SoftwareEngineer(SWE2)

Banking is being reimagined—and customers expect every interaction to be easy, personal, and instant. We are building a universal banking assistant that millions of U. S. consumers can use to transact across all financial institutions and, over time, autonomously drive their financial goals. Powered by our proprietary BankGPT platform, this assistant is positioned to displace age-old legacy systems within financial institutions and own the end-to-end CX stack, unlocking a $200B opportunity and potentially replacing multiple publicly traded companies. Ultimately, our mission is to drive financial well-being for millions of consumers. With over two-thirds of Americans living paycheck to paycheck, 50% holding less than $500 in savings, and only 17% financially literate, we aim to put financial well-being on autopilot to help solve this problem. KEY FACTS Base salary: $310,000–$340,000 Equity: 0.30%–0.45% (founding-team tier) Location: San Francisco or PA • 5 days in-office Experience: 8+ years, 3+ at senior/staff level with system-wide technical influence Reports to: VP of Engineering / Bruce Kim (CTO) What You'll Do • Ship consumer-facing features across BankGPT mobile and web — conversational AI interfaces, account aggregation, transaction intelligence, proactive notifications, dynamic UI generation. • Build integrations with core banking systems, Plaid/MX, and LLM APIs. • Own features end-to-end: architecture, implementation, testing, observability, iteration based on real user data. • Work hand-in-hand with senior engineers, PMs, and both founders every day. What We're Looking For • 3–6 years of production engineering shipping code that real users depend on. • Strong generalist chops in modern web/mobile stacks. TypeScript/React/Node or similar. • Extreme AI fluency — uses AI tools daily, has rebuilt their workflow around them. • Hunger and speed over credentials and pedigree. • Bias to learn and tolerance for ambiguity. • Preferred: Top 20 CS degree + relevant sta