and flexible. What’s in it for you? We can’t achieve this ambition without dedicated, passionate employees. We’re seeking an experienced and proactive Retail Credit Analyst to play a key role in supporting the day-to-day operations and ongoing success of our Credit Operations business. We currently have an opportunity for a Retail Credit Analyst to join our Retail Credit team. Reporting directly to the Retail Credit Manager, the core focus of this role is to assess the credit worthiness of retail credit applications as submitted by our retail network. If this sounds like the role you’ve been looking for, we’d love to have you on board, we can make a difference together. What you’ll do: • Analysis of loan applications within expected turn-around times • Make recommendations on applications submitted and decisions on all deals that fall with allocated approval authority • Liaise with both internal and external clients • Profit & Loss Balance Sheet extrapolation • Communicate effectively with our Retail partners and provide excellent service • Assisting the broader business cross-functionally in an agile organisational structure The skills we’re looking for: Setting you up for success in this role is your demonstrated experience in constructing well-balanced and logical analysis. You work well under pressure in a fast-paced environment, both autonomously and within a high-performing team environment. You must also have a keen interest in expanding upon your existing skills to cross-functionally develop and grow your career! Ideally, you will have experience in a similar finance role and you will have a demonstrated ability to workshop deals, make recommendations and negotiate successfully. A tertiary qualification in Business/Finance (or a related field) will be highly regarded. Most importantly, a passion for team spirit, exceeding customer experiences and building strong relationships is vital to your success. The flexibility to work on regular basis on Saturday with a rostered day off (RDO) between Tuesday and Thursday is also required in this role to meet our business needs. Applications close Monday, 6th April 2026 COB. About us as an employer At Mercedes-Benz Financial Services Australia, we believe our people make the difference. We proudly offer generous employee benefits, including discounted car leasing and purchase options, on-site parking, gym, cafeteria and more. We support flexible ways of working, combining time in the office with remote work options. We are proud to be recognised as a Workplace Gender Equality Employer of Choice and foster a flexible, inclusive and progressive workplace culture. Our commitment to our people extends to employee recognition and reward programs, as well as ongoing learning and development opportunities. We aim to facilitate improved business outcomes and achievement of business goals by embracing diversity and inclusion and eliminating discrimination based on race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability and gender identity. Mercedes-Benz Financial Services Australia Pty. Ltd.", "summaryDescription" : "Retail Credit Analyst at Mercedes-Benz Financial Services Australia. Skills: Credit analysis, Loan application assessment. Analyze loan applications. Make recommendations on applications", "createdAt" : "2026-06-14T19:47:11.943", "lastUpdated" : "2026-06-16T01:36:17.710", "ingestTimestamp" : "2026-06-14T19:47:11.943", "mongoId" : "69ce5e3b9bc74574cb67798e", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Credit assessment", "Credit analysis", "Loan application assessment", "Financial analysis", "Agile", "Retail credit applications", "Automotive finance", "Bloomberg Terminal", "Reuters Eikon" ], "skillCount" : 9, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.7777778, "_score" : 838.4594, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c6ab774d8ee00a090d795", "title" : "Sr. Product Manager - Credit Risk", "company" : "NinjaHoldings", "industry" : "FinTech", "salary" : { "min" : 155000.0, "max" : 215000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Product Manager in FinTech in Chicago, adjusted for seniority and company size." }, "location" : "Chicago, IL", "locations" : [ "Chicago", "IL" ], "timestamp" : "2026-06-15T03:31:46.726", "fingerprint" : "388f0bf0c5ab2d541e5c90386b05391d65491903d10a91d1ebafa027d05b99f8", "source" : "breezyhr", "language" : "en", "applyUrl" : "https://ninjaholdings.breezy.hr/p/9cea8f42efbf-sr-product-manager-credit-risk", "externalId" : "9cea8f42efbf", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Chicago", "state" : "Illinois", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "41.8755616,-87.6244212" } ], "locationText" : "Chicago, Illinois, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "coreResponsibilities" : "Focus on product strategy, Focus on roadmap, Focus on user stories, Focus on cross-functional collaboration", "remoteFriendly" : false, "rawDescription" : "NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of di", "summaryDescription" : "Sr. Product Manager - Credit Risk at NinjaHoldings. Focus on product strategy. Focus on roadmap", "createdAt" : "2026-06-14T00:27:13.232", "lastUpdated" : "2026-06-15T03:31:46.726", "ingestTimestamp" : "2026-06-14T00:27:13.232", "mongoId" : "6a2c6ab774d8ee00a090d795", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 155000, "salaryAnnualMax" : 215000, "salaryBand" : "150k-200k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "product", "jobSubcategory" : "product_management", "seniorityLevel" : "Senior", "dataQualityScore" : 0.7777778, "_score" : 837.21375, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c8bb074d8ee00a09737f8", "title" : "Senior Credit Risk Data Scientist (m/f/d)", "company" : "Pliant", "industry" : "Credit", "salary" : { "min" : 85000.0, "max" : 120000.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Credit Risk Data Scientist in Berlin, Germany, adjusted for the FinTech industry and a senior experience level." }, "location" : "Berlin, Berlin (Hybrid)", "locations" : [ "Berlin, Berlin (Hybrid)" ], "timestamp" : "2026-06-16T02:56:59.059", "fingerprint" : "d431a9ccc58912da9c889a974bbd690b26ca4d0b9bebbb03acdfdea362f43b8b", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/pliant/3786dbb9-40e9-47ed-a844-0b6f869daa4d/application", "externalId" : "3786dbb9-40e9-47ed-a844-0b6f869daa4d", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Berlin", "state" : "Berlin", "country" : "Germany", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "52.5033790,13.3386522" } ], "locationText" : "Berlin, Berlin, Germany", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Python, SQL, Airflow, Dbt, GCP, AWS, Azure, Snowflake, BigQuery", "professionalSkills" : [ "Credit risk strategy", "ML engineering", "Credit intuition", "Portfolio analytics", "Credit strategy recommendations" ], "hardSkillsList" : [ "Data pipelines", "Feature engineering", "Model deployment", "Model monitoring", "Decisioning logic", "Early warning systems" ], "hardSkills" : [ { "name" : "Data pipelines", "level" : "intermediate" }, { "name" : "Feature engineering", "level" : "intermediate" }, { "name" : "Model deployment", "level" : "intermediate" }, { "name" : "Model monitoring", "level" : "intermediate" }, { "name" : "Decisioning logic", "level" : "intermediate" }, { "name" : "Early warning systems", "level" : "intermediate" } ], "majorSkills" : "Credit risk models, ML infrastructure, Data pipelines", "majorSkillsList" : [ "Credit risk models", "ML infrastructure", "Data pipelines" ], "coreResponsibilities" : "Build credit risk models, Validate credit risk models, Deploy credit risk models, Engineer features, Define target variables, Monitor models, Recalibrate models, Design data pipelines, Build data pipelines, Integrate internal behavioural data, Integrate open banking feeds, Integrate bureau data, Integrate third-party sources, Develop automated credit decisioning logic, Test automated credit decisioning logic, Iterate on automated credit decisioning logic, Assign approval limits, Assign decline limits, Assign assignment rules, Monitor decision engine performance, Own model deployment, Own model versioning, Own model monitoring, Own drift detection, Build ML infrastructure, Analyse portfolio performance, Identify risk drivers, Translate empirical findings, Design early warning systems, Build early warning systems, Surface deteriorating credit quality, Manage portfolio proactively, Prioritise collections, Partner with Risk Management, Partner with Data teams, Partner with Engineering teams, Build E2E data processes, Manage cross functional projects, Drive project delivery, Facilitate information flow, Support data driven decision making, Support development of a culture of open dialogue", "teamCollaboration" : "Risk Management teams; Data teams; Engineering teams; Cross functional projects", "projectManagementSkills" : [ "Agile development", "Cross functional projects" ], "domainKnowledge" : "Credit risk concepts; Unsecured SME exposures; Open banking data; Transaction level insights", "domainList" : [ "credit-risk-concepts", "unsecured-sme-exposures", "open-banking-data", "transaction-level-insights" ], "domainSpecificKnowledge" : [ "Credit risk concepts", "Unsecured SME exposures", "Open banking data", "Transaction level insights" ], "toolProficiency" : [ "Airflow", "Dbt" ], "communicationSkills" : "Fact based information flow", "problemSolvingSkills" : "Data-driven decision making", "outcomesObjectives" : "Extend credit across Europe and US; Keep models performing reliably", "qualificationsBasic" : "Degree in quantitative or engineering discipline, 3–5 years of experience in data science, ML engineering, or quantitative credit risk, Production model deployment experience, Python capability, SQL skills", "qualificationsPreferred" : "PhD preferred, Experience with pipeline orchestration tools such as Airflow or dbt, Experience working with APIs, decision engines, and data aggregation and orchestration services, Familiarity with open banking data and transaction level insights, Fluent in additional European languages", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "ABOUT US Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/www.getpliant.com http://www.getpliant.com ABOUT THE ROLE As Senior Credit Risk Data Scientist, you will own the design, development, and deployment of data-driven credit models and automated decisioning systems for small and medium sized enterprises. This is a hands-on technical role that sits at the intersection of data science, ML engineering, and credit risk strategy. You will write production ready code, build end-to-end pipelines, and translate model outputs into real credit decisions. You build things that go live. You own what you deploy. You continuously improve the models, pipelines, and decisioning logic that determine how Pliant extends credit across Europe and the US. You bring both the technical depth to build robust ML infrastructure and the credit intuition to know what good decisioning looks like. If that is you, then join us and work closely with the Head of Risk Strategy and VP of Credit. This position sits directly in the functional domain with exposure to business and full ownership over the outputs you deliver. This is a hybrid role based in Berlin or London, with potential remote flexibility within the EU/UK depending on team and business requirements. WHAT YOU'LL DO - Model development & deployment: Build, validate, and deploy credit risk models owning the full lifecycle from feature engineering and target variable definition through to production deployment, monitoring, and recalibration. - Data engineering: Design and build end-to-end data pipelines in Python and SQL, integrating internal behavioural data, open banking feeds, bureau data, and third-party sources into scalable, production ready workflows using orchestration tools such as Airflow and dbt. - Decision engine ownership: Develop, test, and iterate on automated credit decisioning logic translating model outputs into approval, decline, and limit assignment rules within our decision engine, and monitoring their performance post deployment. - ML infrastructure: Own model deployment, versioning, monitoring, and drift detection. Building the infrastructure that keeps our models performing reliably in production using PSI, Gini, KS, and related diagnostics. - Portfolio analytics: Analyse portfolio performance, identify risk drivers, and translate empirical findings into actionable credit strategy recommendations. - Early warning systems: Design and build EWS frameworks that surface deteriorating credit quality early, enabling proactive portfolio management and collections prioritisation. - Collaboration: Partner with Risk Management, Data, and Engineering teams to build E2E data processes together. Manage cross functional projects and drive delivery. - Communication: Facilitate smooth and fact based information flow between your colleagues. Support data driven decision making within the credit risk domain. Support the development of a culture of open dialogue, focused on mutual respect and the joint achievement of excellent results. WHAT YOU'LL BRING - Degree in a quantitative or engineering discipline or related field. - 3–5 years of hands on experience in data science, ML engineering, or quantitative credit risk. Production model deployment experience is essential. - Strong Python capability. You write clean, production ready code. Experience with pipeline orchestration tools such as Airflow or dbt is a strong plus. - Strong SQL skills for data extraction, feature engineering, and pipeline development. - Direct experience building and deploying predictive models and monitoring them post-deployment. - Experience working with APIs, decision engines, and data aggregation and orchestration services is a strong plus. - Good understanding of credit risk concepts for unsecured SME exposures - Familiarity with open banking data and transaction level insights is a strong plus. - Experience with cloud platforms such as GCP, AWS, or Azure and modern data infrastructure tools such as Snowflake or BigQuery. - Experienced in agile development and the ability to own and drive cross functional projects. - Determination and desire to work in a team to achieve high quality results for our customers, even under stress. - Fluent in English; additional European languages are a plus. WHAT WE OFFER - The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence - Attractive remuneration - Flat hierarchy and transparent communication in a relaxed, professional atmosphere - Opportunity to develop your talent in a dynamic team with ambitious goals - Flexibility and possibility to work remotely - Monthly mobility benefit - Wellhub Membership - Pliant Card with monthly credit to explore the product and enjoy food with colleagues At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.", "summaryDescription" : "Senior Credit Risk Data Scientist (m/f/d) at Pliant. Skills: Credit risk models, ML infrastructure, Data pipelines. Build credit risk models. Validate credit risk models", "createdAt" : "2026-06-14T19:28:45.848", "lastUpdated" : "2026-06-16T02:56:59.059", "ingestTimestamp" : "2026-06-14T19:28:45.848", "mongoId" : "6a2c8bb074d8ee00a09737f8", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "75k-100k", "hasSalary" : false, "allSkills" : [ "Data pipelines", "Feature engineering", "Model deployment", "Model monitoring", "Decisioning logic", "Early warning systems", "Credit risk models", "ML infrastructure", "Credit risk strategy", "ML engineering", "Credit intuition", "Portfolio analytics", "Credit strategy recommendations", "Agile development", "Cross functional projects", "Credit risk concepts", "Unsecured SME exposures", "Open banking data", "Transaction level insights", "Airflow", "Dbt" ], "skillCount" : 21, "jobCategory" : "engineering", "jobSubcategory" : "data", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 830.9167, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a308ef6f292fd229c0a6e5c", "title" : "Risk Analyst", "company" : "Xplor", "industry" : "Computer Software", "salary" : { "min" : 57500.0, "max" : 86500.0, "currency" : "EUR", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Risk Analyst in Bulgaria, adjusted for the FinTech industry and remote work." }, "location" : "Atlanta, GA, United States", "locations" : [ "Atlanta", "GA", "United States" ], "timestamp" : "2026-06-16T12:41:47.095", "fingerprint" : "55c8a416d4d547ab759531004e7de9b11d01b541e7da546526c56fd97513441a", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Xplor/744000132215679-risk-analyst-remote", "externalId" : "744000132215679", "industryFunction" : { }, "structuredLocations" : [ { "country" : "Bulgaria", "continent" : "eu", "workMode" : "remote" } ], "locationText" : "Bulgaria", "employmentType" : "FULL_TIME", "experienceMinYears" : 2, "experienceMaxYears" : 5, "experienceLevel" : "mid", "professionalSkills" : [ "Risk management" ], "hardSkillsList" : [ "Financial analysis", "Fraud detection" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Fraud detection", "level" : "intermediate" } ], "majorSkills" : "Risk analysis, Merchant monitoring", "majorSkillsList" : [ "Risk analysis", "Merchant monitoring" ], "coreResponsibilities" : "Monitor merchant processing activity, Investigate suspicious merchant activity, Evaluate processing activity patterns, Research internal and external sources, Review system generated reporting, Review department generated reporting, Analyze merchant account alerts, Identify suspicious transactions, Identify processing issues, Mitigate company losses, Collaborate with cross-functional teams, Design risk mitigation strategies, Communicate risk mitigation strategies, Implement risk mitigation strategies, Monitor emerging trends, Monitor threats in payments industry, Adapt risk assessment methodologies, Read business documents, Interpret business documents, Read financial documents, Interpret financial documents, Analyze trends, Detect potential fraud, Assess risk, Conduct verbal communication with merchants, Conduct written communication with merchants, Conduct verbal communication with issuing banks, Conduct written communication with issuing banks, Handle escalated issues, Gather information, Manage actions to resolve risk concerns, Develop Standard Operating Procedures, Maintain Standard Operating Procedures, Develop efficient processes, Maintain efficient processes, Perform related duties", "teamCollaboration" : "Cross-functional teams", "domainKnowledge" : "Merchant processing; Payments industry; Card holder issues", "domainList" : [ "merchant-processing", "payments-industry", "card-holder-issues" ], "domainSpecificKnowledge" : [ "Merchant processing", "Payments industry", "Card holder issues" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Verbal communication; Written communication", "documentationSkills" : "Standard Operating Procedures", "problemSolvingSkills" : "Process improvements", "qualificationsBasic" : "Three years related experience", "qualificationsPreferred" : "Bachelor’s degree in relevant field, Previous risk experience", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "At Xplor, we believe that helping people make the most of each day is the most rewarding way to spend ours. We give small and medium-sized businesses cloud-based, intuitive technology solutions that enable them