Mollie

FinServ

SeniorTeamLeadCreditRisk

amsterdam, north holland, the netherlands FULL TIME
The Brief

“Senior Team Lead Credit Risk at Mollie. Skills: Credit risk, people management, credit model and policy development, building credit risk frameworks and scorecards. Full ownership of the existing merchant credit risk portfolio. hitting all team SLAs for underwriting and periodic reviews”

What You'll Achieve.

hitting all team SLAs for underwriting and periodic reviews; keeping portfolio quality sharp as merchant volumes grow; reduce friction in the customer lifecycle; enabling faster approvals for good merchants without compromising risk standards

Industry & Context.

FinServ
Problems you'll solve

making sharp, well-reasoned decisions about merchant onboarding and portfolio health; approving the right merchants, at the right time, with the right level of exposure; ensures our existing portfolio stays aligned with our risk appetite as it evolves; design and build the credit risk infrastructure; building frameworks largely from scratch; optimised assessment processes that leverage AI tooling to automate routine cases

What They're Looking For.

Must Have

5+ years of people management experience, Hands-on experience in both PSP and banking environments, Proven expertise in credit model and policy development, including building credit risk frameworks and scorecards from scratch, A hands-on, operational mindset, A genuine motivation to work in a fast-paced fintech environment and contribute to building new products

Nice to Have

leading, coaching, and developing high-performing teams, stakeholder management skills, someone who's energised by growth, not slowed down by it

What You'll Do.

Full ownership of the existing merchant credit risk portfolio

hitting all team SLAs for underwriting and periodic reviews

keeping portfolio quality sharp as merchant volumes grow

design and implementation of a new credit risk framework for Mollie's new products

scalable credit risk system that reduces friction in the customer lifecycle

enabling faster approvals for good merchants without compromising risk standards

Clear performance and development plans for each member of the credit risk team

Optimised assessment processes that leverage AI tooling to automate routine cases

structured reporting to leadership on portfolio performance

and where strategic attention is needed

How You'll Work.

Team & Collaboration

working across sales, operations, and leadership

Communication Scope

communicate risk clearly to different audiences

Process & Methodology

design and implementation of a new credit risk framework

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