Bitpanda

FinTech

SeniorProductManagerPayments

€65–95k ~AI est. Barcelona, Spain
The Brief

“Senior Product Manager - Payments at Bitpanda. Skills: Payments Product Management, Fiat payments infrastructure, Consumer fintech, Transactional systems. Define strategic vision for payments infrastructure. Execute strategic vision for payments infrastructure”

What You'll Achieve.

Turn fiat on-ramps into frictionless gateways; Ensure efficient transactions; Ensure cost-optimized transactions; Ensure resilient transactions; Eliminate lost deposits; Minimize user friction; Prevent funnel drop-off; Reduce processing costs per transaction; Directly improve broker margins; Move away from manual workflows

Industry & Context.

FinTech
Problems you'll solve

Diagnose funnel drop-offs; Diagnose system failure modes

What They're Looking For.

Must Have

5+ years Product Management experience, 5+ years in high-growth consumer fintech, Proven history of shipping transactional infrastructure, Fluent in API ergonomics, Fluent in webhooks, Fluent in microservices architecture, Fluent in system observability tools, Deep empathy for retail user friction, Passion for simple user experiences, Deep structural knowledge of core financial rails, Knowledge of clearing/settlement cycles, Knowledge of local payment methods, Expert at using data to expose leaks, Proficiency with analytical tools, Proficiency with SQL

Nice to Have

Tableau proficiency preferred, Qlikview proficiency preferred

What You'll Do.

Define strategic vision for payments infrastructure

Execute strategic vision for payments infrastructure

Own core deposit engines

Own core withdrawal engines

Drive strategic product roadmap

Maximize payment method localization

Embed deeply with engineering

Drive agile execution

Manage scope from ideation to delivery

Architect flawless transaction journeys

Own design of payment state machines

Handle edge-case transactions

Build idempotent systems

Optimize conversion via smart routing

Build intelligent payment routing logic

Build cascading logic

Normalize decline reasons

Implement smart retries

Provide clear user error messaging

Prevent funnel drop-off

Optimize unit economics

Reduce processing costs

Improve broker margins

Automate broker operations

Design automated ledgering tools

Design settlement monitoring tools

Design exception handling tools

Serve as main product contact

Steer technical discovery

Steer alignment with providers

How You'll Work.

Team & Collaboration

Cross-functional engineering squad; Partner with Finance; Partner with Fraud; Partner with Risk Operations

Process & Methodology

Agile execution, Roadmap development

Free ATS check

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