RecargaPay

FinServ

Sr.CapitalandLiquidityManagementAnalyst

₹25–45L ~AI est. Remote FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Sr. Capital and Liquidity Management Analyst at RecargaPay. Skills: Capital management, Liquidity management, Regulatory adherence. Review, update, and ensure adherence to risk policies. Guarantee consistency between formal documentation and practical execution”

Industry & Context.

FinServ
Problems you'll solve

Analytical mindset

What They're Looking For.

Must Have

Bachelor's degree in Accounting, Economics, Business Administration, or related fields, Experience in accounting or regulatory roles within financial or payment institutions, Hands-on work in COSIF and CADOCs, Advanced Excel/Google Sheets, Basic to intermediate SQL, Working knowledge of BCB/CMN regulations applicable to Segment S4 Payment Institutions, Working knowledge of internal controls frameworks

Nice to Have

CFA charterholder preferred

What You'll Do.

and ensure adherence to risk policies

Guarantee consistency between formal documentation and practical execution

Monitor the release of guidelines and regulations from

Assess impacts of regulatory changes

Lead compliance initiatives

Identify regulatory gaps in risk processes and controls

Propose remediation actions

Track remediation actions

Support the preparation of explanatory notes

Support Due Diligence questionnaire responses

Support other risk management materials

Review and reconcile accounting entries against asset positions

Ensure alignment between accounting and regulatory risk perspectives

Prepare regulatory risk reports

Validate regulatory risk reports

Submit regulatory risk reports

Monitor key regulatory indicators

Project key regulatory indicators

Contribute to prevention of non-compliance

How You'll Work.

Team & Collaboration

Committee participation; Stakeholder engagement; Work cross-functionally; Collaborate with different teams; Collaborate with departments

Communication Scope

Written communication; Verbal communication

Full Job Description

**Come Make an Impact on Millions of Brazilians!** At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs. We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market. Our goal? Deliver the best payment experience in Brazil for people and small businesses alike. We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible. **If you’re ready to do your best work, at scale, with purpose — this is your place.** ### Position Overview This role is responsible for ensuring adherence to risk policies and regulatory requirements within a financial institution. The analyst will act as a bridge between regulatory compliance and practical risk management, monitoring regulatory changes, identifying gaps, and leading adequacy initiatives. The position also involves preparing and submitting regulatory reports to authorities such as the Central Bank of Brazil ### Key Responsibilities * Review, update, and ensure adherence to risk policies, guaranteeing consistency between formal documentation and practical execution. * Monitor the release of guidelines and regulations from regulatory bodies (Central Bank, CVM, ANBIMA, etc.), assessing impacts and leading compliance initiatives. * Identify regulatory gaps in risk processes and controls, proposing and tracking remediation actions. * Support the preparation of explanatory notes, Due Diligence questionnaire responses, and other risk management materials. * Review and reconcile ac

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