Chime Financial, Inc
Financial Technology
SeniorRubyFull-StackSoftwareEngineer,DisputesIntake
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“Senior Ruby Full-Stack Software Engineer, Disputes Intake at Chime Financial, Inc. Skills: Full-stack development, Ruby on Rails, React, TypeScript, System design, Architecture. Lead the design and delivery of high-impact full-stack projects across member-facing and internal disputes intake experiences. Build and evolve frontend applications, backend services, and APIs that support dispute filing and the tools our teams use every day”
What You'll Achieve.
Improve claim quality; Reduce unnecessary friction; Improve data quality; Help millions unlock financial progress
Industry & Context.
Problem solvers; Curiosity for ambiguous, high-impact problems
What They're Looking For.
Must Have
5+ years of experience developing software in a production environment at scale, Full-stack experience building user-facing applications and backend services, Proven experience with Ruby on Rails or comparable full-stack frameworks, Experience with modern frontend technologies such as React and TypeScript or similar tools, Deep understanding of architectural patterns for large-scale web applications, including maintainability, performance, and reliability, Ability to lead complex projects, influence technical direction, and collaborate effectively with cross-functional partners, A commitment to maintainable, well-tested code and a high bar for engineering quality
Nice to Have
Experience working with AI/ML-powered systems, especially models or workflows that support chat, voice, or other conversational experiences, A curiosity for ambiguous, high-impact problems and a desire to improve both member experience and internal team efficiency through thoughtful product and technical decisions, Desire to drive engineering culture within your immediate team, as well as within the larger organization
What You'll Do.
Lead the design and delivery of high-impact full-stack projects across member-facing and internal disputes intake experiences
Build and evolve frontend applications
and APIs that support dispute filing and the tools our teams use every day
Drive thoughtful system design and improve reliability
and observability across the platform
Help modernize intake experiences by reducing manual work
improving data quality
more context-aware workflows
and raise the bar on code quality
engineering practices
and technical craftsmanship
Lead projects end to end
from technical design through rollout
How You'll Work.
Team & Collaboration
Partner closely with product managers, designers, operations teams, and engineers across Chime to define requirements, shape roadmaps, and deliver scalable solutions; Collaborate effectively with cross-functional partners; Work together; Embrace diverse perspectives; Give each other honest feedback
Communication Scope
Communication skills
Process & Methodology
Lead complex projects, Lead projects end to end
Full Job Description
About the role We are looking for a Senior Full-Stack Software Engineer to join our Disputes Intake Engineering team and help build the next generation of experiences that support members and the agents who help them recover funds. As a senior engineer, you will be hands-on across the stack while also helping shape architecture, technical direction, and execution for mission-critical tools used across member-facing and internal workflows. This is a high-leverage area where the team is evolving disputes intake from static, one-size-fits-all flows into more intelligent, adaptive experiences that improve claim quality, reduce unnecessary friction, and let people focus on judgment where it matters most. Working closely with product, design, operations, and partner engineering teams, you’ll influence how we build clearer, more scalable, and more trustworthy dispute experiences for our members. The base salary offered for this role and level of experience will begin at $164,000 and up to $227,000.. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Lead the design and delivery of high-impact full-stack projects across member-facing and internal disputes intake experiences. Build and evolve frontend applications, backend services, and APIs that support dispute filing and the tools our teams use every day. Partner closely with product managers, designers, operations teams, and engineers across Chime to define requirements, shape roadmaps, and deliver scalable solutions. Drive thoughtful system design and improve reliability, performance, and observability across the platform. Help modernize intake experiences by reducing manual work, improving data quality, and enabling smarter, more context-aware workflows. Mentor engineers, share knowledge, and raise the bar on code quality, engineering
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