Cibc
SeniorLoanCloser
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Loan Closer at Cibc. Skills: Loan closing, Risk assessment, Compliance. Monitor loan closing activities. Ensure accuracy and compliance”
What You'll Achieve.
Timely and accurate decisions; Support business growth; Maintain compliance and risk standards; Proactive risk management; Stay ahead of market changes; Stay ahead of regulatory shifts; Ensure all pre-close file documentation is complete; Ensure all pre-close file documentation is accurate; Ensure all pre-close file documentation is verified; Ensure closing dates are met; Ensure processes align with bank's guidelines; Ensure processes align with risk appetite; Ensure processes align with policies; Ensure processes align with standards; Ensure processes align with consumer laws; Ensure processes align with regulation requirements; Ensure seamless loan/line closing activities; Maintain compliance; Adapt to evolving enhancements; Contribute to bank's commitment to community development; Ensure accuracy and compliance; Ensure timely disbursement of funds; Finalize and prepare loan documents for funding and closing; Lead the closing process; Ensure all documents are properly executed; Ensure funds are disbursed according to instructions
Industry & Context.
Effective Risk Assessment; Sound judgment; Identify discrepancies or issues
Community outreach volunteer hours annually
What They're Looking For.
Must Have
8 years retail lending experience, portfolio real estate secured lending experience, other consumer lending products experience, grant programs experience, working with high-net-worth clients experience, closing agents experience, Encompass knowledge, MeridianLink Consumer knowledge, MS Office knowledge, FIS/IBS knowledge, federal and state lending regulations knowledge, consumer protection laws knowledge
Nice to Have
CFA, CPA, FRM, Series 7, Series 63, Series 65, CAIA, CFP, ACCA, ACA
What You'll Do.
Monitor loan closing activities
Ensure accuracy and compliance
Timely disbursement of funds
Finalize loan documents for funding
Prepare loan documents for closing
Act as subject matter expert
Analyze title settlement statements
Examine pre-disclosure documents
Validate disclosed terms and fees
Assess title commitment documents
Oversee funding process
Coordinate with stakeholders
Resolve last-minute issues
Implement quality control measures
How You'll Work.
Team & Collaboration
Work with Bankers; Work with Loan Processors; Work with Underwriters; Work with Post Closers; Work with Disclosure Team; Work with Closers; Work with Group Portfolio Managers; Work with Senior Management; Build relationships with Internal Partners
Communication Scope
Strong Written Communication; Detailed communication crafting; Clear presentation of rationale; Clear presentation of assessment; Clear presentation of evaluation results; Verbal communication; Written communication; Presenting information to stakeholders; Assisting with procedural/job aid updates; Presentation materials for training
Full Job Description
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit [CIBC.com](https://www.cibc.com/en/about-cibc.html) As a Senior Loan Closer in the Consumer Lending Closing Department, your primary responsibilities encompass monitoring loan closing activities to ensure accuracy, compliance, and timely disbursement of funds. This role will finalize and prepare loan documents for funding and closing. As an experienced lending professional, you will be recognized as a subject matter expert on closing and disbursement activities. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 2-3 days per week on-site, while other days will be remote._ **How You’ll Succeed** * **Comprehensive Analysis:** Work closely with our Bankers, Loan Processors, Underwriters, and Post Closers to ensure a timely and accurate experience for our customers. * **High-Quality Decision-Making:** Responsible for ensuring all pre-close file documentation is complete, accurate, verified, and closing dates are met. **Effective Risk Assessment:** Ensure processes align with the bank’s guidelines, risk appetite, policies, standards, and consumer laws and regulation requirements while providing sound judgment. * **Strong Written Communication:** Craft detailed communication that clearly present rationale, assessment, and evaluation results. * **Collaboration & Stakeholder Engagement:** Work closely with Bankers, Loan Processors, Disclosure Team, Underwriters, Closers, Post Closers, Group Portfolio Managers, and Senior
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