Mollie
FinServ
SeniorTeamLeadCreditRisk
“Senior Team Lead Credit Risk at Mollie. Skills: Credit risk management, Team leadership, Framework development. Leading a team of five analysts in making sharp, well-reasoned decisions about merchant onboarding and portfolio health. Ensuring approval of the right merchants, at the right time, with the right level of exposure”
What You'll Achieve.
Hitting all team SLAs for underwriting and periodic reviews; Keeping portfolio quality sharp as merchant volumes grow; Enabling faster approvals for good merchants without compromising risk standards; Reducing friction in the customer lifecycle
Industry & Context.
Making sharp, well-reasoned decisions about merchant onboarding and portfolio health; Bridging the gap between PSP and banking credit risk contexts; Reducing friction in the customer lifecycle; Freeing the team to focus human effort where it matters most
What They're Looking For.
Must Have
5+ years of people management experience, Hands-on experience in both PSP and banking environments, Proven expertise in credit model and policy development, including building credit risk frameworks and scorecards from scratch, stakeholder management skills, A hands-on, operational mindset, A genuine motivation to work in a fast-paced fintech environment and contribute to building new products
What You'll Do.
Leading a team of five analysts in making sharp
well-reasoned decisions about merchant onboarding and portfolio health
Ensuring approval of the right merchants
with the right level of exposure
Ensuring existing portfolio stays aligned with risk appetite
Designing and building the credit risk infrastructure - policies
processes - for new financial products
Full ownership of the existing merchant credit risk portfolio
Hitting all team SLAs for underwriting and periodic reviews
Keeping portfolio quality sharp as merchant volumes grow
Designing and implementing a new credit risk framework for Mollie's new products
scalable credit risk system that reduces friction in the customer lifecycle
enabling faster approvals for good merchants without compromising risk standards
Creating clear performance and development plans for each member of the credit risk team
Optimizing assessment processes that leverage AI tooling to automate routine cases
structured reporting to leadership on portfolio performance
and where strategic attention is needed
How You'll Work.
Team & Collaboration
Working across sales, operations, and leadership; Communicating risk clearly to different audiences
Communication Scope
Communicate risk clearly to different audiences
Process & Methodology
Developing a detailed, documented roadmap for the design and implementation of a new credit risk framework
Applying for this Senior Team Lead Credit Risk role?
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