SoftwareEngineerII

About Abound We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation. And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us. About the Role We’re looking for a Software Engineer II to help build the systems that automate how our Finance and Operations teams work. As Abound scales, the manual workflows that powered us through our first £1bn of lending are becoming reliable, observable, automated systems- covering reconciliations, reporting, payments operations, collections workflows, and the day-to-day tooling our internal teams rely on. This is a hands-on engineering role on a small, high-impact team. You’ll write production code every day, taking well-scoped pieces of work from design through testing and deployment, with senior and lead engineers supporting you on the larger or more ambiguous problems. Over time you’ll grow ownership of the components and services you work on, and take on more of the discovery and design yourself. You won’t just close tickets. You’ll get close enough to the Finance and Operations workflows to understand the problem you’re solving, ask good questions