BMO Financial Group
Finance
SeniorDirector,CreditStructuring
“Senior Director, Credit Structuring at BMO Financial Group. Skills: Credit structuring, Risk management, Asset-Based Lending (ABL). Structuring, underwriting, and ongoing risk management of complex ABL transactions and portfolios. Delivering asset-based lending credit solutions to clients”
What You'll Achieve.
Deliver lasting, positive change for our customers, our communities and our people; Transform lives and businesses, and power economic growth around the world; Help you make an impact from day one – for yourself and our customers; Reach new milestones, as you help our customers reach theirs
Industry & Context.
Advanced analytical, problem-solving, and decision-making capabilities
What They're Looking For.
Must Have
8+ years of experience in commercial banking, credit structuring, or related financial services, Credit qualified, with deep expertise in credit principles, structuring, and risk management, Proven technical leadership and recognized as a seasoned expert in the industry
Nice to Have
Previous experience in an asset-based lending role
What You'll Do.
and ongoing risk management of complex ABL transactions and portfolios
Delivering asset-based lending credit solutions to clients
Ensuring effective risk management and high-quality execution
Subject-matter expert for asset-based lending structures
Leading credit structuring
and risk assessment activities
Ensuring adherence to BMO’s risk appetite
and regulatory standards
Assisting the Managing Director
Credit Structuring with structuring and underwriting of ABL transactions
Providing expert guidance on credit structuring
and regulatory compliance
Serving as a subject matter expert on ABL credit policy
documentation standards
and emerging risk considerations
Exercising sound credit judgment and escalating matters as required
Assuming ownership of the ongoing credit quality and risk management of an assigned ABL portfolio
Acting as a strategic advisor to senior leadership
Driving operational excellence through process innovation
and continuous improvement
Monitoring Key Performance Indicators (KPI’s) across the portfolio
Ensuring timely follow up with appropriate action plans
Directly managing annual reviews
quarterly /monthly monitoring requirements
and resolution of covenant
and borrowing base exceptions
Collaborating with Credit Partners
Managing and mentoring team members
Playing a key role in onboarding new team members
Championing a client-first approach
Ensuring timely resolution of complex issues
Identifying opportunities to enhance the relationship
Collaborating cross-functionally to ensure consistent delivery of credit solutions and alignment with enterprise strategy
gaps and process improvements
Representing the Commercial Bank in internal and external forums
Contributing to enterprise-wide initiatives and supporting broader strategic priorities
How You'll Work.
Team & Collaboration
Collaborate cross-functionally to ensure consistent delivery of credit solutions and alignment with enterprise strategy; Open communication with all stakeholders; Collaborate with Credit Partners; Managing and mentoring team members; Play a key role in onboarding new team members—setting them up for success through knowledge sharing, integration, and hands-on guidance
Communication Scope
Exceptional verbal and written communication skills
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