Oportun
financial services
SeniorDataScientist
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Data Scientist at Oportun. Skills: machine learning, statistical modeling, alternative data, risk assessment, fraud detection. Develop data products and machine learning models used in Risk, Fraud, Collections, and portfolio management. Build accurate and automated monitoring tools”
What You'll Achieve.
driving business results in a timely manner; broadening financial inclusion; untapping insights from non-traditional data; build scores and strategies for managing risk, collection/loss mitigation, and fraud; drive growth and optimize marketing spend across channels
Industry & Context.
relentless problem solver
What They're Looking For.
Must Have
Master’s degree or PhD in Statistics, Mathematics, Computer Science, Engineering or Economics or other quantitative discipline (Bachelor’s degree with significant relevant experience will be considered), 3+ years of hands-on experience with data extraction, cleaning, analysis and building reusable data, Proficient in SQL, Spark SQL and/or Hive, 3+ years of experience in leveraging modern machine learning toolset and programming languages such as Python, Excellent written and oral communication skills
Nice to Have
Experience working with AWS EMR, Sage-maker or other cloud-based platforms is a plus, Experience with HDFS, Hive, Shell script and other big data tools is a plus
What You'll Do.
Develop data products and machine learning models used in Risk
and portfolio management
Build accurate and automated monitoring tools
Build model deployment platform
Build end-to-end reusable pipelines from data acquisition to model output delivery
Drive business value from start to finish
Lead discussions with Compliance
and Model Risk Management teams to facilitate the Model Governance Activities
How You'll Work.
Team & Collaboration
stakeholder management; communication with Compliance, Bank Partners, and Model Risk Management teams
Communication Scope
Excellent written and oral communication skills
Process & Methodology
project planning, stakeholder management, project management
Full Job Description
ABOUT OPORTUN Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. WORKING AT OPORTUN Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups. POSITION OVERVIEW: We are growing our world-class team of mission-driven, entrepreneurial Data Scientists who are passionate about broadening financial inclusion by untapping insights from non-traditional data. Be part of the team responsible for developing and enhancing Oportun’s core intellectual property used in scoring risk for underbanked consumers that lack a traditional credit bureau score. In this role you will be on the cutting edge working with large and diverse (i. e. data from dozens of sources including transactional, mobile, utility, and other financial services) alternative data sets and utilize machine learning and statistical modeling to build scores and strategies for managing risk, collection/loss mitigation, and fraud. You will also drive growth and optimize marketing spend across channels by leveraging alternative data to help predict which consumers would likely be interested in Oportun’s affordable, credit building loan
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