Oportun
Financial Services
SeniorAnalyst,RiskManagement&Analytics
Neural analysis suggests this role is
optimal for Mid candidates.
“Senior Analyst, Risk Management & Analytics at Oportun. Skills: Risk Management, Analytics, SQL, Financial Services. Gain exposure to risk underwriting, pricing, marketing. Partner with product, data science, engineering”
What You'll Achieve.
Maximize profitability; Ensure required return on capital; Optimize loan amount assignment strategy; Support expansion in new channels; Ensure portfolio resilience; Minimize defaults; Maximize credit access
Industry & Context.
Analytical discipline; Risk assessment; Strategy development; Data analysis
What They're Looking For.
Must Have
Bachelor's Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline, 3+ years of experience in an analytic role, preferably in risk management of the financial services industry, Experience developing processes to implement strategy, Excellent SQL programming proficiency
Nice to Have
advanced degree in a quantitative discipline is a plus, Python is a plus
What You'll Do.
Gain exposure to risk underwriting
Design and implement strategies
Present findings to stakeholders
Develop and maintain valuation frameworks
Recommend changes to risk strategies
Develop dynamic risk assessment frameworks
Design strategy ramp-up
Monitor portfolio performance
Refine strategies to minimize defaults
How You'll Work.
Team & Collaboration
Partner with product, data science and engineering; Present findings to stakeholders to influence decision making
Communication Scope
written communication skills; verbal communication skills
Full Job Description
ABOUT OPORTUN Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. WORKING AT OPORTUN Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups. POSITION SUMMARY Step into a role where risk management meets innovation. As a Sr. Analyst of Risk Management, you will pioneer strategies that ensure our personal loan products transform lives without compromising risk. You will design risk strategies that consider more than traditional credit scores. You will gain exposure to pricing, marketing and underwriting to build deep knowledge of installment loan business, helping drive growth and profit optimization. This is an exciting opportunity in a fast-paced organization where your contributions can have a meaningful impact. RESPONSIBILITIES Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stake holders to in
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