Oportun
Financial Services
SeniorAnalyst,RiskManagement
Neural analysis suggests this role is
optimal for Mid candidates.
“Senior Analyst, Risk Management at Oportun. Skills: Risk Management, SQL, Analytics. Gain exposure to risk underwriting. Gain exposure to pricing”
What You'll Achieve.
maximize profitability; ensure required return on capital; optimize direct mail marketing/targeting; support the expansion in new channels; support the expansion in new geographic regions; support the expansion in new partner sources; balancing revenue optimization; maximizing credit access for the underserved
Industry & Context.
What They're Looking For.
Must Have
Bachelor’s Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline, 3+ years of experience in an analytic role, experience developing processes to implement strategy, Excellent SQL programming proficiency
Nice to Have
advanced degree in a quantitative discipline, Python is a plus, Advanced Microsoft Excel and PowerPoint skills
What You'll Do.
Gain exposure to risk underwriting
Gain exposure to pricing
Gain exposure to direct mail marketing
design and implement turn learnings
Develop and maintain valuation frameworks
recommend changes to risk strategies
Develop dynamic risk assessment frameworks
Design strategy ramp-up
Support the development of pricing strategies
Monitor portfolio performance
refining strategies to minimize defaults
How You'll Work.
Team & Collaboration
Partner with product; Partner with data science; Partner with engineering; presenting findings to stake holders
Communication Scope
written communication skills; verbal communication skills
Full Job Description
ABOUT OPORTUN Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. WORKING AT OPORTUN Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups. POSITION OVERVIEW Step into a role where risk management meets innovation. As a Sr. Analyst, Risk Management, you will pioneer strategies that ensure our personal loan products transform lives without compromising risk. You will design risk strategies that consider more than traditional credit scores. You will gain exposure to pricing, marketing and underwriting to build deep knowledge of installment loan business, helping drive growth and profit optimization. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact. RESPONSIBILITIES Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stake holders to inf
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