Ripple
Fintech
SoftwareEngineerII
Neural analysis suggests this role is
optimal for Senior candidates.
“Software Engineer II at Ripple. Skills: Cloud-native backend services, Distributed systems, API design, System modernization. Lead design and development of backend services. Partner with Product, Compliance, and engineering teams”
What You'll Achieve.
Make onboarding scalable, observable, and reliable; Enable faster onboarding with fewer customer touchpoints; Preserve trust and compliance
Industry & Context.
Navigating technical debt
What They're Looking For.
Must Have
Deep full stack engineering experience in modern, cloud-native, distributed systems, Proven track record designing and delivering large-scale systems in complex environments, API design and integration skills (REST and/or gRPC), Exposure to frontend frameworks (React, Vue, etc. ) for full-stack capability, Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS), Comfort navigating and reducing technical debt while delivering business value, Leadership skills: can set technical direction, mentor others, and influence cross-team decisions
Nice to Have
Java + Spring Boot, Go, Kotlin, C#, Python, Rust, Event-driven architecture (Kafka, SNS/SQS, etc. ), Fintech domain knowledge, Regtech domain knowledge, KYC/KYB domain knowledge, Identity verification domain knowledge, Compliance-heavy systems domain knowledge
What You'll Do.
Lead design and development of backend services
and engineering teams
Design scalable orchestration and data pipelines
Migrate core onboarding logic out of Salesforce
Build platform capabilities for faster onboarding
Contribute to foundational data modeling
Champion engineering excellence
How You'll Work.
Team & Collaboration
Partner with Product, Compliance, and other engineering teams; Influence cross-team decisions
Full Job Description
At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. THE WORK At Ripple, the Customer Onboarding Platform is where every customer’s journey begins, and it’s about to get a full-scale rebuild. We recently became a horizontal platform team serving all Ripple products. Our next chapter: Unwinding years of Salesforce-bound logic into modern, engineering-owned backend services. Integrating best-in-class vendors like Persona for KYC/KYB, while building the surrounding orchestration, data flows, and service layer. Designing the systems and data model that will make onboarding scalable, observable, and reliable across products. If you’re a Senior engineer who thrives on modernizing fragile systems, building robust services around vendor integrations, and driving architecture at company-wide scale, this is your opportunity. Why this role matters: Onboarding is where customers form their first impression of Ripple, and where trust is earned. As the technical anchor for a small, high-impact team, you will: Build for impact – Everything you create will serve multiple Ripple products, from Payments to Custody to Stablecoin. Start from zero – Design and build new backend services from the ground up to power onboarding across products. Tackle the hard stuff – Unwind years of technical debt while designing systems built to last. Shape Ripple’s architecture – Partner with Product, Compliance, and Engineering to influence company-wide te
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