Column

Financial Services

SeniorCounsel,StrategicPartnerships(Lending)

$220–320k ~AI est. San Francisco, California, United States FULL TIME
The Brief

“Senior Counsel, Strategic Partnerships (Lending) at Column. Skills: Strategic partnerships, Lending regulations, Contract negotiation, Regulatory architecture. Structure loan agreements. Structure line of credit products”

Industry & Context.

Financial Services
Problems you'll solve

Creative solutions

What They're Looking For.

Must Have

Currently licensed in a U.S. state, 7–15+ years practicing law, Draft and negotiate complex agreements, Knowledge of banking regulatory framework, Deep working knowledge of TILA/Regulation Z, Deep working knowledge of ECOA/Regulation B, Deep working knowledge of FCRA, Deep working knowledge of UDAAP, Deep working knowledge of state usury laws, Deep working knowledge of rate exportation, Deep working knowledge of valid-when-made frameworks, Deep working knowledge of state licensing regimes, Deep working knowledge of BSA/AML, Deep working knowledge of true lender doctrine, Experience structuring bank-fintech lending partnerships, Familiarity with loan sale agreements, Familiarity with participation agreements, Familiarity with servicing agreements, Manage high volume workload

Nice to Have

Law firm experience, In-house experience at fintech, In-house experience at financial institution

What You'll Do.

Structure loan agreements

Structure line of credit products

Structure EWA lending

Structure non-lending offerings

Structure BNPL partnerships

Draft customer-facing terms

Review customer-facing terms

Draft marketing materials

Review marketing materials

Structure onboarding flows

Structure applications

Determine BSA/AML requirements

Conduct true lender analyses

Own legal details of product rollout

Design flow-of-funds model

Reflect product structure in legal documentation

Structure third-party partnership agreements

Draft third-party partnership agreements

Negotiate third-party partnership agreements

Enable product innovation

Partner with business teams

Partner with fintech partners

Anticipate challenges

Architect creative solutions

Advise on credit product structuring

Advise on legal implications of new features

Advise on legal implications of partnership models

Build regulatory frameworks

Evolve regulatory frameworks

Leverage expertise in TILA

Leverage expertise in ECOA

Leverage expertise in UDAAP

Leverage expertise in FCRA

Leverage expertise in state usury laws

Leverage expertise in EWA space

Leverage expertise in federal preemption

Leverage expertise in true lender risk

Develop scalable regulatory approaches

Be authority on legal requirements

Be authority on regulatory requirements

Share insights on regulatory developments

Drive adoption of technology

Drive adoption of automation tools

Design legal processes

Implement legal processes

Improve partner onboarding efficiency

Maintain robust compliance

Build repeatable frameworks

Develop template loan program agreements

Develop disclosure packages

Develop servicing frameworks

How You'll Work.

Team & Collaboration

Go-to-Market teams; Engineering teams; Finance teams; Risk teams; Compliance teams; Fintech partners; Business teams

Communication Scope

Executive presentations

Process & Methodology

Strategy execution

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