Mercury

Finance / FinServ

SeniorEngineeringManager-Risk

$239–299k United States Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Engineering Manager - Risk at Mercury. Skills: AI/ML, LLMs, traditional ML models, backend distributed systems, engineering management. Lead teams (4–8 engineers each) responsible for account onboarding, KYC/KYB, AML, and fraud detection decisioning and workflows, and operational tooling. Apply AI/ML—from traditional models to large language models—to unlock faster, real-time bank account application approvals”

What You'll Achieve.

measurable improvements to uptime, accuracy, and system quality; unlock faster, real-time bank account application approvals; directly driving efficiency and revenue growth

Industry & Context.

Finance / FinServ
Problems you'll solve

Drive clarity amid complexity

What They're Looking For.

Must Have

9+ years of software development experience, 3–5+ years of engineering management in a high-scale tech environment, AI/ML expertise—you’ve built and launched applied AI products (from LLMs to traditional ML models), shipping them from 0→1 and scaling 1→10 in production environments, Proven success building large-scale backend distributed systems, ideally involving integrations and decision automation, A track record of raising the bar for quality and reliability, balancing shipping speed with technical excellence, communication and leadership skills—you can inspire engineers, partner across functions, and adapt your management style to the moment, The ability to hire, retain, and develop exceptional technical talent, A pragmatic builder’s mindset: you believe beautiful systems are those that work, adapt, and last

Nice to Have

Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech

What You'll Do.

Lead teams (4–8 engineers each) responsible for account onboarding

and fraud detection decisioning and workflows

and operational tooling

Apply AI/ML—from traditional models to large language models—to unlock faster

real-time bank account application approvals

and Data teams to design and deliver scalable systems that balance user experience with compliance rigor

Shape the next generation of our KYC and risk platforms—reliable

and easy to extend as regulations and business needs evolve

Create a culture of operational excellence

with measurable improvements to uptime

and grow engineering help managers and senior engineers level up technically and organizationally

Drive clarity amid complexity: translating between regulatory nuance and technical execution

Foster collaboration across teams to align on priorities

and make the whole system more maintainable and elegant

How You'll Work.

Team & Collaboration

Partner with Product, Risk, and Data teams; Foster collaboration across teams

Communication Scope

communication skills; inspire engineers; partner across functions; adapt your management style; translating between regulatory nuance and technical execution

Full Job Description

Every new business that applies to Mercury is like a new star appearing in the night sky. On its own, it’s a single point of light. But when we look closer, patterns emerge—data trails from partners, filings, founders, and financial histories—all connecting to form a larger constellation. That’s what our Risk product engineering teams do at Mercury. We guide thousands of business applications through our systems—each one unique, each one needing a smooth and trustworthy landing. The challenge: keep everything moving fast without compromising safety. Every day, our work helps founders open their first account, launch their next idea, and accelerate their growth like rocketships. Our mission is to build the intelligent, automated systems and operational tools that make this possible—where machine learning, AI, and human judgment work seamlessly together to power the next generation of business banking*. We use intelligence to detect risks earlier, make real-time decisions with confidence, and enable instant, delightful account approvals that keep pace with the builders we serve. When we do it right, the result is quiet brilliance: onboarding that feels effortless, even though it’s powered by galaxies of data, precision, and care. We’re looking for a Senior Engineering Manager to lead the teams building the systems and tools that make it all happen—from application approvals to ongoing and enhanced due diligence—ensuring every business that joins Mercury is both safe and their experience is delightful. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. In this role, you will: Lead teams (4–8 engineers each) responsible for account onboarding, KYC/KYB, AML, and fraud detection decisioning and workflows, and operational tooling. Apply AI/ML—from traditional models to large language models—to unlock faster, real-time bank account application approvals. This work sits on the criti

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