Monzo
Financial Services
SeniorFinancialRiskManager
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Financial Risk Manager at Monzo. Skills: Financial Risk, IRRBB, Capital Adequacy, Liquidity Risk. Drive Financials Risk Functions objectives. Provide technical leadership”
Industry & Context.
Analytical skills; Problem-solving skills
Controlled Function (CF-2)
What They're Looking For.
Must Have
CF-2 Controlled Function, Fitness and Probity Standards compliance, Individual Accountability Framework compliance
Nice to Have
IRRBB modelling expertise, Capital adequacy expertise, Liquidity risk expertise, ALM expertise, Model validation experience, Quantitative analysis experience, Risk methodology development experience, Deep understanding of prudential regulation, Experience with Treasury teams, Experience with Finance teams, Experience with Risk teams
What You'll Do.
Drive Financials Risk Functions objectives
Provide technical leadership
Ensure alignment with regulatory expectations
Provide independent technical challenge
Oversee model governance
Support IRRBB measurement methodologies enhancement
Support capital adequacy assessments
Support risk quantification methodologies
Support scenario design
Support stress testing frameworks
Support risk appetite calibration
Design stress testing scenarios
Review stress testing scenarios
Assess capital planning
Ensure ICAAP documentation meets standards
Support interactions with regulators
Assess liquidity risk
Assess balance sheet management
Assess funding strategies
Assess wholesale credit exposures
Assess assumptions underpinning liquidity stress testing
Assess contingency funding plans
Provide oversight of ALM practices
Support review of Recovery Plan
Support review of Solvent Wind Down
Ensure ICAAP reporting
Ensure ILAAP reporting
Ensure pillar 3 disclosures
Ensure recovery plan reporting
Ensure data integrity
Ensure auditability of risk outputs
Identify emerging risks
Escalate material issues
Act as technical advisor
Provide credible challenge
Provide constructive challenge
Support embedding of robust practices
Contribute technical expertise to initiatives
Support preparation of materials for ALCO
Support preparation of materials for Executive Committees
Support preparation of materials for Board Risk Committees
Present technical analysis
Present technical insights
Support escalation of key financial risk issues
Support documentation of key financial risk issues
Ensure alignment with CBI regulations
Ensure alignment with EBA regulations
Ensure alignment with prudential regulations
Ensure alignment with internal frameworks
Ensure alignment with internal policies
Support adherence to fitness & Probity standards
Support adherence to IAF Conduct Standards
Maintain high standards of documentation
Maintain high standards of controls
Maintain high standards of audit readiness
How You'll Work.
Team & Collaboration
Business Partnering; Expert Challenge; Cross-functional teams
Communication Scope
Communicate complex concepts
Full Job Description
🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍Dublin, Ireland | 💰 €92,000 - €112,000, Incentive Awards tied to your performance ➕benefits | Hear from the team ✨ ⭐Our Risk team This role sits within our 2nd line of defence risk management team. Acting as a senior technical specialist within the Financial Risk function, it will involve supporting the Director in delivering robust oversight across several financial risk disciplines. The role has a strong focus on IRRBB, capital adequacy and stress testing (ICAAP), and liquidity and balance sheet risk (ALM), ensuring that frameworks, models, and methodologies are fit-for-purpose, compliant, and aligned with regulatory expectations. The role you are applying for is a Controlled Function (CF-2) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework (IAF) and will be required to take reasonable steps to ensure that the relevant c
Applying for this Senior Financial Risk Manager role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Greenhouse
- Create a Greenhouse profile before applying — it saves time across multiple applications.
- Upload your resume as a PDF; the parser handles it better than Word.
- Answer all knockout questions carefully — wrong answers auto-reject before a human sees you.
- Enable email notifications to track application status in real time.
ANONYMOUS · UNFILTERED
What do employees actually say about Monzo?
Real rants from real employees. Read before you apply.