Benepass

Fintech

StaffSoftwareEngineer

$200–240k United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Staff candidates.

The Brief

“Staff Software Engineer at Benepass. Skills: Financial systems architecture, Ledgering systems, Transaction processing, Real-time decisioning, Money movement, System correctness and consistency, Distributed systems, Python, PostgreSQL. Design and operate systems responsible for ledgering. Design and operate systems responsible for transaction processing pipelines”

What You'll Achieve.

Maintain invariants to ensure correctness under all operational conditions; Ensure systems are idempotent; Ensure systems are strongly consistent where required; Ensure systems are fully auditable; Ensure balance correctness and reconciliation; Ensure systems are easy to reason about under stress; Ensure long-term maintainability

Industry & Context.

Fintech
Problems you'll solve

Systems thinking; Modeling real-world financial behavior; Ensuring state correctness under failure; Reasoning about systems under stress; Simplifying complexity; Handling subtle edge cases (duplicates, race conditions, reconciliation gaps)

What They're Looking For.

Must Have

Experience building or operating financial systems such as payments, card issuing, wallets, or banking infrastructure, Deep understanding of fintech and payments ecosystems, Familiarity with real-world transaction lifecycles across the stack (network → processor → ledger), Experience designing or working on a ledger system, Experience building decisioning systems in production, Experience working on systems that handle real money at scale (thousands of transactions per day or more), Experience with global money movement, Understanding of data consistency and correctness, Understanding of idempotency and safe retries, Understanding of failure modes in distributed systems, Experience integrating with external financial APIs, including handling partial failures, timeouts, and eventual consistency, Proficiency in Python, Proficiency in relational databases, You think in systems, not endpoints, You optimize for correctness first, You are comfortable with complexity, You take ownership of critical infrastructure, You raise the bar for the team

Nice to Have

Cross-border transactions

What You'll Do.

Design and operate systems responsible for ledgering

Design and operate systems responsible for transaction processing pipelines

Design and operate systems responsible for real-time decisioning

Design and operate systems responsible for money movement

Build systems that are correct by design

Define and maintain invariants

Own the lifecycle of financial transactions end-to-end

Integrate with external financial partners

Lead architectural decisions

Write technical approach documents

Improve system resilience

Improve system observability

Improve operational tooling

How You'll Work.

Team & Collaboration

Mentor other engineers; Help define best practices for building financial systems

Communication Scope

Write clear design docs; Communicate trade-offs effectively

Full Job Description

ABOUT US At Benepass we're making benefits easy. We believe people are the most important asset to any company. Traditional one-size-fits-all benefits packages no longer cut it in today's hybrid and remote-first environment. With Benepass, companies can tailor their benefits to the unique needs of their workforce. Through our easy-to-use and highly customizable fintech platform, People teams can implement, administer, and track the benefits that meet employees where they are. Employers design their benefits and perks plan by setting a contribution amount and eligible spend categories. Every employee has their own individual definition of wellness and needs different things to help them be their most productive, fulfilled self. OUR MISSION Helping companies reimagine how companies take care of their people. OUR INVESTORS We are backed by leading investors, including Centana Growth Partners, Portage Ventures, Threshold Ventures, Gradient Ventures, Workday Ventures, and Clocktower Technology Ventures. To date, the company has raised approximately $75 million in equity capital. ARTICLES - Founder Story - Jaclyn Chen https://bit.ly/3FpQ0ti - Benepass Raises $40M Series B https://getbenepass.com/blog/benepass-raises-40m-series-b-to-help-employers-redesign-benefits-for-rising-healthcare-costs CANDIDATE RESOURCES - Benepass | Candidate Resource Page https://docs.google.com/document/d/1_OTFvktl-2SoxPn_tkZzyHECSKM0V14hVZOy1ZdZ8zE/edit?usp=sharing - Benepass Listed on Inc. Magazine's Best Workplaces of 2023 https://bit.ly/3EAXv0Q TEAM & ROLE Benepass is building financial infrastructure that powers how companies fund, control, and deliver benefits globally. We are hiring a Senior Software Engineer to own and evolve the systems at the core of our platform: ledgering, transaction processing, decisioning, and money movement. These systems are responsible for tracking and moving real funds, enforcing complex rules, and maintaining a precise and auditable source of truth. This is n

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