Mollie

FinServ

SeniorTeamLeadCreditRisk

amsterdam, north holland, the netherlands; lisbon, lisbon, portugal; milan, lombardy, italy FULL TIME
The Brief

“Senior Team Lead Credit Risk at Mollie. Skills: Credit risk management, Team leadership, Framework development. Leading a team of five analysts in making sharp, well-reasoned decisions about merchant onboarding and portfolio health. Ensuring approval of the right merchants, at the right time, with the right level of exposure”

What You'll Achieve.

Hitting all team SLAs for underwriting and periodic reviews; Keeping portfolio quality sharp as merchant volumes grow; Enabling faster approvals for good merchants without compromising risk standards; Reducing friction in the customer lifecycle

Industry & Context.

FinServ
Problems you'll solve

Making sharp, well-reasoned decisions about merchant onboarding and portfolio health; Bridging the gap between PSP and banking credit risk contexts; Reducing friction in the customer lifecycle; Freeing the team to focus human effort where it matters most

What They're Looking For.

Must Have

5+ years of people management experience, Hands-on experience in both PSP and banking environments, Proven expertise in credit model and policy development, including building credit risk frameworks and scorecards from scratch, stakeholder management skills, A hands-on, operational mindset, A genuine motivation to work in a fast-paced fintech environment and contribute to building new products

What You'll Do.

Leading a team of five analysts in making sharp

well-reasoned decisions about merchant onboarding and portfolio health

Ensuring approval of the right merchants

with the right level of exposure

Ensuring existing portfolio stays aligned with risk appetite

Designing and building the credit risk infrastructure - policies

processes - for new financial products

Full ownership of the existing merchant credit risk portfolio

Hitting all team SLAs for underwriting and periodic reviews

Keeping portfolio quality sharp as merchant volumes grow

Designing and implementing a new credit risk framework for Mollie's new products

scalable credit risk system that reduces friction in the customer lifecycle

enabling faster approvals for good merchants without compromising risk standards

Creating clear performance and development plans for each member of the credit risk team

Optimizing assessment processes that leverage AI tooling to automate routine cases

structured reporting to leadership on portfolio performance

and where strategic attention is needed

How You'll Work.

Team & Collaboration

Working across sales, operations, and leadership; Communicating risk clearly to different audiences

Communication Scope

Communicate risk clearly to different audiences

Process & Methodology

Developing a detailed, documented roadmap for the design and implementation of a new credit risk framework

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