to manage all the hassles of running and growing a business, so business owners can get back to doing what they love. With Xplor Pay, we help businesses get paid quickly and securely – without hidden fees. We built the tech ourselves, and our platform delivers secure, transparent, fast, and accurate payments. We are unified by our purpose of helping people to succeed. So, when you become part of our team, you also become part of the personal connection that strengthens the relationship people have with Xplor products. Join our XplorPay vertical as a Risk Analyst to make a real impact every day. We say that because we know that every conversation we have, every code line we write and every interface we design is another opportunity for us to enrich our customers’ experiences. Reporting into the Director of Risk, you will help us with the daily monitoring of merchant processing activity, as well as, conducting investigations of suspicious merchant activity that may be related to merchant(s) processing outside of or not as approved parameters. Analyst is responsible for evaluating patterns in merchant processing activity and researching against internal and external information sources that help in evaluating and identifying potentially suspicious merchant or card holder issues. Review system and department generated reporting that support in identifying potential processing issues to help mitigate potential company losses. Analyst will be responsible for answering incoming and making outgoing calls to customer base in a professional courteous manner; log and notate customer interaction; follow-up on customer inquiries and research; review faxed and emailed request and inquiries; read and interpret business and financial documents; ability to multi-task, handle escalated calls and negotiate a resolution; recommend process improvements and work on special projects. Some of the other responsibilities include: * Analyze merchant account activity alerts generated by automated monitoring systems in order to identify suspicious transaction or processing issues * Review system and department generated reporting that support in identifying potential processing issues to help mitigate potential company losses * Collaborate with cross-functional teams to design, communicate, and implement risk mitigation strategies, ensuring compliance with industry standards and regulations * Monitor emerging trends and threats in the payments industry, adapting risk assessment methodologies accordingly * Read and interpret business and financial documents to analyze trends, detect potential fraud, and assess risk * Conduct verbal and written communication with merchants and issuing banks, including handling escalated issues, gathering information, and managing appropriate actions to resolve risk concerns * Develop and maintain Standard Operating Procedures (SOP) and efficient processes to ensure consistent and effective risk management practices * Perform other related duties as assigned by management * Location: You can work fully remote in this position, provided you have eligible working rights in the United States, and you are in a time zone with enough overlap to collaborate with your team. #LI-Remote ## Qualifications What would make me a good candidate? We are looking for curious and empathetic people. We also love to hear from people who are motivated by meaningful work, resonate with our four core values, have a positive outlook, are comfortable with ambiguity and thrive working in an ever-evolving and complex environment. We are inspired by meeting big picture thinkers and doers, people who can be both tactical and strategic, aim high and put people first in everything they do. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor’s degree in relevant field preferred, or at least three years related experience and/or training. Equivalent combination of education and experience will be considered. Previous risk experience is preferred * Ability to read and interpret documents such as credit reports, billing statements, contracts, sales agreements, memos, letters, and process and procedure documentation * Demonstrated history of identifying and implementing process improvements to enhance risk management efficiency and effectiveness * Strong curiosity and proactive approach to problem-solving, with a continuous desire to learn and adapt in a dynamic environment * Proficiency in using risk management tools and software, with a strong aptitude for learning new technologies * Familiarity with fraud detection and payment methodologies, including transaction monitoring, chargeback management, and risk scoring systems * Strong analytical skills, with the ability to interpret data sets and identify patterns or anomalies indicative of risk * Ability to understand and explain merchant contract terms and conditions, as well as Visa/Mastercard operating policies and regulations At Xplor, we believe that the best innovation and ideas happen at the intersections of our differences - people of diverse cultures, generations, disciplines, and lived experiences. So even if you think you do not tick all the boxes, we still encourage you to apply. ## Additional Information At Xplor, we believe that the best innovation and ideas happen at the intersections of our differences - people of diverse cultures, generations, disciplines, and lived experiences. So even if you think you do not tick all the boxes, we still encourage you to apply. Values and Life at Xplor Our four core values guide us from how we hire and recognize our team members to how we interact with our customers day to day: * Make life simple * Build for people * Move with purpose * Create lasting communities. If these values sound like you, and describe people you want to work with, you will thrive at Xplor. As an Xplorer, you will be part of a global network of talented colleagues who will support your success. We look for commonalities and shared passions and give people the tools they need to deliver great work and grow at speed. Some of our perks and benefits are: * Gender Neutral Paid Parental Leave * #GiveBackDays/Commitment to social impact – 3 extra days off to volunteer and give back to your local community * Ongoing dedication to Diversity & Inclusion initiatives such as D&I Council * Access to free mental health support * Flexible working arrangements More about us More than 130,000 businesses in 72+ countries rely on Xplor to run their day and get paid, processing over $47 billion in payments annually. Our connected ecosystem helps operators spend less time managing complexity and more time delivering the experiences that matter most. Xplor is backed by world-class investors Advent International, Battery Ventures, and Silver Lake. Good to know To be considered for employment, you must be legally authorized to work in the country you're applying for. Xplor does not sponsor visas, either at the time of hire or at any later time. We kindly ask you to apply through our careers portal or external job boards only. Please don't send your application via email. To learn more about us and our products, please visit [xplor.com/careers/](https://xplor.com/careers/). We also invite you to check out our Candidate FAQs for more information about our recruitment process [xplor.com/recruitment-faqs/](https://xplor.com/recruitment-faqs/). EEO and Artificial Intelligence We believe in transparent hiring. We use an applicant tracking system that includes artificial intelligence-enabled features to assist with the screening and assessment of job applications, such as candidate scoring or ranking. These tools support our recruitment process, but all hiring decisions are made by our recruitment team following human review. We do not rely on artificial intelligence to make final hiring decisions. Find our Candidate AI Usage guidelines [here](https://c.smartrecruiters.com/sr-company-attachments-prod-aws-dc5/5fa0335de18b196e197e4ed6/d33b5e4f-a1fa-449c-b070-12fd577319aa?r=s3-eu-central-1). Xplor is proud to be an Equal Employment Opportunity employer. We're dedicated to attracting, retaining and developing our people regardless of gender identity, ethnicity, sexual orientation, disability, veteran status and age. Applications are encouraged from all sectors of the community. All Information will be kept confidential according to EEO guidelines. Xplor is committed to the full inclusion of all qualified individuals. In keeping with our commitment, Xplor will take steps to ensure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact us via talent@xplortechnologies.com. We make it a priority to respond to every applicant.", "summaryDescription" : "Risk Analyst at Xplor. Skills: Risk analysis, Merchant monitoring. Monitor merchant processing activity. Investigate suspicious merchant activity", "postedDate" : "2026-06-15T14:19:29.000", "createdAt" : "2026-06-16T03:36:52.347", "lastUpdated" : "2026-06-16T12:41:47.095", "ingestTimestamp" : "2026-06-16T03:36:52.347", "mongoId" : "6a308ef6f292fd229c0a6e5c", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ "Financial analysis", "Fraud detection", "Risk analysis", "Merchant monitoring", "Risk management", "Merchant processing", "Payments industry", "Card holder issues", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 11, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 819.6951, "daysOld" : 0, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2c74bd74d8ee00a093544a", "title" : "Credit Strategy Manager", "company" : "Imprint", "industry" : "Credit & Risk", "salary" : { "min" : 120000.0, "max" : 150000.0, "currency" : "USD", "frequency" : "Yearly" }, "location" : "Remote", "locations" : [ "Remote", "Remote", "San Francisco" ], "certifications" : [ "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA" ], "timestamp" : "2026-06-15T10:19:10.989", "fingerprint" : "f0219e0399729279b1aa8266bf3f73599475b5ee20794caa571c307cf8b3b69f", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/imprint/3277b37e-4972-4152-a379-9c58c000b08e/application", "externalId" : "3277b37e-4972-4152-a379-9c58c000b08e", "industryFunction" : { }, "structuredLocations" : [ { "workMode" : "remote" } ], "locationText" : "", "employmentType" : "FULL_TIME", "experienceLevel" : "Manager", "technicalSkills" : "SQL", "professionalSkills" : [ "Credit strategy", "Acquisition strategy", "Credit risk", "Marketing strategy", "Channel economics", "Portfolio quality", "Financial modeling", "Risk appetite", "Targeting criteria", "Business cases", "ROI analysis", "Credit performance" ], "hardSkillsList" : [ "Credit card economics", "Vintage loss forecasts", "Approval rates", "LTV", "CAC", "LTV-to-CAC ratios", "Contribution profit modeling", "Targeting models" ], "softSkillsList" : [ "Bias for action", "Stakeholder management" ], "hardSkills" : [ { "name" : "Credit card economics", "level" : "intermediate" }, { "name" : "Vintage loss forecasts", "level" : "intermediate" }, { "name" : "Approval rates", "level" : "intermediate" }, { "name" : "LTV", "level" : "intermediate" }, { "name" : "CAC", "level" : "intermediate" }, { "name" : "LTV-to-CAC ratios", "level" : "intermediate" }, { "name" : "Contribution profit modeling", "level" : "intermediate" }, { "name" : "Targeting models", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Bias for action" }, { "name" : "Stakeholder management" } ], "majorSkills" : "Credit strategy, Acquisition channels, Risk management, Marketing analytics", "majorSkillsList" : [ "Credit strategy", "Acquisition channels", "Risk management", "Marketing analytics" ], "coreResponsibilities" : "Own credit risk strategy, Own underwriting parameters, Optimize new acquisition channels, Define targeting strategies, Define risk criteria, Influence targeting models, Evaluate credit performance, Refine acquisition criteria, Build business cases, Analyze ROI, Connect application volume to credit outcomes, Monitor channel-level credit performance, Adjust targeting parameters, Adjust risk parameters, Ensure acquisition strategies align with thresholds, Align with operating plan, Align with loss budgets, Design channel strategies, Balance partner growth goals, Balance credit quality expectations, Pull and analyze data, Build data cohorts, Diagnose performance, Evaluate credit quality", "teamCollaboration" : "Partner with credit policy; Partner with data science; Partner with finance; Partner with marketing; Work with GMs; Work with brand partners; Cross-functional stakeholders", "projectManagementSkills" : [ "Agile", "Scrum", "Roadmap planning" ], "domainKnowledge" : "Credit card economics; Fintech; Financial services; Co-branded cards; Affiliate programs; Invitation-to-apply emails; Direct mail targeting; Instant prescreens; Regulatory frameworks", "domainList" : [ "credit-card-economics", "fintech", "financial-services", "co-branded-cards", "affiliate-programs", "invitation-to-apply-emails", "direct-mail-targeting", "instant-prescreens", "regulatory-frameworks" ], "domainSpecificKnowledge" : [ "Credit card economics", "Fintech", "Financial services", "Co-branded cards", "Affiliate programs", "Invitation-to-apply emails", "Direct mail targeting", "Instant prescreens", "Regulatory frameworks" ], "toolProficiency" : [ "SQL", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Translate credit details; Translate financial details; Clear narratives", "problemSolvingSkills" : "Root cause analysis; Debugging; Data-driven decision making; Troubleshooting", "outcomesObjectives" : "Launch new acquisition channel; Build proof of concepts; Establish pilot program; Define and refine targeting models; Translate channel performance into business cases; Gain alignment on channel viability; Earn trust as partner; Balance speed with rigor; Deliver clarity to stakeholders", "qualificationsBasic" : "5+ years credit strategy experience, 5+ years acquisition strategy experience, 5+ years risk-adjacent marketing experience, Understanding of credit card economics, Proven cross-functional experience, Advanced SQL proficiency, Build business cases, Familiarity with targeting models, High ownership, Bias for action, Stakeholder management skills, Communication skills", "qualificationsPreferred" : "Experience setting risk appetite, Experience setting targeting criteria, Familiarity with regulatory frameworks, Familiarity with affiliate platforms, Familiarity with invitation-to-apply programs, Familiarity with instant prescreens, Familiarity with direct mail targeting, Experience working with brand partners, Experience with co-branded products, Exposure to underwriting criteria, Exposure to credit policy frameworks, Exposure to portfolio monitoring", "remoteFriendly" : true, "workSiteFlexibility" : "Remote", "rawDescription" : "WHO WE ARE Imprint is building a platform that helps the world’s best brands grow the lifetime value of their customers. We started with co-branded credit cards and rebuilt them to be smarter, more rewarding, and brand-first. We partner with companies like Crate & Barrel, Rakuten, Booking.com http://Booking.com, H-E-B, Fetch, and Shell to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. But the card is just the beginning. We combine advanced payments infrastructure, intelligent underwriting, and deep customer data to predict what each customer will do next and act on it, so brands can offer powerful financial products without becoming a bank. Co-branded cards alone account for over $300 billion in U.S. annual spend, and most still run on legacy bank rails. Imprint is the modern alternative: flexible, embeddable, and built for how people actually pay today. Backed by Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, we’re building a world-class team to redefine how people pay and how brands grow. If you want to move fast, solve hard problems, and own real outcomes, we want to meet you. As Credit Strategy Manager, you will own the strategy and execution of new acquisition channels at Imprint, operating at the intersection of credit risk and marketing. This is a high-impact individual contributor role where you will define how Imprint acquires cardholders profitably across new and emerging channels, balancing growth targets with credit performance and risk appetite. You will partner directly with credit policy, data science, finance, and marketing to set targeting criteria, evaluate channel economics, and ensure every acquisition path aligns with Imprint's credit strategy and operating plan. You will work closely with GMs, marketing and brand partners to tailor channel strategies to partner economics while maintaining portfolio quality. This role requires equal fluency in credit fundamentals and acquisition mechanics. You should be as comfortable analyzing approval rates and vintage loss forecasts as you are standing up the risk framework for a new affiliate program or building an invitation-to-apply strategy. What Success Looks Like in the First 90 Days - Successfully launched at least one new acquisition channel (e.g., affiliate, invitation-to-apply email, paid social, or direct mail) with clear targeting criteria informed by credit risk parameters and measurable performance data - Built proof of concepts for affiliate partnerships tailored to specific brand partners, with acquisition economics modeled against credit performance expectations - Established a pilot program for invitation-to-apply emails and direct mail with targeting criteria developed in partnership with data science and credit policy, including early reads on approval rates and portfolio quality signals - Partnered with data science and risk to define and refine targeting models that improve acquisition quality and align with risk appetite at the channel level - Translated channel performance into business cases that connect application volume to contribution profit, expected loss rates, LTV, CAC, and LTV-to-CAC ratios, gaining alignment from finance and leadership on channel viability - Earned trust as a decisive, action-oriented partner who balances speed with credit rigor and delivers clarity to cross-functional stakeholders Responsibilities - Own the credit risk strategy, underwriting parameters, and ongoing optimization of new acquisition channels, including affiliates (Credit Karma, NerdWallet, Doctor Of Credit), invitation-to-apply emails, paid social, display, direct mail, and instant prescreens - Define targeting strategies and risk criteria for each channel in partnership with credit policy, risk, data science, and marketing teams, ensuring acquisition quality meets portfolio standards - Partner with data science and credit risk to influence targeting models, evaluate credit performance by channel, and refine acquisition criteria based on early portfolio signals - Build business cases and ROI analyses that connect application volume to credit outcomes, including approval rates, expected losses, contribution profit, LTV, CAC, and LTV-to-CAC ratios - Monitor channel-level credit performance post-launch, identifying early warning signals and adjusting targeting or risk parameters as needed - Partner with finance to ensure acquisition strategies remain within LTV-to-CAC thresholds and align with Imprint's operating plan and loss budgets - Collaborate with GMs and brand partners to design channel strategies that balance partner growth goals with credit quality expectations - Pull and analyze data independently using SQL to build data cohorts, diagnose performance, evaluate