Best Egg

Financial Services

SeniorCreditStrategyAnalyst

Wilmington, Delaware, United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Credit Strategy Analyst at Best Egg. Skills: Credit Strategy, Data Analysis, Python, SQL. Monitor credit strategies. Refine credit strategies”

What You'll Achieve.

Maximize Underwriting decisions; Maximize Loan amount decisions; Drive strategy improvement; Drive strategy innovation; Maintain investor returns; Improve web funnel conversion rates; Maintain overall risk targets; Maintain return targets

Industry & Context.

Financial Services
Problems you'll solve

Critical thinking; Problem-solvers; Interpreting data; Analytics; Research methodologies; Statistical techniques; Scenario analysis; Financial impact sizing; Ad-hoc analytics

What They're Looking For.

Must Have

5+ years analytical role experience, Bachelor's Degree in Statistics, Mathematics, Operational Research, Engineering, or quantitative major, Proficient in Python or similar, Proficient in SQL, Proficient in MS Excel, Proficient in interpreting data using analytics, research methodologies, and statistical techniques, Excellent English written/verbal communication skills, Critical thinking skills, Interpersonal skills, Highly independent, Self-motivated, Ability to understand competitive pressure, economic trends and their business impacts, Ability to work in a fast-paced environment, Comfortable interacting and engaging with colleagues from all levels of management, Demonstrated technical leadership skills, Well organized, Capable of developing and executing business analysis, Able to communicate status and results effectively, Ability to succeed within a cross-functional team, Ability to work effectively both independently and as a team member, Willing to challenge status quo, Willing to concede and execute other’s ideas, Capable of teaching and learning from others, Cultivate good working relationships

Nice to Have

Master's degree, Experience in financial industry, Experience in credit risk online lending, Experience in near-prime, Experience in sub-prime, Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc), Knowledge of modeling tools and techniques and use in strategy

What You'll Do.

Monitor credit strategies

Refine credit strategies

Develop credit strategies

Create test/control tests

Monitor champion/challenger data

Provide scenario analysis

Create financial impact sizing

Develop new strategy test cases

Perform ad-hoc analytics

Drive product enhancements

Improve web funnel conversion

Partner with Decision Science

Develop credit models

Maintain risk targets

Maintain return targets

How You'll Work.

Team & Collaboration

Work across functional areas; Partner with Decision Science; Interacting with colleagues from all levels; Engaging with colleagues from all business units; Engaging with third-party vendors; Succeed within a cross-functional team; Work effectively as a team member; Cultivate good working relationships with other business units; Collaborate with Marketing; Collaborate with Operations; Collaborate with Finance

Communication Scope

Excellent English written/verbal communication skills; Communicate status and results effectively

Process & Methodology

Developing business analysis, Executing business analysis

Full Job Description

## Description Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution—working together to create a better financial future for our customers and communities. At Best Egg, you’ll find a culture grounded in our core values—putting people first, creating clarity, delivering with excellence —enhanced by Barclays’ commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people’s financial lives. With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization—while continuing to build the products and experiences that make Best Egg unique. We’re looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us. We’re proud to be an equal opportunity employer committed to building a diverse and inclusive team. The Senior Credit Strategy Analyst will be a critical member of the Credit team and will be responsible for using a combination of data and credit experience to optimize credit strategies for personal loans. Responsibilities include maximizing Underwriting and Loan amount decisions across acquisition channels, driving strategy improvement and innovation, monitoring of Champion/Challenger data while maintaining investor returns. This is a full time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role. ## Duties & Responsibilities This individual will be responsible

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