RecargaPay

Financial Services

SrProductOwner(Anti-Fraud)

Chicago, Illinois, United States; Houston, Texas, United States; United States Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Sr Product Owner (Anti-Fraud) at RecargaPay. Skills: Product Ownership, Anti-Fraud Strategy, Data-Driven Decision Making, ML/AI Lifecycle Management. Define the roadmap for fraud prevention products. Proactively identifying new threats and optimization opportunities in risk engines”

What You'll Achieve.

Evolve our security infrastructure (Chargeback Prevention, PIX Fraud, Account Takeover); Balance business protection with an excellent user experience; Deliver the best payment experience in Brazil for people and small businesses alike; Achieve success metrics (Fraud Rate, Approval Rate, False Positives, Chargeback)

Industry & Context.

Financial Services
Problems you'll solve

Dive deep into data to uncover patterns; Solve real problems

What They're Looking For.

Must Have

Senior Experience as PM/PO, Proven track record managing digital products with high transaction volumes, Solid SQL knowledge to independently run queries, join datasets, and perform analyses, Previous experience with payment methods (Acquiring, Issuers, Schemes) and/or fraud prevention tools, Ability to balance financial risk (losses) with user friction (conversion), Ability to communicate technically with developers and data scientists, and strategically with business stakeholders

Nice to Have

Experience in projects involving the development or retraining of predictive models, For deeper behavioral analysis and modeling, English and/or Spanish (technical reading and international benchmarks)

What You'll Do.

Define the roadmap for fraud prevention products

Proactively identifying new threats and optimization opportunities in risk engines

Run SQL queries to validate hypotheses

extract performance reports

and justify project prioritization

Actively participate in the design and evolution of Machine Learning models

Translate complex business rules into clear requirements for Data Science and Engineering teams

Turn strategy into clear

technical User Stories

Manage a prioritized backlog

Ensure continuous value delivery with the development team

Closely monitor success metrics (Fraud Rate

Report the impact of initiatives to leadership

How You'll Work.

Team & Collaboration

Act as a technical counterpart to the Engineering and Data Science teams; Communicate technically with developers and data scientists; Communicate strategically with business stakeholders

Communication Scope

Communicate technically with developers and data scientists; Communicate strategically with business stakeholders

Process & Methodology

Backlog Management, Roadmap Definition, Prioritization

Full Job Description

**Come Make an Impact on Millions of Brazilians!** At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs. We serve over 12 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market. Our goal? Deliver the best payment experience in Brazil for people and small businesses alike. We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible. **If you’re ready to do your best work, at scale, with purpose — this is your place.** We are looking for a Senior/Specialist Product Manager to lead the Anti-Fraud Squad. You will be the owner of the defense of our ecosystem, acting as a technical counterpart to the Engineering and Data Science teams. Your main challenge will be to evolve our security infrastructure (Chargeback Prevention, PIX Fraud, Account Takeover), balancing strong business protection with an excellent user experience. More than managing a backlog, we are looking for someone who can dive deep into data to uncover patterns and lead the structuring of new Machine Learning and AI models. ### Responsibilities * Strategy & Discovery - Define the roadmap for fraud prevention products, proactively identifying new threats and optimization opportunities in risk engines. * Data-Driven Decision Making - Get hands-on with data. You will have autonomy to run your own SQL queries to validate hypotheses, extract performance reports, and justify project prioritization based on financial and operational data. * ML/AI Lifecycle Management

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