Mulligan Funding

Finance / FinServ

Sr.CreditAnalyst

$95–120k san diego, california, united states FULL TIME Remote Friendly
The Brief

“Sr. Credit Analyst at Mulligan Funding. Skills: Credit analysis, Risk assessment, Underwriting, Financial statement analysis. Analyze complex financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants. Independently review the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage”

What You'll Achieve.

Meaningful ownership of underwriting decisions that directly impact portfolio performance

Industry & Context.

Finance / FinServ
Problems you'll solve

Superior critical thinking, mathematical, and analytical skills; Capacity to make complex decisions under pressure in a fast-paced setting

What They're Looking For.

Must Have

Bachelor’s degree in Finance, Business, Economics, Accounting, or a related field, Six to eight years of experience in finance, banking, accounting, underwriting, or a similar analytical environment, A solid understanding of GAAP accounting principles, Proficiency in all Microsoft Office products, G-Suite

Nice to Have

Profound knowledge of the U. S. small business lending landscape, including insights into various industry risk segments

What You'll Do.

Analyze complex financial statements

and other financial documents to evaluate the creditworthiness of commercial loan applicants

Independently review the financial health of businesses by analyzing key financial metrics

Provide guidance and support to junior credit analysts

fostering their professional development

Identify credit risks associated with commercial loan applicants

Prepare credit reports summarizing findings and underwriting recommendations for large commercial loan decisions

Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information

Present and defend credit proposals to the Credit Committee

offering well-supported recommendations for loan approvals

Make underwriting recommendations based on established criteria and policies

Assess the impact of the guarantor on the company’s ability to service debt

How You'll Work.

Team & Collaboration

Working closely with junior credit analysts, passing on your knowledge; Collaboration with cross-functional teams; Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information; Work alongside experienced credit professionals in a collaborative, accountable environment

Communication Scope

Exceptional communication skills; Communicate underwriting decisions to loan applicants; Address inquiries; Provide information; Present and defend credit proposals

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