Pwc
Financial Services
SeniorManager,UnsecuredRisk,FinancialServicesRisk,Advisory,Gurgaon
“Senior Manager, Unsecured Risk, Financial Services Risk, Advisory, Gurgaon at Pwc. Skills: Unsecured Risk, Credit Card Risk Analytics, Consumer Lending, Financial Analytics, SQL, SAS, Data Analysis, Risk Management. Track portfolio performance metrics including delinquency, roll rates, losses, and utilization.. Perform trend, vintage, and cohort analysis to identify early risk signals.”
What You'll Achieve.
mitigate risks effectively; confirm adherence to regulatory requirements; balance growth and risk; balance spend growth, customer experience, and credit losses
Industry & Context.
Problem-solving skills to identify, analyze, and challenge basic problems.; Ability to interpret data, make sound decisions, and challenge the basis of the analysis.
No Work Visa Sponsorship, No Government Clearance Required
What They're Looking For.
Must Have
3-7 years of experience in credit card risk analytics, consumer lending, or financial analytics, Bachelor's/Master's degree in business, Statistics, Finance, Economics, or related quantitative fields, working knowledge of SQL/SAS, Experience working with large datasets, Experience with Tableau or PowerPoint for visualization and reporting, Understanding of consumer credit risk fundamentals, Ability to interpret data and explain results clearly, Structured thinking and attention to detail, Problem-solving skills to identify, analyze, and challenge basic problems, Familiarity with data interpretation and ability to challenge decisions based on data analysis, Ability to interpret data, make sound decisions, and challenge the basis of the analysis, Willingness to learn and take increasing ownership, Ability to work collaboratively across teams, Clear and concise written and verbal communication, Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies, Ability to work with little direction and in a team, Adaptability and flexibility to respond to ad-hoc requests and changes in the regulatory environment, Unsecured Risk
Nice to Have
exposure to Python, P &L
What You'll Do.
Track portfolio performance metrics including delinquency
and cohort analysis to identify early risk signals.
Support creation and maintenance of risk dashboards and MIS.
Analyze performance of new account vintages by channel
Monitor early delinquency and first-payment default trends.
Support evaluation of acquisition strategies to balance growth and risk.
Assist in evaluating approval rate vs loss trade-offs.
Participate in champion–challenger analysis for policy and strategy updates.
Help document policy rationale and analytical findings.
Monitor existing customer credit risk performance across ECM levers
authorization controls
and line management etc.
and vintage analysis to identify changes in customer behavior and emerging risk signals.
Support analytics for risk-based ECM strategies to balance spend growth
Track post-implementation performance of ECM actions and highlight variances versus expectations.
Quantify risk–return impact of ECM strategies
including effects on utilization
Assist in diagnosing portfolio performance changes and segment-level risk drivers.
How You'll Work.
Team & Collaboration
Ability to work collaboratively across teams.; Prepare clear, structured presentations for senior analysts and managers.; Support documentation for risk governance and audit requirements.; Participate in regular risk review forums as an analytical contributor.; Ability to work with little direction and in a team.
Communication Scope
Clear and concise written and verbal communication; Ability to interpret data and explain results clearly
Applying for this Senior Manager, Unsecured Risk, Financial Services Risk, Advisory, Gurgaon role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about Pwc?
Real rants from real employees. Read before you apply.