RecargaPay
FinServ
Sr.CapitalandLiquidityManagementAnalyst
Neural analysis suggests this role is
optimal for Senior candidates.
“Sr. Capital and Liquidity Management Analyst at RecargaPay. Skills: Capital management, Liquidity management, Regulatory adherence. Review, update, and ensure adherence to risk policies. Guarantee consistency between formal documentation and practical execution”
Industry & Context.
Analytical mindset
What They're Looking For.
Must Have
Bachelor's degree in Accounting, Economics, Business Administration, or related fields, Experience in accounting or regulatory roles within financial or payment institutions, Hands-on work in COSIF and CADOCs, Advanced Excel/Google Sheets, Basic to intermediate SQL, Working knowledge of BCB/CMN regulations applicable to Segment S4 Payment Institutions, Working knowledge of internal controls frameworks
Nice to Have
CFA charterholder preferred
What You'll Do.
and ensure adherence to risk policies
Guarantee consistency between formal documentation and practical execution
Monitor the release of guidelines and regulations from
Assess impacts of regulatory changes
Lead compliance initiatives
Identify regulatory gaps in risk processes and controls
Propose remediation actions
Track remediation actions
Support the preparation of explanatory notes
Support Due Diligence questionnaire responses
Support other risk management materials
Review and reconcile accounting entries against asset positions
Ensure alignment between accounting and regulatory risk perspectives
Prepare regulatory risk reports
Validate regulatory risk reports
Submit regulatory risk reports
Monitor key regulatory indicators
Project key regulatory indicators
Contribute to prevention of non-compliance
How You'll Work.
Team & Collaboration
Committee participation; Stakeholder engagement; Work cross-functionally; Collaborate with different teams; Collaborate with departments
Communication Scope
Written communication; Verbal communication
Full Job Description
**Come Make an Impact on Millions of Brazilians!** At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs. We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market. Our goal? Deliver the best payment experience in Brazil for people and small businesses alike. We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible. **If you’re ready to do your best work, at scale, with purpose — this is your place.** ### Position Overview This role is responsible for ensuring adherence to risk policies and regulatory requirements within a financial institution. The analyst will act as a bridge between regulatory compliance and practical risk management, monitoring regulatory changes, identifying gaps, and leading adequacy initiatives. The position also involves preparing and submitting regulatory reports to authorities such as the Central Bank of Brazil ### Key Responsibilities * Review, update, and ensure adherence to risk policies, guaranteeing consistency between formal documentation and practical execution. * Monitor the release of guidelines and regulations from regulatory bodies (Central Bank, CVM, ANBIMA, etc.), assessing impacts and leading compliance initiatives. * Identify regulatory gaps in risk processes and controls, proposing and tracking remediation actions. * Support the preparation of explanatory notes, Due Diligence questionnaire responses, and other risk management materials. * Review and reconcile ac
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