Mangopay

FinTech

SeniorSchemeSpecialist

€55–75k ~AI est. Madrid, Spain; Paris, France; Warsaw, Poland; Berlin, Germany; Luxembourg, Luxembourg; London, United Kingdom
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Scheme Specialist at Mangopay. Skills: Scheme compliance, Payment operations, Rulebook interpretation, Risk mitigation. Provide oversight for scheme programs. Ensure alignment with global standards”

What You'll Achieve.

Maintain alignment with global standards; Ensure portfolio health within buffers; Improve representation success rates; Maintain excellence in portfolio performance

Industry & Context.

FinTech
Problems you'll solve

Analytical sophistication; Risk management

What They're Looking For.

Must Have

5+ years payment operations, 5+ years scheme compliance, 5+ years network management, Interpreting Visa rules, Applying Visa rules, Interpreting Mastercard rules, Applying Mastercard rules, Using data for change, Drafting compliance correspondence, Simplifying complex regulations

Nice to Have

Proficiency in SQL, Proficiency in Snowflake, Experience managing compliance programs, Balancing commercial growth and risk

What You'll Do.

Provide oversight for scheme programs

Ensure alignment with global standards

Coordinate remediation activities

Respond to scheme requirements

Maintain portfolio health

Maintain roadmap of bulletins

Maintain roadmap of mandates

Ensure infrastructure supports requirements

Oversee dispute rules application

Identify opportunities to improve success rates

Support teams in dispute handling

Support teams in representment quality

Provide guidance on representment evidence

Provide guidance on dispute mitigation

Monitor scheme performance metrics

Report on scheme metrics

Identify emerging trends

Implement proactive strategies

Draft formal communications

Manage formal communications

Ensure responses reflect integrity

Ensure submissions reflect integrity

Mentor Underwriting teams

Embed compliance by design

Interpret scheme rule changes

Translate rule changes to policies

Translate rule changes to procedures

Manage internal records

Prepare for external reviews

Prepare for scheme assessments

How You'll Work.

Team & Collaboration

Cross-functional teams; Legal teams; Product teams; Underwriting teams; Risk teams

Communication Scope

Compliance correspondence; Simplifying regulations

Full Job Description

Mangopay is a wallet-based payment infrastructure built specifically for organisations with complex, multi-party fund flows. A pioneer in multi-party payments. Our solution optimises fund flows on behalf of the organisations we work with using wallets as programmable, composable building blocks. Mangopay’s regulated platform collects payments, secures transactions and holds funds, splits money between the various parties in the funds flow, and ultimately manages the payout to service providers, sellers, and consumers. Platforms and fintechs using Mangopay regain control and transparency over multi-party payment flows, generate additional revenue, and improve operational efficiency. They can stay compliant while innovating and scaling. Our team of 300+ people is spread across offices in Madrid, Paris, Warsaw, Berlin, Luxembourg and London. We're looking for talented individuals to join us in tackling the exciting challenges ahead. At Mangopay, you’ll be part of a supportive, diverse team committed to building scalable solutions and driving change in the fintech space! Job Description As a Senior Scheme Specialist, you will be a key pillar, focused on ensuring strong alignment with global card scheme requirements and supporting the continuous improvement of our payment operations. This role is designed for a subject matter expert who can navigate the sophisticated landscape of Visa and Mastercard regulations to support our merchants' international growth. You will be instrumental in maintaining the integrity of our payment ecosystem. Your focus will be on refining our internal compliance frameworks and ensuring that our operational processes evolve in lockstep with scheme mandates. This is a high-impact role that combines technical rulebook mastery with strategic risk management, ensuring Mangopay remains a gold-standard partner for complex platforms. Roles & Responsibilities: Ecosystem Health & Scheme Alignment Program Optimization: Provide senior oversight for estab

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