Benepass
Fintech
StaffSoftwareEngineer(Fintech)
Neural analysis suggests this role is
optimal for Staff candidates.
“Staff Software Engineer (Fintech) at Benepass. Skills: Ledgering, Transaction processing, Decisioning systems, Money movement, System correctness, Financial systems architecture. Design and operate systems responsible for: Ledgering, Transaction processing pipelines, Real-time decisioning, Money movement. Build systems that are correct by design”
Industry & Context.
You think in systems, not endpoints; You understand how money moves through a system, how state changes over time, and how to ensure that state remains correct under failure; You are comfortable with complexity; You know how to simplify where it matters
What They're Looking For.
Must Have
Experience building or operating financial systems such as payments, card issuing, wallets, or banking infrastructure, Deep understanding of fintech and payments ecosystems, Familiarity with real-world transaction lifecycles across the stack (network → processor → ledger), Experience designing or working on a ledger system, Experience building decisioning systems in production (e.g., transaction authorization, rules engines), ideally in real-time or latency-sensitive contexts, Experience working on systems that handle real money at scale (thousands of transactions per day or more), Experience with global money movement, understanding of: Data consistency and correctness, Idempotency and safe retries, Failure modes in distributed systems, Experience integrating with external financial APIs, including handling partial failures, timeouts, and eventual consistency, Proficiency in Python and relational databases (PostgreSQL preferred)
Nice to Have
Cross-border transactions (nice to have but strongly preferred)
What You'll Do.
Design and operate systems responsible for: Ledgering
Transaction processing pipelines
Real-time decisioning
Build systems that are correct by design
Define and always maintain invariants to ensure correctness under all operational conditions
Own the lifecycle of financial transactions end-to-end
Integrate with external financial partners (processors
networks) and handle unreliable and asynchronous dependencies
Improve system resilience
and operational tooling as volume and complexity grow
How You'll Work.
Team & Collaboration
Mentor other engineers and help define best practices for building financial systems; Mentor other engineers in system design and domain understanding; Push for better patterns, better abstractions, and better systems
Communication Scope
Write clear design docs and communicate trade-offs effectively
Full Job Description
ABOUT US At Benepass we're making benefits easy. We believe people are the most important asset to any company. Traditional one-size-fits-all benefits packages no longer cut it in today's hybrid and remote-first environment. With Benepass, companies can tailor their benefits to the unique needs of their workforce. Through our easy-to-use and highly customizable fintech platform, People teams can implement, administer, and track the benefits that meet employees where they are. Employers design their benefits and perks plan by setting a contribution amount and eligible spend categories. Every employee has their own individual definition of wellness and needs different things to help them be their most productive, fulfilled self. OUR MISSION Helping companies reimagine how companies take care of their people. OUR INVESTORS We are backed by leading investors, including Centana Growth Partners, Portage Ventures, Threshold Ventures, Gradient Ventures, Workday Ventures, and Clocktower Technology Ventures. To date, the company has raised approximately $75 million in equity capital. ARTICLES - Founder Story - Jaclyn Chen https://bit.ly/3FpQ0ti - Benepass Raises $40M Series B https://getbenepass.com/blog/benepass-raises-40m-series-b-to-help-employers-redesign-benefits-for-rising-healthcare-costs CANDIDATE RESOURCES - Benepass | Candidate Resource Page https://docs.google.com/document/d/1_OTFvktl-2SoxPn_tkZzyHECSKM0V14hVZOy1ZdZ8zE/edit?usp=sharing - Benepass Listed on Inc. Magazine's Best Workplaces of 2023 https://bit.ly/3EAXv0Q TEAM & ROLE Benepass is building financial infrastructure that powers how companies fund, control, and deliver benefits globally. We are hiring a Senior Software Engineer to own and evolve the systems at the core of our platform: ledgering, transaction processing, decisioning, and money movement. These systems are responsible for tracking and moving real funds, enforcing complex rules, and maintaining a precise and auditable source of truth. This is n
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