EarnIn
Financial Services
SoftwareEngineer
Neural analysis suggests this role is
optimal for Mid candidates.
“Software Engineer at EarnIn. Skills: Backend development, API design, Distributed systems. Design & implement features. Drive implementation of new features”
Industry & Context.
Break complex problems down
2 days on-site, No visa sponsorship
What They're Looking For.
Must Have
3+ years of development experience, Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience, Proficient in at least one modern programming language such as C#, Kotlin, Java, Python, Go, and Scala, Hands-on experience working with various databases (DynamoDB, MySQL, ElasticSearch) and data pipeline technologies, Experience with continuous integration and delivery tools, Experienced in developing and executing functional and integration tests, Excellent written and verbal communication skills, Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) to improve engineering productivity
Nice to Have
Experience with Kubernetes, Experience with microservices, Experience with event-driven architecture, Experience in payments/fintech
What You'll Do.
Design & implement features
Drive implementation of new features
Break complex problems down
Translate complexity into design
Create maintainable code
Create test automation
Enable continuous integration
Enable development velocity
Design & deliver REST APIs
Drive client application interactions
Implement new technologies
Learn new technologies
Provide design evaluations
Receive design evaluations
Provide implementation evaluations
Receive implementation evaluations
Improve with each iteration
Debug production issues
Think about distributed systems
Produce high-quality code
How You'll Work.
Team & Collaboration
Cross-functionally with various teams
Communication Scope
Written communication; Verbal communication
Full Job Description
About EarnIn As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We are looking for experienced, passionate, and resourceful mid-level engineers to join our backend teams. As a backend engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend services. This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View HQ. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or immigration support for this position. WHAT YOU'LL DO Design & implement features robust enough for our large scale. Drive the implementation of new features—break complex problems down to their bare essentials, translate that complexity into elegant design, and create high-quality, maintainable code. Create and maintain test automation to enable continuous integration and development velocity. Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services. Leverage a broad skill set
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