Standard Bank Group

Financial Services

UniversalBanker

$325–475k ~AI est. Cape Town, Western Cape, South Africa FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for entry candidates.

The Brief

“Universal Banker at Standard Bank Group. Skills: Sales, Client Service, Banking Solutions. Engage clients to understand needs. Resolve client queries”

What You'll Achieve.

Contribute to sustainable sales growth; Achieve sales targets; Achieve growth targets

Industry & Context.

Financial Services
Problems you'll solve

Provide practical solutions

What They're Looking For.

Must Have

NQF 5 FAIS-aligned qualification, FAIS Fit and Proper requirements, 3 years experience in branch banking, 3 years experience in financial services, 3 years experience in contact centre sales, 3 years experience in client-facing sales, Proven sales track record, Experience identifying client needs, Experience promoting solutions, Experience cross-selling, Experience achieving sales targets, Experience achieving growth targets, understanding of banking products, understanding of client servicing, understanding of account opening, understanding of application processing, understanding of customer acceptance requirements, Experience working in regulated environment, Confident client engagement capability, Ability to build rapport, Ability to ask right questions, Ability to handle pressure, Ability to provide practical solutions

What You'll Do.

Engage clients to understand needs

Resolve client queries

Provide banking solutions

Identify sales opportunities

Identify demand generation opportunities

Promote banking products

Promote banking channels

Contribute to branch sales objectives

Contribute to branch growth objectives

Amend client accounts

Transfer client accounts

Close client accounts

Review account conduct

Review client expenditure

Review client scorecards

Provide informed recommendations

Educate clients on banking processes

Educate clients on digital functionality

Educate clients on self-service channels

Educate clients on product features

Educate clients on rights

Educate clients on obligations

Maintain accurate records

Update management information

Adhere to team ways of work

Contribute to high-performing branch environment

How You'll Work.

Team & Collaboration

Branch environment; High-performing branch

Communication Scope

Client engagement

Full Job Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you. We are looking for an experienced, client-focused sales consultant with a proven sales track record to join our branch banking environment as a Universal Banker. This role is suited to a confident frontline banking professional who can engage clients, identify needs, provide appropriate banking solutions and contribute to sustainable sales growth while delivering excellent client service and meeting all risk, compliance and FAIS requirements. Key Responsibilities: * Engage clients across branch and related banking channels to understand their needs, resolve queries and provide appropriate banking solutions in line with service, product and legislative requirements. * Identify sales and demand generation opportunities through client conversations, promote relevant banking products and channels, and contribute to branch sales and growth objectives. * Open, amend, transfer and close client accounts in line with laid-down procedures, risk controls, KYC, POPIA and FAIS requirements. * Assess client needs by reviewing account conduct, income and expenditure, scorecards and supporting information to provide informed recommendations and appropriate solutions. * Educate clients on banking processes, digital functionality, self-service channels, product features and their rights and obligations in line with the Code of Banking Practice. * Maintain accurate records, update required management informati

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