VicePresident,CreditRisk

**Our Purpose** _Mastercard powers economies and empowers people in 200 + countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** ### Vice President, Credit Risk ### Vice President, Credit Risk Overview: This role provides senior, independent Second Line of Defense oversight of credit risk across the Brazil portfolio. The Vice President is accountable for Brazil credit risk governance, regulatory compliance, credit risk standards, and oversight of First Line credit risk management frameworks. The role represents Credit Risk at regulator, committee, and senior stakeholder forums, ensuring alignment between local regulatory requirements and global Credit Risk standards. Role: Credit Risk Governance & Oversight • Provide independent Second Line oversight of credit risk across Brazil as established by MA in accordance with Regulation 522 • Ensure adherence to local and global risk appetite, policies, and standards, including first line Customer Risk Management adherence to the overall Credit Risk Framework • Maintain accountability for credit risk frameworks and governance documentation • Challenge and approve material policy exceptions • Align with global Credit policy, standards, guidance and local regulations Risk Rating Framework & Methodology • Oversee Brazil Credit Risk Assessment framework, credit stress testing, back-testing, and controls • Govern overrides and model performance monitoring • Oversee semi-annual adequacy test of the Credit Risk Framework, in line with MA Brazil Credit Policy and Central Bank expectations • Own local standards for rating methodolog