Santander
financial services
SeniorAssociate–CapitalPlanningandTreasury
Neural analysis suggests this role is
optimal for Senior candidates.
“Senior Associate – Capital Planning and Treasury at Santander. Skills: Capital Planning, Stress Testing, Financial Forecasting, Regulatory Reporting. Support the end-to-end capital planning process, including scenario design, forecasting of capital and risk-weighted assets (RWAs), and assessing impacts under various economic conditions. Analyze and interpret bank financial statements to model balance sheet and income statement impacts for capital stress testing”
What You'll Achieve.
Ensure the bank remains adequately capitalized under both business-as-usual and stress conditions; Enhance insight and efficiency through automation tools and reporting dashboards
Industry & Context.
Analytical skills; Ability to interpret financial data and translate it into actionable insights; Ability to research, organize and analyze financial data
Frequent minimal physical effort such as sitting, standing and walking is required for this role., Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
What They're Looking For.
Must Have
Bachelor’s or advanced degree in Finance, Economics, Accounting, or a related quantitative field, 9+ Years experience in banking, capital planning, financial planning, accounting, or financial analysis, Deep understanding of bank financial statements and key regulatory capital concepts (e.g., Capital, Capital Planning, RWA methodologies), analytical skills with a demonstrated ability to interpret financial data and translate it into actionable insights, Advanced Excel skills, including the ability to build and understand financial models and use advanced formulas, Exceptional attention to detail, commitment to accuracy, and organizational skills, verbal and written communication skills in interacting with internal stakeholders, Detail oriented with ability to research, organize and analyze financial data
Nice to Have
Familiarity with Vena (Excel-based performance management software), Python and/or SaaS programming, Hyperion, FR Y14-A reporting, and/or working knowledge of Power BI, CFA - Preferred, Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education, Experience in Microsoft Office products
What You'll Do.
Support the end-to-end capital planning process
including scenario design
forecasting of capital and risk-weighted assets (RWAs)
and assessing impacts under various economic conditions
Analyze and interpret bank financial statements to model balance sheet and income statement impacts for capital stress testing
Gather inputs and assumptions for stress testing models and other forecasting methodologies
Develop and maintain thorough model and/or process documentation to support forecasting methodologies
and governance requirements
Ensure accurate and timely data aggregation
and reporting across capital and RWA components
maintain and improve Excel-based models and templates used for capital projections and regulatory reporting
Support the preparation of materials for senior management and regulatory stakeholders (e.g.
ad-hoc regulatory requests)
Assist in ongoing enhancements of stress testing and capital planning infrastructure and governance
Participate in the implementation and use of automation tools and reporting dashboards to enhance insight and efficiency
How You'll Work.
Team & Collaboration
Collaborate with business units and risk partners to gather inputs and assumptions for stress testing models and other forecasting methodologies; Interacting with internal stakeholders
Communication Scope
Verbal communication skills; Written communication skills
Full Job Description
Senior Associate – Capital Planning and Treasury Country: United States of America **It Starts Here:** Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities **We Want to Talk to You!** **The Difference You Make:** The Senior Associate will be a part of the Capital Planning and Stress Testing team within Treasury. The central function of the team is to ensure the bank remains adequately capitalized under both business-as-usual and stress conditions. This role will support the development and execution of enterprise-wide financial forecasting, stress testing, capital planning, and regulatory reporting processes. This is a high-visibility role with exposure to senior leadership and cross-functional teams across all lines of business. * Support the end-to-end capital planning process, including scenario design, forecasting of capital and risk-weighted assets (RWAs), and assessing impacts under various economic conditions * Analyze and interpret bank financial statements to model balance sheet and income statement impacts for capital stress testing * Collaborate with business units and risk partners to gather inputs and assumptions for stress testing models and other forecasting methodologies * Develop and maintain thorough model and/or process documentation to support forecasting methodologies, assumptions, and governance requirements * Ensure accurate and timely data aggregation, transformation, and reporting across capital and RWA components * Develop, maintain and improve Excel-based models and templates us
Applying for this Senior Associate – Capital Planning and Treasury role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about Santander?
Real rants from real employees. Read before you apply.