Mollie
FinServ
SeniorTeamLeadCreditRisk
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Team Lead Credit Risk at Mollie. Skills: Credit risk, people management, credit model and policy development, building credit risk frameworks and scorecards. Full ownership of the existing merchant credit risk portfolio. hitting all team SLAs for underwriting and periodic reviews”
What You'll Achieve.
hitting all team SLAs for underwriting and periodic reviews; keeping portfolio quality sharp as merchant volumes grow; reduce friction in the customer lifecycle; enabling faster approvals for good merchants without compromising risk standards
Industry & Context.
making sharp, well-reasoned decisions about merchant onboarding and portfolio health; approving the right merchants, at the right time, with the right level of exposure; ensures our existing portfolio stays aligned with our risk appetite as it evolves; design and build the credit risk infrastructure; building frameworks largely from scratch; optimised assessment processes that leverage AI tooling to automate routine cases
What They're Looking For.
Must Have
5+ years of people management experience, Hands-on experience in both PSP and banking environments, Proven expertise in credit model and policy development, including building credit risk frameworks and scorecards from scratch, A hands-on, operational mindset, A genuine motivation to work in a fast-paced fintech environment and contribute to building new products
Nice to Have
leading, coaching, and developing high-performing teams, stakeholder management skills, someone who's energised by growth, not slowed down by it
What You'll Do.
Full ownership of the existing merchant credit risk portfolio
hitting all team SLAs for underwriting and periodic reviews
keeping portfolio quality sharp as merchant volumes grow
design and implementation of a new credit risk framework for Mollie's new products
scalable credit risk system that reduces friction in the customer lifecycle
enabling faster approvals for good merchants without compromising risk standards
Clear performance and development plans for each member of the credit risk team
Optimised assessment processes that leverage AI tooling to automate routine cases
structured reporting to leadership on portfolio performance
and where strategic attention is needed
How You'll Work.
Team & Collaboration
working across sales, operations, and leadership
Communication Scope
communicate risk clearly to different audiences
Process & Methodology
design and implementation of a new credit risk framework
Full Job Description
BUILD WITH US Since 2004, we've had one clear goal: to make payments and money management effortless for every business in Europe. Today, more than 300,000 companies use Mollie to get paid, manage money and grow – with products designed to be simple, scalable, and dependable. With 950+ Mollies across 14+ locations, we care deeply about autonomy and craft. So we work in small teams, with real ownership, and we trust you to make the right decisions. We're building for the long term, so we provide the tools you need, processes you can rely on, and a balanced work environment to help you do work you're proud of. Sound like your kind of place? Let's build together. YOUR IMPACT Credit risk at Mollie isn't a back-office function — it's a core part of how we grow responsibly. As Senior Teamlead Credit Risk, you'll lead a team of five analysts in making sharp, well-reasoned decisions about merchant onboarding and portfolio health. You'll be the person who ensures we're approving the right merchants, at the right time, with the right level of exposure - and that our existing portfolio stays aligned with our risk appetite as it evolves. But this role is about more than maintaining what's already working. Mollie is expanding and you'll be at the centre of that shift. You'll design and build the credit risk infrastructure - policies, models, processes - that makes it possible for us to confidently offer new financial products to our customers. That means building frameworks largely from scratch, in a fast-moving environment where your decisions have real and lasting impact. You'll report directly to the Monitoring Operations Lead, and serve as the key point of contact on team performance, portfolio status, and strategic risk development. If you're energised by the idea of shaping something new - and you're hands-on enough to get into the details when it matters - this is the role for you. WHAT YOU'LL SHIP - Full ownership of the existing merchant credit risk portfolio — hitting
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