Marshmallow

Financial Services

SeniorPricingDataScientist

London, United Kingdom FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Pricing Data Scientist at Marshmallow. Skills: Data Science, Pricing, Modelling, Python, SQL. Developing a deep understanding of Marshmallow’s quote, policy and claims data and use this to derive insights that can be used to enhance our pricing.. Owning one of the strategic initiatives of the pricing team, such as supporting our expansion plans or protecting our renewing customers.”

What You'll Achieve.

Managing our loss ratio; Underwriting footprint; Broker optimisation; Growth targets; Driving the business forwards; Delivering changes to our rates at high frequency; Enhance our pricing; Supporting our expansion plans; Protecting our renewing customers; Refine our view of claims risk; Implement pricing proposals; Provide analytical support in relationships with reinsurers, regulators and other partners.; Launch of multiple new products.

Industry & Context.

Financial Services
Problems you'll solve

Curious: You aren’t satisfied with ‘That’s just how it is’; you immediately investigate further

Eligibility Requirements

Potential to manage a small team of pricing analysts & pricing data scientists, overseeing both the technical aspects of their work as well as their career development., Visa sponsorship available

What They're Looking For.

Must Have

At least 3 years of experience working in a data driven (ideally commercial) role, SQL, Python, R

Nice to Have

PhD preferred, GCP Professional Data Engineer, AWS Data Analytics, Databricks Certified, dbt Certified

What You'll Do.

Developing a deep understanding of Marshmallow’s quote

policy and claims data and use this to derive insights that can be used to enhance our pricing.

Owning one of the strategic initiatives of the pricing team

such as supporting our expansion plans or protecting our renewing customers.

Conducting claims analysis and claims modelling using SQL and Python.

Conducting price optimisation analysis/modelling using Python.

Building and deploying models in APIs for use in real time pricing.

Working with other members of pricing to recommend changes and monitor their impact.

Identify new sources of external data that enable us to refine our view of claims risk

and conduct analysis to quantify their value.

Working directly with our Engineering & MLENG functions to implement pricing proposals.

Providing analytical support in relationships with reinsurers

regulators and other partners.

Working within the wider data science community on longer term R&D projects.

Providing pricing support for the launch of multiple new products.

How You'll Work.

Team & Collaboration

Communicating & getting buy-in for your plans to heads of & directors cross functionally.; Working with other members of pricing to recommend changes and monitor their impact.; Working directly with our Engineering & MLENG functions to implement pricing proposals.; Working within the wider data science community on longer term R&D projects.

Communication Scope

Communicating & getting buy-in for your plans to heads of & directors cross functionally.; Explainer: You can communicate complicated concepts in a simple way to non-experts; Opinionated: You generate your own opinions & pitch to others in an open & honest way

Process & Methodology

Owning one of the strategic initiatives of the pricing team

Full Job Description

We’re on a mission to make migration easy. We started building Marshmallow in 2017. Since then, we’ve grown from 3 to 700+ people, gained unicorn status, raised ~£140M over three funding rounds, turned profitable, insured millions of drivers and lent millions in car loans. But we’re only just getting started. Our goal is to become one of the largest financial services providers in the world. Over the next 10 years we’ll grow exponentially, not only by scaling our existing products, but also by building new ones. To achieve our goals we need incredibly ambitious, commercially driven people who never settle for ‘good enough’. Marshmallowers are hungry for autonomy and ownership, and would rather improve than coast. Everyone raises standards and has an impact, with a focus on collective success over self-interest. We’ve created an environment where curious, tenacious people win and grow together. If that sounds motivating, this could be the place for you. PRICING AT MARSHMALLOW 🌟 This role will sit in the Pricing Team, reporting into the Pricing Data Science Manager. The team is responsible for managing our loss ratio, underwriting footprint, broker optimisation and growth targets, proving integral to driving the business forwards. But you’ve probably read that all before! So what’s new? We work in a very different way to most pricing teams that you might be familiar with. Everyone in Pricing has the potential to make significant contribution to the business, taking ownership, moving fast, innovating and delivering changes to our rates at high frequency. We don’t just churn out GLMs all day. We build & deploy exceptional in-house pricing data science models using the latest modelling techniques. You’ll work alongside other Pricing Data Scientists & Analysts pushing innovative pricing projects, whilst also being able to work with the wider Data Science community on modelling customer behaviour, fraud & MLENG enhancements. We work alongside a bunch of amazing engineers

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