credit quality by channel, and inform strategy - Manage stakeholder alignment across risk, credit policy, marketing, finance, and data science to ensure clarity, speed, and accountability - Establish a test-and-learn cadence for channel experimentation, with structured readouts on both acquisition metrics and credit performance Qualifications Required - 5+ years of experience in credit strategy, acquisition strategy, or risk-adjacent marketing roles, preferably in card issuers, fintech or financial services - Strong understanding of credit card economics, including approval rates, vintage loss rates, LTV, CAC, LTV-to-CAC ratios, and contribution profit modeling - Proven experience working cross-functionally across risk,marketing, finance, and data science to drive acquisition outcomes - Advanced proficiency in SQL to pull and analyze data independently - Demonstrated ability to build business cases that connect acquisition performance to credit outcomes and portfolio economics - Familiarity with targeting models and the ability to partner with data science on model design, segmentation, and performance evaluation - High ownership and bias for action, with a track record of launching new initiatives from concept to execution - Strong stakeholder management and communication skills, with the ability to translate credit and financial details into clear narratives for leadership - Test-and-learn mindset with comfort in ambiguity and iteration Nice to Have - Experience setting risk appetite or targeting criteria for acquisition channels at a card issuer or fintech. - Familiarity with regulatory frameworks governing credit marketing - Familiarity with affiliate platforms, invitation-to-apply programs, instant prescreens, or direct mail targeting - Experience working with brand partners or co-branded products - Exposure to underwriting criteria, credit policy frameworks, or portfolio monitoring PERKS & BENEFITS - Competitive compensation and equity packages - Leading configured work computers of your choice - Flexible paid time off - Fully covered, high-quality healthcare, including fully covered dependent coverage - Additional health coverage includes access to One Medical and the option to enroll in an FSA - 20 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents - Access to industry-leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity Imprint is committed to a diverse and inclusive workplace. Imprint is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together.", "summaryDescription" : "Credit Strategy Manager at Imprint. Skills: Credit strategy, Acquisition channels, Risk management, Marketing analytics. Own credit risk strategy. Own underwriting parameters", "createdAt" : "2026-06-14T09:35:24.517", "lastUpdated" : "2026-06-15T10:19:10.989", "ingestTimestamp" : "2026-06-14T09:35:24.517", "mongoId" : "6a2c74bd74d8ee00a093544a", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 120000, "salaryAnnualMax" : 150000, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ "Credit card economics", "Vintage loss forecasts", "Approval rates", "LTV", "CAC", "LTV-to-CAC ratios", "Contribution profit modeling", "Targeting models", "Bias for action", "Stakeholder management", "Credit strategy", "Acquisition channels", "Risk management", "Marketing analytics", "Acquisition strategy", "Credit risk", "Marketing strategy", "Channel economics", "Portfolio quality", "Financial modeling", "Risk appetite", "Targeting criteria", "Business cases", "ROI analysis", "Credit performance", "Agile", "Scrum", "Roadmap planning", "Fintech", "Financial services", "Co-branded cards", "Affiliate programs", "Invitation-to-apply emails", "Direct mail targeting", "Instant prescreens", "Regulatory frameworks", "CFA", "CPA", "FRM", "Series 7", "Series 63", "Series 65", "CAIA", "CFP", "ACCA", "ACA", "SQL", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 50, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Manager", "dataQualityScore" : 0.8888889, "_score" : 818.7366, "hasLocation" : true, "hasGeo" : false, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.97 }, { "id" : "6a2a535774d8ee00a05fdc3e", "title" : "Credit Risk Manager", "company" : "Monzo", "industry" : "Financial Services", "salary" : { "min" : 100000.0, "max" : 130000.0, "currency" : "GBP", "frequency" : "yearly", "is_estimated" : false }, "location" : "Cardiff, London or Remote (UK)", "locations" : [ "Cardiff", "London or Remote (UK)" ], "timestamp" : "2026-06-14T22:15:48.798", "fingerprint" : "2fc5f78a83140f82b06eec9dd2f1256eb363fdf976bd4011c90deff064a30f7e", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/monzo/jobs/7991227", "externalId" : "7991227", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Cardiff", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "51.4816546,-3.1791934" }, { "city" : "London", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "onsite", "geo" : "51.5074456,-0.1277653" }, { "country" : "United Kingdom", "continent" : "eu", "workMode" : "remote" } ], "locationText" : "Cardiff, United Kingdom; London, United Kingdom; United Kingdom", "experienceLevel" : "Manager", "technicalSkills" : "Python, Looker, SQL", "professionalSkills" : [ "Portfolio management", "Credit risk", "Lifecycle strategies", "First principles thinking" ], "hardSkillsList" : [ "Credit analysis", "Risk modeling" ], "softSkillsList" : [ "Analytical", "Creative", "Strategic" ], "hardSkills" : [ { "name" : "Credit analysis", "level" : "intermediate" }, { "name" : "Risk modeling", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Analytical" }, { "name" : "Creative" }, { "name" : "Strategic" } ], "majorSkills" : "Credit Risk Management, Portfolio Management, Credit Analysis", "majorSkillsList" : [ "Credit Risk Management", "Portfolio Management", "Credit Analysis" ], "coreResponsibilities" : "Lead credit analysts, Develop portfolio strategies, Challenge legacy assumptions, Put customer at heart of strategies, Manage credit risk, Develop new initiatives", "teamCollaboration" : "Cross-functional teams; Credit analysts", "domainKnowledge" : "Credit risk; Banking; Financial instruments; Regulatory frameworks; Risk methodologies", "domainList" : [ "credit-risk", "banking", "financial-instruments", "regulatory-frameworks", "risk-methodologies" ], "domainSpecificKnowledge" : [ "Credit risk", "Banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies" ], "toolProficiency" : [ "Bloomberg Terminal", "Looker" ], "continuousLearning" : "Learning budget", "problemSolvingSkills" : "Analytical thinking", "qualificationsBasic" : "5+ years credit risk experience, Experience leading teams", "qualificationsPreferred" : "Python experience a plus, Looker experience a plus", "remoteFriendly" : true, "workSiteFlexibility" : "Flexible", "rawDescription" : "\uD83D\uDE80 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ \uD83D\uDCCDLondon or Remote (UK) | \uD83D\uDCB0£100,000 - £130,000 + Incentive Awards tied to your performance + Benefits | Data Team, Borrowing About the team: Our Borrowing (lending) business is growing rapidly across both existing products and the planned launch of new initiatives. We aim to create a genuine feel-good factor when it comes to personal credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With our Flex product we’re reinventing credit cards to give customers more visibility and control over their spending. With our Flex product, we’re reinventing credit cards to give customers more visibility and control over their spending. Flex portfolio management is currently in its infancy—meaning this role is a true \"zero-to-one\" blank canvas. Flex behaves differently from a standard credit card, so we are looking for a highly strategic Credit Risk Manager who can challenge legacy banking assumptions, think from first principles, and put the customer at the heart of our lifecycle strategies. You will lead an initial team of 3 credit analysts (with scope to grow the team over time) to unlock massive P Python and Looker experience is a plus). The Interview Process: Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions! Recruiter call Initial call with the hiring manager Final loop of interviews meeting the team Our average process takes around 3-4 weeks but we will always work around your availability. What’s in it for you: ✈️ We can help you relocate to the UK ✅ We can sponsor visas \uD83D\uDCCDThis role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. \uD83D\uDCDALearning budget of £1,000 a year for books, training courses and conferences ➕And much more, see our full list of benefits here #LI-COD #LI-REMOTE Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage \uD83D\uDE0A", "summaryDescription" : "Credit Risk Manager at Monzo. Skills: Credit Risk Management, Portfolio Management, Credit Analysis. Lead credit analysts. Develop portfolio strategies", "postedDate" : "2026-06-11T21:29:48.818", "createdAt" : "2026-06-11T21:29:48.818", "lastUpdated" : "2026-06-14T22:15:48.798", "ingestTimestamp" : "2026-06-11T21:29:48.818", "mongoId" : "6a2a535774d8ee00a05fdc3e", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "100k-150k", "hasSalary" : false, "allSkills" : [ "Credit analysis", "Risk modeling", "Analytical", "Creative", "Strategic", "Credit Risk Management", "Portfolio Management", "Credit Analysis", "Portfolio management", "Credit risk", "Lifecycle strategies", "First principles thinking", "Banking", "Financial instruments", "Regulatory frameworks", "Risk methodologies", "Bloomberg Terminal", "Looker" ], "skillCount" : 18, "jobCategory" : "other", "jobSubcategory" : "borrowing", "dataQualityScore" : 0.8888889, "_score" : 812.8313, "daysOld" : 3, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services" }, { "id" : "6a2c6b6874d8ee00a09121dd", "title" : "Financial Data Analyst", "company" : "EquipmentShare", "industry" : "Technology", "salary" : { "min" : 85000.0, "max" : 115000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Financial Data Analyst in Kansas City, United States, adjusted for the technology industry and company size." }, "location" : "Corporate", "locations" : [ "Corporate" ], "timestamp" : "2026-06-15T06:34:06.171", "fingerprint" : "58eb32d90a2321ade859ff8a62b39baf918c6c258ccf4978bccc7c39fb29d16f", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://www.equipmentshare.com/careers/openings/?gh_jid=8003301", "externalId" : "8003301", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Kansas City", "state" : "Missouri", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "39.1001050,-94.5781416" } ], "locationText" : "Kansas City, Missouri, United States", "employmentType" : "FULL_TIME", "minimumEducation" : "Bachelor's", "experienceMinYears" : 4, "technicalSkills" : "SQL, Python, R, SAS, SPSS", "professionalSkills" : [ "Financial analysis", "Forecasting", "Trend analysis", "Reporting" ], "hardSkillsList" : [ "Financial statements", "Financial data" ], "softSkillsList" : [ "Grit", "Heart", "Humility", "Energy", "Effort", "Optimism" ], "hardSkills" : [ { "name" : "Financial statements", "level" : "intermediate" }, { "name" : "Financial data", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Grit" }, { "name" : "Heart" }, { "name" : "Humility" }, { "name" : "Energy" }, { "name" : "Effort" }, { "name" : "Optimism" } ], "majorSkills" : "Data analysis, Financial reporting, Financial insights", "majorSkillsList" : [ "Data analysis", "Financial reporting", "Financial insights" ], "coreResponsibilities" : "Create profit and loss statements, Analyze profit and loss statements, Partner with operations, Analyze monthly branch financials, Identify challenges, Identify opportunities, Develop new processes, Design new dashboards", "teamCollaboration" : "Analytics team", "domainKnowledge" : "Branch financials; Profitability analysis", "domainList" : [ "branch-financials", "profitability-analysis" ], "domainSpecificKnowledge" : [ "Branch financials", "Profitability analysis" ], "toolProficiency" : [ "Microsoft Excel", "Microsoft PowerPoint" ], "communicationSkills" : "Written communication; Verbal communication", "continuousLearning" : "Professional development; Leadership training", "problemSolvingSkills" : "Extract key insights", "qualificationsBasic" : "Legal authorization to work, 4+ years data analysis, Advanced SQL experience, Bachelor's degree, Expert Microsoft Excel, Expert Microsoft PowerPoint", "qualificationsPreferred" : "Corporate finance exposure, Knowledge of Python, Knowledge of R, Knowledge of SAS, Knowledge of SPSS", "workSiteFlexibility" : "Onsite", "rawDescription" : "Build the Future with Us — EquipmentShare is Hiring a Financial Data Analyst At EquipmentShare, we’re not just filling a role — we’re assembling the best team on the planet to build something that’s never been built before. We’re on a mission to transform an industry that’s been stuck in the past by empowering contractors and communities through innovative technology, real-time support, and a team that truly cares. We’re hiring a Financial Data Analyst to support our Corporate HQ in Kansas City, MO, and we’re looking for someone who’s ready to grow with us, bring energy and drive to their work, and help us build the future of construction. Your Opportunity to Grow With Us as a Financial Data Analyst The EquipmentShare team is a close-knit group of professionals who all share an interest in providing a service and product that improve our customer’s experience. Above all, we care about building something people want, and the only way to do that is by assembling a skilled, passionate and talented team. Our mission is to improve productivity and efficiency throughout the entire construction industry, and our people are how we make achieving that goal possible. We’re seeking a Financial Data Analyst who loves a challenge and wants the opportunity to grow with a fast-paced company. A highly motivated analyst with a passion for data and technical curiosity will thrive within our highly dynamic analytics team. Industry competitors often have layers of tenured management that create barriers to career advancement. The opportunity for career growth is unparalleled at EquipmentShare, where you’ll find no shortage of challenging yet fulfilling work, chances to build new skills and supportive teammates who will push you to achieve your best. Primary Responsibilities Play an integral role in creating and analyzing profit and loss statements for our branches. Partner with operations to facilitate deeper understanding of their earnings. Analyze monthly branch financials and identify potential challenges and opportunities for increasing profitability. Develop new processes with financial data including but not limited to forecasting, trend analysis, and other reporting. Design new dashboards to empower our branches with improved financial insights. Why EquipmentShare? Because we do things differently — and we think you’ll feel it from day one. We’re a people-first company powered by cutting-edge technology. That means our proprietary T3 platform doesn’t just run our business — it also makes your job easier, safer, and more connected. Whether you’re behind the wheel, under the hood, leading a branch, or closing deals — tech supports you, and you drive us forward. We’re a team of problem-solvers, go-getters, and builders. And we’re looking for teammates who take pride in doing meaningful work and want to be part of building something special. Perks & Benefits Competitive compensation Full medical, dental, and vision coverage for full-time employees Generous PTO + paid holidays 401(k) + company match Gym membership stipend + wellness programs (earn PTO and prizes!) Company events and food truck nights 16 hours of paid volunteer time per year — give back to the community you call home Career advancement, leadership training, and professional development opportunities About You You want to be part of a team that’s not just changing an industry for the sake of change — we’re transforming it to make it safer, more secure, and more productive. You bring grit, heart, and humility to your work, and you’re excited about the opportunity to grow within a fast-paced, mission-driven environment. We’re looking for people who: See challenges as opportunities Embrace change and continuous improvement Bring energy, effort, and optimism every day Requirements as a Financial Data Analyst Legal authorization to work in the United States without Visa sponsorship 4+ years of experience focused on data analysis Advanced SQL experience required (CTEs, joins, subqueries, etc.) Bachelor's degree in Accounting, Finance, Statistics, Economics, Computer Science, Mathematics or related field Corporate finance exposure preferred: forecasting, reporting, and analysis experience, a keen understanding of financial statements and financial data Expert-level Microsoft Excel and PowerPoint skills Ability to swiftly extract key insights from data Strong written and verbal communication skills Knowledge of an analytical language like Python, R, SAS, SPSS, etc. preferred A Workplace For All At EquipmentShare, we believe the best solutions come from a team that reflects the world around us. Our initiative — A Workplace For All — is rooted in the belief that we must work together to solve some of the toughest problems in construction. That means attracting, developing, and retaining great people from all walks of life. We value different backgrounds, talents, and perspectives. We want you to feel like you belong here — because you do. EquipmentShare is an EOE M/F/D/V.", "summaryDescription" : "Financial Data Analyst at EquipmentShare. Skills: Data analysis, Financial reporting, Financial insights. Create profit and loss statements. Analyze profit and loss statements", "postedDate" : "2026-06-13T20:58:57.648", "createdAt" : "2026-06-13T20:58:57.648", "lastUpdated" : "2026-06-15T06:34:06.171", "ingestTimestamp" : "2026-06-13T20:58:57.648", "mongoId" : "6a2c6b6874d8ee00a09121dd", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 85000, "salaryAnnualMax" : 115000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Financial statements", "Financial data", "Grit", "Heart", "Humility", "Energy", "Effort", "Optimism", "Data analysis", "Financial reporting", "Financial insights", "Financial analysis", "Forecasting", "Trend analysis", "Reporting", "Branch financials", "Profitability analysis", "Microsoft Excel", "Microsoft PowerPoint" ], "skillCount" : 19, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 0.8888889, "_score" : 808.42706, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Technology", "llmIndustryConfidence" : 0.95 }, { "id" : "6a30724df292fd229cffce7c", "title" : "Kaitātari Moni Taurewa Mātāmua Senior Credit Analyst", "company" : "Ampol", "industry" : "Oil And Energy", "salary" : { "min" : 115000.0, "max" : 155000.0, "currency" : "NZD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Senior Credit Analyst in Wellington, New Zealand, adjusted for the energy industry and senior experience level." }, "location" : "Wellington, Wellington Region, New Zealand", "locations" : [ "Wellington", "Wellington Region", "New Zealand" ], "timestamp" : "2026-06-16T11:52:24.348", "fingerprint" : "95f65b37b0ea7bee7138c4c99b0259c712909a361d8ed2e585bce6e0e585569c", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Ampol/6000000001152305-kaitatari-moni-taurewa-matamua-senior-credit-analyst", "externalId" : "6000000001152305", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Wellington", "state" : "Wellington