PayJoy

Financial Services

SeniorSoftwareEngineer-AndroidSystems&Security

$272–283k San Francisco, California, United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Software Engineer - Android Systems & Security at PayJoy. Skills: Android Systems, Security, AOSP, TEE. Develop custom modifications AOSP. Maintain custom modifications AOSP”

Industry & Context.

Financial Services
Problems you'll solve

Troubleshoot integration issues

What They're Looking For.

Must Have

Extensive AOSP development experience, Modify system services, Utilize Android build system, Expert Java proficiency, Expert C/C++ proficiency, Read/write Kotlin ability, OEM/chipset vendor firmware customization experience, Device bring-up experience, Security hardening experience, AOSP knowledge, TEE knowledge, ARM TrustZone knowledge

Nice to Have

Secure Boot experience, Verified boot experience, Android exploit vectors knowledge, Automate firmware build pipelines, Automate signing processes, Python automation, Bash automation, Collaborate with international teams

What You'll Do.

Develop custom modifications AOSP

Maintain custom modifications AOSP

Develop custom modifications HAL

Maintain custom modifications HAL

Integrate proprietary technology into factory firmware

Align on technical specifications

Align on manufacturing requirements

Implement new locking features

Interact with system-level services

Troubleshoot integration issues

Contribute to OTA updates

Contribute to global device testing

How You'll Work.

Team & Collaboration

Cross-Border Collaboration; China-based engineering team

Full Job Description

## Description About PayJoy   PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.   This role This is not a conventional Android app development role (building applications for the Play Store). We are seeking a specialized systems engineer focused on the heart of the operating system: AOSP (Android Open Source Project) and the TEE (Trusted Execution Environment). In this role, you will bridge the gap between high-level Android features and low-level hardware integration, ensuring our proprietary security mechanisms—which protect our assets at the OS level—are robust, performant, and tamper-proof. ## Responsibilities Framework Engineering: Develop and maintain custom modifications within the Android Framework (AOSP) and Hardware Abstraction Layers (HAL). OEM Integration: Partner with global smartphone manufacturers and chipset vendors to integrate PayJoy’s proprietary technology into factory firmware. Cross-Border Collaboration: Work daily with our China-based engineering team to align on technical specifications and manufacturing requirements. Feature Development: Implement new locking features that interact with system-level services for example Telephony, Power Management, and Device Policy Manager, etc… R&D & Debugging: Use deep chip-level knowledge to troubleshoot integration issues across different silico

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