Pliant

FinTech

SeniorCreditRiskDataScientist(m/f/d)

£105–155k ~AI est. London, United Kingdom FULL TIME Remote Friendly
The Brief

“Senior Credit Risk Data Scientist (m/f/d) at Pliant. Skills: Credit risk models, ML infrastructure, Automated decisioning. Build credit risk models. Validate credit risk models”

Industry & Context.

FinTech
Problems you'll solve

Credit intuition

What They're Looking For.

Must Have

Degree in quantitative or engineering discipline, 3–5 years data science, ML engineering, or quantitative credit risk, Production model deployment experience, Python capability, SQL skills

Nice to Have

PhD preferred, Experience with pipeline orchestration tools, Experience working with APIs, Experience with decision engines, Experience with data aggregation and orchestration services, Familiarity with open banking data, Familiarity with transaction level insights, Fluent in additional European languages

What You'll Do.

Build credit risk models

Validate credit risk models

Deploy credit risk models

Define target variables

Design data pipelines

Integrate behavioural data

Integrate open banking feeds

Integrate bureau data

Integrate third-party sources

Develop automated credit decisioning logic

Test automated credit decisioning logic

Iterate on automated credit decisioning logic

Translate model outputs

Monitor decision engine performance

Build ML infrastructure

Analyse portfolio performance

Identify risk drivers

Translate empirical findings

Design early warning systems

Build early warning systems

Surface deteriorating credit quality

Enable proactive portfolio management

Enable collections prioritisation

Partner with Risk Management

Partner with Data teams

Partner with Engineering teams

Build E2E data processes

Manage cross functional projects

Drive project delivery

Facilitate information flow

Support data driven decision making

Support development of culture

How You'll Work.

Team & Collaboration

Risk Management teams; Data teams; Engineering teams; Cross functional projects

Communication Scope

Fact based information flow; Data driven decision making

Process & Methodology

Agile development, Own projects, Drive projects

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