Region", "country" : "New Zealand", "continent" : "oc", "source" : "llm", "workMode" : "hybrid", "geo" : "-41.2887953,174.7772114" } ], "locationText" : "Wellington, Wellington Region, New Zealand", "employmentType" : "FULL_TIME", "experienceMinYears" : 2, "experienceMaxYears" : 5, "experienceLevel" : "mid", "professionalSkills" : [ "Credit risk analysis", "Credit recommendations", "Risk assessments", "Portfolio reviews", "Credit exposures", "Mitigation strategies", "Credit activities", "Credit policy", "Financial month end", "Commercial knowledge", "Financial analysis", "Statement assessment" ], "hardSkillsList" : [ "Financial analysis", "Credit risk assessment", "Credit policy development", "Financial reporting" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Credit risk assessment", "level" : "intermediate" }, { "name" : "Credit policy development", "level" : "intermediate" }, { "name" : "Financial reporting", "level" : "intermediate" } ], "majorSkills" : "Credit risk, Financial analysis, Commercial acumen", "majorSkillsList" : [ "Credit risk", "Financial analysis", "Commercial acumen" ], "coreResponsibilities" : "Conduct financial and credit risk analysis, Assess opportunities, Provide credit recommendations, Prepare credit submissions, Prepare risk assessments, Prepare portfolio reviews, Monitor credit exposures, Manage credit exposures, Identify emerging risks, Recommend mitigation strategies, Partner with Head of Department, Ensure credit activities are compliant, Support business growth, Review Z Credit Policy, Refresh Z Credit Policy, Make recommendations on Z Credit Policy, Compile monthly reports, Compile ad-hoc reports, Assist with financial month end credit processes, Partner with clients", "teamCollaboration" : "Work with customers; Work with stakeholders; Support the team; Lead meetings; Liaise with clients", "domainKnowledge" : "Credit risk; Financial statements; Economic landscape", "domainList" : [ "credit-risk", "financial-statements", "economic-landscape" ], "domainSpecificKnowledge" : [ "Credit risk", "Financial statements", "Economic landscape" ], "communicationSkills" : "Client liaison; Stakeholder communication; Team support; Meeting leadership", "continuousLearning" : "Upskilling opportunities; Career development", "problemSolvingSkills" : "Risk identification; Risk mitigation", "qualificationsBasic" : "Credit experience, Risk assessment experience, Fundamentals of assessing credit risk, General financial knowledge, Experience in complex commercial environments, Business acumen, Knowledge of economic landscape, Ability to see emerging risks, Continuous and process improvement focus, Excellent communication skills, Legal right to live and work in New Zealand", "qualificationsPreferred" : "Credit policy recommendations", "remoteFriendly" : false, "workSiteFlexibility" : "Hybrid", "rawDescription" : "About Z Z has a clear purpose: Powering better journeys, today and tomorrow. As one of New Zealand’s largest transport energy companies, we have a commitment to delivering safe, secure, and reliable transport energy – with the opportunity to deliver new journeys, with new energy solutions in a changing world. We are proud to be the Kiwi contingent of Ampol, an independent Trans-Tasman energy company, with trading offices across the globe, which are united behind our shared purpose. While many of the challenges and opportunities we face go beyond national boundaries, together we have the scale, influence, and capability to deliver for our customers, communities, and our people. About the Finance team The Finance Operations Team is made up of four key areas - Accounts Payable, Credit and Accounts Receivable, Purchasing and Financial Risk/Treasury support. We are responsible for managing the financial transactions that flow in and out of Z. Our Credit team are responsible for assessing creditworthiness of new and existing customers, receipting daily payments and collection action on any unpaid accounts. About the role In this newly created role you will work within our Credit & Accounts Receivable team, acting in a senior position working closely with our customers and the Team Lead. In this changeable and fast paced environment your credit knowledge and commercial acumen will be well utilised across a broad range of Z customers. If you are keen to bring your credit and risk experience to a commercial environment and step into a hardworking and passionate team lets kōrero! You will have the opportunity to: * Conduct detailed financial and credit risk analysis to assess opportunities and provide sound credit recommendations * Prepare and present high-quality credit submissions, risk assessments and portfolio reviews to support decision-making * Monitor and manage existing credit exposures, identify emerging risks and recommending mitigation strategies * Partner with Head of Department at Z to ensure credit activities are compliant while supporting business growth * Review, refresh and make recommendations on Z Credit Policy * Compile monthly and ad-hoc reports for the credit function and assist with preparation of financial month end credit processes * Use your commercial knowledge to partner with existing and prospective clients What you’ll bring to Z * Strong credit experience with a focus on risk assessment along with a deep understanding of the fundamentals of assessing credit risk * Sound general financial knowledge to assess statements and make recommendations * Experience in complex, commercial environments with excellent business acumen * Good knowledge of the economic landscape and the ability to see emerging risks * A strong focus on continuous and process improvement * Excellent communication skills to work with a range of stakeholders, support the team, lead meetings and liaise directly with clients And of course, you’ll be passionate about what matters to Z, embracing and living our values to help us deliver on our aspirations and broader commitment to Aotearoa New Zealand. Don’t meet every single requirement? At Z we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles. What we can offer you * A competitive remuneration package including short-term incentive plan, medical insurance and an enhanced employer contribution for KiwiSaver * Generous leave provisions including sick leave, wellbeing leave, parental leave benefits and the option to buy additional leave * The balance of hybrid working, enjoy some of your week at home and some in our welcoming office space * Access to Z’s Benefits & Recognition platform providing you access to retail discounts and cashbacks at over 150+ retailers in Aotearoa New Zealand that assist with everyday living expenses * The opportunity to contribute and be part of a supportive team that is here to make a difference * A chance to build your own capability through learning from some of the industry’s most knowledgeable people who have a desire to share their insights along with access to upskilling opportunities and career development across the organisation * Two days a year to do Good in your Hood, though our volunteering scheme, a chance for you to help others in your community in a meaningful way to you The base salary range for this role is $95,300 to $112,150 per annum; we also offer a 5% KiwiSaver employer contribution. Why Z? Z has always been a proud Kiwi company. We’re aspirational for our future, confident of our role in Aotearoa New Zealand’s success and deeply loyal to our customers, communities and people. At Z we focus on achieving extraordinary outcomes by setting the appropriate context, rather than by telling our people what to do. By doing this, high performing and talented people deliver better results and are more personally fulfilled. We’re distinctive in our approach and if you’re up for a challenge, we’d love you to be part of it. If Z sounds like a place you believe you can add value and grow your own capability, then make sure you read [Our Why](https://dynamic.z.co.nz/assets/zenergy/about-z/documents/Z-Our-Why.pdf). This is our founding document and provides further insights in what it means to part of the Z whānau. If Z feels like a good match for your head and your heart, come join us for one heck of a journey! Whakauru | Apply Please include a cover letter in your application, telling us why you’re a great fit for Z. Applications close: Sunday 28th June 2026 Please note that we may begin shortlisting as we receive applications. We encourage early applications as we may withdraw the advertising at any time. To be considered for this position you must have the legal right to live and work in New Zealand. ## Additional Information We care deeply for our people while pushing them to achieve their best as individuals and collectively as an organisation. Our flexible working approach and Rainbow Tick and Gender Tick accreditations - backed by our strong Group values, Whakatika Move as One, Whakaora Make it Happen, Whakamana Make it Count - have created an open and inclusive workplace that promotes personal development and is underpinned by a desire for our people and our communities to succeed. One of the things we stand for at Z is Diversity & Inclusion. It is our belief that having a diverse workforce make it possible for our people to truly be themselves and deliver on our aspirations for Z.", "summaryDescription" : "Kaitātari Moni Taurewa Mātāmua Senior Credit Analyst at Ampol. Skills: Credit risk, Financial analysis, Commercial acumen. Conduct financial and credit risk analysis. Assess opportunities", "postedDate" : "2026-06-14T22:17:24.000", "createdAt" : "2026-06-16T01:38:28.014", "lastUpdated" : "2026-06-16T11:52:24.348", "ingestTimestamp" : "2026-06-16T01:38:28.014", "mongoId" : "6a30724df292fd229cffce7c", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "100k-150k", "hasSalary" : false, "allSkills" : [ "Financial analysis", "Credit risk assessment", "Credit policy development", "Financial reporting", "Credit risk", "Commercial acumen", "Credit risk analysis", "Credit recommendations", "Risk assessments", "Portfolio reviews", "Credit exposures", "Mitigation strategies", "Credit activities", "Credit policy", "Financial month end", "Commercial knowledge", "Statement assessment", "Financial statements", "Economic landscape" ], "skillCount" : 19, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 1.0, "_score" : 807.0072, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Energy", "llmIndustryConfidence" : 0.95 }, { "id" : "6a2a660374d8ee00a062b7aa", "title" : "Senior Financial Analyst, Enterprise Risk Management - Internal Controls", "company" : "Amazon.com Services LLC", "industry" : "Finance Accounting, Finance/Planning, finance", "salary" : { "min" : 82700.0, "max" : 117100.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Bellevue, Washington, USA", "locations" : [ "Bellevue, Washington, USA" ], "certifications" : [ "CPA" ], "timestamp" : "2026-06-15T08:26:55.014", "fingerprint" : "e2a8f924024ba8438470809059cdcf5871efa81516a54ffc92ff25b57ec0a638", "source" : "amazon", "language" : "en", "applyUrl" : "https://account.amazon.jobs/jobs/10444022/apply", "externalId" : "e34a0d07-5b4c-4881-b38e-3cb81ff47f83", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Bellevue", "state" : "Washington", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "47.6144219,-122.1923370" } ], "locationText" : "Bellevue, Washington, United States", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "SQL, MS Access, Essbase, Cognos, Oracle, SAP, Lawson, JD Edwards", "professionalSkills" : [ "Financial modeling", "Data analysis", "Process improvement", "Scalability", "Automation" ], "hardSkillsList" : [ "Data analysis", "Financial reporting" ], "hardSkills" : [ { "name" : "Data analysis", "level" : "intermediate" }, { "name" : "Financial reporting", "level" : "intermediate" } ], "majorSkills" : "Internal controls, Risk management, Financial analysis", "majorSkillsList" : [ "Internal controls", "Risk management", "Financial analysis" ], "coreResponsibilities" : "Perform monthly reviews, Perform quarterly reviews, Build financial models, Interpret data, Make recommendations, Collect quantitative data, Develop reports, Identify opportunities, Improve finance tools, Scale finance tools, Simplify finance tools, Design processes, Build processes", "teamCollaboration" : "Global Consumer Controllership team; Network Engineering teams; Launch teams; Capex Controllership team; Accounting teams; Procurement teams; IT teams; Finance teams; Business teams", "domainKnowledge" : "Enterprise risk management; Internal controls; Controllership; Fixed assets; Capex; Global operations", "domainList" : [ "enterprise-risk-management", "internal-controls", "controllership", "fixed-assets", "capex", "global-operations" ], "domainSpecificKnowledge" : [ "Enterprise risk management", "Internal controls", "Controllership", "Fixed assets", "Capex", "Global operations" ], "toolProficiency" : [ "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "communicationSkills" : "Verbal communication; Written communication", "problemSolvingSkills" : "Analytical skills; Work with ambiguity", "outcomesObjectives" : "Drive cost reductions; Deliver results; Drive improvements; Influence leaders", "qualificationsBasic" : "Bachelor's degree in finance, 3+ years finance experience", "qualificationsPreferred" : "4+ years continuous improvement, MBA or CPA", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "rawDescription" : "Ever wonder how your Amazon packages get to your doorstep? Now you can learn by being part of the Finance team supporting these operations. Enterprise Risk Management team is looking for a Senior Financial Analyst to help with the controllership of our multibillion-dollar assets. You will start off with North American Sort Centers (NASC) which is a segment of the Amazon owned and operated shipping network that includes hundreds of warehouses and thousands of vans, long-haul trucks and aircraft. Every day several million packages from multiple fulfillment centers across the US and Canada arrive in one of the ~100 sort centers where they are sorted for delivery, which improves truck utilization and reduces transportation costs. In addition, you will take on AMXL (Amazon Extra Large), an org handling heavy bulky packages being delivered to our customers' homes. The Senior Financial Analyst will support our Global Controls, Compliance, and Risk Management team. You will be pivotal to the team's success, as you partner to build and create global Controls frameworks for NASC and AMXL operations. This role will partner with multiple stakeholders within both, finance and the business teams, to provide Controls guidance and Compliance insights to Worldwide operations. Opportunities await to grow your career as you engage on one of the many facets of this world-class delivery service. Key job responsibilities - The candidate should demonstrate amazing analytical skills, ability to work with ambiguity, and strong verbal and written communication skills as direct interaction with worldwide operations leadership is common. - Perform monthly and quarterly reviews of the fixed asset ledger to check for completeness of data, correct entries, etc. and perform corrective actions whenever necessary. - Uses solid financial knowledge and business acumen to build financial models, interpret data, draw conclusions, and make recommendations that deliver results, drive improvements, and influence leaders throughout Amazon. - Collects and analyzes quantitative data to develop relevant reports that drive cost reductions. - Identifies opportunities to resolve defects proactively. Improves, scales, or simplifies finance tools across teams and organizations. - Design and build processes that improve the level of automation and scalability of the aforementioned activities that can be replicated. A day in the life A typical day in this role provides an opportunity to innovate by helping to build scalable, robust, dependable and systemic solutions through data-driven decision making. Partnerships: - Global Consumer Controllership team - Network Engineering and Launch teams - Capex Controllership team - Accounting, Procurements, and IT About the team This role will support Controls for NASC and AMXL Capex, supporting global Launch and Engineering teams. This role will help to influence and shape global control mechanisms and partner with execution teams on Controls insights. Basic Qualifications: - Bachelor's degree in finance, accounting, business, economics, or a related analytical field (e.g., engineering, math, computer science) - 3+ years of finance or a related analytical field experience Preferred Qualifications: - 4+ years of participating in continuous improvement projects in your team to scale and improve controllership with measurable results experience - MBA, or CPA - Experience working with large-scale data mining and reporting tools (examples: SQL, MS Access, Essbase, Cognos) and other financial systems (examples: Oracle, SAP, Lawson, JD Edwards) Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit https://amazon.jobs/content/en/how-we-hire/accommodations for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner. The base salary range for this position is listed below. Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave. Learn more about our benefits at https://amazon.jobs/en/benefits . USA, NY, New York - 73,600.00 - 128,800.00 USD annually USA, TN, Nashville - 60,200.00 - 105,400.00 USD annually USA, TX, Irving - 66,900.00 - 117,100.00 USD annually USA, VA, Arlington - 66,900.00 - 117,100.00 USD annually USA, WA, Bellevue - 82,700.00 - 117,100.00 USD annually", "summaryDescription" : "Senior Financial Analyst, Enterprise Risk Management - Internal Controls at Amazon.com Services LLC. Skills: Internal controls, Risk management, Financial analysis. Perform monthly reviews. Perform quarterly reviews", "postedDate" : "2026-06-13T19:24:54.268", "createdAt" : "2026-06-13T19:24:54.268", "lastUpdated" : "2026-06-15T08:26:55.014", "ingestTimestamp" : "2026-06-13T19:24:54.268", "mongoId" : "6a2a660374d8ee00a062b7aa", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "sourceUrl" : "https://account.amazon.jobs/jobs/10444022/apply", "salaryAnnualMin" : 82700, "salaryAnnualMax" : 117100, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Data analysis", "Financial reporting", "Internal controls", "Risk management", "Financial analysis", "Financial modeling", "Process improvement", "Scalability", "Automation", "Enterprise risk management", "Controllership", "Fixed assets", "Capex", "Global operations", "CPA", "Bloomberg Terminal", "Reuters Eikon", "FactSet" ], "skillCount" : 18, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 1.0, "_score" : 806.11237, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Logistics", "llmIndustryConfidence" : 0.95 }, { "id" : "694ae6cd70f0b99d589b27aa", "title" : "Manager, Commercial Credit Portfolio Management", "company" : "Hyundai Capital America", "industry" : "Banking", "salary" : { "min" : 115000.0, "max" : 175000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Manager, Commercial Credit Portfolio Management in Plano, United States, adjusted for industry and seniority." }, "location" : "United States-Texas-Plano", "locations" : [ "United States-Texas-Plano", "
Dallas, TX (HCA_DallasTX)
6100 W. Plano Parkway, Suite 2000
Suite 2000
Plano, 75093

