Upstart
Fintech
SeniorSoftwareEngineer-PartnerIntegrationsandOriginationPlatform
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“Senior Software Engineer - Partner Integrations and Origination Platform at Upstart. Skills: Backend services, Origination workflows, Distributed systems. Design and build scalable backend services. Improve reliability, observability, and operational resilience”
What You'll Achieve.
Simplify and standardize origination flows; Modernize foundational infrastructure; Reduce operational complexity; Create extensible platform capabilities; Onboard new partners more efficiently; Launch new lending experiences more efficiently; Improve system consistency; Improve engineering productivity; Reduce repetitive workflows; Implement long-term system improvements
Industry & Context.
Tackling meaningful problems; Identify operational inefficiencies
On-call support
What They're Looking For.
Must Have
Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or its equivalent), 4+ years of software engineering experience, 6+ years of experience building and operating backend services, APIs, or data-intensive systems in production environments, Experience owning software through the full development lifecycle, including design, implementation, deployment, monitoring, and on-call support, Proficiency with at least one modern backend development framework or programming experience with Ruby on Rails or the ability to ramp quickly in a Ruby-based codebase, Experience designing distributed systems, service integrations, or workflow-based architectures that support scalability and reliability
Nice to Have
Experience working in fintech, lending, banking, or capital markets environments with high expectations for data accuracy, auditability, and system reliability, Knowledge of orchestration platforms or workflow engines such as Temporal, Ability to identify operational inefficiencies and build scalable automation or self-service tooling to improve engineering workflows, Skills in system observability, incident analysis, and production monitoring practices, Experience using AI-assisted development tools, automation frameworks, or AI agents to improve software engineering productivity and operational efficiency
What You'll Do.
Design and build scalable backend services
and operational resilience
Refactor and decouple legacy systems
Build orchestration and workflow solutions
Collaborate closely with Engineering
Drive technical design discussions
Author design documents
Contribute to engineering best practices
Use AI-assisted development tools and automation
Participate in operational support and incident response
How You'll Work.
Team & Collaboration
Collaborate closely with Engineering, Product, Lending Partnerships, Compliance, Legal, and Loan Sales teams; Contribute to engineering best practices for system quality, monitoring, and operational excellence
Full Job Description
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable cred
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