Tide
Finance / FinServ
TransactionMonitoringAnalyst
“Transaction Monitoring Analyst at Tide. Skills: Transaction Monitoring, Financial Crime Risk, Suspicious Activity Reporting, Sanctions Screening. Monitor and investigate alerts generated by automated transaction monitoring and sanctions screening systems.. Conduct comprehensive, risk-based reviews of customer accounts and transaction histories to identify suspicious patterns or activities that deviate from a customer's normal behavior.”
What You'll Achieve.
ensure Tide is taking all relevant steps to detect and prevent all aspects of financial crime; ensuring we put our genuine members first, through monitoring transaction types and behaviours across our customer base, whilst spotting and investigating potentially suspicious activity
Industry & Context.
analytical mind and are able to digest large data sets and spot patterns and trends with ease
open to flexible shift timings and patterns, it will be five days working with two days off not necessarily weekends
What They're Looking For.
Must Have
1+ years of experience in a Transaction monitoring, Financial Crime risk related role in financial services, C1/C2 level of spoken and written English
Nice to Have
keen eye for process improvements, looking how we can work leaner and more robustly, analytical mind and are able to digest large data sets and spot patterns and trends with ease
What You'll Do.
Monitor and investigate alerts generated by automated transaction monitoring and sanctions screening systems.
Conduct comprehensive
risk-based reviews of customer accounts and transaction histories to identify suspicious patterns or activities that deviate from a customer's normal behavior.
Synthesize information from various sources
including customer profiles (KYC/CDD)
Assess the transactional activity in the context of financial crime typologies across a variety of payment types and financial products offered.
yet comprehensive report on findings prior to discounting the alert or reporting suspicious activity.
Contact the member (customer) via email
chat or by phone to seek additional contextual information without tipping off.
Contact representatives of partner banks via emails in cases where a fin crime investigation is required on Tide’s member
Draft and present detailed
well-reasoned SAR recommendations to experts responsible for filing SARs to regulatory authorities.
and defensible narrative outlining the suspicious activity
the investigative steps taken
and the rationale for the recommendation.
Ensure all supporting documentation and evidence is accurately compiled and included in the case file for audit purposes.
Analyze potential sanctions hits against international lists (e. g.
HMT) for cross border payment transactions.
Apply a risk-based approach to differentiate between a true match and a false positive based on criteria like phonetic similarities
Escalate confirmed sanctions hits to management immediately for asset blocking or reporting.
How You'll Work.
Team & Collaboration
work with an amazing team across multiple geographies, including analysts, team leaders, product and engineering managers, data scientists and operations managers; exposure to many senior stakeholders across the business; communicate with our members (including via telephone), internal stakeholders & regulatory bodies if required
Communication Scope
exceptional communication skills in English (both Written and Speaking); exceptional communication skills, written and verbal
Applying for this Transaction Monitoring Analyst role?
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