Wealthsimple
fintech
SeniorSoftwareDeveloper,FinancialRisk
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Software Developer, Financial Risk at Wealthsimple. Skills: backend engineering, fraud detection systems, client-facing experience for accounts affected by fraud restrictions, internal tooling for fraud investigation, risk-based product features, AML compliance. Design and build fraud detection systems. Own the client-facing experience for accounts affected by fraud restrictions”
Industry & Context.
solve problems more effectively; operate well in a domain where the rules are real but the problems are rarely clean
What They're Looking For.
Must Have
4+ years of software engineering experience, backend engineering skills, track record of building reliable, scalable systems, Experience working on fraud detection, financial risk, or other high-stakes technical domains, Comfort across the stack, software quality practices, write testable code, take production ownership seriously, raise the bar in code review, Clear communicator, work effectively with non-engineering partners across operations, compliance, and product, AI-first mindset, leverage AI tools to accelerate development, improve code quality, solve problems more effectively, evolved your workflow through AI, eager to continue innovating
Nice to Have
experience with Ruby on Rails or Kotlin is a asset, Experience with Apache Flink or other stream processing frameworks, Familiarity with real-time data pipelines and event-driven architecture, Experience with React Native, Experience with Temporal for workflow orchestration, Hands-on experience with AI-assisted development tools such as Claude Code or Cursor, including agentic workflows and MCP integrations, Background in fintech, banking, or another regulated industry
What You'll Do.
Design and build fraud detection systems
Own the client-facing experience for accounts affected by fraud restrictions
Build and improve internal tooling
Develop risk-based product features
Contribute to systems and processes that keep Wealthsimple compliant with anti-money laundering (AML) regulatory requirements
How You'll Work.
Team & Collaboration
work effectively with non-engineering partners across operations, compliance, and product; Collaborative by default; share context early; ask questions before you're stuck; work with incredibly talented, curious, and driven teammates
Communication Scope
Clear communicator; work effectively with non-engineering partners
Full Job Description
BUILD SOMETHING PEOPLE LOVE Wealthsimple's mission is to help everyone achieve financial freedom – by making financial services simple, transparent, and low-cost. We're Canada's largest fintech, trusted by over 3 million clients with more than $100 billion in assets. We move fast, we own our work, and we care deeply about the people using our products. If that sounds like you, keep reading. We're proud of what we've built — and we're just getting started. Read our Culture Manual https://www.wealthsimple.com/en-ca/culture and learn more about how we work https://www.wealthsimple.com/en-ca/careers. ABOUT THE TEAM We build the products and infrastructure that millions of Canadians trust with their financial lives. Data & Engineering at Wealthsimple spans everything from the client-facing apps to the systems running underneath them — and we hold ourselves to a high bar on both. We move fast, but we build thoughtfully: quality, security, and scalability aren't trade-offs here, they're the standard. If you want to work on hard problems with people who care deeply about craft, you'll fit right in. ABOUT THE ROLE Financial risk sits at the heart of what makes Wealthsimple trustworthy. The Financial Risk engineering team is responsible for the systems that protect our clients and our platform — from fraud detection to AML compliance to the client experience when things go wrong. It's technically complex, genuinely consequential work, and the team is growing to meet it. You'll join a lean, high-ownership team and take on meaningful scope from day one — building fraud defences, client-facing resolution flows, and the internal tooling that keeps our operations team moving efficiently. IN THIS ROLE, YOU'LL HAVE THE OPPORTUNITY TO: - Design and build fraud detection systems that protect clients and Wealthsimple from bad actors — across transaction monitoring, account behaviour, and beyond - Own the client-facing experience for accounts affected by fraud restrictions, including se
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