Mercury

fintech

SeniorProductManagerBankingFoundations

$201–251k New York, New York, United States; San Francisco, California, United States; Los Angeles, California, United States; Seattle, Washington, United States; United States; Canada Remote Friendly
The Brief

“Senior Product Manager - Banking Foundations at Mercury. Skills: payment rail mechanics, technical fluency, platform infrastructure, building platforms. Own the connectivity platform: Drive strategy and execution for the platform that connects Mercury to the Federal Reserve, the payment networks, and our core banking provider.. Drive org-wide adoption: Partner with payment rails teams across Mercury to enable their flows on the connectivity platform.”

Industry & Context.

fintech
Problems you'll solve

think in systems; model second and third-order effects

What They're Looking For.

Must Have

7+ years of product management experience in fintech, payments, banking*, or financial infrastructure., Hands-on experience with payment rails — ACH, wires, RTP, cards, checks, or similar — with real depth on how they actually work: protocols, settlement, returns, reversals, and exceptions, not just the API surface above them., Real technical fluency: you can engage credibly with engineers on distributed systems, transactional integrity, idempotency, and exception handling — not as a generalist, but as a peer., A track record of building or scaling internal platforms that other product teams consume — you know what it takes to drive adoption, reduce friction, and hold a safety bar., Experience working with bank partners, processors, or core banking providers., A highly structured, data-driven approach to product decisions: you think in systems, model second and third-order effects, and communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike., Exceptional cross-functional communication: you earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them.

What You'll Do.

Own the connectivity platform: Drive strategy and execution for the platform that connects Mercury to the Federal Reserve

and our core banking provider.

Drive org-wide adoption: Partner with payment rails teams across Mercury to enable their flows on the connectivity platform.

and accelerate the standardization that bank*-grade money movement requires.

Design for the edges of money movement: Work with engineering on platform behavior that handles settlement

and exceptions gracefully

and that gives operators clear visibility when something needs attention.

Set the standard for cash management visibility: Define what real-time visibility into Mercury's bank*-level cash position looks like for Finance

and partner with them to deliver it.

Partner with engineering on protocol and architecture: Work alongside the engineering team on the technical design of how Mercury connects to the networks and how those connections evolve as Mercury Bank* scales.

How You'll Work.

Team & Collaboration

Partner with payment rails teams across Mercury to enable their flows on the connectivity platform.; Coordinate across payment rails teams, Banking Foundations sister teams, Finance, Treasury, Compliance, Risk, and our external partners — all of whom depend on the platform you own and have a voice in how it evolves.; Partner with engineering on protocol and architecture.; Communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike.; Earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them.

Communication Scope

Exceptional cross-functional communication; communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike; earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them

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