Upstart
Financial Services
SeniorSoftwareEngineer,Pricing
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Software Engineer, Pricing at Upstart. Skills: Pricing platform, Scalable services, ML underwriting. Lead design and development. Develop common systems”
What You'll Achieve.
Radically reduce cost; Reduce complexity of borrowing; Expand access to credit; Power smarter decisions; Power fairer decisions
Industry & Context.
Problem-solving; Scalability; Performance; System reliability
3 days per quarter onsite, Operates across US time zones
What They're Looking For.
Must Have
5+ years software development experience, Proficient coding in Python, Experience with Java or Kotlin, Own and deliver complex projects, Design and build scalable APIs, Experience with microservices, Cloud-based environment experience, Problem-solving skills, Explain complex technical topics, Experience mentoring engineers, Influence technical direction, Bias for action, Comfort navigating ambiguity
Nice to Have
Background in finance, Background in fintech, Background in financial mathematics, Background in statistics, Background in machine learning, Thriving in diverse work environments, Deep experience with distributed systems, Deep experience with cloud-native development, Deep experience with advanced CI/CD pipelines, Subject matter expert, Technical owner for critical domain, Passion for sharing knowledge
What You'll Do.
Lead design and development
Develop common systems
Calculate risk and profitability
Support product development teams
Design scalable services
Implement scalable services
Define pricing platform future
Translate business goals
Drive architectural improvements
Champion improvements
Increase team velocity
Increase platform resilience
How You'll Work.
Team & Collaboration
Cross-functional team; Data scientists; Product managers; Business stakeholders
Communication Scope
Explain complex topics
Process & Methodology
Agile
Full Job Description
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team Upstart’s Core Pricing team drives key initiatives that directly influence Upstart’s revenue streams and product strategies. This includes developing the common systems used to calculate risk and profitability for each loan we originate, as well as providing a top-notch borrower experience by supporting our product development teams. You will be joining a dynamic, cross-functional team that works closely with
Applying for this Senior Software Engineer, Pricing role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
ANONYMOUS · UNFILTERED
What do employees actually say about Upstart?
Real rants from real employees. Read before you apply.