Stand
Insurance
SeniorInsuranceProductManager
“Senior Insurance Product Manager at Stand. Skills: Insurance product management, Product development, Homeowners insurance products, Underwriting. Own product performance and profitability. Develop understanding of product performance”
What You'll Achieve.
Improve loss performance; Win in each market while remaining profitable and operationally feasible; Ensure external data is effectively leveraged across the quote and underwriting lifecycle to improve accuracy and speed; Deliver product changes smoothly and accurately; Ensure production behavior matches filed and intended product design; Accountability for real-world product performance
Industry & Context.
Identify key risk drivers; Identify unprofitable exposures; Translate insights into underwriting rule changes; Identify coverage gaps; Ensure product decisions align with constraints; Think like an owner: identify gaps, set priorities, and act without waiting for direction; Balance actuarial rigor with underwriting pragmatism and market realities; Comfortable making decisions amid uncertainty and evolving signals; Thrive in fast-moving environments where products must adapt quickly
Authorized to work in the U.S., Can consider candidates on TN visas, O-1A visas, or H-1B transfers with three years or more remaining
What They're Looking For.
Must Have
8 - 12+ years of Insurance product management or product development experience, understanding of homeowners insurance products, underwriting rules, and coverage structures, Demonstrated ability to use performance data to drive concrete product and underwriting decisions, Experience working cross-functionally with actuarial, underwriting, and engineering teams, Excellent written and verbal communication skills, with high documentation discipline
Nice to Have
Experience with E&S markets, high-volatility perils, or property-catastrophe products, Exposure to multi-state insurance product builds and launches, Familiarity with third-party data integrations (hazard scores, geospatial data, inspections, etc.), Prior work with MGAs, fronting carriers, or insurance partnerships
What You'll Do.
Own product performance and profitability
Develop understanding of product performance
Identify key risk drivers
Translate insights into product adjustments
Establish performance reviews
Build competitive coverage suite
Evaluate competitor offerings
Define and evolve coverage suite
Identify coverage gaps
Own third-party data strategy
Lead selection of data vendors
Leverage external data
Measure and communicate vendor ROI
Drive multi-state product expansion
Own end-to-end product definition
Launch products in new states
Document state-specific requirements
Align product decisions with constraints
Partner with carriers and external stakeholders
Manage relationships with carriers
Drive approval cycles
Lead cross-functional execution
Collaborate with teams
Translate product decisions into requirements
Ensure production behavior matches design
How You'll Work.
Team & Collaboration
Work cross-functionally with actuarial, underwriting, and engineering teams; Establish and lead regular performance reviews with underwriting and actuarial partners; Collaborate closely with underwriting, actuarial, engineering, and applied science; Partner with carriers & external stakeholders; Manage relationships with fronting carriers and product partners
Communication Scope
Excellent written and verbal communication skills; High documentation discipline; Clear documentation; Proactive communication
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