Standard Bank Group
Financial Services
UniversalBanker
Neural analysis suggests this role is
optimal for entry candidates.
“Universal Banker at Standard Bank Group. Skills: Sales, Client Service, Banking Solutions. Engage clients to understand needs. Resolve client queries”
What You'll Achieve.
Contribute to sustainable sales growth; Achieve sales targets; Achieve growth targets
Industry & Context.
Provide practical solutions
What They're Looking For.
Must Have
NQF 5 FAIS-aligned qualification, FAIS Fit and Proper requirements, 3 years experience in branch banking, 3 years experience in financial services, 3 years experience in contact centre sales, 3 years experience in client-facing sales, Proven sales track record, Experience identifying client needs, Experience promoting solutions, Experience cross-selling, Experience achieving sales targets, Experience achieving growth targets, understanding of banking products, understanding of client servicing, understanding of account opening, understanding of application processing, understanding of customer acceptance requirements, Experience working in regulated environment, Confident client engagement capability, Ability to build rapport, Ability to ask right questions, Ability to handle pressure, Ability to provide practical solutions
What You'll Do.
Engage clients to understand needs
Resolve client queries
Provide banking solutions
Identify sales opportunities
Identify demand generation opportunities
Promote banking products
Promote banking channels
Contribute to branch sales objectives
Contribute to branch growth objectives
Amend client accounts
Transfer client accounts
Close client accounts
Review account conduct
Review client expenditure
Review client scorecards
Provide informed recommendations
Educate clients on banking processes
Educate clients on digital functionality
Educate clients on self-service channels
Educate clients on product features
Educate clients on rights
Educate clients on obligations
Maintain accurate records
Update management information
Adhere to team ways of work
Contribute to high-performing branch environment
How You'll Work.
Team & Collaboration
Branch environment; High-performing branch
Communication Scope
Client engagement
Full Job Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. We are looking for an experienced, client-focused sales consultant with a proven sales track record to join our branch banking environment as a Universal Banker. This role is suited to a confident frontline banking professional who can engage clients, identify needs, provide appropriate banking solutions and contribute to sustainable sales growth while delivering excellent client service and meeting all risk, compliance and FAIS requirements. Key Responsibilities: * Engage clients across branch and related banking channels to understand their needs, resolve queries and provide appropriate banking solutions in line with service, product and legislative requirements. * Identify sales and demand generation opportunities through client conversations, promote relevant banking products and channels, and contribute to branch sales and growth objectives. * Open, amend, transfer and close client accounts in line with laid-down procedures, risk controls, KYC, POPIA and FAIS requirements. * Assess client needs by reviewing account conduct, income and expenditure, scorecards and supporting information to provide informed recommendations and appropriate solutions. * Educate clients on banking processes, digital functionality, self-service channels, product features and their rights and obligations in line with the Code of Banking Practice. * Maintain accurate records, update required management informati
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