Upstart
Fintech
SeniorProductManager,ASPL
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Product Manager, ASPL at Upstart. Skills: Product Management, Roadmap Execution, Consumer Lending. Drive strategic direction. Day-to-day execution”
What You'll Achieve.
Increase conversion; Eliminate friction for customers; Improve product quality; Apply new learnings quickly; Drive growth of ASPL product; Expand access to affordable credit
Industry & Context.
Rigorous and analytical problem
East/West coast time zones, Regular onsites (once or twice per quarter for 2-4 consecutive days)
What They're Looking For.
Must Have
4+ years of product management experience on fast-moving, consumer-obsessed teams, product sense, independently authored and executed on a multi-quarter roadmap, Rigorous and analytical problem, well structured, concise, and highly effective communication, Ownership and growth mindset, act like an owner, humble and open minded about being wrong, perpetually dissatisfied and striving to improve yourself and the team
Nice to Have
Experience building products in fintech or consumer lending, Experience with KYC/KYB or verifications, especially with AI automation, Experience with securitization and capital markets
What You'll Do.
Drive strategic direction
Understand ASPL borrower
Execute onboarding plan
How You'll Work.
Team & Collaboration
Work with cross-functional team of software engineers, UX designers, and marketing experts; Work with research scientists, data analysts, legal and compliance experts, and Operations team; Partner with engineering manager, product designer, product leaders; Partner with legal, operations, analytics, and compliance teams; Partner with Capital Markets organization
Communication Scope
well structured, concise, and highly effective communication
Full Job Description
About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The Team: The Auto Secured Personal Loans (ASPL) team is responsible for scaling the fastest-growing product at Upstart. Our highly collaborative team is focused on increasing conversion by eliminating friction for our customers while continuously improving the quality of our product. We work iteratively to provide fast feedback loops so that we can apply new learnings quickly. As the Senior Product Manager, you will
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