Authentic

Insurance

Underwriter

Dayton, Ohio, United States
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid candidates.

The Brief

“Underwriter at Authentic. Skills: Commercial insurance underwriting, Risk evaluation, Broker relationships. Evaluate new and renewal commercial insurance submissions. Analyze risk characteristics, loss history, financial information”

What You'll Achieve.

Support profitable business growth; Deliver timely underwriting solutions; Ensure account profitability; Identify exposure trends; Support business development and retention efforts; Contribute to operational efficiencies

Industry & Context.

Insurance
Problems you'll solve

Analytical skills; Decision-making skills

What They're Looking For.

Must Have

3–7 years of commercial insurance underwriting experience required, understanding of commercial lines underwriting principles and risk evaluation, Experience working with retail brokers, MGAs, wholesalers, or carriers, Ability to independently manage multiple accounts and priorities in a fast-paced environment, analytical, organizational, and decision-making skills, Effective verbal and written communication abilities, High attention to detail and sense of accountability, Proficiency with Microsoft Office products and insurance agency/carrier systems

Nice to Have

Experience working for an insurance carrier, MGA, wholesaler, or insurtech platform, Exposure to commercial lines products including General Liability, Property, BOP, Workers Compensation, or Commercial Auto, Experience in small to middle-market commercial business preferred, Insurance licensing, coursework, or industry designations are a plus, Experience working in fast-paced or high-growth environments preferred

What You'll Do.

Evaluate new and renewal commercial insurance submissions

Analyze risk characteristics

financial information

Assess pricing adequacy and coverage structures

Make risk selection decisions within authority levels

Communicate with brokers and carrier partners

Manage accounts through underwriting lifecycle

Build and maintain broker relationships

Monitor account profitability and identify exposure trends

Maintain accurate underwriting documentation

Support business development and retention efforts

Contribute to underwriting process improvements

How You'll Work.

Team & Collaboration

Partner closely with sales and carrier partners; Communicate proactively with brokers, carrier partners, and internal teams; Partner closely with sales leadership; Ability to work cross-functionally

Communication Scope

Effective verbal and written communication abilities

Full Job Description

Authentic helps insurance brokers create better insurance products for their clients. We provide the technology platform and behind-the-scenes support that lets brokers build custom insurance solutions for specific industries or customer groups. Think of us as the operating system that powers these specialized insurance offerings. For brokers, this means they can offer unique products their competitors don't have, earn more money, and spend less time on paperwork and administrative tasks. We handle the complex (technology, compliance, and partnerships with highly-rated insurance carriers), so they can focus on serving their customers and growing their business. We are seeking a motivated and analytical Underwriter to join our growing team. This role is ideal for someone with strong commercial insurance experience who is looking to take ownership of accounts, deepen carrier and broker relationships, and contribute to a high-growth organization. Position Summary The Underwriter will be responsible for evaluating and managing commercial insurance risks, developing strong broker relationships, and supporting profitable business growth. This individual will review new and renewal submissions, analyze risk exposures, assess pricing and coverage structures, and partner closely with sales and carrier partners to deliver timely underwriting solutions. The ideal candidate brings a strong understanding of commercial underwriting principles, sound decision-making skills, and the ability to thrive in a collaborative and fast-paced environment. Key Responsibilities Review and evaluate new and renewal commercial insurance submissions Analyze risk characteristics, loss history, financial information, and underwriting data Assess pricing adequacy, coverage structures, and eligibility guidelines Develop underwriting recommendations and make risk selection decisions within authority levels Communicate proactively with brokers, carrier partners, and internal teams regarding submissions

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