SeniorRiskAdvisor,DebitCard&DigitalPayments

The Senior Risk Advisor, Debit Card & Digital Payments, provides risk advisory support for Vanguard’s payment capabilities, including debit card programs, real‑time payments, and digital payment models. This role partners closely with product, operations, technology, legal, compliance, and third‑party providers (e.g., card processors, sponsor banks, and networks) to ensure new payment capabilities are designed, launched, and scaled in a risk‑smart, compliant, and operationally resilient manner. The role helps shape risk management strategy for transactional products, influencing executive‑level decision‑making through strategic risk assessments and close partnership with senior stakeholders. It provides operational risk expertise, guidance, oversight, and assurance services to enterprise and divisional partners and supports the development and maintenance of divisional risk frameworks to enable effective risk identification, mitigation, and ongoing governance for payment and transactional products. **Core Responsibilities** * Provide risk guidance, oversight, and assurance services to enterprise and divisional partners based on Vanguard’s operational and strategic risk framework, with a focus on transactional and payment‑related risks. Ensures the development and implementation of effective divisional risk controls across card programs and digital payment capabilities. * Lead and assist the business in the development, implementation, and management of longer‑term risk management strategies aligned to new and evolving payment capabilities, including next‑generation payment rails and enabling technologies, in accordance with department objectives and enterprise risk policies. * Develop and maintain strong relationships with enterprise and divisional stakeholders to understand ongoing and evolving risk needs related to transactional products. Act as a trusted thought partner to the business, balancing innovation, customer experience, and risk management. * Ability to