RecargaPay

FinServ

TechnicalAccountingSpecialist

Chicago, Illinois, United States; Houston, Texas, United States; United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Technical Accounting Specialist at RecargaPay. Skills: Technical accounting authority, BACEN (COSIF) and IFRS frameworks, Financial instruments, Revenue recognition, Regulatory reporting, Technical accounting research and analysis, Preparation of technical accounting memos. Support the financial reporting and technical accounting function for entities under BACEN and IFRS frameworks. Lead technical research and analysis of complex accounting matters under BACEN (COSIF and Circulars) and IFRS fra”

What You'll Achieve.

Ensuring accurate and compliant financial reporting; Supports business decisions; Supports audit readiness; Maintaining governance; Ensuring consistency and transparency in financial statements

Industry & Context.

FinServ
Problems you'll solve

Interpret complex accounting standards; Anticipate regulatory impacts; Translate them into clear guidance that supports business decisions; Analyze the accounting impact of new transactions, changes in regulation, and business initiatives

What They're Looking For.

Must Have

Bachelor's Degree in Accounting, knowledge and hands-on experience with COSIF, BACEN resolutions and circulars, and IFRS (particularly IFRS 9, IFRS 15, IFRS 16, IAS 1 (to be suspended by IFRS 18), AI (Artificial Intelligence) Oriented - being able to work with the tool to improve tasks, automation and reports, Technical accounting memos preparation, Proven ability to write clear and well-structured technical documents and explain complex accounting conclusions, attention to detail, project ownership, and ability to manage concurrent deadlines and deliverables, Fluency in Portuguese and Advanced English

Nice to Have

Active CRC (Brazilian CPA), Previous experience in a financial institution, Big 4 audit firm, or regulatory-focused accounting role is highly desirable, Experience with consolidation of financial Statements, financial disclosures under IFRS and/or local regulatory standards (e. g. , BACEN GAAP), Spanish is a plus, Desirable: Knowledge of the financial market environment, including vehicles such as Credit Rights Investment Funds (FIDCs), Securitization Companies, and CADOCs.

What You'll Do.

Support the financial reporting and technical accounting function for entities under BACEN and IFRS frameworks

Lead technical research and analysis of complex accounting matters under BACEN (COSIF and Circulars) and IFRS framework

Prepare and maintain high-quality technical accounting memos

Collaborate in the preparation and quality review of prudential financial statements and IFRS consolidated reports

Partner closely with Operational Accounting

and Product teams to analyze the accounting impact of new transactions

changes in regulation

and business initiatives

Serve as an internal point of reference for the accounting treatment under BACEN GAAP and IFRS

How You'll Work.

Team & Collaboration

Aligning stakeholders (Finance, Risk, Legal, Product); Liaising with internal stakeholders, external auditors, and regulators; Partner closely with Operational Accounting, FP&A, Risk, Legal, and Product teams; Work with teams

Communication Scope

Proven ability to write clear and well-structured technical documents; Explain complex accounting conclusions; Advanced English; Fluency in Portuguese

Process & Methodology

Ability to manage concurrent deadlines and deliverables

Full Job Description

**Come Make an Impact on Millions of Brazilians!** At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs. We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market. Our goal? Deliver the best payment experience in Brazil for people and small businesses alike. We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible. If you’re ready to do your best work, at scale, with purpose — this is your place. ### Position Overview This role acts as a key technical accounting authority, ensuring accurate and compliant financial reporting across BACEN (COSIF) and IFRS frameworks. It exists to interpret complex accounting standards, anticipate regulatory impacts, and translate them into clear guidance that supports business decisions and audit readiness. With a high level of autonomy, the position operates at the intersection of accounting, regulation, and strategy, influencing areas such as financial instruments, revenue recognition, and regulatory reporting. It plays a critical role in maintaining governance, aligning stakeholders (Finance, Risk, Legal, Product), and ensuring consistency and transparency in financial statements for both internal and external audiences. ### Key Responsibilities * Support the financial reporting and technical accounting function for entities under BACEN and IFRS frameworks. Lead technical research and analysis of complex accounting matters under BACEN (COSIF and Circulars) and IFRS fra

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