Qode

Fintech

StrategicDirectorMSMEDigitalLending

$1200000–1800000k ~AI est. Ho Chi Minh, Hồ Chí Minh, Vietnam FULL TIME
The Brief

“Strategic Director - MSME Digital Lending at Qode. Skills: Digital lending, Credit risk, MSME financing, Transformation execution. Design MSME credit architecture. Develop modular credit framework”

What You'll Achieve.

Increase straight-through processing; Reduce turnaround time

Industry & Context.

Fintech
Problems you'll solve

Data-driven decision making

What They're Looking For.

Must Have

10+ years MSME lending, 10+ years credit product development, 10+ years lending operations, 10+ years LOS implementation, Digital lending transformation track record, Credit scoring implementation track record, Decision engine implementation track record

What You'll Do.

Design MSME credit architecture

Develop modular credit framework

Leverage credit bureau data

Leverage transactional data

Leverage behavioral data

Build scalable credit models

Tailor credit models by industry

Tailor credit models by business size

Tailor credit models by cashflow

Define credit decisioning logic

Automate credit decisioning

Lead digital lending transformation

Design digital lending journey

Implement digital lending journey

Automate customer onboarding

Shift delivery from RM-led

Shift to advisory-driven engagement

Reduce turnaround time

Increase straight-through processing

Build portfolio analytics capabilities

Build risk monitoring capabilities

Develop early warning systems

Develop credit-health monitoring tools

Design portfolio dashboards

Track segment performance

Enable data-driven decisions

Develop digital-first lending products

Collaborate on product launch

Launch automated disbursement solutions

Launch digital documentation

Launch digital onboarding

Launch embedded lending

Ensure alignment with MSME lifecycle

Ensure alignment with channel strategy

Lead program execution

Lead cross-functional governance

Own initiative delivery roadmap

Lead cross-functional team

Act as interface with Transformation Director

Provide progress updates

Provide issue escalation

Provide strategic recommendations

How You'll Work.

Team & Collaboration

Cross-functional teams; Risk, Business, Technology; Data and Operations; Product, Risk, Technology teams

Communication Scope

Progress updates; Issue escalation; Strategic recommendations

Process & Methodology

Roadmap planning, Execution plan, Program execution, Agile, Scrum

Free ATS check

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