Mercury
fintech
SeniorProductManagerBankingFoundations
“Senior Product Manager - Banking Foundations at Mercury. Skills: payment rail mechanics, technical fluency, platform infrastructure, building platforms. Own the connectivity platform: Drive strategy and execution for the platform that connects Mercury to the Federal Reserve, the payment networks, and our core banking provider.. Drive org-wide adoption: Partner with payment rails teams across Mercury to enable their flows on the connectivity platform.”
Industry & Context.
think in systems; model second and third-order effects
What They're Looking For.
Must Have
7+ years of product management experience in fintech, payments, banking*, or financial infrastructure., Hands-on experience with payment rails — ACH, wires, RTP, cards, checks, or similar — with real depth on how they actually work: protocols, settlement, returns, reversals, and exceptions, not just the API surface above them., Real technical fluency: you can engage credibly with engineers on distributed systems, transactional integrity, idempotency, and exception handling — not as a generalist, but as a peer., A track record of building or scaling internal platforms that other product teams consume — you know what it takes to drive adoption, reduce friction, and hold a safety bar., Experience working with bank partners, processors, or core banking providers., A highly structured, data-driven approach to product decisions: you think in systems, model second and third-order effects, and communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike., Exceptional cross-functional communication: you earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them.
What You'll Do.
Own the connectivity platform: Drive strategy and execution for the platform that connects Mercury to the Federal Reserve
and our core banking provider.
Drive org-wide adoption: Partner with payment rails teams across Mercury to enable their flows on the connectivity platform.
and accelerate the standardization that bank*-grade money movement requires.
Design for the edges of money movement: Work with engineering on platform behavior that handles settlement
and exceptions gracefully
and that gives operators clear visibility when something needs attention.
Set the standard for cash management visibility: Define what real-time visibility into Mercury's bank*-level cash position looks like for Finance
and partner with them to deliver it.
Partner with engineering on protocol and architecture: Work alongside the engineering team on the technical design of how Mercury connects to the networks and how those connections evolve as Mercury Bank* scales.
How You'll Work.
Team & Collaboration
Partner with payment rails teams across Mercury to enable their flows on the connectivity platform.; Coordinate across payment rails teams, Banking Foundations sister teams, Finance, Treasury, Compliance, Risk, and our external partners — all of whom depend on the platform you own and have a voice in how it evolves.; Partner with engineering on protocol and architecture.; Communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike.; Earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them.
Communication Scope
Exceptional cross-functional communication; communicate tradeoffs in a way that lands with engineering, finance, and operations audiences alike; earn credibility in rooms with engineers, accountants, treasury teams, compliance officers, and operators, and you hold your own in all of them
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