" ], "timestamp" : "2026-06-15T04:51:43.075", "fingerprint" : "eb7252cb8a6bef2f723d76c28bbaa738282289f198c3e29faad71a89f551d4cf", "source" : "taleo", "language" : "en", "applyUrl" : "https://hyundaicapital.taleo.net/careersection/ex/jobdetail.ftl?job=109344", "externalId" : "109344", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Plano", "state" : "Texas", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "33.0136764,-96.6925096" } ], "locationText" : "Plano, Texas, United States", "experienceLevel" : "Manager", "technicalSkills" : "Microsoft Office Suite, Excel, PowerPoint, Outlook", "professionalSkills" : [ "Dealer credit analysis", "Commercial credit lending", "Risk identification", "Risk mitigation", "Account management", "Underwriting issues resolution", "Strategic projects participation", "Team leadership", "Team development", "Performance feedback", "Professional growth", "Organizational goals achievement" ], "hardSkillsList" : [ "Financial statements analysis", "Dealer credit analysis", "Commercial credit analysis", "Risk identification", "Risk mitigation" ], "softSkillsList" : [ "Mentoring" ], "hardSkills" : [ { "name" : "Financial statements analysis", "level" : "intermediate" }, { "name" : "Dealer credit analysis", "level" : "intermediate" }, { "name" : "Commercial credit analysis", "level" : "intermediate" }, { "name" : "Risk identification", "level" : "intermediate" }, { "name" : "Risk mitigation", "level" : "intermediate" } ], "softSkills" : [ { "name" : "Mentoring" } ], "majorSkills" : "Dealer Credit Analysis, Risk Management", "majorSkillsList" : [ "Dealer Credit Analysis", "Risk Management" ], "coreResponsibilities" : "Maintain periodic reviews and inspections, Identify company risk, Manage assigned analyst work, Interact with sales team, Resolve underwriting issues, Facilitate underwriting process, Exercise commercial credit lending authority, Make decisions on requests and accounts, Participate in strategic projects, Lead team members, Mentor team members, Develop team members, Provide direction, Provide performance feedback, Provide support", "teamCollaboration" : "Work with Field Sales team; Work with Regional Operations Managers; Work with Directors; Work with dealer principals; Work with dealership owners; Work with dealership staff; Work with internal stakeholders; Work with external stakeholders", "projectManagementSkills" : [ "Leading large projects" ], "domainKnowledge" : "Commercial credit; Floorplan financing; Working capital loans; Automotive business environment", "domainList" : [ "commercial-credit", "floorplan-financing", "working-capital-loans", "automotive-business-environment" ], "domainSpecificKnowledge" : [ "Commercial credit", "Floorplan financing", "Working capital loans", "Automotive business environment" ], "toolProficiency" : [ "Microsoft Office", "Excel", "PowerPoint", "Outlook" ], "communicationSkills" : "Written communication; Verbal communication; Present to leadership", "documentationSkills" : "Collateral documentation; Financial statements documentation", "continuousLearning" : "Tuition reimbursement", "problemSolvingSkills" : "Underwriting issues resolution", "qualificationsBasic" : "5-7 years related experience, 0-2 years supervisory experience, Bachelor's degree required, Commercial credit and risk identification skills, Proficient in Microsoft Office Suite", "qualificationsPreferred" : "Finance, Accounting, Economics degree preferred, Exposure to automotive business environment, Exposure to commercial credit activity", "remoteFriendly" : false, "workSiteFlexibility" : "Flexible", "rawDescription" : "Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: · Medical, Dental and Vision plans that include no-cost and low-cost plan options · Immediate 401(k) matching and vesting · Vehicle purchase and lease discounts plus monthly vehicle allowances · Paid Volunteer Time Off with company donation to a charity of your choice · Tuition reimbursement What to Expect The Manager, Commercial Credit Portfolio Management is responsible for leading a team of Credit Analyst, daily servicing, commercial credit lending authority and managing the risk and exposure for an assigned portfolio under Commercial Credit Department leadership. This role is directly responsible for the annual reviews and renewals, as well as the ongoing account management process. In addition, this role will work directly with the Field Sales team, Regional Operations Managers and Directors to resolve underwriting issues. What You Will Do 1. Maintain periodic reviews and inspections of collateral, documentation, reporting, and financial statements to identify current and/or early detection of company risk including, but not limited to, management/oversight of UCC’s, Insurance, credit lines, and aged inventory. Manage assigned analyst work prior to submission to Director for review. Includes new requests, interim requests and periodic reviews. 2. Frequent and direct interaction with sales team (Business Development Managers, Regional Operations Managers and Field Sales Directors), regarding issues determined during the underwriting process for annual reviews and interim requests. Direct interaction with dealer principals and dealership majority owners and staff to facilitate the underwriting process. 3. Commercial Credit lending authority for new requests as needed and reviews/interim requests, with lending approval authority of up to $15 million for floorplan financing and up to $1 million for working capital loans. Use authority to make decisions on requests and accounts, representing approximately 20% of the Commercial portfolio. 4. Participate in assigned strategic projects and initiatives (including but not limited to mobility, data, and digitalization efforts) within the Commercial Credit Department. 5. Lead, mentor, and develop team members by providing direction, performance feedback, and support to ensure effective collaboration, professional growth, and achievement of organizational and personal goals. What You Will Bring · Minimum 5-7 years’ related experience in financial statements and dealer credit analysis. · 0-2 years supervisory or leading large projects. · Exposure to the automotive business environment is highly recommended, particularly if exposure was to some aspect of commercial credit activity. · Bachelor’s degree is required preferably in Finance, Accounting, Economics or related field preferred. · Proven commercial credit and risk identification/mitigation skills in analytically challenging environment. · Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook). · Ability to successfully manage, train, develop and mentor direct reports. · Strong written and verbal communication skills including ability to present to leadership. · Strong interpersonal skills to work in a team environment and build relationships with internal and external stakeholders. Work Environment Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy Notice This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com . United States-Texas-Plano", "summaryDescription" : "Manager, Commercial Credit Portfolio Management at Hyundai Capital America. Skills: Dealer Credit Analysis, Risk Management. Maintain periodic reviews and inspections. Identify company risk", "createdAt" : "2026-06-14T00:30:37.479", "lastUpdated" : "2026-06-15T04:51:43.075", "ingestTimestamp" : "2026-06-14T00:30:37.479", "mongoId" : "694ae6cd70f0b99d589b27aa", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 115000, "salaryAnnualMax" : 175000, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ "Financial statements analysis", "Dealer credit analysis", "Commercial credit analysis", "Risk identification", "Risk mitigation", "Mentoring", "Dealer Credit Analysis", "Risk Management", "Commercial credit lending", "Account management", "Underwriting issues resolution", "Strategic projects participation", "Team leadership", "Team development", "Performance feedback", "Professional growth", "Organizational goals achievement", "Leading large projects", "Commercial credit", "Floorplan financing", "Working capital loans", "Automotive business environment", "Microsoft Office", "Excel", "PowerPoint", "Outlook" ], "skillCount" : 26, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Manager", "dataQualityScore" : 0.7777778, "_score" : 805.4706, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2c8bb174d8ee00a09737f9", "title" : "Senior Credit Risk Data Scientist (m/f/d)", "company" : "Pliant", "industry" : "Credit", "salary" : { "min" : 105000.0, "max" : 155000.0, "currency" : "GBP", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market data for a Senior Credit Risk Data Scientist in London, United Kingdom, adjusted for the FinTech industry and a senior experience level." }, "location" : "London, UK (Hybrid)", "locations" : [ "London, UK (Hybrid)" ], "timestamp" : "2026-06-16T06:43:58.616", "fingerprint" : "3373b91b45853d8b81dbe77240e247971e2a5a9af108bc35801d4430f3ad3852", "source" : "ashby", "language" : "en", "applyUrl" : "https://jobs.ashbyhq.com/pliant/fa4d7c29-f2e2-48a3-b593-95cf9eaf5c20/application", "externalId" : "fa4d7c29-f2e2-48a3-b593-95cf9eaf5c20", "industryFunction" : { }, "structuredLocations" : [ { "city" : "London", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "51.5074456,-0.1277653" } ], "locationText" : "London, United Kingdom", "employmentType" : "FULL_TIME", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "Senior", "technicalSkills" : "Python, SQL, Airflow, Dbt, GCP, AWS, Azure, Snowflake, BigQuery", "professionalSkills" : [ "Credit risk strategy", "ML engineering", "Credit intuition", "Portfolio analytics", "Credit strategy recommendations", "Agile development" ], "hardSkillsList" : [ "Feature engineering", "Target variable definition", "Model monitoring", "Model recalibration", "Data pipelines", "Automated credit decisioning", "Decision engine", "Model deployment", "Model versioning", "Drift detection", "PSI diagnostics", "Gini diagnostics", "KS diagnostics", "Portfolio performance analysis", "Risk drivers analysis", "Early warning systems", "Proactive portfolio management", "Collections prioritisation", "Data processes", "Cross functional projects", "Mutual respect", "Excellent results" ], "hardSkills" : [ { "name" : "Feature engineering", "level" : "intermediate" }, { "name" : "Target variable definition", "level" : "intermediate" }, { "name" : "Model monitoring", "level" : "intermediate" }, { "name" : "Model recalibration", "level" : "intermediate" }, { "name" : "Data pipelines", "level" : "intermediate" }, { "name" : "Automated credit decisioning", "level" : "intermediate" }, { "name" : "Decision engine", "level" : "intermediate" }, { "name" : "Model deployment", "level" : "intermediate" }, { "name" : "Model versioning", "level" : "intermediate" }, { "name" : "Drift detection", "level" : "intermediate" }, { "name" : "PSI diagnostics", "level" : "intermediate" }, { "name" : "Gini diagnostics", "level" : "intermediate" }, { "name" : "KS diagnostics", "level" : "intermediate" }, { "name" : "Portfolio performance analysis", "level" : "intermediate" }, { "name" : "Risk drivers analysis", "level" : "intermediate" }, { "name" : "Early warning systems", "level" : "intermediate" }, { "name" : "Proactive portfolio management", "level" : "intermediate" }, { "name" : "Collections prioritisation", "level" : "intermediate" }, { "name" : "Data processes", "level" : "intermediate" }, { "name" : "Cross functional projects", "level" : "intermediate" }, { "name" : "Mutual respect", "level" : "intermediate" }, { "name" : "Excellent results", "level" : "intermediate" } ], "majorSkills" : "Credit risk models, ML infrastructure, Automated decisioning", "majorSkillsList" : [ "Credit risk models", "ML infrastructure", "Automated decisioning" ], "coreResponsibilities" : "Build credit risk models, Validate credit risk models, Deploy credit risk models, Engineer features, Define target variables, Monitor models, Recalibrate models, Design data pipelines, Build data pipelines, Integrate behavioural data, Integrate open banking feeds, Integrate bureau data, Integrate third-party sources, Develop automated credit decisioning logic, Test automated credit decisioning logic, Iterate on automated credit decisioning logic, Translate model outputs, Monitor decision engine performance, Own model deployment, Own model versioning, Own model monitoring, Own drift detection, Build ML infrastructure, Analyse portfolio performance, Identify risk drivers, Translate empirical findings, Design early warning systems, Build early warning systems, Surface deteriorating credit quality, Enable proactive portfolio management, Enable collections prioritisation, Partner with Risk Management, Partner with Data teams, Partner with Engineering teams, Build E2E data processes, Manage cross functional projects, Drive project delivery, Facilitate information flow, Support data driven decision making, Support development of culture", "teamCollaboration" : "Risk Management teams; Data teams; Engineering teams; Cross functional projects", "projectManagementSkills" : [ "Agile development", "Own projects", "Drive projects" ], "domainKnowledge" : "Credit risk concepts; Unsecured SME exposures; Open banking data; Transaction level insights", "domainList" : [ "credit-risk-concepts", "unsecured-sme-exposures", "open-banking-data", "transaction-level-insights" ], "domainSpecificKnowledge" : [ "Credit risk concepts", "Unsecured SME exposures", "Open banking data", "Transaction level insights" ], "toolProficiency" : [ "Airflow", "Dbt" ], "communicationSkills" : "Fact based information flow; Data driven decision making", "problemSolvingSkills" : "Credit intuition", "qualificationsBasic" : "Degree in quantitative or engineering discipline, 3–5 years data science, ML engineering, or quantitative credit risk, Production model deployment experience, Python capability, SQL skills", "qualificationsPreferred" : "PhD preferred, Experience with pipeline orchestration tools, Experience working with APIs, Experience with decision engines, Experience with data aggregation and orchestration services, Familiarity with open banking data, Familiarity with transaction level insights, Fluent in additional European languages", "remoteFriendly" : true, "workSiteFlexibility" : "Hybrid", "rawDescription" : "ABOUT US Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: - Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. - Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at http://www.getpliant.com/www.getpliant.com http://www.getpliant.com ABOUT THE ROLE As Senior Credit Risk Data Scientist, you will own the design, development, and deployment of data-driven credit models and automated decisioning systems for small and medium sized enterprises. This is a hands-on technical role that sits at the intersection of data science, ML engineering, and credit risk strategy. You will write production ready code, build end-to-end pipelines, and translate model outputs into real credit decisions. You build things that go live. You own what you deploy. You continuously improve the models, pipelines, and decisioning logic that determine how Pliant extends credit across Europe and the US. You bring both the technical depth to build robust ML infrastructure and the credit intuition to know what good decisioning looks like. If that is you, then join us and work closely with the Head of Risk Strategy and VP of Credit. This position sits directly in the functional domain with exposure to business and full ownership over the outputs you deliver. This is a hybrid role based in Berlin or London, with potential remote flexibility within the EU/UK depending on team and business requirements. WHAT YOU'LL DO - Model development & deployment: Build, validate, and deploy credit risk models owning the full lifecycle from feature engineering and target variable definition through to production deployment, monitoring, and recalibration. - Data engineering: Design and build end-to-end data pipelines in Python and SQL, integrating internal behavioural data, open banking feeds, bureau data, and third-party sources into scalable, production ready workflows using orchestration tools such as Airflow and dbt. - Decision engine ownership: Develop, test, and iterate on automated credit decisioning logic translating model outputs into approval, decline, and limit assignment rules within our decision engine, and monitoring their performance post deployment. - ML infrastructure: Own model deployment, versioning, monitoring, and drift detection. Building the infrastructure that keeps our models performing reliably in production using PSI, Gini, KS, and related diagnostics. - Portfolio analytics: Analyse portfolio performance, identify risk drivers, and translate empirical findings into actionable credit strategy recommendations. - Early warning systems: Design and build EWS frameworks that surface deteriorating credit quality early, enabling proactive portfolio management and collections prioritisation. - Collaboration: Partner with Risk Management, Data, and Engineering teams to build E2E data processes together. Manage cross functional projects and drive delivery. - Communication: Facilitate smooth and fact based information flow between your colleagues. Support data driven decision making within the credit risk domain. Support the development of a culture of open dialogue, focused on mutual respect and the joint achievement of excellent results. WHAT YOU'LL BRING - Degree in a quantitative or engineering discipline or related field. - 3–5 years of hands on experience in data science, ML engineering, or quantitative credit risk. Production model deployment experience is essential. - Strong Python capability. You write clean, production ready code. Experience with pipeline orchestration tools such as Airflow or dbt is a strong plus. - Strong SQL skills for data extraction, feature engineering, and pipeline development. - Direct experience building and deploying predictive models and monitoring them post-deployment. - Experience