Column

Financial Services

SeniorCounsel,StrategicPartnerships(Lending)

$220–320k ~AI est. San Francisco, California, United States FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Senior candidates.

The Brief

“Senior Counsel, Strategic Partnerships (Lending) at Column. Skills: Strategic partnerships, Lending regulations, Contract negotiation, Regulatory architecture. Structure loan agreements. Structure line of credit products”

Industry & Context.

Financial Services
Problems you'll solve

Creative solutions

What They're Looking For.

Must Have

Currently licensed in a U.S. state, 7–15+ years practicing law, Draft and negotiate complex agreements, Knowledge of banking regulatory framework, Deep working knowledge of TILA/Regulation Z, Deep working knowledge of ECOA/Regulation B, Deep working knowledge of FCRA, Deep working knowledge of UDAAP, Deep working knowledge of state usury laws, Deep working knowledge of rate exportation, Deep working knowledge of valid-when-made frameworks, Deep working knowledge of state licensing regimes, Deep working knowledge of BSA/AML, Deep working knowledge of true lender doctrine, Experience structuring bank-fintech lending partnerships, Familiarity with loan sale agreements, Familiarity with participation agreements, Familiarity with servicing agreements, Manage high volume workload

Nice to Have

Law firm experience, In-house experience at fintech, In-house experience at financial institution

What You'll Do.

Structure loan agreements

Structure line of credit products

Structure EWA lending

Structure non-lending offerings

Structure BNPL partnerships

Draft customer-facing terms

Review customer-facing terms

Draft marketing materials

Review marketing materials

Structure onboarding flows

Structure applications

Determine BSA/AML requirements

Conduct true lender analyses

Own legal details of product rollout

Design flow-of-funds model

Reflect product structure in legal documentation

Structure third-party partnership agreements

Draft third-party partnership agreements

Negotiate third-party partnership agreements

Enable product innovation

Partner with business teams

Partner with fintech partners

Anticipate challenges

Architect creative solutions

Advise on credit product structuring

Advise on legal implications of new features

Advise on legal implications of partnership models

Build regulatory frameworks

Evolve regulatory frameworks

Leverage expertise in TILA

Leverage expertise in ECOA

Leverage expertise in UDAAP

Leverage expertise in FCRA

Leverage expertise in state usury laws

Leverage expertise in EWA space

Leverage expertise in federal preemption

Leverage expertise in true lender risk

Develop scalable regulatory approaches

Be authority on legal requirements

Be authority on regulatory requirements

Share insights on regulatory developments

Drive adoption of technology

Drive adoption of automation tools

Design legal processes

Implement legal processes

Improve partner onboarding efficiency

Maintain robust compliance

Build repeatable frameworks

Develop template loan program agreements

Develop disclosure packages

Develop servicing frameworks

How You'll Work.

Team & Collaboration

Go-to-Market teams; Engineering teams; Finance teams; Risk teams; Compliance teams; Fintech partners; Business teams

Communication Scope

Executive presentations

Process & Methodology

Strategy execution

Full Job Description

ABOUT COLUMN For companies building financial technology and transforming the financial services space, the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, Meta, Blend, and Affirm, and have seen this problem firsthand — builders and developers needing to partner with traditional banks, and creating API and abstraction layers over the patchwork that is the bank, its core, and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, core and the Federal Reserve. At Column, we set out to simplify and fix this. We are a bank and a software company built from the ground up, offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transparent, and less costly banking supply chain. Come build with us! THE OPPORTUNITY At Column, we’re looking for a senior lawyer excited to own strategic partnerships end to end, from the first "we want to build with Column" conversation through drafting, signing, launch, and ongoing expansion. Instead of handing the work off to a relationship manager or a separate product team, you're the through-line. You will architect novel partnership structures that enable modern banking experiences and shape how we build and launch unique products, navigating complex regulatory requirements along the way. You'll work closely with Go-to-Market, Engineering, Finance, Risk and Compliance and have a direct impact on how bespoke financial products are built and delivered at scale. Your unique perspective, drawn from past experience launching lending products, will allow you to navigate complex regulatory environments while maintaining Column’s competitive edge. This role offers direct access to l

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