Column
Financial Services
SeniorCounsel,StrategicPartnerships(Lending)
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Counsel, Strategic Partnerships (Lending) at Column. Skills: Strategic partnerships, Lending regulations, Contract negotiation, Regulatory architecture. Structure loan agreements. Structure line of credit products”
Industry & Context.
Creative solutions
What They're Looking For.
Must Have
Currently licensed in a U.S. state, 7–15+ years practicing law, Draft and negotiate complex agreements, Knowledge of banking regulatory framework, Deep working knowledge of TILA/Regulation Z, Deep working knowledge of ECOA/Regulation B, Deep working knowledge of FCRA, Deep working knowledge of UDAAP, Deep working knowledge of state usury laws, Deep working knowledge of rate exportation, Deep working knowledge of valid-when-made frameworks, Deep working knowledge of state licensing regimes, Deep working knowledge of BSA/AML, Deep working knowledge of true lender doctrine, Experience structuring bank-fintech lending partnerships, Familiarity with loan sale agreements, Familiarity with participation agreements, Familiarity with servicing agreements, Manage high volume workload
Nice to Have
Law firm experience, In-house experience at fintech, In-house experience at financial institution
What You'll Do.
Structure loan agreements
Structure line of credit products
Structure EWA lending
Structure non-lending offerings
Structure BNPL partnerships
Draft customer-facing terms
Review customer-facing terms
Draft marketing materials
Review marketing materials
Structure onboarding flows
Structure applications
Determine BSA/AML requirements
Conduct true lender analyses
Own legal details of product rollout
Design flow-of-funds model
Reflect product structure in legal documentation
Structure third-party partnership agreements
Draft third-party partnership agreements
Negotiate third-party partnership agreements
Enable product innovation
Partner with business teams
Partner with fintech partners
Anticipate challenges
Architect creative solutions
Advise on credit product structuring
Advise on legal implications of new features
Advise on legal implications of partnership models
Build regulatory frameworks
Evolve regulatory frameworks
Leverage expertise in TILA
Leverage expertise in ECOA
Leverage expertise in UDAAP
Leverage expertise in FCRA
Leverage expertise in state usury laws
Leverage expertise in EWA space
Leverage expertise in federal preemption
Leverage expertise in true lender risk
Develop scalable regulatory approaches
Be authority on legal requirements
Be authority on regulatory requirements
Share insights on regulatory developments
Drive adoption of technology
Drive adoption of automation tools
Design legal processes
Implement legal processes
Improve partner onboarding efficiency
Maintain robust compliance
Build repeatable frameworks
Develop template loan program agreements
Develop disclosure packages
Develop servicing frameworks
How You'll Work.
Team & Collaboration
Go-to-Market teams; Engineering teams; Finance teams; Risk teams; Compliance teams; Fintech partners; Business teams
Communication Scope
Executive presentations
Process & Methodology
Strategy execution
Full Job Description
ABOUT COLUMN For companies building financial technology and transforming the financial services space, the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, Meta, Blend, and Affirm, and have seen this problem firsthand — builders and developers needing to partner with traditional banks, and creating API and abstraction layers over the patchwork that is the bank, its core, and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, core and the Federal Reserve. At Column, we set out to simplify and fix this. We are a bank and a software company built from the ground up, offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transparent, and less costly banking supply chain. Come build with us! THE OPPORTUNITY At Column, we’re looking for a senior lawyer excited to own strategic partnerships end to end, from the first "we want to build with Column" conversation through drafting, signing, launch, and ongoing expansion. Instead of handing the work off to a relationship manager or a separate product team, you're the through-line. You will architect novel partnership structures that enable modern banking experiences and shape how we build and launch unique products, navigating complex regulatory requirements along the way. You'll work closely with Go-to-Market, Engineering, Finance, Risk and Compliance and have a direct impact on how bespoke financial products are built and delivered at scale. Your unique perspective, drawn from past experience launching lending products, will allow you to navigate complex regulatory environments while maintaining Column’s competitive edge. This role offers direct access to l
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