working with APIs, decision engines, and data aggregation and orchestration services is a strong plus. - Good understanding of credit risk concepts for unsecured SME exposures - Familiarity with open banking data and transaction level insights is a strong plus. - Experience with cloud platforms such as GCP, AWS, or Azure and modern data infrastructure tools such as Snowflake or BigQuery. - Experienced in agile development and the ability to own and drive cross functional projects. - Determination and desire to work in a team to achieve high quality results for our customers, even under stress. - Fluent in English; additional European languages are a plus. WHAT WE OFFER - The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence - Attractive remuneration - Flat hierarchy and transparent communication in a relaxed, professional atmosphere - Opportunity to develop your talent in a dynamic team with ambitious goals - Flexibility and possibility to work remotely - Monthly mobility benefit - Wellhub Membership - Pliant Card with monthly credit to explore the product and enjoy food with colleagues At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.", "summaryDescription" : "Senior Credit Risk Data Scientist (m/f/d) at Pliant. Skills: Credit risk models, ML infrastructure, Automated decisioning. Build credit risk models. Validate credit risk models", "createdAt" : "2026-06-14T20:16:57.215", "lastUpdated" : "2026-06-16T06:43:58.616", "ingestTimestamp" : "2026-06-14T20:16:57.215", "mongoId" : "6a2c8bb174d8ee00a09737f9", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "100k-150k", "hasSalary" : false, "allSkills" : [ "Feature engineering", "Target variable definition", "Model monitoring", "Model recalibration", "Data pipelines", "Automated credit decisioning", "Decision engine", "Model deployment", "Model versioning", "Drift detection", "PSI diagnostics", "Gini diagnostics", "KS diagnostics", "Portfolio performance analysis", "Risk drivers analysis", "Early warning systems", "Proactive portfolio management", "Collections prioritisation", "Data processes", "Cross functional projects", "Mutual respect", "Excellent results", "Credit risk models", "ML infrastructure", "Automated decisioning", "Credit risk strategy", "ML engineering", "Credit intuition", "Portfolio analytics", "Credit strategy recommendations", "Agile development", "Own projects", "Drive projects", "Credit risk concepts", "Unsecured SME exposures", "Open banking data", "Transaction level insights", "Airflow", "Dbt" ], "skillCount" : 39, "jobCategory" : "engineering", "jobSubcategory" : "data", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 803.65533, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a306890f292fd229cfc46fc", "title" : "Credit Card Portfolio Analyst", "company" : "Blend360", "industry" : "Marketing And Advertising", "salary" : { "min" : 60.0, "max" : 65.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Colorado Springs, CO, United States", "locations" : [ "Colorado Springs", "CO", "United States" ], "timestamp" : "2026-06-16T08:35:46.169", "fingerprint" : "e64dcce1ab796f6fb952d854f7e62581635a305f38f4d20668968ea0282c7cec", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Blend360/744000132277639-credit-card-portfolio-analyst", "externalId" : "744000132277639", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Minneapolis", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "44.9772995,-93.2654692" }, { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Minneapolis, Minnesota, United States; Colorado Springs, Colorado, United States", "employmentType" : "CONTRACT", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "mid", "remoteFriendly" : false, "rawDescription" : "Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. BLEND360 is an equal opportunity employer.", "summaryDescription" : "Credit Card Portfolio Analyst at Blend360", "postedDate" : "2026-06-15T20:02:24.000", "createdAt" : "2026-06-15T23:59:20.142", "lastUpdated" : "2026-06-16T08:35:46.169", "ingestTimestamp" : "2026-06-15T23:59:20.142", "mongoId" : "6a306890f292fd229cfc46fc", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 124800, "salaryAnnualMax" : 135200, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 796.04706, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.97 }, { "id" : "6a305b9ef292fd229cf5f3a6", "title" : "Credit Card Portfolio Analyst", "company" : "Blend360", "industry" : "Marketing And Advertising", "salary" : { "min" : 60.0, "max" : 65.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Colorado Springs, CO, United States", "locations" : [ "Colorado Springs", "CO", "United States" ], "timestamp" : "2026-06-16T08:28:58.208", "fingerprint" : "31c268a95358794146f9a8beab94fca9a54bfc682e9f5b9cdde798161cc3c7e8", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Blend360/744000132277639-credit-card-portfolio-analyst", "externalId" : "744000132277639", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Minneapolis", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "44.9772995,-93.2654692" }, { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Minneapolis, Minnesota, United States; Colorado Springs, Colorado, United States", "employmentType" : "CONTRACT", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "mid", "remoteFriendly" : false, "rawDescription" : "Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. BLEND360 is an equal opportunity employer.", "summaryDescription" : "Credit Card Portfolio Analyst at Blend360", "postedDate" : "2026-06-15T20:02:24.000", "createdAt" : "2026-06-15T23:53:34.490", "lastUpdated" : "2026-06-16T08:28:58.208", "ingestTimestamp" : "2026-06-15T23:53:34.490", "mongoId" : "6a305b9ef292fd229cf5f3a6", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 124800, "salaryAnnualMax" : 135200, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 796.04706, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.97 }, { "id" : "6a305b9ef292fd229cf5f3a7", "title" : "Credit Card Portfolio Analyst", "company" : "Blend360", "industry" : "Marketing And Advertising", "salary" : { "min" : 60.0, "max" : 65.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Minneapolis, MN, United States", "locations" : [ "Minneapolis", "MN", "United States" ], "timestamp" : "2026-06-16T10:26:42.921", "fingerprint" : "b3ee5c2c29cc4ace51ebbd46d27588b8f98bc932c258e6730783decf9265442d", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Blend360/744000132277429-credit-card-portfolio-analyst", "externalId" : "744000132277429", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Minneapolis", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "44.9772995,-93.2654692" }, { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Minneapolis, Minnesota, United States; Colorado Springs, Colorado, United States", "employmentType" : "CONTRACT", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "mid", "remoteFriendly" : false, "rawDescription" : "Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. BLEND360 is an equal opportunity employer.", "summaryDescription" : "Credit Card Portfolio Analyst at Blend360", "postedDate" : "2026-06-15T20:00:55.000", "createdAt" : "2026-06-16T00:07:41.825", "lastUpdated" : "2026-06-16T10:26:42.921", "ingestTimestamp" : "2026-06-16T00:07:41.825", "mongoId" : "6a305b9ef292fd229cf5f3a7", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 124800, "salaryAnnualMax" : 135200, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 795.9764, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.97 }, { "id" : "6a306890f292fd229cfc46fd", "title" : "Credit Card Portfolio Analyst", "company" : "Blend360", "industry" : "Marketing And Advertising", "salary" : { "min" : 60.0, "max" : 65.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "Minneapolis, MN, United States", "locations" : [ "Minneapolis", "MN", "United States" ], "timestamp" : "2026-06-16T09:41:14.591", "fingerprint" : "52b2bdc63a7ac43f458ac99d1823cbc9b0157a57b4141dc5737156fd046ec792", "source" : "smartrecruiters", "language" : "en", "applyUrl" : "https://jobs.smartrecruiters.com/Blend360/744000132277429-credit-card-portfolio-analyst", "externalId" : "744000132277429", "industryFunction" : { }, "structuredLocations" : [ { "city" : "Minneapolis", "state" : "Minnesota", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "44.9772995,-93.2654692" }, { "city" : "Colorado Springs", "state" : "Colorado", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "38.8339578,-104.8253480" } ], "locationText" : "Minneapolis, Minnesota, United States; Colorado Springs, Colorado, United States", "employmentType" : "CONTRACT", "experienceMinYears" : 5, "experienceMaxYears" : 10, "experienceLevel" : "mid", "remoteFriendly" : false, "rawDescription" : "Blend is a premier AI services provider, committed to co-creating meaningful impact for its clients through the power of data science, AI, technology, and people. With a mission to fuel bold visions, Blend tackles significant challenges by seamlessly aligning human expertise with artificial intelligence. The company is dedicated to unlocking value and fostering innovation for its clients by harnessing world-class people and data-driven strategy. We believe that the power of people and AI can have a meaningful impact on your world, creating more fulfilling work and projects for our people and clients. Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives. The Details: * Location: Hybrid (Minneapolis, MN or Colorado Springs, CO) * Duration: Approximately a 6-month consulting role with the possibility of extension (must be able to work on Blend’s W2 without sponsorship) * Benefits: We do offer benefits to our full-time consultants, including Health, Vision, Dental, 401K plan, Life Insurance, Pretax Commuter Benefits, and an incredibly supportive team cheering you on! What you’ll do: Portfolio Performance & Growth Analytics * Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives. * Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement. * Monitor key portfolio metrics and provide actionable recommendations to improve business performance. Marketing Analytics & Reporting * Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives. * Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments. * Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives. Dashboard Development & Business Intelligence * Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms. * Ensure data integrity, consistency, and accuracy across multiple enterprise data sources. * Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts. Cross-Functional Partnership * Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions. * Support business case development, prioritization, and implementation of portfolio enhancement initiatives. * Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization. Portfolio Governance & Continuous Improvement * Establish repeatable reporting processes and governance standards that improve efficiency and scalability. * Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs. * Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization. ## Qualifications Education & Experience * Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field. * 5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines. * 3+ years of experience in data analysis, reporting, business intelligence, or portfolio management. * Experience using data and analytics to influence business decisions and marketing strategies. * Wealth management, banking, consumer lending, or credit card industry experience strongly preferred. Technical Skills * Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights. * Strong SQL skills and experience querying large datasets. * Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools. * Experience defining, measuring, and reporting on KPIs and portfolio performance metrics. * Familiarity with enterprise data environments and multiple data source integrations. * Exposure to Databricks or similar modern data platforms is a plus. Marketing & Business Acumen * Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies. * Experience supporting marketing performance measurement and optimization initiatives. * Knowledge of consumer credit card products, payments, lending, or related financial products preferred. Soft Skills * Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences. * Strong organizational skills with the ability to manage multiple priorities simultaneously. * Collaborative mindset with experience working in cross-functional environments. * Self-starter who thrives in fast-paced, data-driven organizations. ## Additional Information The targeted pay range for this role is $60.00-65.00 per hour. Actual compensation within the range will be dependent on several factors including but not limited to relevant experience, skills, certifications, training, and location. It is not typical for an individual to be hired at or near the top of the range and determining factors for compensation are considered for each individual circumstance. BLEND360 also offers a competitive benefits program to meet the health and financial well-being of our team and their families. You can look forward to a range of benefits including medical, dental, vision, 401K, PTO, commuter benefits, spending accounts, life insurance, disability coverage, and EAPs. A diverse workforce is a strong workforce To deliver growth at BLEND360 and for our clients, we believe as a Talent Solutions Company, we have a responsibility and unique opportunity to positively impact the workforce. Diversity has played a critical role in our history, our growth, and continues to have a profound impact on our success. We are determined to have equality in the workplace, within our team and as an extension of our clients’ team. BLEND360 is an equal opportunity employer.", "summaryDescription" : "Credit Card Portfolio Analyst at Blend360", "postedDate" : "2026-06-15T20:00:55.000", "createdAt" : "2026-06-16T00:05:54.128", "lastUpdated" : "2026-06-16T09:41:14.591", "ingestTimestamp" : "2026-06-16T00:05:54.128", "mongoId" : "6a306890f292fd229cfc46fd", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 124800, "salaryAnnualMax" : 135200, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Senior", "dataQualityScore" : 0.8888889, "_score" : 795.9764, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.98 }, { "id" : "6a306756f292fd229cfbbcca", "title" : "Financial Analyst", "company" : "BCB Group", "industry" : "FinTech", "salary" : { "min" : 55000.0, "max" : 75000.0, "currency" : "GBP", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Mid-level Financial Analyst in London, UK, adjusted for the FinTech industry and company size." }, "location" : "London, England, United Kingdom", "locations" : [ "London", "England", "United Kingdom" ], "certifications" : [ "ACA", "ACCA", "CIMA" ], "timestamp" : "2026-06-16T07:37:53.423", "fingerprint" : "0daa49af2a3e825193afecaea6c095c6bc40d61ba77fb0e408384883e08cd047", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.eu.greenhouse.io/bcbgroup/jobs/4897650101", "externalId" : "4897650101", "industryFunction" : { }, "structuredLocations" : [ { "city" : "London", "state" : "England", "country" : "United Kingdom", "continent" : "eu", "source" : "llm", "workMode" : "hybrid", "geo" : "51.5074456,-0.1277653" } ], "locationText" : "London, England, United Kingdom", "employmentType" : "FULL_TIME", "experienceMinYears" : 3, "experienceMaxYears" : 5, "experienceLevel" : "Mid", "technicalSkills" : "Microsoft Excel, Google Sheets", "professionalSkills" : [ "Financial reporting", "Variance analysis", "Balance sheet reconciliation", "Process improvement" ], "hardSkillsList" : [ "Data manipulation" ], "hardSkills" : [ { "name" : "Data manipulation", "level" : "intermediate" } ], "majorSkills" : "Financial accounting, Month-end close, Financial reporting", "majorSkillsList" : [ "Financial accounting", "Month-end close", "Financial reporting" ], "coreResponsibilities" : "Own month-end processes, Prepare income statements, Provide variance analysis, Prepare balance sheet reconciliations, Resolve reconciling items, Perform bank postings, Maintain general ledger accuracy, Support VAT returns, Assist with intercompany billing, Assist with intercompany reconciliations, Act as contact for external audits, Prepare audit schedules, Respond to audit queries, Partner with operational teams, Ensure accurate data capture, Ensure financial reporting accuracy, Collaborate with advisors, Collaborate with accountants, Ensure compliance with local laws, Ensure compliance with local regulations, Deliver ad hoc reporting, Deliver ad hoc analysis, Respond to information requests, Identify process improvements, Implement process improvements, Identify system improvements, Implement system improvements, Identify reporting improvements, Implement reporting improvements, Contribute to finance projects, Contribute to change initiatives", "teamCollaboration" : "External audits; Operational teams; In-country advisors; In-country accountants; High-performing team", "domainKnowledge" : "Financial services sector", "domainList" : [ "financial-services-sector" ], "domainSpecificKnowledge" : [ "Financial services sector" ], "toolProficiency" : [ "Microsoft Excel", "Google Sheets" ], "continuousLearning" : "Professional development; Learning opportunities", "problemSolvingSkills" : "Process improvement", "qualificationsBasic" : "3-5 years experience, Part-qualified ACA, ACCA, CIMA, Month-end close experience, Transactional accounting experience, External audit support experience", "qualificationsPreferred" : "Google sheets familiarity, Experience working with ERP systems", "remoteFriendly" : false, "workSiteFlexibility" : "Hybrid", "rawDescription" : "The Role As the Financial Analyst, you will take full ownership of the month-end processes and financial reporting for allocated entities. Reporting directly to the Financial Controller, you will drive general ledger accuracy by preparing detailed income statement variance analyses and balance sheet reconciliations. The