Mindrift

Finance

SeniorMortgageUnderwriterFreelanceAITrainer

United States PART TIME Remote Friendly
The Brief

“Senior Mortgage Underwriter - Freelance AI Trainer at Mindrift. Skills: Mortgage underwriting, AI training, Regulatory compliance. Evaluate AI-generated mortgage underwriting decisions. Create test cases for qualifying income”

Industry & Context.

Finance

What They're Looking For.

Must Have

3+ years of residential mortgage underwriting, FHA Direct Endorsement (DE) or VA Credit Underwriter authority, Ability to calculate qualifying income for self-employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K-1, Knowledge of Reg adverse action requirements, Reg Z, and TRID disclosure timing, written English (C1+)

Nice to Have

Fannie Mae / Freddie Mac selling guides and the overlay-versus-rule, automated underwriting systems (DU / LP), loan origination software (Encompass, Empower)

What You'll Do.

Evaluate AI-generated mortgage underwriting decisions

Create test cases for qualifying income

Design pre-qualification scenarios

Draft and audit conditional approval letters

Verify gift fund documentation

Distinguish Fannie Mae / Freddie Mac selling guide rules

Apply correct rulesets for refinances

Document problem statements

Provide verified correct answers

How You'll Work.

Communication Scope

written English (C1+)

Free ATS check

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