Lemonade
Insurance
SeniorCarInsurancePricingExpert
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“Senior Car Insurance Pricing Expert at Lemonade. Skills: Car insurance pricing, risk-management, pricing models, machine learning, AI-enabled workflows, predictive modeling methods, communication skills. Own and evolve core components of Lemonade's Car pricing strategy. Identify high-leverage opportunities across rating, underwriting, segmentation, risk selection, growth, profitability, and portfolio management”
What You'll Achieve.
move growth, profitability, and risk selection forward; keep decisions grounded in real impact
Industry & Context.
analytical instincts; knowing how to find signal in data, make decisions under uncertainty, and separate elegant analysis from useful analysis; Product-minded problem solving
Ready to work in an office environment most days of the week
What They're Looking For.
Must Have
8+ years of experience in Car insurance pricing, actuarial science, decision science, risk analytics, or a closely related field, A proven track record solving complex pricing, underwriting, segmentation, or risk-management problems with measurable business impact, analytical instincts, Hands-on fluency with modern analytical tools, agentic AI capabilities, and code, Solid understanding of Car insurance pricing fundamentals, including rating plans, loss costs, rate adequacy, segmentation, model validation, telematics and financial performance, Product-minded problem solving, communication skills, Comfort operating in a fast-moving environment where ownership matters, ambiguity is normal, and AI is part of how work gets done, Bachelor's degree in Actuarial Science, Mathematics, Statistics, Computer Science, Economics, Engineering, or a related quantitative field
Nice to Have
Formal credentials are a plus, Experience leading pricing work across multiple geographies, products, or regulatory environments is a plus, Formal actuarial credentials, such as Fellow or Associate of a recognized actuarial society, are a plus
What You'll Do.
Own and evolve core components of Lemonade's Car pricing strategy
Identify high-leverage opportunities across rating
and portfolio management
and improve Car pricing and risk models using actuarial methods
and business judgment
Translate complex pricing problems into clear product and platform requirements
Define and track key metrics - loss ratio
and model performance
Make complex actuarial and pricing concepts clear and actionable for technical and non-technical audiences alike
How You'll Work.
Team & Collaboration
Partner with Data Science, Product, Engineering, Finance, and Growth to turn pricing ideas into scalable capabilities; Translate complex pricing problems into clear product and platform requirements, helping teams build internal tools that make better decisions faster; Make complex actuarial and pricing concepts clear and actionable for technical and non-technical audiences alike, and help build pricing acumen across the Tel Aviv team
Communication Scope
explain pricing decisions, tradeoffs, and model outputs clearly to executives, engineers, product teams, and regulators
Process & Methodology
Product-minded problem solving: the ability to turn a messy workflow, technical constraint, or business problem into a clear, prioritized path forward
Full Job Description
We're looking for a Senior Car Insurance Pricing Expert to help shape how Lemonade prices risk across our global business, from our Tel Aviv office. This isn't a traditional actuarial role. You'll sit at the intersection of Insurance, Data Science, Product, Engineering, and Business Strategy on our Insurance team, owning hard pricing and risk-management problems end to end. That means finding opportunities, designing better approaches, building scalable tools with technical teams, and turning insights into decisions that move growth, profitability, and risk selection forward. You might be a trained actuary, a pricing leader, a decision scientist, or a technically strong insurance operator who's built serious pricing capabilities. Formal credentials are a plus, but they're not the point. The point is whether you can use data, insurance intuition, statistical rigor, and AI-enabled tools to solve complex pricing problems better and faster than the industry standard. We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools. IN THIS ROLE YOU'LL - Own and evolve core components of Lemonade's Car pricing strategy, bringing analytical rigor and product-minded creativity to how we price risk - Identify high-leverage opportunities across rating, underwriting, segmentation, risk selection, growth, profitability, and portfolio management - Build, evaluate, and improve Car pricing and risk models using actuarial methods, machine learning, AI-enabled workflows, and strong business judgment - Partner with Data Science, Product, Engineering, Finance, and Growth to turn pricing idea
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