ideal candidate will be a driven, analytical finance professional with a robust technical foundation, exceptional communication skills, and a proactive approach to continuous process improvement. Key Responsibilities and Duties Owning month-end processes for allocated entities, ensuring accurate, timely, and complete reporting. Preparing monthly income statements and providing detailed variance analysis. Preparing monthly balance sheet reconciliations, ensuring any reconciling items are resolved promptly. Performing regular bank postings and maintaining general ledger accuracy. Supporting the preparation and submission of monthly and quarterly VAT returns. Assisting with intercompany billing and reconciliations. Acting as a key point of contact for external audits, including preparing schedules and responding to queries. Partnering with operational teams to ensure accurate data capture and financial reporting. Collaborating with in-country advisors and accountants to ensure strict compliance with local laws and regulations. Delivering ad hoc reporting, analysis, and responding to information requests. Identifying and implementing improvements to processes, systems, and reporting. Contributing to finance projects and change initiatives. What are we looking for? If you can demonstrate some of the following experience/skills below, we would love to hear from you. We’re looking for someone with 3–5 years of experience in a financial or management accounting role, ideally within the financial services sector. Part-qualified and actively studying towards a professional qualification (ACA, ACCA, CIMA, or equivalent). Strong experience handling month-end close, transactional accounting, and supporting external audits. A curious, proactive mindset with a strong willingness to take initiative and ownership of tasks. Proven ability to thrive in a fast-paced environment, managing multiple priorities and meeting tight deadlines. Experience of working with a high-performing team, fostering a culture of collaboration, innovation, and excellence. Strong working knowledge of Microsoft Excel, notably data manipulation and analysis; familiarity with Google sheets an advantage. Experience working with ERP systems. So, what’s in it for you? Our people are constantly striving to be the best through operational excellence. The professional development and learning opportunities create an agile, hardworking, conscientious, and knowledgeable team. The opportunities for personal growth are exponential. You grow as the business grows. The roles and responsibilities are broad and ever-changing, and the dynamism of BCB keeps you engaged and highly motivated. At BCB, we believe in empowering individuals to create a culture of personal growth, together, and driving empowerment from the bottom up, up-skilling every individual at every level. This means our team has a sense of commonality and belonging, driven by a shared belief in our mission. We’re passionate about our business, our people, and providing 360-degree support for success. The chance to operate at the forefront of our industry You can talk to anyone in the business as there are no barriers and everyone is accessible You will be collaborating with teams on a hybrid working arrangement We value team success where every individual can grow and prosper 30 days annual leave each year 4 wellbeing days per year to prioritise your mental health 1 company volunteering day per year Strong benefits package including; Private Healthcare, Pension, Income Protection (long-term absence), Life Insurance, Menopause Policy, and an enhanced Parental Leave policy Study support About BCB GROUP BCB Group is a leading provider of regulated payment and trading services in crypto and fiat for the digital asset economy. We provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses, including crypto exchanges, liquidity providers, market makers, investment firms, custodians, payment processors and wallet providers. Our end-to-end suite of products are accessible through our Client Console UI and API. We offer more than 40 fiat and cryptocurrencies, deep trading liquidity, 24/7 instant payments through our instant settlements network, BLINC, and secure crypto services. Our strong focus on compliance matches our technical and business expertise, and we are regulated by some of the world’s most respected regulators. Authorised in the UK, France and Switzerland, we place the utmost importance on our regulatory-first institutional principles. Our leadership team boasts years of relevant, high-level experience at globally-renowned institutions. They combine finance, law, regulatory and technology skills in traditional and crypto financial services with a deep understanding of the new digital asset economy. Our mission is to create the trusted platform to pay, store, trade and earn fiat and digital assets, globally 24/7 www.bcbgroup.com", "summaryDescription" : "Financial Analyst at BCB Group. Skills: Financial accounting, Month-end close, Financial reporting. Own month-end processes. Prepare income statements", "postedDate" : "2026-06-15T23:26:09.234", "createdAt" : "2026-06-15T23:26:09.234", "lastUpdated" : "2026-06-16T07:37:53.423", "ingestTimestamp" : "2026-06-15T23:26:09.234", "mongoId" : "6a306756f292fd229cfbbcca", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryBand" : "50k-75k", "hasSalary" : false, "allSkills" : [ "Data manipulation", "Financial accounting", "Month-end close", "Financial reporting", "Variance analysis", "Balance sheet reconciliation", "Process improvement", "Financial services sector", "ACA", "ACCA", "CIMA", "Microsoft Excel", "Google Sheets" ], "skillCount" : 13, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Mid", "dataQualityScore" : 1.0, "_score" : 795.1148, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "FinTech", "llmIndustryConfidence" : 0.98 }, { "id" : "6a2ca59174d8ee00a09b7234", "title" : "Credit Analyst", "company" : "Octus", "industry" : "FinTech", "salary" : { "min" : 80000.0, "max" : 100000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : false }, "location" : "New York, New York, United States", "locations" : [ "New York", "New York", "United States" ], "timestamp" : "2026-06-15T05:41:28.049", "fingerprint" : "95b4cc4fe6a8f18a22918728d4b23ec2ea0c90ee196f990c323b53dbebe8883d", "source" : "greenhouse", "language" : "en", "applyUrl" : "https://job-boards.greenhouse.io/octus/jobs/5159873007", "externalId" : "5159873007", "industryFunction" : { }, "structuredLocations" : [ { "city" : "New York", "state" : "New York", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "hybrid", "geo" : "40.7127281,-74.0060152" } ], "locationText" : "New York, New York, United States", "employmentType" : "FULL_TIME", "technicalSkills" : "Excel", "professionalSkills" : [ "Credit analysis", "Relative value analysis", "Valuation analysis", "Fundamental credit analysis" ], "hardSkillsList" : [ "Financial analysis", "Cash flow projections", "Capital structures" ], "hardSkills" : [ { "name" : "Financial analysis", "level" : "intermediate" }, { "name" : "Cash flow projections", "level" : "intermediate" }, { "name" : "Capital structures", "level" : "intermediate" } ], "majorSkills" : "Credit research, Fundamental analysis, Valuation", "majorSkillsList" : [ "Credit research", "Fundamental analysis", "Valuation" ], "coreResponsibilities" : "Conduct fundamental credit analysis, Conduct relative value analysis, Build forward looking credit models, Produce actionable investment ideas, Prepare deep dive analysis, Discuss key credit strengths, Discuss key credit risks, Analyze industry comparisons, Analyze historical transaction data, Maintain active dialogue, Follow sector trends, Ensure coverage of borrowers, Lead primary analysis work", "teamCollaboration" : "Team-wide collaborative approach; Cross-disciplinary research; Cross-disciplinary analysis", "domainKnowledge" : "Leverage loan situations; Credit lifecycle; Broadly syndicated loan market; Performing credits; Distressed credits; Distressed debt; Restructuring coverage; Corporate loan issuers; Corporate credit analysts; Leveraged loan borrowers", "domainList" : [ "leverage-loan-situations", "credit-lifecycle", "broadly-syndicated-loan-market", "performing-credits", "distressed-credits", "distressed-debt", "restructuring-coverage", "corporate-loan-issuers", "corporate-credit-analysts", "leveraged-loan-borrowers" ], "domainSpecificKnowledge" : [ "Leverage loan situations", "Credit lifecycle", "Broadly syndicated loan market", "Performing credits", "Distressed credits", "Distressed debt", "Restructuring coverage", "Corporate loan issuers", "Corporate credit analysts", "Leveraged loan borrowers" ], "toolProficiency" : [ "Excel" ], "communicationSkills" : "Written communication; Oral communication; Client interaction", "documentationSkills" : "Credit research reports; Detailed writing", "continuousLearning" : "Educational reimbursements", "problemSolvingSkills" : "Analytical skills", "outcomesObjectives" : "Publish credit research reports; Generate cross-disciplinary research; Generate cross-disciplinary analysis", "qualificationsBasic" : "1+ years credit research experience, Financial analysis experience, Build cash flow projections, Understand capital structures, Technical and analytical skills, Excellent written communication, Excellent oral communication, Fluency in Excel", "qualificationsPreferred" : "Experience in client-facing role, Experience in decision-making role, Familiarity with AI tools", "remoteFriendly" : false, "workSiteFlexibility" : "Hybrid", "rawDescription" : "Octus Octus is a leading global provider of credit intelligence, data, and analytics. Since 2013, tens of thousands of professionals across hedge fund, investment banking, management consulting, and law firm verticals have come to rely on Octus to make better, faster, and more confident decisions in pace with the fast-moving credit markets. For more information, visit: https://octus.com/ Working at Octus Octus hires growth-minded innovators and trailblazers across the globe to drive our business and culture. Our core values – Action Oriented, Customer First Mindset, Effective Team Players, and Driven to Excel – define an organizational ethos that’s as high-performing as it is human. Among other perks, Octus employees enjoy competitive health benefits, matched 401k and pension plans, PTO, generous parental leave, gym subsidies, educational reimbursements for career development, recognition programs, pet-friendly offices (US only), and much more. Role We are looking for a credit analyst who is keen to work on the leverage loan situations across the credit lifecycle, mainly primary analysis of loans in the broadly syndicated loan market in the US. The analyst will be a part of a team of fourteen analysts covering both performing and distressed credits.  We are seeking analysts experienced with primary new loans and performing credit coverage, or distressed debt and restructuring coverage. The analysts will be responsible for publishing credit research reports with actionable investment ideas, focusing on fundamental credit analysis, relative value analysis, and valuation.  The role provides the opportunity to collaborate with our lawyers and other groups in generating cross-disciplinary research and analysis for our subscribers, which include top institutional asset managers, hedge funds, investment banks, trading desks, and financial and legal advisors. The role involves a high degree of client interaction.  This position is based in New York City, with an in-office requirement of 3 days/week. What we offer:  Working with a team of experienced, passionate analysts who will use a team-wide collaborative approach to developing as corporate credit analysts  Fast growth environment with progression opportunities Generous benefits packages  Responsibilities  Conduct fundamental credit analysis, relative value analysis and build forward looking credit models with an aim of producing actionable investment ideas for our subscribers  Prepare and write “deep dive” analysis on corporate loan issuers that include detailed discussions of key credit strengths, key credit risks, industry comparisons with publicly traded competitors, historical industry metrics, and historical transaction analysis of similar business for valuation analysis. As a member of the team, you will also be expected to maintain an active dialogue with team members and follow trends in various sectors that may be relevant for your next cases to analyze. Over time, ensure coverage of a portfolio of performing leveraged loan borrowers across different stages of lifecycle and lead primary analysis work Requirements  Minimum of 1+ years of credit research experience from buy side, sell side or rating agency, with significant time spent in either a client-facing or decision-making role  Experience should include financial analysis, building cash flow projections, and understanding capital structures Possess very strong technical and analytical skills as well as excellent written and oral communication abilities. Extensive writing is required, and excellence in written communication is a critical prerequisite. Reports are typically 20-30 pages of detailed writing and analysis. Familiarity with AI tools and an eagerness to learn Fluency in Excel At Octus, we consider a range of factors in connection with compensation decisions, including experience, skills, location, and our business needs and limitations. As a result, compensation may vary within and across similar roles and positions. Please note that the salary range information below is a good faith estimate for this position and actual compensation for any individual may fall outside this range if warranted by the circumstances applicable to that individual. If we identify a role that would be suitable for a broader range of skills and experience such that we would consider hiring at multiple levels then the range listed below may reflect that breadth. The base salary range estimate for this position is $80,000 - $100,000. This position is eligible for an annual discretionary bonus. The actual compensation will be at Octus’ sole discretion and will be determined by the aforementioned and other relevant factors. Equal Employment Opportunity Octus is committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, pregnancy, veteran status, or any other legally protected status. We strive to create an inclusive and diverse work environment where all individuals are valued, respected, and treated fairly. We believe that diversity enriches our workplace and enhances our ability to innovate and succeed.", "summaryDescription" : "Credit Analyst at Octus. Skills: Credit research, Fundamental analysis, Valuation. Conduct fundamental credit analysis. Conduct relative value analysis", "postedDate" : "2026-06-13T21:14:46.887", "createdAt" : "2026-06-13T21:14:46.887", "lastUpdated" : "2026-06-15T05:41:28.049", "ingestTimestamp" : "2026-06-13T21:14:46.887", "mongoId" : "6a2ca59174d8ee00a09b7234", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 80000, "salaryAnnualMax" : 100000, "salaryBand" : "75k-100k", "hasSalary" : true, "allSkills" : [ "Financial analysis", "Cash flow projections", "Capital structures", "Credit research", "Fundamental analysis", "Valuation", "Credit analysis", "Relative value analysis", "Valuation analysis", "Fundamental credit analysis", "Leverage loan situations", "Credit lifecycle", "Broadly syndicated loan market", "Performing credits", "Distressed credits", "Distressed debt", "Restructuring coverage", "Corporate loan issuers", "Corporate credit analysts", "Leveraged loan borrowers", "Excel" ], "skillCount" : 21, "jobCategory" : "finance", "jobSubcategory" : "accounting", "seniorityLevel" : "Junior", "dataQualityScore" : 0.8888889, "_score" : 789.6486, "daysOld" : 1, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Financial Services", "llmIndustryConfidence" : 0.98 }, { "id" : "6a210ec474d8ee00a0af9822", "title" : "Data Center Security Manager, Compliance, Strategy, and Risk Management", "salary" : { "min" : 135000.0, "max" : 195000.0, "currency" : "USD", "frequency" : "yearly", "is_estimated" : true, "estimation_basis" : "Market baseline for a Manager in the Technology industry in New Albany, United States, adjusted for seniority and experience." }, "location" : "[New Albany, OH, USA, [New Albany, OH, USA], New Albany, null, OH, US]", "locations" : [ "[New Albany, OH, USA, [New Albany, OH, USA], New Albany, null, OH, US]" ], "timestamp" : "2026-06-16T11:48:42.021", "fingerprint" : "1de24230d3da225d2837f599fb84570360446a638bebc41db487297c527e668e", "source" : "google", "language" : "en", "externalId" : "107940585561563846", "industryFunction" : { }, "structuredLocations" : [ { "city" : "New Albany", "state" : "Ohio", "country" : "United States", "continent" : "na", "source" : "llm", "workMode" : "onsite", "geo" : "40.0811745,-82.8087864" } ], "locationText" : "New Albany, Ohio, United States", "experienceLevel" : "Manager", "remoteFriendly" : false, "workSiteFlexibility" : "Onsite", "summaryDescription" : "Data Center Security Manager, Compliance, Strategy, and Risk Management", "postedDate" : "2026-06-16T01:49:50.411", "createdAt" : "2026-06-16T01:49:50.411", "lastUpdated" : "2026-06-16T11:48:42.021", "ingestTimestamp" : "2026-06-16T01:49:50.411", "mongoId" : "6a210ec474d8ee00a0af9822", "processingStatus" : "llm_updated", "llmProcessingStatus" : true, "salaryAnnualMin" : 135000, "salaryAnnualMax" : 195000, "salaryBand" : "100k-150k", "hasSalary" : true, "allSkills" : [ ], "skillCount" : 0, "jobCategory" : "operations", "jobSubcategory" : "general", "seniorityLevel" : "Manager", "dataQualityScore" : 0.5555556, "_score" : 783.97064, "daysOld" : 0, "hasLocation" : true, "hasGeo" : true, "llmIndustry" : "Technology", "llmIndustryConfidence" : 0.92 } ], "status" : 200, "message" : "OK", "pagination" : { "page" : 0, "limit" : 50, "totalCount" : 143421, "totalPages" : 2869, "hasNext" : true, "hasPrevious" : false } }

