Lendable
Fintech
SeniorCreditRiskAnalyst
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“Senior Credit Risk Analyst at Lendable. Skills: Credit Risk Analysis, Data Analysis, Python, SQL. Optimising credit decisioning. Assessing and adapting to external economic conditions”
What You'll Achieve.
Driving meaningful change in our consumer finance products; Building high-performing portfolios; Achieving bold growth targets; Enhancing our portfolio performance
Industry & Context.
Solve complex problems; Translate complex data into clear, actionable decisions
What They're Looking For.
Must Have
Daily coding experience, Proficiency in Python and/or SQL, Proven experience in credit risk strategy, Experience in credit card lending, Strategic mindset, Ability to translate complex data into clear, actionable decisions, Focus on delivering results that align with both commercial and customer needs, Collaborative, open approach, Willingness to challenge your own assumptions
What You'll Do.
Optimising credit decisioning
Assessing and adapting to external economic conditions
Developing and owning models that forecast returns and guide investor reporting
Define and refine credit strategies
Discover insights from data
Monitor and assess the success of implemented strategies
Continuously identify areas for improvement
How You'll Work.
Team & Collaboration
Collaborate cross-functionally with product, engineering, data, and operations teams to implement strategies
Communication Scope
Translate complex data into clear, actionable decisions
Full Job Description
ABOUT LENDABLE Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: - One of the UK’s newest unicorns with a team of just over 700 people - Among the fastest-growing tech companies in the UK - Profitable since 2017 - Backed by top investors including Balderton Capital and Goldman Sachs - Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. JOIN US IF YOU WANT TO 1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo 3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting ABOUT THE ROLE We’re looking for an analytically-minded Senior Credit Risk Analyst ready to support driving meaningful change in our consumer finance products in the USA markets. This role is ideal for someone who is confident with data, comfortable coding, and eager to solve complex problems. You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance. Your team's objectives Our credit teams are building high
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