Manager Data Analyst Credit Financial Risk Management Jobs in Delhi

Credit Risk Manager

Senior Credit Risk Analyst

Senior Credit Analyst, New Verticals

Vendor Risk Management Analyst

Financial Analyst

Financial Analyst

Junior/Senior Credit Risk Analyst

Junior Analyst, Risk Management

Senior Credit Risk Manager

Credit Risk Analyst, Credit Strategy & Operations

IT Risk Management Analyst

Associate Credit Analyst

Financial Analyst, OCSE

Data Scientist [Integrated Risk Management]

Data Analyst - Financial Crime

Senior Analyst, Credit Strategy

Credit Risk Manager - LMM (m/f/d)

Director, Credit Risk Management

Director, Credit Risk Management

Director, Credit Risk Management

Director, Credit Risk Management

Financial Analyst

Risk Analyst

Senior Credit Analyst

Senior Financial Analyst

Credit Analyst

Credit Analyst

Risk Analyst

Risk Analyst

Director of Credit Risk

Financial Analyst

Financial Analyst

Retail Credit Analyst

Sr. Product Manager - Credit Risk

Senior Credit Risk Data Scientist (m/f/d)

Risk Analyst

Credit Strategy Manager

Credit Risk Manager

Financial Data Analyst

Kaitātari Moni Taurewa Mātāmua Senior Credit Analyst

Senior Financial Analyst, Enterprise Risk Management - Internal Controls

Manager, Commercial Credit Portfolio Management

Senior Credit Risk Data Scientist (m/f/d)

Credit Card Portfolio Analyst

Credit Card Portfolio Analyst

Credit Card Portfolio Analyst

Credit Card Portfolio Analyst

Financial Analyst

Credit Analyst

Data Center Security Manager, Compliance, Strategy, and Risk Management

Common Questions